Episode 5 of 6
The Salary Negotiation
Debbie gets a competing offer for $89k. Her current employer offers $81k to stay. What's the real financial difference after taxes, benefits, and relocation?
Key Insight
The $89k offer nets $5,820/month after taxes vs. $5,340 at $81k — a $480/month difference. But relocation costs $4,200 upfront, and the new employer's 401(k) match is 2% lower, costing $1,780/year in free money.
Model This Scenario
Starting with numbers similar to Debbie's situation — adjust any input to make it yours.