Model changelog

No silent math changes

A calculation model only changes through a versioned specification update: the spec is amended first, the engine follows, and the independent verification harness must pass before release. This page is generated from those specs — it is the complete history, not a curated summary.

private-school

current: v1.2.0full spec
  • 1.2.0 (2026-08-13, product-approved): BREAKING — removed dead input
  • 1.1.0 (2026-08-13, product-approved): two fixes, one of them a
  • 1.0.0: initial as-implemented spec.

debt-payoff

current: v1.0.0full spec
  • 1.1.0 (2026-08-14, product-approved): payment rollover — a
  • 1.0.0: initial as-implemented spec.

divorce

current: v1.1.0full spec
  • 1.1.0 (2026-08-13, product-approved): fixed the no-divorce baseline
  • 1.0.0: initial as-implemented spec.

eldercare

current: v1.0.1full spec
  • 1.0.1 (2026-08-13, product-approved): BREAKING — removed dead
  • 1.0.0: initial as-implemented spec.

estate-planning

current: v1.1.0full spec
  • 1.1.0 (2026-08-13, product-approved): three changes, one of them
  • 1.0.0: initial as-implemented spec.

having-a-child

current: v1.0.0full spec
  • 1.1.0 (2026-08-13, product-approved): fixed the compounding-basis
  • 1.0.0: initial as-implemented spec.

long-term-care

current: v1.0.0full spec
  • 1.1.0 (2026-08-14, product-approved): break-even added months to
  • 1.0.0: initial as-implemented spec.

renovation

current: v1.0.0full spec
  • 1.1.0 (2026-08-14, product-approved): `fundingMethod = "heloc"`
  • 1.0.0: initial as-implemented spec.

rent-vs-buy

current: v1.1.0full spec
  • 1.1.0 (2026-08-13, product-approved): zero-rate guard (0% mortgage
  • 1.0.0: initial as-implemented spec.

rsu

current: v1.1.0full spec
  • 1.1.0 (2026-08-13, product-approved): two changes, one of them a
  • 1.0.0: initial as-implemented spec.

salary-jump

current: v1.0.1full spec
  • 1.0.1 (2026-08-13, product-approved): BREAKING — removed dead input
  • 1.0.0: initial as-implemented spec.

second-home

current: v1.1.0full spec
  • 1.1.0 (2026-08-13, product-approved): break-even now reports the
  • 1.0.0: initial as-implemented spec.

side-business

current: v1.0.1full spec
  • 1.0.1 (2026-08-13, product-approved): BREAKING — removed dead
  • 1.0.0: initial as-implemented spec.

social-security-timing

current: v1.0.0full spec
  • 1.1.0 (2026-08-13, product-approved): replaced the hardcoded
  • 1.0.0: initial as-implemented spec.

wedding

current: v1.0.0full spec
  • 1.1.0 (2026-08-13, product-approved): three fixes.
  • 1.0.0: initial as-implemented spec.

Unchanged since first verification (12 models)

These models remain at their initial verified version:

529-college-savings v1.0.0, down-payment v1.0.0, emergency-fund v1.0.0, fire v1.0.1, mega-backdoor-roth v1.0.0, one-income v1.0.0, refinance v1.0.0, relocation v1.0.0, roth-vs-traditional v1.0.1, sabbatical v1.0.0, student-loan-payoff v1.0.0, windfall v1.0.1

See all models, contracts, and the verification method at /models.