Episode 3 of 6
The House Hack Idea
Dana's coworker bought a duplex and rents half of it. The rent covers 60% of her mortgage. Dana models buying a $620k duplex in a less trendy neighborhood and running the numbers on house hacking with a roommate and an ADU tenant.
Key Insight
A $620k duplex with $62k down and a tenant paying $1,400/month brings Dana's effective housing cost to $2,310/month — only $210 more than her current rent. The house-hack path hits positive cash flow in year 4 with 3% rent increases.
Model This Scenario