Your financial plan,
composed in two minutes.
Seven questions. One integrated plan. Foresight bundles the scenarios that actually matter for where you are — retirement, emergency fund, Social Security timing, college savings — and writes a plain-English narrative you can defend.
- • No sign-in to see the sample plan on the right.
- • Every version of your plan is saved — assumptions, results, and the AI's reply — so nothing is lost or overwritten.
- • An AI co-pilot answers questions grounded in your exact numbers.
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Move the sliders. See your numbers.
This is the real engine. Adjust anything — we'll carry it over when you continue.
On track — the numbers project retirement by 64.
- Retirement savings target
- $1,950,000
- Projected retirement age
- 64
Social Security, emergency fund and college savings come in on the next screen.
Most financial decisions are made without seeing the full picture.
Buying a home. Retiring early. Changing careers. Having a child. These are not small choices — they shape decades of financial outcomes. Yet most tools answer narrow questions in isolation, ignore how decisions interact over time, and focus on inputs rather than consequences.
Fragmented tools
A calculator for rent vs. buy. A different one for FIRE. Another for debt. None of them talk to each other.
Single-point answers
Most tools give you one number as if the future were certain. Real outcomes are a range — and the range matters.
No second-order thinking
A career break affects your FIRE date. A child affects your savings rate. These connections are rarely modeled.
From isolated calculators to decision modeling.
Worthune is built around decisions, not products. You start with a life event — a job change, a home purchase, a career break — and model what different paths look like over time.
A range of outcomes, not a single number
Monte Carlo modeling shows you optimistic, base, and pessimistic scenarios — because the future isn't a straight line, and false precision is its own kind of risk.
Decisions that connect to each other
Your FIRE date shifts when you have a child. Your refinance calculus changes when you're planning a sabbatical. Worthune surfaces those connections.
Transparent assumptions, not black boxes
Every model shows you what's driving the outcome. Change an assumption and watch the numbers move. Understanding the math is part of the value.
See real decisions, modeled in real time.
Follow a persona through their financial life — the trade-offs they face, the paths they consider, and the numbers behind each choice. Then run the same scenarios for your own situation.
Or go deep on a single decision.
If Foresight's composed plan isn't the right lens for what you're weighing, the underlying scenarios are all here — the same deterministic engine, scoped to one question at a time.
A structured way to explore complex decisions.
No sign-up required to start. Adjust inputs to reflect your situation — not a generic template. Use the insights to inform your own thinking, or to prepare for a conversation with a financial professional.
Start with a decision
Choose a scenario that matches the financial choice you're weighing — from rent vs. buy to early retirement to a career break.
Adjust your assumptions
Every input is visible and editable. Change your income, timeline, or rate of return and watch how the outcomes shift.
Compare paths over time
See how different choices compound across years — not just today's snapshot. Understand the trade-offs before you commit.
Understand the math behind the decision.
In-depth articles that explain the concepts, formulas, and trade-offs behind each scenario — so you can engage with the numbers, not just read them.
Two minutes to your first plan.
Foresight composes retirement, emergency fund, Social Security timing, and college savings into one integrated view. Every version of the plan is saved — assumptions, numbers, and AI replies — so nothing you see is lost.
No sign-up required to preview. Sign in to save a plan, tweak assumptions, and ask the co-pilot questions.