Marriage & Money
Financial integration
This 7-part series provides comprehensive coverage of Joint Vs Separate Accounts. Topics include Joint Vs Separate Accounts, Prenup Scenarios, Credit Score Merging, Spender Saver Compromise, Gifting Between Spouses, Divorce Financial Checklist, Widower Finances.
Articles in this series
Joint vs. Separate Accounts: Three-Bucket System
Joint vs. Separate Accounts: The Three-Bucket System ===================================================== There is no single correct answer to whether married couples should combine finances,...
Prenup Scenarios: Not Just for the Wealthy
Prenup Scenarios: Not Just for the Wealthy ========================================== Prenuptial agreements are culturally associated with wealth—the hedge fund manager protecting assets from a...
Credit Score Merging: Authorized User Effects
Credit Score Merging: Authorized User Effects ============================================= Marriage does not merge credit scores. This is the most persistent misconception about how credit works...
The Spender-Saver Compromise: Fun Money Accounts
The Spender-Saver Compromise: Fun Money Accounts ================================================= Financial incompatibility is among the most commonly cited causes of marital conflict. But...
Gifting Between Spouses: No Tax, but Tracking Basis
Gifting Between Spouses: No Tax, but Tracking Basis ==================================================== Transfers of money and property between spouses are among the most tax-favored transactions...
Divorce Financial Checklist: 401(k) QDROs and Home Equity
Divorce Financial Checklist: 401(k) QDROs and Home Equity =========================================================== Divorce is simultaneously a legal proceeding, an emotional crisis, and the...
Widow(er) Finances: Portability of Estate Tax Exemption
Widow(er) Finances: Portability of Estate Tax Exemption ======================================================== The financial aftermath of a spouse's death arrives in waves. The immediate...