Keeping households current
Once a book is in, balances stay current through small updates from your aggregator feed or your own scheduled job. Each update carries the version it expects, so two systems can never overwrite each other silently. A weekly check tells you which plans have gone stale, and your systems are notified on every change.
Last reviewed . For the exact calls behind each step, see the developer docs.
Where updates come from
Most firms already receive account balances from an aggregator. Worthune understands the shapes the common aggregators produce, so the balances can be passed through to the matching accounts with little work. Firms without an aggregator send updates from their own nightly job, usually the same export they used for the import, reduced to what changed.
How an update works
An update names the household and the fields that changed, and it carries the version of the record it was based on. If the record has moved on since, the update is refused with a clear message rather than applied over someone else's change. Your job re-reads and retries. This is what keeps an advisor's edit and a nightly feed from silently undoing each other.
After an update, the household can be re-projected on demand. Nothing is recomputed behind your back; you choose when a plan is refreshed, and the record keeps the version and the engine version each projection was made with.
The weekly check
Once a week Worthune scans every stored household and reports the plans whose last projection is older than the household's data, or was made under an older version of the engine. The report gives reasons, never new numbers; recomputing a plan is a decision your team makes with the assumptions it chooses. A household that is up to date is simply not mentioned.
Questions
Common questions
- How often should we send updates?
- As often as your source changes. Nightly is typical for balances. There is no charge per update; what is metered is the number of households active in a month.
- What happens if two people edit the same household?
- The second edit is refused if it was based on an older version, and the message says so. Nobody's change is lost silently; the later editor re-reads and applies their change again.
- Does the weekly check recompute plans?
- No. It reports which plans are stale and why. Recomputing uses your assumptions, so it stays your call.
Something not covered here? Write to support@worthune.com.