Chapter 1 of 4
The Runway Calculation
Sam calculates how long his savings can sustain him. At $6,200/month in expenses, his $410k in liquid assets gives him 66 months of runway. But he only wants 6.
Key Insight
A 6-month sabbatical at $6,200/month costs $37,200 directly. The opportunity cost in lost savings and compounding is $89,000 over 20 years.
Model This Scenario
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Sabbatical / Career Break
Can I afford 6 months off? What's the recovery timeline?