Joint Vs Separate Accounts Series
A 7-part guide
This 7-part series provides comprehensive coverage of Joint Vs Separate Accounts. Topics include Joint Vs Separate Accounts, Prenup Scenarios, Credit Score Merging, Spender Saver Compromise, Gifting Between Spouses, Divorce Financial Checklist, Widower Finances.
Articles in this series
Joint Vs Separate Accounts
Joint vs. Separate Accounts: The Three-Bucket System ===================================================== There is no single correct answer to whether married couples should combine finances,...
Prenup Scenarios
Prenup Scenarios: Not Just for the Wealthy ========================================== Prenuptial agreements are culturally associated with wealth—the hedge fund manager protecting assets from a...
Credit Score Merging
Credit Score Merging: Authorized User Effects ============================================= Marriage does not merge credit scores. This is the most persistent misconception about how credit works...
Spender Saver Compromise
The Spender-Saver Compromise: Fun Money Accounts ================================================= Financial incompatibility is among the most commonly cited causes of marital conflict. But...
Gifting Between Spouses
Gifting Between Spouses: No Tax, but Tracking Basis ==================================================== Transfers of money and property between spouses are among the most tax-favored transactions...
Divorce Financial Checklist
Divorce Financial Checklist: 401(k) QDROs and Home Equity =========================================================== Divorce is simultaneously a legal proceeding, an emotional crisis, and the...
Widower Finances
Widow(er) Finances: Portability of Estate Tax Exemption ======================================================== The financial aftermath of a spouse's death arrives in waves. The immediate...