The Situation

The Financial Complexity of Divorce

Divorce involves asset division, liability allocation, tax implications, insurance changes, estate document updates, and post-divorce income planning — simultaneously, under emotional stress, often with adversarial dynamics. Decisions made during this process about retirement account splits, home ownership, and support arrangements will shape both parties' financial trajectories for years.

Divorce is not primarily an emotional event with financial side effects. For many people, it is one of the most consequential financial events of their lives.

— Worthune Decision Framework

• You're navigating or anticipating divorce and haven't mapped all the financial decisions it requires
• You're unsure how retirement accounts, real estate, and debt get divided — and what the long-term implications of different division approaches are
• You haven't updated or planned to update estate documents, insurance, and beneficiary designations