Insurance You Actually Need
Risk management
This 8-part series provides comprehensive coverage of Term Vs Whole Life. Topics include Term Vs Whole Life, Disability Insurance, Umbrella Liability, Renters Insurance, Identity Theft Insurance, Pet Insurance, Wedding Cancellation Insurance, Auto Disability Rider Skip.
Articles in this series
Term Life vs. Whole Life: The Mathematical Case
Term Life vs. Whole Life: The Mathematical Case ================================================ Life insurance conversations often produce more confusion than clarity because two fundamentally...
Disability Insurance: Own-Occupation vs. Any-Occupation
Disability Insurance: Own-Occupation vs. Any-Occupation ======================================================== You are far more likely to become disabled during your working years than to die....
Umbrella Liability: When Your Net Worth Exceeds Limits
Umbrella Liability: When Your Net Worth Exceeds Limits ====================================================== Your auto insurance policy includes $300,000 in liability coverage. Your homeowners...
Renters Insurance: The $20k Theft Scenario
Renters Insurance: The $20K Theft Scenario ========================================== A burglar breaks into an apartment. They take a laptop, a camera, two bicycles, a gaming setup, and a jewelry...
Identity Theft Insurance: Redundant or Not?
Identity Theft Insurance: Redundant or Not? ============================================ Identity theft insurance is sold as a standalone product, as an add-on to homeowners and renters insurance,...
Pet Insurance: Sinking Fund vs. Premium
Pet Insurance: Sinking Fund vs. Premium ======================================== A dog swallows a toy. Emergency surgery costs $4,800. The owner, who was paying $55 per month in pet insurance...
Wedding/Cancellation Insurance: Niche but Useful
Wedding/Cancellation Insurance: Niche but Useful ================================================= A wedding is one of the largest single financial events in a person's life—average cost exceeding...
Long-Term Disability Rider on Auto? Skip It
Long-Term Disability Rider on Auto? Skip It ============================================ Auto insurance policies routinely include optional add-ons designed to appear valuable at the point of...