{"model":"auto-loan","specVersion":"1.0.0","specUrl":"/api/v1/models/auto-loan/spec","inputs":{"vehiclePrice":{"kind":"float","min":3000,"max":300000},"downPayment":{"kind":"float","min":0,"max":100000},"tradeInValue":{"kind":"float","min":0,"max":100000},"salesTaxRate":{"kind":"float","min":0,"max":0.12},"titleAndFees":{"kind":"float","min":0,"max":5000},"annualRate":{"kind":"float","min":0,"max":0.25},"termMonths":{"kind":"int","min":12,"max":96}},"arrayInputs":{},"constraints":[],"sentinels":[],"facts":[],"disclaimer":"Illustrative planning model, not financial advice. Outputs follow the published model spec exactly; read the spec for assumptions and exclusions before relying on any number."}