New · FinPlan

Life is too unpredictable for false precision.

The financial decision
you're weighing,
modeled with your numbers

No Account Connections·No Hours-long Inputs·No Spreadsheets

Sabbatical or stay? Rent or buy? Retire at 55 or keep going? We'll show you the range, the trade-offs, and which decision actually moves the needle.

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Retirement Readiness · Live PreviewMove the sliders
35
65
$75,000
10% of income
$25,000
Income coverage at retirement64%

Getting there — you're covering 64% of your retirement income target.

Projected at retirement
$898,762
Monthly income it supports
$2,996/mo
Your income target
$4,688/mo
75% income replacement · Social Security counted on next screen
Years to build
30 yrs
Get the full picture →

Social Security, tax strategy & scenario modeling on the next screen.

Why Worthune

Most tools ask for everything.
Then give you one number.

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No account connections. No spreadsheets.

Other tools ask you to connect every account, import every transaction, and hand over your financial life — then render a verdict. We ask for a few ballpark numbers. The direction is what matters, not the last decimal place.

📊

A range, not a false certainty

Nobody will retire with exactly $784,354.90. We show you a credible range — optimistic, base, and pessimistic — because understanding the spread is how you make a decision that holds up across different futures.

🔗

The decisions that actually connect

A sabbatical affects your FIRE date. A home purchase affects your savings rate. A job change affects everything. Worthune models the trade-offs across your whole financial life, not just one question at a time.

Scenarios

Go deep on one decision.

Interactive models for the decisions that actually matter. Adjust the inputs to match your situation — the numbers move in real time, and the assumptions are always visible.

How It Works

A structured way to explore complex decisions.

A few ballpark numbers is all it takes. The models are built around your situation, not a generic template — and the assumptions are always visible, always editable.

01

Start with a decision

Choose a scenario that matches the financial choice you're weighing — from rent vs. buy to early retirement to a career break.

02

See a scenario like yours

Every input is visible and editable. Change your income, timeline, or rate of return and watch the range of outcomes shift in real time.

03

Compare paths over time

See how different choices compound across years — not just today's snapshot. Understand the trade-offs before you commit.

Start here

Start with the decision.
Not the spreadsheet.

Build your FinPlan, run a Scenario, or follow a Persona through a situation like yours. A few ballpark numbers. No account connections. The direction you can actually act on.