Healthcare Costs in Retirement
Medicare and beyond
This 7-part series provides comprehensive coverage of Medicare Parts Matrix. Topics include Medicare Parts Matrix, Irmaa, Hsa After 65, Ltc Insurance, Medicare Advantage Vs Original, Dental Vision Hearing Gaps, Prescription Drug Costs.
Articles in this series
Medicare Part A, B, D, and Medigap: The Matrix
Medicare Part A/B/D/Medigap Matrix ==================================== Medicare is the federal health insurance program for Americans aged 65 and older and for people with certain disabilities....
IRMAA: Income-Related Monthly Adjustment Amount
IRMAA: Income-Related Medicare Surcharges ========================================== Most Medicare enrollees pay the standard Part B premium of $174.70 per month in 2024. Higher-income enrollees...
HSA After 65: Penalty-Free Non-Medical Withdrawals
HSA After 65: Contribution Rules and Spending ============================================= The Health Savings Account is the only savings vehicle in the U.S. tax code that delivers a triple tax...
Long-Term Care Insurance: Inflation Protection Riders
LTC Insurance: Inflation Riders and Hybrid Products ===================================================== Long-term care insurance addresses the risk that aging adults will require sustained paid...
Medicare Advantage vs. Original Medicare
Medicare Advantage vs. Original Medicare: The Decision Framework ================================================================= Medicare Advantage (Part C) has grown from a niche alternative to...
Dental and Vision Gaps
Dental, Vision, and Hearing Gaps in Medicare ============================================= Original Medicare was designed in 1965 around the medical care model of that era—inpatient hospital...
Prescription Drug Donut Hole (Phased Out but Relevant)
Prescription Drug Costs: The Donut Hole Era Ends ================================================= For nearly two decades, one of Medicare's most confusing and financially damaging features was...