{"dataset":"worthune-evals/emergency-fund","model":"emergency-fund","specVersion":"1.0.0","count":250,"tolerance":{"rel":1e-9,"abs":0.000001},"provenance":"Generated by the same code path the Concordance harness exports for CI: expected outputs computed by the production engine, cross-checked against an independent second implementation written from the published spec alone. Deterministic per specVersion.","spec":"https://worthune.com/api/v1/models/emergency-fund/spec","license":"Free with attribution.","docs":"https://worthune.com/evals"}
{"id":"emergency-fund-0000","inputs":{"monthlyExpenses":500,"targetMonths":1,"currentSavings":0,"monthlySavings":50,"savingsAccountRate":0.01},"expected":{"targetAmount":500,"monthsToGoal":10,"yearsToGoal":0.8333333333333334,"interestEarned":1.8791727491359325,"projectedBalance":[{"month":0,"balance":0,"target":500},{"month":1,"balance":50,"target":500},{"month":2,"balance":100.04166666666666,"target":500},{"month":3,"balance":150.1250347222222,"target":500},{"month":4,"balance":200.25013891782405,"target":500},{"month":5,"balance":250.41701403358888,"target":500},{"month":6,"balance":300.62569487861686,"target":500},{"month":7,"balance":350.8762162910157,"target":500},{"month":8,"balance":401.1686131379248,"target":500},{"month":9,"balance":451.5029203155397,"target":500},{"month":10,"balance":501.87917274913593,"target":500}],"coverageByMonth":[{"month":0,"monthsCovered":0},{"month":1,"monthsCovered":0.1},{"month":2,"monthsCovered":0.2000833333333333},{"month":3,"monthsCovered":0.30025006944444443},{"month":4,"monthsCovered":0.40050027783564807},{"month":5,"monthsCovered":0.5008340280671778},{"month":6,"monthsCovered":0.6012513897572337},{"month":7,"monthsCovered":0.7017524325820313},{"month":8,"monthsCovered":0.8023372262758496},{"month":9,"monthsCovered":0.9030058406310795},{"month":10,"monthsCovered":1.003758345498272}]}}
{"id":"emergency-fund-0001","inputs":{"monthlyExpenses":20000,"targetMonths":12,"currentSavings":100000,"monthlySavings":5000,"savingsAccountRate":0.08},"expected":{"targetAmount":240000,"monthsToGoal":23,"yearsToGoal":1.9166666666666667,"interestEarned":25352.39269885543,"projectedBalance":[{"month":0,"balance":100000,"target":240000},{"month":1,"balance":105666.66666666666,"target":240000},{"month":2,"balance":111371.1111111111,"target":240000},{"month":3,"balance":117113.58518518516,"target":240000},{"month":4,"balance":122894.34241975305,"target":240000},{"month":5,"balance":128713.63803588474,"target":240000},{"month":6,"balance":134571.72895612396,"target":240000},{"month":7,"balance":140468.87381583144,"target":240000},{"month":8,"balance":146405.33297460363,"target":240000},{"month":9,"balance":152381.36852776766,"target":240000},{"month":10,"balance":158397.24431795278,"target":240000},{"month":11,"balance":164453.2259467391,"target":240000},{"month":12,"balance":170549.58078638403,"target":240000},{"month":13,"balance":176686.57799162657,"target":240000},{"month":14,"balance":182864.48851157073,"target":240000},{"month":15,"balance":189083.58510164786,"target":240000},{"month":16,"balance":195344.14233565883,"target":240000},{"month":17,"balance":201646.43661789654,"target":240000},{"month":18,"balance":207990.74619534917,"target":240000},{"month":19,"balance":214377.35116998482,"target":240000},{"month":20,"balance":220806.53351111803,"target":240000},{"month":21,"balance":227278.5770678588,"target":240000},{"month":22,"balance":233793.7675816445,"target":240000},{"month":23,"balance":240352.39269885543,"target":240000}],"coverageByMonth":[{"month":0,"monthsCovered":5},{"month":1,"monthsCovered":5.283333333333333},{"month":2,"monthsCovered":5.568555555555554},{"month":3,"monthsCovered":5.855679259259258},{"month":4,"monthsCovered":6.144717120987653},{"month":5,"monthsCovered":6.435681901794237},{"month":6,"monthsCovered":6.728586447806198},{"month":7,"monthsCovered":7.023443690791572},{"month":8,"monthsCovered":7.320266648730182},{"month":9,"monthsCovered":7.619068426388383},{"month":10,"monthsCovered":7.919862215897639},{"month":11,"monthsCovered":8.222661297336955},{"month":12,"monthsCovered":8.527479039319202},{"month":13,"monthsCovered":8.83432889958133},{"month":14,"monthsCovered":9.143224425578536},{"month":15,"monthsCovered":9.454179255082392},{"month":16,"monthsCovered":9.767207116782942},{"month":17,"monthsCovered":10.082321830894827},{"month":18,"monthsCovered":10.399537309767458},{"month":19,"monthsCovered":10.718867558499241},{"month":20,"monthsCovered":11.040326675555901},{"month":21,"monthsCovered":11.36392885339294},{"month":22,"monthsCovered":11.689688379082225},{"month":23,"monthsCovered":12.017619634942772}]}}
{"id":"emergency-fund-0002","inputs":{"monthlyExpenses":500,"targetMonths":1,"currentSavings":100000,"monthlySavings":50,"savingsAccountRate":0.01},"expected":{"targetAmount":500,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":100000,"target":500}],"coverageByMonth":[{"month":0,"monthsCovered":200}]}}
{"id":"emergency-fund-0003","inputs":{"monthlyExpenses":20000,"targetMonths":12,"currentSavings":0,"monthlySavings":50,"savingsAccountRate":0.01},"expected":{"targetAmount":240000,"monthsToGoal":240,"yearsToGoal":20,"interestEarned":1278.062120654975,"projectedBalance":[{"month":0,"balance":0,"target":240000},{"month":1,"balance":50,"target":240000},{"month":2,"balance":100.04166666666666,"target":240000},{"month":3,"balance":150.1250347222222,"target":240000},{"month":4,"balance":200.25013891782405,"target":240000},{"month":5,"balance":250.41701403358888,"target":240000},{"month":6,"balance":300.62569487861686,"target":240000},{"month":7,"balance":350.8762162910157,"target":240000},{"month":8,"balance":401.1686131379248,"target":240000},{"month":9,"balance":451.5029203155397,"target":240000},{"month":10,"balance":501.87917274913593,"target":240000},{"month":11,"balance":552.2974053930935,"target":240000},{"month":12,"balance":602.757653230921,"target":240000},{"month":13,"balance":653.2599512752801,"target":240000},{"month":14,"balance":703.8043345680094,"target":240000},{"month":15,"balance":754.3908381801493,"target":240000},{"month":16,"balance":805.019497211966,"target":240000},{"month":17,"balance":855.6903467929759,"target":240000},{"month":18,"balance":906.40342208197,"target":240000},{"month":19,"balance":957.1587582670383,"target":240000},{"month":20,"balance":1007.956390565594,"target":240000},{"month":21,"balance":1058.7963542243986,"target":240000},{"month":22,"balance":1109.6786845195854,"target":240000},{"month":23,"balance":1160.603416756685,"target":240000},{"month":24,"balance":1211.5705862706488,"target":240000},{"month":25,"balance":1262.5802284258743,"target":240000},{"month":26,"balance":1313.632378616229,"target":240000},{"month":27,"balance":1364.7270722650758,"target":240000},{"month":28,"balance":1415.8643448252965,"target":240000},{"month":29,"balance":1467.0442317793174,"target":240000},{"month":30,"balance":1518.2667686391335,"target":240000},{"month":31,"balance":1569.5319909463326,"target":240000},{"month":32,"balance":1620.8399342721211,"target":240000},{"month":33,"balance":1672.1906342173477,"target":240000},{"month":34,"balance":1723.5841264125286,"target":240000},{"month":35,"balance":1775.0204465178722,"target":240000},{"month":36,"balance":1826.4996302233035,"target":240000},{"month":37,"balance":1878.0217132484895,"target":240000},{"month":38,"balance":1929.586731342863,"target":240000},{"month":39,"balance":1981.1947202856486,"target":240000},{"month":40,"balance":2032.8457158858864,"target":240000},{"month":41,"balance":2084.539753982458,"target":240000},{"month":42,"balance":2136.27687044411,"target":240000},{"month":43,"balance":2188.05710116948,"target":240000},{"month":44,"balance":2239.880482087121,"target":240000},{"month":45,"balance":2291.747049155527,"target":240000},{"month":46,"balance":2343.656838363156,"target":240000},{"month":47,"balance":2395.6098857284587,"target":240000},{"month":48,"balance":2447.606227299899,"target":240000},{"month":49,"balance":2499.6458991559816,"target":240000},{"month":50,"balance":2551.728937405278,"target":240000},{"month":51,"balance":2603.855378186449,"target":240000},{"month":52,"balance":2656.0252576682706,"target":240000},{"month":53,"balance":2708.2386120496603,"target":240000},{"month":54,"balance":2760.4954775597016,"target":240000},{"month":55,"balance":2812.7958904576676,"target":240000},{"month":56,"balance":2865.1398870330486,"target":240000},{"month":57,"balance":2917.527503605576,"target":240000},{"month":58,"balance":2969.958776525247,"target":240000},{"month":59,"balance":3022.433742172351,"target":240000},{"month":60,"balance":3074.9524369574942,"target":240000}],"coverageByMonth":[{"month":0,"monthsCovered":0},{"month":1,"monthsCovered":0.0025},{"month":2,"monthsCovered":0.005002083333333333},{"month":3,"monthsCovered":0.007506251736111111},{"month":4,"monthsCovered":0.010012506945891203},{"month":5,"monthsCovered":0.012520850701679444},{"month":6,"monthsCovered":0.015031284743930843},{"month":7,"monthsCovered":0.017543810814550784},{"month":8,"monthsCovered":0.02005843065689624},{"month":9,"monthsCovered":0.022575146015776985},{"month":10,"monthsCovered":0.025093958637456795},{"month":11,"monthsCovered":0.027614870269654677},{"month":12,"monthsCovered":0.030137882661546052},{"month":13,"monthsCovered":0.032662997563764},{"month":14,"monthsCovered":0.03519021672840047},{"month":15,"monthsCovered":0.03771954190900747},{"month":16,"monthsCovered":0.0402509748605983},{"month":17,"monthsCovered":0.042784517339648796},{"month":18,"monthsCovered":0.0453201711040985},{"month":19,"monthsCovered":0.04785793791335191},{"month":20,"monthsCovered":0.0503978195282797},{"month":21,"monthsCovered":0.05293981771121993},{"month":22,"monthsCovered":0.05548393422597927},{"month":23,"monthsCovered":0.058030170837834245},{"month":24,"monthsCovered":0.06057852931353244},{"month":25,"monthsCovered":0.06312901142129372},{"month":26,"monthsCovered":0.06568161893081145},{"month":27,"monthsCovered":0.0682363536132538},{"month":28,"monthsCovered":0.07079321724126482},{"month":29,"monthsCovered":0.07335221158896588},{"month":30,"monthsCovered":0.07591333843195668},{"month":31,"monthsCovered":0.07847659954731663},{"month":32,"monthsCovered":0.08104199671360605},{"month":33,"monthsCovered":0.08360953171086738},{"month":34,"monthsCovered":0.08617920632062642},{"month":35,"monthsCovered":0.0887510223258936},{"month":36,"monthsCovered":0.09132498151116518},{"month":37,"monthsCovered":0.09390108566242447},{"month":38,"monthsCovered":0.09647933656714315},{"month":39,"monthsCovered":0.09905973601428243},{"month":40,"monthsCovered":0.10164228579429432},{"month":41,"monthsCovered":0.1042269876991229},{"month":42,"monthsCovered":0.1068138435222055},{"month":43,"monthsCovered":0.10940285505847401},{"month":44,"monthsCovered":0.11199402410435605},{"month":45,"monthsCovered":0.11458735245777635},{"month":46,"monthsCovered":0.11718284191815781},{"month":47,"monthsCovered":0.11978049428642294},{"month":48,"monthsCovered":0.12238031136499494},{"month":49,"monthsCovered":0.12498229495779908},{"month":50,"monthsCovered":0.1275864468702639},{"month":51,"monthsCovered":0.13019276890932244},{"month":52,"monthsCovered":0.13280126288341354},{"month":53,"monthsCovered":0.13541193060248302},{"month":54,"monthsCovered":0.1380247738779851},{"month":55,"monthsCovered":0.1406397945228834},{"month":56,"monthsCovered":0.14325699435165243},{"month":57,"monthsCovered":0.1458763751802788},{"month":58,"monthsCovered":0.14849793882626233},{"month":59,"monthsCovered":0.15112168710861754},{"month":60,"monthsCovered":0.15374762184787472}]}}
{"id":"emergency-fund-0004","inputs":{"monthlyExpenses":4500,"targetMonths":6,"currentSavings":0,"monthlySavings":300,"savingsAccountRate":0.04},"expected":{"targetAmount":27000,"monthsToGoal":79,"yearsToGoal":6.583333333333333,"interestEarned":3362.1613910343003,"projectedBalance":[{"month":0,"balance":0,"target":27000},{"month":1,"balance":300,"target":27000},{"month":2,"balance":601,"target":27000},{"month":3,"balance":903.0033333333333,"target":27000},{"month":4,"balance":1206.0133444444446,"target":27000},{"month":5,"balance":1510.0333889259261,"target":27000},{"month":6,"balance":1815.0668335556793,"target":27000},{"month":7,"balance":2121.1170563341984,"target":27000},{"month":8,"balance":2428.1874465219794,"target":27000},{"month":9,"balance":2736.2814046770527,"target":27000},{"month":10,"balance":3045.4023426926433,"target":27000},{"month":11,"balance":3355.553683834952,"target":27000},{"month":12,"balance":3666.7388627810687,"target":27000},{"month":13,"balance":3978.961325657006,"target":27000},{"month":14,"balance":4292.224530075863,"target":27000},{"month":15,"balance":4606.531945176116,"target":27000},{"month":16,"balance":4921.887051660037,"target":27000},{"month":17,"balance":5238.293341832238,"target":27000},{"month":18,"balance":5555.754319638346,"target":27000},{"month":19,"balance":5874.273500703807,"target":27000},{"month":20,"balance":6193.854412372821,"target":27000},{"month":21,"balance":6514.500593747397,"target":27000},{"month":22,"balance":6836.215595726556,"target":27000},{"month":23,"balance":7159.002981045645,"target":27000},{"month":24,"balance":7482.866324315798,"target":27000},{"month":25,"balance":7807.809212063518,"target":27000},{"month":26,"balance":8133.835242770398,"target":27000},{"month":27,"balance":8460.948026912967,"target":27000},{"month":28,"balance":8789.151187002677,"target":27000},{"month":29,"balance":9118.448357626019,"target":27000},{"month":30,"balance":9448.843185484773,"target":27000},{"month":31,"balance":9780.33932943639,"target":27000},{"month":32,"balance":10112.940460534512,"target":27000},{"month":33,"balance":10446.650262069628,"target":27000},{"month":34,"balance":10781.472429609861,"target":27000},{"month":35,"balance":11117.410671041895,"target":27000},{"month":36,"balance":11454.468706612035,"target":27000},{"month":37,"balance":11792.650268967409,"target":27000},{"month":38,"balance":12131.959103197301,"target":27000},{"month":39,"balance":12472.398966874627,"target":27000},{"month":40,"balance":12813.973630097544,"target":27000},{"month":41,"balance":13156.686875531203,"target":27000},{"month":42,"balance":13500.54249844964,"target":27000},{"month":43,"balance":13845.544306777807,"target":27000},{"month":44,"balance":14191.696121133735,"target":27000},{"month":45,"balance":14539.001774870849,"target":27000},{"month":46,"balance":14887.46511412042,"target":27000},{"month":47,"balance":15237.089997834155,"target":27000},{"month":48,"balance":15587.880297826936,"target":27000},{"month":49,"balance":15939.839898819693,"target":27000},{"month":50,"balance":16292.972698482426,"target":27000},{"month":51,"balance":16647.28260747737,"target":27000},{"month":52,"balance":17002.773549502293,"target":27000},{"month":53,"balance":17359.44946133397,"target":27000},{"month":54,"balance":17717.31429287175,"target":27000},{"month":55,"balance":18076.372007181322,"target":27000},{"month":56,"balance":18436.626580538596,"target":27000},{"month":57,"balance":18798.082002473726,"target":27000},{"month":58,"balance":19160.742275815308,"target":27000},{"month":59,"balance":19524.611416734693,"target":27000},{"month":60,"balance":19889.69345479048,"target":27000}],"coverageByMonth":[{"month":0,"monthsCovered":0},{"month":1,"monthsCovered":0.06666666666666667},{"month":2,"monthsCovered":0.13355555555555557},{"month":3,"monthsCovered":0.2006674074074074},{"month":4,"monthsCovered":0.2680029654320988},{"month":5,"monthsCovered":0.33556297531687246},{"month":6,"monthsCovered":0.4033481852345954},{"month":7,"monthsCovered":0.4713593458520441},{"month":8,"monthsCovered":0.5395972103382176},{"month":9,"monthsCovered":0.6080625343726784},{"month":10,"monthsCovered":0.6767560761539207},{"month":11,"monthsCovered":0.7456785964077671},{"month":12,"monthsCovered":0.8148308583957931},{"month":13,"monthsCovered":0.8842136279237791},{"month":14,"monthsCovered":0.9538276733501918},{"month":15,"monthsCovered":1.0236737655946924},{"month":16,"monthsCovered":1.0937526781466749},{"month":17,"monthsCovered":1.1640651870738308},{"month":18,"monthsCovered":1.2346120710307436},{"month":19,"monthsCovered":1.3053941112675127},{"month":20,"monthsCovered":1.3764120916384046},{"month":21,"monthsCovered":1.4476667986105327},{"month":22,"monthsCovered":1.519159021272568},{"month":23,"monthsCovered":1.5908895513434766},{"month":24,"monthsCovered":1.6628591831812884},{"month":25,"monthsCovered":1.735068713791893},{"month":26,"monthsCovered":1.8075189428378662},{"month":27,"monthsCovered":1.880210672647326},{"month":28,"monthsCovered":1.953144708222817},{"month":29,"monthsCovered":2.0263218572502266},{"month":30,"monthsCovered":2.0997429301077273},{"month":31,"monthsCovered":2.1734087398747532},{"month":32,"monthsCovered":2.2473201023410025},{"month":33,"monthsCovered":2.321477836015473},{"month":34,"monthsCovered":2.3958827621355248},{"month":35,"monthsCovered":2.4705357046759766},{"month":36,"monthsCovered":2.54543749035823},{"month":37,"monthsCovered":2.620588948659424},{"month":38,"monthsCovered":2.6959909118216223},{"month":39,"monthsCovered":2.7716442148610283},{"month":40,"monthsCovered":2.847549695577232},{"month":41,"monthsCovered":2.9237081945624896},{"month":42,"monthsCovered":3.0001205552110313},{"month":43,"monthsCovered":3.0767876237284018},{"month":44,"monthsCovered":3.15371024914083},{"month":45,"monthsCovered":3.230889283304633},{"month":46,"monthsCovered":3.308325580915649},{"month":47,"monthsCovered":3.3860199995187013},{"month":48,"monthsCovered":3.463973399517097},{"month":49,"monthsCovered":3.542186644182154},{"month":50,"monthsCovered":3.6206605996627617},{"month":51,"monthsCovered":3.699396134994971},{"month":52,"monthsCovered":3.778394122111621},{"month":53,"monthsCovered":3.8576554358519934},{"month":54,"monthsCovered":3.9371809539715},{"month":55,"monthsCovered":4.016971557151405},{"month":56,"monthsCovered":4.097028129008577},{"month":57,"monthsCovered":4.177351556105273},{"month":58,"monthsCovered":4.257942727958957},{"month":59,"monthsCovered":4.338802537052154},{"month":60,"monthsCovered":4.419931878842329}]}}
{"id":"emergency-fund-0005","inputs":{"monthlyExpenses":4364.0547193354,"targetMonths":1,"currentSavings":41674.22440368682,"monthlySavings":619.9474412482232,"savingsAccountRate":0.06976165763102472},"expected":{"targetAmount":4364.0547193354,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":41674.22440368682,"target":4364.0547193354}],"coverageByMonth":[{"month":0,"monthsCovered":9.549427558514521}]}}
{"id":"emergency-fund-0006","inputs":{"monthlyExpenses":8100.600673700683,"targetMonths":7,"currentSavings":27702.744933776557,"monthlySavings":321.8846350326203,"savingsAccountRate":0.05182182707125322},"expected":{"targetAmount":56704.20471590478,"monthsToGoal":58,"yearsToGoal":4.833333333333333,"interestEarned":10360.414107409197,"projectedBalance":[{"month":0,"balance":27702.744933776557,"target":56704.20471590478},{"month":1,"balance":28144.263473588944,"target":56704.20471590478},{"month":2,"balance":28587.688704852906,"target":56704.20471590478},{"month":3,"balance":29033.028861588,"target":56704.20471590478},{"month":4,"balance":29480.292213372282,"target":56704.20471590478},{"month":5,"balance":29929.48706549585,"target":56704.20471590478},{"month":6,"balance":30380.62175911509,"target":56704.20471590478},{"month":7,"balance":30833.704671407544,"target":56704.20471590478},{"month":8,"balance":31288.744215727478,"target":56704.20471590478},{"month":9,"balance":31745.748841762106,"target":56704.20471590478},{"month":10,"balance":32204.727035688495,"target":56704.20471590478},{"month":11,"balance":32665.687320331144,"target":56704.20471590478},{"month":12,"balance":33128.63825532025,"target":56704.20471590478},{"month":13,"balance":33593.58843725064,"target":56704.20471590478},{"month":14,"balance":34060.54649984143,"target":56704.20471590478},{"month":15,"balance":34529.521114096315,"target":56704.20471590478},{"month":16,"balance":35000.52098846459,"target":56704.20471590478},{"month":17,"balance":35473.55486900287,"target":56704.20471590478},{"month":18,"balance":35948.6315395375,"target":56704.20471590478},{"month":19,"balance":36425.759821827625,"target":56704.20471590478},{"month":20,"balance":36904.94857572906,"target":56704.20471590478},{"month":21,"balance":37386.20669935876,"target":56704.20471590478},{"month":22,"balance":37869.54312926007,"target":56704.20471590478},{"month":23,"balance":38354.966840568675,"target":56704.20471590478},{"month":24,"balance":38842.48684717926,"target":56704.20471590478},{"month":25,"balance":39332.112201912874,"target":56704.20471590478},{"month":26,"balance":39823.85199668505,"target":56704.20471590478},{"month":27,"balance":40317.71536267462,"target":56704.20471590478},{"month":28,"balance":40813.71147049328,"target":56704.20471590478},{"month":29,"balance":41311.849530355896,"target":56704.20471590478},{"month":30,"balance":41812.13879225149,"target":56704.20471590478},{"month":31,"balance":42314.588546115054,"target":56704.20471590478},{"month":32,"balance":42819.208122000004,"target":56704.20471590478},{"month":33,"balance":43326.006890251476,"target":56704.20471590478},{"month":34,"balance":43834.99426168031,"target":56704.20471590478},{"month":35,"balance":44346.17968773778,"target":56704.20471590478},{"month":36,"balance":44859.57266069112,"target":56704.20471590478},{"month":37,"balance":45375.18271379979,"target":56704.20471590478},{"month":38,"balance":45893.01942149249,"target":56704.20471590478},{"month":39,"balance":46413.09239954496,"target":56704.20471590478},{"month":40,"balance":46935.41130525852,"target":56704.20471590478},{"month":41,"balance":47459.98583763941,"target":56704.20471590478},{"month":42,"balance":47986.82573757889,"target":56704.20471590478},{"month":43,"balance":48515.9407880341,"target":56704.20471590478},{"month":44,"balance":49047.340814209776,"target":56704.20471590478},{"month":45,"balance":49581.03568374063,"target":56704.20471590478},{"month":46,"balance":50117.03530687462,"target":56704.20471590478},{"month":47,"balance":50655.34963665697,"target":56704.20471590478},{"month":48,"balance":51195.98866911498,"target":56704.20471590478},{"month":49,"balance":51738.962443443656,"target":56704.20471590478},{"month":50,"balance":52284.281042192124,"target":56704.20471590478},{"month":51,"balance":52831.95459145085,"target":56704.20471590478},{"month":52,"balance":53381.99326103967,"target":56704.20471590478},{"month":53,"balance":53934.40726469666,"target":56704.20471590478},{"month":54,"balance":54489.20686026775,"target":56704.20471590478},{"month":55,"balance":55046.402349897246,"target":56704.20471590478},{"month":56,"balance":55606.004080219114,"target":56704.20471590478},{"month":57,"balance":56168.02244254911,"target":56704.20471590478},{"month":58,"balance":56732.46787307773,"target":56704.20471590478}],"coverageByMonth":[{"month":0,"monthsCovered":3.419838361334854},{"month":1,"monthsCovered":3.4743427811423646},{"month":2,"monthsCovered":3.5290825775013657},{"month":3,"monthsCovered":3.584058766882103},{"month":4,"monthsCovered":3.639272370144434},{"month":5,"monthsCovered":3.6947244125567846},{"month":6,"monthsCovered":3.750415923815189},{"month":7,"monthsCovered":3.8063479380624075},{"month":8,"monthsCovered":3.8625214939071317},{"month":9,"monthsCovered":3.918937634443269},{"month":10,"monthsCovered":3.9755974072693143},{"month":11,"monthsCovered":4.0325018645078},{"month":12,"monthsCovered":4.089652062824835},{"month":13,"monthsCovered":4.147049063449726},{"month":14,"monthsCovered":4.204693932194684},{"month":15,"monthsCovered":4.262587739474612},{"month":16,"monthsCovered":4.320731560326986},{"month":17,"monthsCovered":4.379126474431817},{"month":18,"monthsCovered":4.437773566131696},{"month":19,"monthsCovered":4.496673924451933},{"month":20,"monthsCovered":4.555828643120781},{"month":21,"monthsCovered":4.6152388205897354},{"month":22,"monthsCovered":4.674905560053947},{"month":23,"monthsCovered":4.734829969472693},{"month":24,"monthsCovered":4.795013161589958},{"month":25,"monthsCovered":4.8554562539551},{"month":26,"monthsCovered":4.916160368943591},{"month":27,"monthsCovered":4.9771266337778695},{"month":28,"monthsCovered":5.038356180548266},{"month":29,"monthsCovered":5.099850146234028},{"month":30,"monthsCovered":5.161609672724431},{"month":31,"monthsCovered":5.223635906839984},{"month":32,"monthsCovered":5.285930000353721},{"month":33,"monthsCovered":5.348493110012593},{"month":34,"monthsCovered":5.411326397558949},{"month":35,"monthsCovered":5.4744310297520995},{"month":36,"monthsCovered":5.537808178389992},{"month":37,"monthsCovered":5.6014590203309655},{"month":38,"monthsCovered":5.665384737515607},{"month":39,"monthsCovered":5.729586516988694},{"month":40,"monthsCovered":5.794065550921241},{"month":41,"monthsCovered":5.858823036632636},{"month":42,"monthsCovered":5.923860176612873},{"month":43,"monthsCovered":5.989178178544883},{"month":44,"monthsCovered":6.054778255326955},{"month":45,"monthsCovered":6.120661625095266},{"month":46,"monthsCovered":6.186829511246494},{"month":47,"monthsCovered":6.253283142460539},{"month":48,"monthsCovered":6.320023752723337},{"month":49,"monthsCovered":6.3870525813497725},{"month":50,"monthsCovered":6.454370873006698},{"month":51,"monthsCovered":6.5219798777360385},{"month":52,"monthsCovered":6.589880850978007},{"month":53,"monthsCovered":6.658075053594419},{"month":54,"monthsCovered":6.726563751892101},{"month":55,"monthsCovered":6.79534821764641},{"month":56,"monthsCovered":6.864429728124845},{"month":57,"monthsCovered":6.933809566110766},{"month":58,"monthsCovered":7.003489019927215}]}}
{"id":"emergency-fund-0007","inputs":{"monthlyExpenses":9952.721966197714,"targetMonths":5,"currentSavings":68385.92805434018,"monthlySavings":1921.4915509917773,"savingsAccountRate":0.02025275142863393},"expected":{"targetAmount":49763.60983098857,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":68385.92805434018,"target":49763.60983098857}],"coverageByMonth":[{"month":0,"monthsCovered":6.871077910806544}]}}
{"id":"emergency-fund-0008","inputs":{"monthlyExpenses":10249.450145754963,"targetMonths":4,"currentSavings":99917.69620683044,"monthlySavings":717.4009343143553,"savingsAccountRate":0.07934118528151884},"expected":{"targetAmount":40997.80058301985,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":99917.69620683044,"target":40997.80058301985}],"coverageByMonth":[{"month":0,"monthsCovered":9.748590879113019}]}}
{"id":"emergency-fund-0009","inputs":{"monthlyExpenses":6006.298910244368,"targetMonths":6,"currentSavings":66117.8719252348,"monthlySavings":4084.956318815239,"savingsAccountRate":0.0760048257606104},"expected":{"targetAmount":36037.79346146621,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":66117.8719252348,"target":36037.79346146621}],"coverageByMonth":[{"month":0,"monthsCovered":11.008088826958625}]}}
{"id":"emergency-fund-0010","inputs":{"monthlyExpenses":2080.597465741448,"targetMonths":6,"currentSavings":54540.69373663515,"monthlySavings":2677.964937593788,"savingsAccountRate":0.04586426559835673},"expected":{"targetAmount":12483.584794448689,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":54540.69373663515,"target":12483.584794448689}],"coverageByMonth":[{"month":0,"monthsCovered":26.213957593762068}]}}
{"id":"emergency-fund-0011","inputs":{"monthlyExpenses":5279.537856229581,"targetMonths":10,"currentSavings":16689.051198773086,"monthlySavings":2733.3308440982364,"savingsAccountRate":0.053666072636842733},"expected":{"targetAmount":52795.37856229581,"monthsToGoal":13,"yearsToGoal":1.0833333333333333,"interestEarned":1966.0167255907509,"projectedBalance":[{"month":0,"balance":16689.051198773086,"target":52795.37856229581},{"month":1,"balance":19497.01836236077,"target":52795.37856229581},{"month":2,"balance":22317.54324009537,"target":52795.37856229581},{"month":3,"balance":25150.68199224351,"target":52795.37856229581},{"month":4,"balance":27996.491030230238,"target":52795.37856229581},{"month":5,"balance":30855.02701776223,"target":52795.37856229581},{"month":6,"balance":33726.34687195605,"target":52795.37856229581},{"month":7,"balance":36610.50776447143,"target":52795.37856229581},{"month":8,"balance":39507.567122649656,"target":52795.37856229581},{"month":9,"balance":42417.58263065699,"target":52795.37856229581},{"month":10,"balance":45340.61223063324,"target":52795.37856229581},{"month":11,"balance":48276.714123845486,"target":52795.37856229581},{"month":12,"balance":51225.946771846924,"target":52795.37856229581},{"month":13,"balance":54188.36889764091,"target":52795.37856229581}],"coverageByMonth":[{"month":0,"monthsCovered":3.161081832016958},{"month":1,"monthsCovered":3.692940346919816},{"month":2,"monthsCovered":4.227177424963783},{"month":3,"monthsCovered":4.763803703494049},{"month":4,"monthsCovered":5.302829867427852},{"month":5,"monthsCovered":5.844266649467225},{"month":6,"monthsCovered":6.388124830312696},{"month":7,"monthsCovered":6.934415238877951},{"month":8,"monthsCovered":7.4831487525054445},{"month":9,"monthsCovered":8.034336297182989},{"month":10,"monthsCovered":8.587988847761299},{"month":11,"monthsCovered":9.144117428172517},{"month":12,"monthsCovered":9.702733111649717},{"month":13,"monthsCovered":10.26384702094738}]}}
{"id":"emergency-fund-0012","inputs":{"monthlyExpenses":8428.691920475103,"targetMonths":10,"currentSavings":68514.57543671131,"monthlySavings":2474.5375489699654,"savingsAccountRate":0.07583711468614637},"expected":{"targetAmount":84286.91920475103,"monthsToGoal":6,"yearsToGoal":0.5,"interestEarned":2875.931054129571,"projectedBalance":[{"month":0,"balance":68514.57543671131,"target":84286.91920475103},{"month":1,"balance":71422.10862860348,"target":84286.91920475103},{"month":2,"balance":74348.01673117293,"target":84286.91920475103},{"month":3,"balance":77292.41586943703,"target":84286.91920475103},{"month":4,"balance":80255.42290229531,"target":84286.91920475103},{"month":5,"balance":83237.15542716748,"target":84286.91920475103},{"month":6,"balance":86237.73178466067,"target":84286.91920475103}],"coverageByMonth":[{"month":0,"monthsCovered":8.128731727668761},{"month":1,"monthsCovered":8.473688361429351},{"month":2,"monthsCovered":8.820825038172961},{"month":3,"monthsCovered":9.170155535247071},{"month":4,"monthsCovered":9.521693717068677},{"month":5,"monthsCovered":9.875453535674563},{"month":6,"monthsCovered":10.231449031275032}]}}
{"id":"emergency-fund-0013","inputs":{"monthlyExpenses":720.0800786959007,"targetMonths":11,"currentSavings":14561.067847535014,"monthlySavings":4495.322622836102,"savingsAccountRate":0.057823594247456644},"expected":{"targetAmount":7920.880865654908,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":14561.067847535014,"target":7920.880865654908}],"coverageByMonth":[{"month":0,"monthsCovered":20.221456305117897}]}}
{"id":"emergency-fund-0014","inputs":{"monthlyExpenses":18168.79187442828,"targetMonths":9,"currentSavings":52971.52122948319,"monthlySavings":826.4941788162105,"savingsAccountRate":0.052214368334971374},"expected":{"targetAmount":163519.12686985452,"monthsToGoal":87,"yearsToGoal":7.25,"interestEarned":39587.83649688549,"projectedBalance":[{"month":0,"balance":52971.52122948319,"target":163519.12686985452},{"month":1,"balance":54028.50495169439,"target":163519.12686985452},{"month":2,"balance":55090.08781868857,"target":163519.12686985452},{"month":3,"balance":56156.28984225235,"target":163519.12686985452},{"month":4,"balance":57227.13112124762,"target":163519.12686985452},{"month":5,"balance":58302.63184199037,"target":163519.12686985452},{"month":6,"balance":59382.81227863124,"target":163519.12686985452},{"month":7,"balance":60467.69279353769,"target":163519.12686985452},{"month":8,"balance":61557.29383767787,"target":163519.12686985452},{"month":9,"balance":62651.63595100612,"target":163519.12686985452},{"month":10,"balance":63750.73976285019,"target":163519.12686985452},{"month":11,"balance":64854.6259923001,"target":163519.12686985452},{"month":12,"balance":65963.3154485987,"target":163519.12686985452},{"month":13,"balance":67076.829031534,"target":163519.12686985452},{"month":14,"balance":68195.18773183307,"target":163519.12686985452},{"month":15,"balance":69318.41263155782,"target":163519.12686985452},{"month":16,"balance":70446.52490450234,"target":163519.12686985452},{"month":17,"balance":71579.54581659209,"target":163519.12686985452},{"month":18,"balance":72717.49672628475,"target":163519.12686985452},{"month":19,"balance":73860.3990849729,"target":163519.12686985452},{"month":20,"balance":75008.27443738833,"target":163519.12686985452},{"month":21,"balance":76161.14442200823,"target":163519.12686985452},{"month":22,"balance":77319.03077146308,"target":163519.12686985452},{"month":23,"balance":78481.9553129463,"target":163519.12686985452},{"month":24,"balance":79649.93996862575,"target":163519.12686985452},{"month":25,"balance":80823.00675605697,"target":163519.12686985452},{"month":26,"balance":82001.17778859823,"target":163519.12686985452},{"month":27,"balance":83184.47527582738,"target":163519.12686985452},{"month":28,"balance":84372.92152396054,"target":163519.12686985452},{"month":29,"balance":85566.53893627255,"target":163519.12686985452},{"month":30,"balance":86765.35001351936,"target":163519.12686985452},{"month":31,"balance":87969.37735436212,"target":163519.12686985452},{"month":32,"balance":89178.64365579322,"target":163519.12686985452},{"month":33,"balance":90393.17171356415,"target":163519.12686985452},{"month":34,"balance":91612.98442261522,"target":163519.12686985452},{"month":35,"balance":92838.10477750713,"target":163519.12686985452},{"month":36,"balance":94068.55587285446,"target":163519.12686985452},{"month":37,"balance":95304.360903761,"target":163519.12686985452},{"month":38,"balance":96545.54316625705,"target":163519.12686985452},{"month":39,"balance":97792.12605773848,"target":163519.12686985452},{"month":40,"balance":99044.13307740791,"target":163519.12686985452},{"month":41,"balance":100301.58782671759,"target":163519.12686985452},{"month":42,"balance":101564.51400981435,"target":163519.12686985452},{"month":43,"balance":102832.93543398645,"target":163519.12686985452},{"month":44,"balance":104106.87601011236,"target":163519.12686985452},{"month":45,"balance":105386.3597531115,"target":163519.12686985452},{"month":46,"balance":106671.41078239692,"target":163519.12686985452},{"month":47,"balance":107962.05332233006,"target":163519.12686985452},{"month":48,"balance":109258.31170267727,"target":163519.12686985452},{"month":49,"balance":110560.21035906853,"target":163519.12686985452},{"month":50,"balance":111867.7738334581,"target":163519.12686985452},{"month":51,"balance":113181.02677458708,"target":163519.12686985452},{"month":52,"balance":114499.99393844817,"target":163519.12686985452},{"month":53,"balance":115824.70018875222,"target":163519.12686985452},{"month":54,"balance":117155.17049739702,"target":163519.12686985452},{"month":55,"balance":118491.429944938,"target":163519.12686985452},{"month":56,"balance":119833.50372106108,"target":163519.12686985452},{"month":57,"balance":121181.41712505741,"target":163519.12686985452},{"month":58,"balance":122535.19556630042,"target":163519.12686985452},{"month":59,"balance":123894.86456472467,"target":163519.12686985452},{"month":60,"balance":125260.44975130704,"target":163519.12686985452}],"coverageByMonth":[{"month":0,"monthsCovered":2.9155224846863987},{"month":1,"monthsCovered":2.973698269268909},{"month":2,"monthsCovered":3.0321271881717835},{"month":3,"monthsCovered":3.0908103428324085},{"month":4,"monthsCovered":3.1497488394807425},{"month":5,"monthsCovered":3.208943789160169},{"month":6,"monthsCovered":3.2683963077484393},{"month":7,"monthsCovered":3.328107515978711},{"month":8,"monthsCovered":3.388078539460671},{"month":9,"monthsCovered":3.4483105087017565},{"month":10,"monthsCovered":3.508804559128467},{"month":11,"monthsCovered":3.5695618311077655},{"month":12,"monthsCovered":3.6305834699685766},{"month":13,"monthsCovered":3.6918706260233782},{"month":14,"monthsCovered":3.753424454589883},{"month":15,"monthsCovered":3.815246116012822},{"month":16,"monthsCovered":3.8773367756858126},{"month":17,"monthsCovered":3.9396976040733303},{"month":18,"monthsCovered":4.002329776732773},{"month":19,"monthsCovered":4.06523447433662},{"month":20,"monthsCovered":4.128412882694691},{"month":21,"monthsCovered":4.191866192776497},{"month":22,"monthsCovered":4.255595600733694},{"month":23,"monthsCovered":4.3196023079226284},{"month":24,"monthsCovered":4.383887520926986},{"month":25,"monthsCovered":4.448452451580534},{"month":26,"monthsCovered":4.513298316989972},{"month":27,"monthsCovered":4.578426339557867},{"month":28,"monthsCovered":4.643837747005703},{"month":29,"monthsCovered":4.7095337723970205},{"month":30,"monthsCovered":4.7755156541606665},{"month":31,"monthsCovered":4.841784636114132},{"month":32,"monthsCovered":4.908341967487005},{"month":33,"monthsCovered":4.97518890294452},{"month":34,"monthsCovered":5.042326702611206},{"month":35,"monthsCovered":5.1097566320946415},{"month":36,"monthsCovered":5.177479962509314},{"month":37,"monthsCovered":5.2454979705005815},{"month":38,"monthsCovered":5.3138119382687385},{"month":39,"monthsCovered":5.382423153593185},{"month":40,"monthsCovered":5.451332909856702},{"month":41,"monthsCovered":5.520542506069837},{"month":42,"monthsCovered":5.590053246895388},{"month":43,"monthsCovered":5.659866442672998},{"month":44,"monthsCovered":5.729983409443855},{"month":45,"monthsCovered":5.800405468975504},{"month":46,"monthsCovered":5.871133948786761},{"month":47,"monthsCovered":5.942170182172738},{"month":48,"monthsCovered":6.013515508229978},{"month":49,"monthsCovered":6.085171271881695},{"month":50,"monthsCovered":6.15713882390313},{"month":51,"monthsCovered":6.229419520947018},{"month":52,"monthsCovered":6.302014725569152},{"month":53,"monthsCovered":6.374925806254077},{"month":54,"monthsCovered":6.448154137440883},{"month":55,"monthsCovered":6.5217010995491185},{"month":56,"monthsCovered":6.595568079004807},{"month":57,"monthsCovered":6.669756468266586},{"month":58,"monthsCovered":6.744267665851957},{"month":59,"monthsCovered":6.819103076363644},{"month":60,"monthsCovered":6.894264110516079}]}}
{"id":"emergency-fund-0015","inputs":{"monthlyExpenses":5558.496002224274,"targetMonths":4,"currentSavings":43589.774100109935,"monthlySavings":3826.413172890898,"savingsAccountRate":0.05062659593764693},"expected":{"targetAmount":22233.984008897096,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":43589.774100109935,"target":22233.984008897096}],"coverageByMonth":[{"month":0,"monthsCovered":7.842008716506616}]}}
{"id":"emergency-fund-0016","inputs":{"monthlyExpenses":14181.189794209786,"targetMonths":7,"currentSavings":39550.34911632538,"monthlySavings":4162.374462292064,"savingsAccountRate":0.058460778377484535},"expected":{"targetAmount":99268.3285594685,"monthsToGoal":14,"yearsToGoal":1.1666666666666667,"interestEarned":4666.349390411357,"projectedBalance":[{"month":0,"balance":39550.34911632538,"target":99268.3285594685},{"month":1,"balance":43905.40226148758,"target":99268.3285594685},{"month":2,"balance":48281.67205637824,"target":99268.3285594685},{"month":3,"balance":52679.26186281883,"target":99268.3285594685},{"month":4,"balance":57098.27554618187,"target":99268.3285594685},{"month":5,"balance":61538.81747784409,"target":99268.3285594685},{"month":6,"balance":66000.99253765155,"target":99268.3285594685},{"month":7,"balance":70484.90611639674,"target":99268.3285594685},{"month":8,"balance":74990.66411830785,"target":99268.3285594685},{"month":9,"balance":79518.37296354998,"target":99268.3285594685},{"month":10,"balance":84068.13959073873,"target":99268.3285594685},{"month":11,"balance":88640.07145946594,"target":99268.3285594685},{"month":12,"balance":93234.27655283769,"target":99268.3285594685},{"month":13,"balance":97850.8633800248,"target":99268.3285594685},{"month":14,"balance":102489.94097882563,"target":99268.3285594685}],"coverageByMonth":[{"month":0,"monthsCovered":2.788930244236198},{"month":1,"monthsCovered":3.096030932426718},{"month":2,"monthsCovered":3.4046277327232275},{"month":3,"monthsCovered":3.7147279337822487},{"month":4,"monthsCovered":4.026338859768679},{"month":5,"monthsCovered":4.339467870528786},{"month":6,"monthsCovered":4.654122361764026},{"month":7,"monthsCovered":4.97030976520573},{"month":8,"monthsCovered":5.288037548790633},{"month":9,"monthsCovered":5.607313216837245},{"month":10,"monthsCovered":5.928144310223107},{"month":11,"monthsCovered":6.250538406562889},{"month":12,"monthsCovered":6.574503120387365},{"month":13,"monthsCovered":6.900046103323259},{"month":14,"monthsCovered":7.227175044273967}]}}
{"id":"emergency-fund-0017","inputs":{"monthlyExpenses":15225.049250642769,"targetMonths":4,"currentSavings":69735.29325332493,"monthlySavings":4251.413836341817,"savingsAccountRate":0.04710789426928386},"expected":{"targetAmount":60900.197002571076,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":69735.29325332493,"target":60900.197002571076}],"coverageByMonth":[{"month":0,"monthsCovered":4.580300011205603}]}}
{"id":"emergency-fund-0018","inputs":{"monthlyExpenses":14480.27326934971,"targetMonths":2,"currentSavings":96763.208322227,"monthlySavings":3493.538980546873,"savingsAccountRate":0.02886317598866299},"expected":{"targetAmount":28960.54653869942,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":96763.208322227,"target":28960.54653869942}],"coverageByMonth":[{"month":0,"monthsCovered":6.682415899363239}]}}
{"id":"emergency-fund-0019","inputs":{"monthlyExpenses":14225.378933129832,"targetMonths":8,"currentSavings":91031.05403482914,"monthlySavings":3936.2073957454413,"savingsAccountRate":0.05466202252078802},"expected":{"targetAmount":113803.03146503866,"monthsToGoal":6,"yearsToGoal":0.5,"interestEarned":2787.0666521313397,"projectedBalance":[{"month":0,"balance":91031.05403482914,"target":113803.03146503866},{"month":1,"balance":95381.9232243865,"target":113803.03146503866},{"month":2,"balance":99752.61135641257,"target":113803.03146503866},{"month":3,"balance":104143.20870953066,"target":113803.03146503866},{"month":4,"balance":108553.8059735984,"target":113803.03146503866},{"month":5,"balance":112984.49425158103,"target":113803.03146503866},{"month":6,"balance":117435.36506143313,"target":113803.03146503866}],"coverageByMonth":[{"month":0,"monthsCovered":6.399200644337474},{"month":1,"monthsCovered":6.705053248335565},{"month":2,"monthsCovered":7.012299062494306},{"month":3,"monthsCovered":7.320944433120794},{"month":4,"monthsCovered":7.630995735430624},{"month":5,"monthsCovered":7.942459373679577},{"month":6,"monthsCovered":8.255341781295895}]}}
{"id":"emergency-fund-0020","inputs":{"monthlyExpenses":17083.975967834704,"targetMonths":4,"currentSavings":26366.665912792087,"monthlySavings":4231.684669922106,"savingsAccountRate":0.04377722715260462},"expected":{"targetAmount":68335.90387133881,"monthsToGoal":10,"yearsToGoal":0.8333333333333334,"interestEarned":1679.3225749869744,"projectedBalance":[{"month":0,"balance":26366.665912792087,"target":68335.90387133881},{"month":1,"balance":30694.538876290953,"target":68335.90387133881},{"month":2,"balance":35038.20036294071,"target":68335.90387133881},{"month":3,"balance":39397.7079708884,"target":68335.90387133881},{"month":4,"balance":43773.11950840497,"target":68335.90387133881},{"month":5,"balance":48164.49299465187,"target":68335.90387133881},{"month":6,"balance":52571.886660450386,"target":68335.90387133881},{"month":7,"balance":56995.358949053785,"target":68335.90387133881},{"month":8,"balance":61434.96851692231,"target":68335.90387133881},{"month":9,"balance":65890.77423450095,"target":68335.90387133881},{"month":10,"balance":70362.83518700012,"target":68335.90387133881}],"coverageByMonth":[{"month":0,"monthsCovered":1.5433565326031018},{"month":1,"monthsCovered":1.7966859081329714},{"month":2,"monthsCovered":2.050939455130924},{"month":3,"monthsCovered":2.3061205450689846},{"month":4,"monthsCovered":2.56223256171865},{"month":5,"monthsCovered":2.8192789011957644},{"month":6,"monthsCovered":3.077262972005548},{"month":7,"monthsCovered":3.3361881950877983},{"month":8,"monthsCovered":3.59605800386225},{"month":9,"monthsCovered":3.8568758442741022},{"month":10,"monthsCovered":4.118645174839719}]}}
{"id":"emergency-fund-0021","inputs":{"monthlyExpenses":11954.011494643055,"targetMonths":9,"currentSavings":29138.626344501972,"monthlySavings":2194.7532150545157,"savingsAccountRate":0.028428285168483856},"expected":{"targetAmount":107586.1034517875,"monthsToGoal":34,"yearsToGoal":2.8333333333333335,"interestEarned":5433.084379071792,"projectedBalance":[{"month":0,"balance":29138.626344501972,"target":107586.1034517875},{"month":1,"balance":31402.409657818105,"target":107586.1034517875},{"month":2,"balance":33671.55592760012,"target":107586.1034517875},{"month":3,"balance":35946.077858819335,"target":107586.1034517875},{"month":4,"balance":38225.98818654544,"target":107586.1034517875},{"month":5,"balance":40511.29967601781,"target":107586.1034517875},{"month":6,"balance":42802.02512271697,"target":107586.1034517875},{"month":7,"balance":45098.17735243626,"target":107586.1034517875},{"month":8,"balance":47399.7692213536,"target":107586.1034517875},{"month":9,"balance":49706.81361610353,"target":107586.1034517875},{"month":10,"balance":52019.32345384932,"target":107586.1034517875},{"month":11,"balance":54337.31168235531,"target":107586.1034517875},{"month":12,"balance":56660.79128005939,"target":107586.1034517875},{"month":13,"balance":58989.7752561457,"target":107586.1034517875},{"month":14,"balance":61324.27665061742,"target":107586.1034517875},{"month":15,"balance":63664.30853436983,"target":107586.1034517875},{"month":16,"balance":66009.88400926348,"target":107586.1034517875},{"month":17,"balance":68361.01620819748,"target":107586.1034517875},{"month":18,"balance":70717.71829518316,"target":107586.1034517875},{"month":19,"balance":73080.00346541769,"target":107586.1034517875},{"month":20,"balance":75447.88494535793,"target":107586.1034517875},{"month":21,"balance":77821.37599279458,"target":107586.1034517875},{"month":22,"balance":80200.48989692634,"target":107586.1034517875},{"month":23,"balance":82585.23997843436,"target":107586.1034517875},{"month":24,"balance":84975.63958955675,"target":107586.1034517875},{"month":25,"balance":87371.70211416346,"target":107586.1034517875},{"month":26,"balance":89773.44096783109,"target":107586.1034517875},{"month":27,"balance":92180.86959791808,"target":107586.1034517875},{"month":28,"balance":94594.00148363996,"target":107586.1034517875},{"month":29,"balance":97012.85013614489,"target":107586.1034517875},{"month":30,"balance":99437.42909858921,"target":107586.1034517875},{"month":31,"balance":101867.75194621336,"target":107586.1034517875},{"month":32,"balance":104303.83228641783,"target":107586.1034517875},{"month":33,"balance":106745.68375883935,"target":107586.1034517875},{"month":34,"balance":109193.3200354273,"target":107586.1034517875}],"coverageByMonth":[{"month":0,"monthsCovered":2.437560509085996},{"month":1,"monthsCovered":2.6269348721883405},{"month":2,"monthsCovered":2.8167578676571745},{"month":3,"monthsCovered":3.007030558313235},{"month":4,"monthsCovered":3.197754009495108},{"month":5,"monthsCovered":3.388929289065191},{"month":6,"monthsCovered":3.580557467415672},{"month":7,"monthsCovered":3.7726396174745256},{"month":8,"monthsCovered":3.965176814711516},{"month":9,"monthsCovered":4.158170137144223},{"month":10,"monthsCovered":4.351620665344074},{"month":11,"monthsCovered":4.545529482442396},{"month":12,"monthsCovered":4.739897674136483},{"month":13,"monthsCovered":4.934726328695665},{"month":14,"monthsCovered":5.130016536967414},{"month":15,"monthsCovered":5.325769392383442},{"month":16,"monthsCovered":5.521985990965832},{"month":17,"monthsCovered":5.718667431333161},{"month":18,"monthsCovered":5.915814814706667},{"month":19,"monthsCovered":6.113429244916403},{"month":20,"monthsCovered":6.311511828407422},{"month":21,"monthsCovered":6.510063674245974},{"month":22,"monthsCovered":6.709085894125712},{"month":23,"monthsCovered":6.908579602373917},{"month":24,"monthsCovered":7.108545915957739},{"month":25,"monthsCovered":7.308985954490448},{"month":26,"monthsCovered":7.509900840237708},{"month":27,"monthsCovered":7.711291698123851},{"month":28,"monthsCovered":7.913159655738187},{"month":29,"monthsCovered":8.115505843341309},{"month":30,"monthsCovered":8.318331393871427},{"month":31,"monthsCovered":8.521637442950704},{"month":32,"monthsCovered":8.725425128891624},{"month":33,"monthsCovered":8.929695592703357},{"month":34,"monthsCovered":9.134449978098152}]}}
{"id":"emergency-fund-0022","inputs":{"monthlyExpenses":1741.7522616451606,"targetMonths":9,"currentSavings":64080.575038678944,"monthlySavings":4261.1021722783335,"savingsAccountRate":0.04637868453748525},"expected":{"targetAmount":15675.770354806446,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":64080.575038678944,"target":15675.770354806446}],"coverageByMonth":[{"month":0,"monthsCovered":36.790866559950416}]}}
{"id":"emergency-fund-0023","inputs":{"monthlyExpenses":18701.78791647777,"targetMonths":11,"currentSavings":67099.73565302789,"monthlySavings":2643.4960053302348,"savingsAccountRate":0.05752486645942555},"expected":{"targetAmount":205719.66708125547,"monthsToGoal":43,"yearsToGoal":3.5833333333333335,"interestEarned":27549.491061021195,"projectedBalance":[{"month":0,"balance":67099.73565302789,"target":205719.66708125547},{"month":1,"balance":70064.8902694334,"target":205719.66708125547},{"month":2,"balance":73044.25906278392,"target":205719.66708125547},{"month":3,"balance":76037.91017213202,"target":205719.66708125547},{"month":4,"balance":79045.91206317107,"target":205719.66708125547},{"month":5,"balance":82068.3335298011,"target":205719.66708125547},{"month":6,"balance":85105.24369570211,"target":205719.66708125547},{"month":7,"balance":88156.71201591502,"target":205719.66708125547},{"month":8,"balance":91222.80827843005,"target":205719.66708125547},{"month":9,"balance":94303.60260578283,"target":205719.66708125547},{"month":10,"balance":97399.1654566581,"target":205719.66708125547},{"month":11,"balance":100509.56762750115,"target":205719.66708125547},{"month":12,"balance":103634.88025413694,"target":205719.66708125547},{"month":13,"balance":106775.174813397,"target":205719.66708125547},{"month":14,"balance":109930.52312475411,"target":205719.66708125547},{"month":15,"balance":113100.99735196486,"target":205719.66708125547},{"month":16,"balance":116286.67000472007,"target":205719.66708125547},{"month":17,"balance":119487.61394030304,"target":205719.66708125547},{"month":18,"balance":122703.90236525588,"target":205719.66708125547},{"month":19,"balance":125935.60883705376,"target":205719.66708125547},{"month":20,"balance":129182.80726578717,"target":205719.66708125547},{"month":21,"balance":132445.57191585226,"target":205719.66708125547},{"month":22,"balance":135723.9774076493,"target":205719.66708125547},{"month":23,"balance":139018.0987192893,"target":205719.66708125547},{"month":24,"balance":142328.01118830874,"target":205719.66708125547},{"month":25,"balance":145653.79051339257,"target":205719.66708125547},{"month":26,"balance":148995.51275610548,"target":205719.66708125547},{"month":27,"balance":152353.25434263144,"target":205719.66708125547},{"month":28,"balance":155727.09206552157,"target":205719.66708125547},{"month":29,"balance":159117.10308545045,"target":205719.66708125547},{"month":30,"balance":162523.3649329808,"target":205719.66708125547},{"month":31,"balance":165945.95551033656,"target":205719.66708125547},{"month":32,"balance":169384.95309318462,"target":205719.66708125547},{"month":33,"balance":172840.436332425,"target":205719.66708125547},{"month":34,"balance":176312.48425598952,"target":205719.66708125547},{"month":35,"balance":179801.17627064936,"target":205719.66708125547},{"month":36,"balance":183306.592163831,"target":205719.66708125547},{"month":37,"balance":186828.81210544097,"target":205719.66708125547},{"month":38,"balance":190367.91664969941,"target":205719.66708125547},{"month":39,"balance":193923.98673698242,"target":205719.66708125547},{"month":40,"balance":197497.10369567302,"target":205719.66708125547},{"month":41,"balance":201087.34924402134,"target":205719.66708125547},{"month":42,"balance":204694.80549201343,"target":205719.66708125547},{"month":43,"balance":208319.55494324918,"target":205719.66708125547}],"coverageByMonth":[{"month":0,"monthsCovered":3.587878119070512},{"month":1,"monthsCovered":3.746427378085099},{"month":2,"monthsCovered":3.9057366808456906},{"month":3,"monthsCovered":4.065809670803535},{"month":4,"monthsCovered":4.226650008875638},{"month":5,"monthsCovered":4.388261373528481},{"month":6,"monthsCovered":4.550647460862156},{"month":7,"monthsCovered":4.713811984694892},{"month":8,"monthsCovered":4.877758676647994},{"month":9,"monthsCovered":5.0424912862311855},{"month":10,"monthsCovered":5.208013580928359},{"month":11,"monthsCovered":5.374329346283742},{"month":12,"monthsCovered":5.541442385988471},{"month":13,"monthsCovered":5.709356521967589},{"month":14,"monthsCovered":5.878075594467443},{"month":15,"monthsCovered":6.047603462143523},{"month":16,"monthsCovered":6.2179440021487045},{"month":17,"monthsCovered":6.3891011102219215},{"month":18,"monthsCovered":6.561078700777263},{"month":19,"monthsCovered":6.733880706993497},{"month":20,"monthsCovered":6.907511080904023},{"month":21,"monthsCovered":7.0819737934872595},{"month":22,"monthsCovered":7.257272834757453},{"month":23,"monthsCovered":7.433412213855941},{"month":24,"monthsCovered":7.610395959142836},{"month":25,"monthsCovered":7.788228118289157},{"month":26,"monthsCovered":7.9669127583694035},{"month":27,"monthsCovered":8.146453965954562},{"month":28,"monthsCovered":8.32685584720558},{"month":29,"monthsCovered":8.508122527967263},{"month":30,"monthsCovered":8.690258153862644},{"month":31,"monthsCovered":8.873266890387786},{"month":32,"monthsCovered":9.057152923007054},{"month":33,"monthsCovered":9.241920457248836},{"month":34,"monthsCovered":9.427573718801726},{"month":35,"monthsCovered":9.614116953611166},{"month":36,"monthsCovered":9.801554427976548},{"month":37,"monthsCovered":9.989890428648796},{"month":38,"monthsCovered":10.17912926292839},{"month":39,"monthsCovered":10.36927525876389},{"month":40,"monthsCovered":10.56033276485091},{"month":41,"monthsCovered":10.752306150731574},{"month":42,"monthsCovered":10.945199806894449},{"month":43,"monthsCovered":11.139018144874962}]}}
{"id":"emergency-fund-0024","inputs":{"monthlyExpenses":2456.9779540179297,"targetMonths":3,"currentSavings":83827.12781894952,"monthlySavings":2496.4577369159088,"savingsAccountRate":0.029964715784881267},"expected":{"targetAmount":7370.933862053789,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":83827.12781894952,"target":7370.933862053789}],"coverageByMonth":[{"month":0,"monthsCovered":34.1179812712059}]}}
{"id":"emergency-fund-0025","inputs":{"monthlyExpenses":18241.27414880786,"targetMonths":11,"currentSavings":22594.68911215663,"monthlySavings":543.7282326282002,"savingsAccountRate":0.04359516722382978},"expected":{"targetAmount":200654.01563688647,"monthsToGoal":196,"yearsToGoal":16.333333333333332,"interestEarned":71813.72014047348,"projectedBalance":[{"month":0,"balance":22594.68911215663,"target":200654.01563688647},{"month":1,"balance":23220.50228230274,"target":200654.01563688647},{"month":2,"balance":23848.588988265798,"target":200654.01563688647},{"month":3,"balance":24478.95748964365,"target":200654.01563688647},{"month":4,"balance":25111.616076040686,"target":200654.01563688647},{"month":5,"balance":25746.57306717685,"target":200654.01563688647},{"month":6,"balance":26383.83681299706,"target":200654.01563688647},{"month":7,"balance":27023.415693780993,"target":200654.01563688647},{"month":8,"balance":27665.318120253312,"target":200654.01563688647},{"month":9,"balance":28309.552533694252,"target":200654.01563688647},{"month":10,"balance":28956.127406050633,"target":200654.01563688647},{"month":11,"balance":29605.051240047273,"target":200654.01563688647},{"month":12,"balance":30256.332569298796,"target":200654.01563688647},{"month":13,"balance":30909.97995842186,"target":200654.01563688647},{"month":14,"balance":31566.002003147776,"target":200654.01563688647},{"month":15,"balance":32224.407330435555,"target":200654.01563688647},{"month":16,"balance":32885.20459858535,"target":200654.01563688647},{"month":17,"balance":33548.40249735231,"target":200654.01563688647},{"month":18,"balance":34214.00974806088,"target":200654.01563688647},{"month":19,"balance":34882.03510371945,"target":200654.01563688647},{"month":20,"balance":35552.487349135496,"target":200654.01563688647},{"month":21,"balance":36225.37530103108,"target":200654.01563688647},{"month":22,"balance":36900.70780815882,"target":200654.01563688647},{"month":23,"balance":37578.49375141822,"target":200654.01563688647},{"month":24,"balance":38258.742043972474,"target":200654.01563688647},{"month":25,"balance":38941.4616313657,"target":200654.01563688647},{"month":26,"balance":39626.661491640545,"target":200654.01563688647},{"month":27,"balance":40314.350635456256,"target":200654.01563688647},{"month":28,"balance":41004.53810620719,"target":200654.01563688647},{"month":29,"balance":41697.23298014172,"target":200654.01563688647},{"month":30,"balance":42392.444366481606,"target":200654.01563688647},{"month":31,"balance":43090.18140754178,"target":200654.01563688647},{"month":32,"balance":43790.45327885055,"target":200654.01563688647},{"month":33,"balance":44493.269189270315,"target":200654.01563688647},{"month":34,"balance":45198.63838111861,"target":200654.01563688647},{"month":35,"balance":45906.57013028966,"target":200654.01563688647},{"month":36,"balance":46617.0737463764,"target":200654.01563688647},{"month":37,"balance":47330.15857279284,"target":200654.01563688647},{"month":38,"balance":48045.83398689698,"target":200654.01563688647},{"month":39,"balance":48764.1094001141,"target":200654.01563688647},{"month":40,"balance":49484.99425806056,"target":200654.01563688647},{"month":41,"balance":50208.49804066795,"target":200654.01563688647},{"month":42,"balance":50934.63026230784,"target":200654.01563688647},{"month":43,"balance":51663.40047191681,"target":200654.01563688647},{"month":44,"balance":52394.81825312208,"target":200654.01563688647},{"month":45,"balance":53128.89322436753,"target":200654.01563688647},{"month":46,"balance":53865.63503904017,"target":200654.01563688647},{"month":47,"balance":54605.0533855971,"target":200654.01563688647},{"month":48,"balance":55347.1579876929,"target":200654.01563688647},{"month":49,"balance":56091.95860430753,"target":200654.01563688647},{"month":50,"balance":56839.46502987464,"target":200654.01563688647},{"month":51,"balance":57589.68709441037,"target":200654.01563688647},{"month":52,"balance":58342.63466364264,"target":200654.01563688647},{"month":53,"balance":59098.31763914086,"target":200654.01563688647},{"month":54,"balance":59856.745958446176,"target":200654.01563688647},{"month":55,"balance":60617.929595202106,"target":200654.01563688647},{"month":56,"balance":61381.87855928573,"target":200654.01563688647},{"month":57,"balance":62148.60289693934,"target":200654.01563688647},{"month":58,"balance":62918.11269090249,"target":200654.01563688647},{"month":59,"balance":63690.41806054466,"target":200654.01563688647},{"month":60,"balance":64465.52916199828,"target":200654.01563688647}],"coverageByMonth":[{"month":0,"monthsCovered":1.2386573946444022},{"month":1,"monthsCovered":1.2729649306772954},{"month":2,"monthsCovered":1.3073971036077212},{"month":3,"monthsCovered":1.3419543662328788},{"month":4,"monthsCovered":1.3766371729949483},{"month":5,"monthsCovered":1.4114459799870664},{"month":6,"monthsCovered":1.4463812449593247},{"month":7,"monthsCovered":1.4814434273247892},{"month":8,"monthsCovered":1.5166329881655416},{"month":9,"monthsCovered":1.5519503902387428},{"month":10,"monthsCovered":1.5873960979827184},{"month":11,"monthsCovered":1.6229705775230663},{"month":12,"monthsCovered":1.6586742966787857},{"month":13,"monthsCovered":1.6945077249684308},{"month":14,"monthsCovered":1.7304713336162836},{"month":15,"monthsCovered":1.7665655955585509},{"month":16,"monthsCovered":1.802790985449584},{"month":17,"monthsCovered":1.8391479796681216},{"month":18,"monthsCovered":1.875637056323552},{"month":19,"monthsCovered":1.9122586952622016},{"month":20,"monthsCovered":1.9490133780736467},{"month":21,"monthsCovered":1.9859015880970439},{"month":22,"monthsCovered":2.0229238104274874},{"month":23,"monthsCovered":2.060080531922389},{"month":24,"monthsCovered":2.097372241207878},{"month":25,"monthsCovered":2.1347994286852314},{"month":26,"monthsCovered":2.172362586537317},{"month":27,"monthsCovered":2.210062208735071},{"month":28,"monthsCovered":2.2478987910439905},{"month":29,"monthsCovered":2.285872831030655},{"month":30,"monthsCovered":2.323984828069267},{"month":31,"monthsCovered":2.3622352833482245},{"month":32,"monthsCovered":2.4006246998767042},{"month":33,"monthsCovered":2.4391535824912824},{"month":34,"monthsCovered":2.477822437862572},{"month":35,"monthsCovered":2.516631774501884},{"month":36,"monthsCovered":2.555582102767915},{"month":37,"monthsCovered":2.594673934873461},{"month":38,"monthsCovered":2.6339077848921515},{"month":39,"monthsCovered":2.6732841687652082},{"month":40,"monthsCovered":2.712803604308233},{"month":41,"monthsCovered":2.752466611218015},{"month":42,"monthsCovered":2.7922737110793663},{"month":43,"monthsCovered":2.8322254273719807},{"month":44,"monthsCovered":2.872322285477316},{"month":45,"monthsCovered":2.912564812685506},{"month":46,"monthsCovered":2.952953538202292},{"month":47,"monthsCovered":2.993488993155983},{"month":48,"monthsCovered":3.0341717106044404},{"month":49,"monthsCovered":3.075002225542088},{"month":50,"monthsCovered":3.115981074906948},{"month":51,"monthsCovered":3.1571087975876995},{"month":52,"monthsCovered":3.198385934430768},{"month":53,"monthsCovered":3.2398130282474358},{"month":54,"monthsCovered":3.281390623820982},{"month":55,"monthsCovered":3.323119267913844},{"month":56,"monthsCovered":3.36499950927481},{"month":57,"monthsCovered":3.4070318986462356},{"month":58,"monthsCovered":3.4492169887712825},{"month":59,"monthsCovered":3.4915553344011925},{"month":60,"monthsCovered":3.534047492302579}]}}
{"id":"emergency-fund-0026","inputs":{"monthlyExpenses":16140.565730747767,"targetMonths":10,"currentSavings":99975.42521450669,"monthlySavings":104.41699177026749,"savingsAccountRate":0.0371129069197923},"expected":{"targetAmount":161405.65730747767,"monthsToGoal":123,"yearsToGoal":10.25,"interestEarned":48946.286909625225,"projectedBalance":[{"month":0,"balance":99975.42521450669,"target":161405.65730747767},{"month":1,"balance":100389.04042713135,"target":161405.65730747767},{"month":2,"balance":100803.93484499656,"target":161405.65730747767},{"month":3,"balance":101220.11242435443,"target":161405.65730747767},{"month":4,"balance":101637.5771336927,"target":161405.65730747767},{"month":5,"balance":102056.33295377262,"target":161405.65730747767},{"month":6,"balance":102476.38387766694,"target":161405.65730747767},{"month":7,"balance":102897.73391079794,"target":161405.65730747767},{"month":8,"balance":103320.38707097562,"target":161405.65730747767},{"month":9,"balance":103744.34738843606,"target":161405.65730747767},{"month":10,"balance":104169.61890587979,"target":161405.65730747767},{"month":11,"balance":104596.2056785104,"target":161405.65730747767},{"month":12,"balance":105024.11177407317,"target":161405.65730747767},{"month":13,"balance":105453.34127289386,"target":161405.65730747767},{"month":14,"balance":105883.89826791763,"target":161405.65730747767},{"month":15,"balance":106315.78686474806,"target":161405.65730747767},{"month":16,"balance":106749.01118168632,"target":161405.65730747767},{"month":17,"balance":107183.5753497704,"target":161405.65730747767},{"month":18,"balance":107619.48351281455,"target":161405.65730747767},{"month":19,"balance":108056.73982744875,"target":161405.65730747767},{"month":20,"balance":108495.34846315837,"target":161405.65730747767},{"month":21,"balance":108935.31360232393,"target":161405.65730747767},{"month":22,"balance":109376.63944026099,"target":161405.65730747767},{"month":23,"balance":109819.3301852601,"target":161405.65730747767},{"month":24,"balance":110263.39005862699,"target":161405.65730747767},{"month":25,"balance":110708.82329472281,"target":161405.65730747767},{"month":26,"balance":111155.63414100447,"target":161405.65730747767},{"month":27,"balance":111603.82685806521,"target":161405.65730747767},{"month":28,"balance":112053.40571967514,"target":161405.65730747767},{"month":29,"balance":112504.37501282207,"target":161405.65730747767},{"month":30,"balance":112956.73903775236,"target":161405.65730747767},{"month":31,"balance":113410.5021080119,"target":161405.65730747767},{"month":32,"balance":113865.6685504873,"target":161405.65730747767},{"month":33,"balance":114322.24270544708,"target":161405.65730747767},{"month":34,"balance":114780.2289265831,"target":161405.65730747767},{"month":35,"balance":115239.6315810521,"target":161405.65730747767},{"month":36,"balance":115700.45504951727,"target":161405.65730747767},{"month":37,"balance":116162.70372619007,"target":161405.65730747767},{"month":38,"balance":116626.38201887213,"target":161405.65730747767},{"month":39,"balance":117091.49434899728,"target":161405.65730747767},{"month":40,"balance":117558.0451516737,"target":161405.65730747767},{"month":41,"balance":118026.0388757262,"target":161405.65730747767},{"month":42,"balance":118495.47998373868,"target":161405.65730747767},{"month":43,"balance":118966.37295209666,"target":161405.65730747767},{"month":44,"balance":119438.72227102997,"target":161405.65730747767},{"month":45,"balance":119912.53244465555,"target":161405.65730747767},{"month":46,"balance":120387.8079910204,"target":161405.65730747767},{"month":47,"balance":120864.55344214471,"target":161405.65730747767},{"month":48,"balance":121342.77334406502,"target":161405.65730747767},{"month":49,"balance":121822.47225687759,"target":161405.65730747767},{"month":50,"balance":122303.65475478189,"target":161405.65730747767},{"month":51,"balance":122786.32542612421,"target":161405.65730747767},{"month":52,"balance":123270.4888734414,"target":161405.65730747767},{"month":53,"balance":123756.14971350477,"target":161405.65730747767},{"month":54,"balance":124243.31257736414,"target":161405.65730747767},{"month":55,"balance":124731.98211039194,"target":161405.65730747767},{"month":56,"balance":125222.16297232755,"target":161405.65730747767},{"month":57,"balance":125713.85983732174,"target":161405.65730747767},{"month":58,"balance":126207.0773939812,"target":161405.65730747767},{"month":59,"balance":126701.82034541329,"target":161405.65730747767},{"month":60,"balance":127198.09340927085,"target":161405.65730747767}],"coverageByMonth":[{"month":0,"monthsCovered":6.19404715313377},{"month":1,"monthsCovered":6.219672971926275},{"month":2,"monthsCovered":6.245378044771079},{"month":3,"monthsCovered":6.271162616780537},{"month":4,"monthsCovered":6.297026933825076},{"month":5,"monthsCovered":6.322971242535531},{"month":6,"monthsCovered":6.348995790305509},{"month":7,"monthsCovered":6.37510082529374},{"month":8,"monthsCovered":6.4012865964264405},{"month":9,"monthsCovered":6.4275533533996985},{"month":10,"monthsCovered":6.453901346681842},{"month":11,"monthsCovered":6.480330827515835},{"month":12,"monthsCovered":6.506842047921673},{"month":13,"monthsCovered":6.5334352606987816},{"month":14,"monthsCovered":6.560110719428432},{"month":15,"monthsCovered":6.586868678476155},{"month":16,"monthsCovered":6.613709392994171},{"month":17,"monthsCovered":6.640633118923816},{"month":18,"monthsCovered":6.667640112997992},{"month":19,"monthsCovered":6.694730632743605},{"month":20,"monthsCovered":6.721904936484029},{"month":21,"monthsCovered":6.749163283341565},{"month":22,"monthsCovered":6.776505933239909},{"month":23,"monthsCovered":6.803933146906639},{"month":24,"monthsCovered":6.831445185875691},{"month":25,"monthsCovered":6.859042312489864},{"month":26,"monthsCovered":6.886724789903309},{"month":27,"monthsCovered":6.914492882084052},{"month":28,"monthsCovered":6.942346853816498},{"month":29,"monthsCovered":6.970286970703964},{"month":30,"monthsCovered":6.998313499171212},{"month":31,"monthsCovered":7.026426706466984},{"month":32,"monthsCovered":7.054626860666556},{"month":33,"monthsCovered":7.0829142306742865},{"month":34,"monthsCovered":7.1112890862261935},{"month":35,"monthsCovered":7.139751697892515},{"month":36,"monthsCovered":7.168302337080291},{"month":37,"monthsCovered":7.196941276035957},{"month":38,"monthsCovered":7.225668787847934},{"month":39,"monthsCovered":7.254485146449239},{"month":40,"monthsCovered":7.283390626620088},{"month":41,"monthsCovered":7.312385503990525},{"month":42,"monthsCovered":7.341470055043044},{"month":43,"monthsCovered":7.370644557115232},{"month":44,"monthsCovered":7.399909288402406},{"month":45,"monthsCovered":7.429264527960272},{"month":46,"monthsCovered":7.4587105557075795},{"month":47,"monthsCovered":7.4882476524288},{"month":48,"monthsCovered":7.517876099776795},{"month":49,"monthsCovered":7.547596180275507},{"month":50,"monthsCovered":7.577408177322652},{"month":51,"monthsCovered":7.607312375192422},{"month":52,"monthsCovered":7.637309059038198},{"month":53,"monthsCovered":7.667398514895261},{"month":54,"monthsCovered":7.6975810296835325},{"month":55,"monthsCovered":7.727856891210299},{"month":56,"monthsCovered":7.758226388172964},{"month":57,"monthsCovered":7.788689810161792},{"month":58,"monthsCovered":7.819247447662681},{"month":59,"monthsCovered":7.849899592059924},{"month":60,"monthsCovered":7.880646535638993}]}}
{"id":"emergency-fund-0027","inputs":{"monthlyExpenses":6245.897048502229,"targetMonths":2,"currentSavings":74840.35207889974,"monthlySavings":4187.051286466885,"savingsAccountRate":0.031092435829341417},"expected":{"targetAmount":12491.794097004458,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":74840.35207889974,"target":12491.794097004458}],"coverageByMonth":[{"month":0,"monthsCovered":11.982322394642498}]}}
{"id":"emergency-fund-0028","inputs":{"monthlyExpenses":9188.433600589633,"targetMonths":10,"currentSavings":34682.708978652954,"monthlySavings":3059.9020445370115,"savingsAccountRate":0.06813141003483907},"expected":{"targetAmount":91884.33600589633,"monthsToGoal":17,"yearsToGoal":1.4166666666666667,"interestEarned":5935.15786825816,"projectedBalance":[{"month":0,"balance":34682.708978652954,"target":91884.33600589633},{"month":1,"balance":37939.526178735265,"target":91884.33600589633},{"month":2,"balance":41214.834341156515,"target":91884.33600589633},{"month":3,"balance":44508.73845052813,"target":91884.33600589633},{"month":4,"balance":47821.344087524,"target":91884.33600589633},{"month":5,"balance":51152.75743226469,"target":91884.33600589633},{"month":6,"balance":54503.08526772089,"target":91884.33600589633},{"month":7,"balance":57872.43498313614,"target":91884.33600589633},{"month":8,"balance":61260.91457746903,"target":91884.33600589633},{"month":9,"balance":64668.63266285494,"target":91884.33600589633},{"month":10,"balance":68095.69846808739,"target":91884.33600589633},{"month":11,"balance":71542.22184211922,"target":91884.33600589633},{"month":12,"balance":75008.31325758364,"target":91884.33600589633},{"month":13,"balance":78494.08381433514,"target":91884.33600589633},{"month":14,"balance":81999.64524301077,"target":91884.33600589633},{"month":15,"balance":85525.10990861135,"target":91884.33600589633},{"month":16,"balance":89070.59081410321,"target":91884.33600589633},{"month":17,"balance":92636.20160404031,"target":91884.33600589633}],"coverageByMonth":[{"month":0,"monthsCovered":3.7746051706166024},{"month":1,"monthsCovered":4.129052657713132},{"month":2,"monthsCovered":4.48551256206626},{"month":3,"monthsCovered":4.843996309411427},{"month":4,"monthsCovered":5.204515390355026},{"month":5,"monthsCovered":5.567081360742723},{"month":6,"monthsCovered":5.931705842029849},{"month":7,"monthsCovered":6.298400521653919},{"month":8,"monthsCovered":6.667177153409243},{"month":9,"monthsCovered":7.038047557823684},{"month":10,"monthsCovered":7.4110236225375345},{"month":11,"monthsCovered":7.78611730268457},{"month":12,"monthsCovered":8.163340621275237},{"month":13,"monthsCovered":8.542705669582036},{"month":14,"monthsCovered":8.924224607527094},{"month":15,"monthsCovered":9.307909664071916},{"month":16,"monthsCovered":9.69377313760938},{"month":17,"monthsCovered":10.081827396357932}]}}
{"id":"emergency-fund-0029","inputs":{"monthlyExpenses":1920.5396976321936,"targetMonths":3,"currentSavings":64457.82238151878,"monthlySavings":506.7196924588643,"savingsAccountRate":0.05790842663031072},"expected":{"targetAmount":5761.619092896581,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":64457.82238151878,"target":5761.619092896581}],"coverageByMonth":[{"month":0,"monthsCovered":33.56234836540371}]}}
{"id":"emergency-fund-0030","inputs":{"monthlyExpenses":9141.772169736214,"targetMonths":8,"currentSavings":69654.2932651937,"monthlySavings":3234.253339341376,"savingsAccountRate":0.021301262471824886},"expected":{"targetAmount":73134.17735788971,"monthsToGoal":2,"yearsToGoal":0.16666666666666666,"interestEarned":253.24801770174236,"projectedBalance":[{"month":0,"balance":69654.2932651937,"target":73134.17735788971},{"month":1,"balance":73012.19030312935,"target":73134.17735788971},{"month":2,"balance":76376.0479615782,"target":73134.17735788971}],"coverageByMonth":[{"month":0,"monthsCovered":7.61934250514182},{"month":1,"monthsCovered":7.986656082377091},{"month":2,"monthsCovered":8.35462167985554}]}}
{"id":"emergency-fund-0031","inputs":{"monthlyExpenses":1764.4301624968648,"targetMonths":3,"currentSavings":41213.72674126178,"monthlySavings":2403.1070010503754,"savingsAccountRate":0.049153909501619644},"expected":{"targetAmount":5293.290487490594,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":41213.72674126178,"target":5293.290487490594}],"coverageByMonth":[{"month":0,"monthsCovered":23.358094651329115}]}}
{"id":"emergency-fund-0032","inputs":{"monthlyExpenses":963.6922056088224,"targetMonths":10,"currentSavings":46717.29241963476,"monthlySavings":4512.624513206538,"savingsAccountRate":0.011756972763687373},"expected":{"targetAmount":9636.922056088224,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":46717.29241963476,"target":9636.922056088224}],"coverageByMonth":[{"month":0,"monthsCovered":48.47739988736407}]}}
{"id":"emergency-fund-0033","inputs":{"monthlyExpenses":18123.033116571605,"targetMonths":9,"currentSavings":58033.28745532781,"monthlySavings":4346.527504792903,"savingsAccountRate":0.02746080470504239},"expected":{"targetAmount":163107.29804914445,"monthsToGoal":23,"yearsToGoal":1.9166666666666667,"interestEarned":5689.877596710605,"projectedBalance":[{"month":0,"balance":58033.28745532781,"target":163107.29804914445},{"month":1,"balance":62512.61835788757,"target":163107.29804914445},{"month":2,"balance":67002.19976304105,"target":163107.29804914445},{"month":3,"balance":71502.05512804238,"target":163107.29804914445},{"month":4,"balance":76012.20796382532,"target":163107.29804914445},{"month":5,"balance":80532.68183512603,"target":163107.29804914445},{"month":6,"balance":85063.50036060624,"target":163107.29804914445},{"month":7,"balance":89604.68721297664,"target":163107.29804914445},{"month":8,"balance":94156.26611912054,"target":163107.29804914445},{"month":9,"balance":98718.26086021788,"target":163107.29804914445},{"month":10,"balance":103290.69527186944,"target":163107.29804914445},{"month":11,"balance":107873.59324422141,"target":163107.29804914445},{"month":12,"balance":112466.9787220902,"target":163107.29804914445},{"month":13,"balance":117070.87570508757,"target":163107.29804914445},{"month":14,"balance":121685.30824774595,"target":163107.29804914445},{"month":15,"balance":126310.30045964422,"target":163107.29804914445},{"month":16,"balance":130945.87650553358,"target":163107.29804914445},{"month":17,"balance":135592.06060546392,"target":163107.29804914445},{"month":18,"balance":140248.87703491023,"target":163107.29804914445},{"month":19,"balance":144916.35012489956,"target":163107.29804914445},{"month":20,"balance":149594.50426213807,"target":163107.29804914445},{"month":21,"balance":154283.3638891385,"target":163107.29804914445},{"month":22,"balance":158982.9535043478,"target":163107.29804914445},{"month":23,"balance":163693.29766227517,"target":163107.29804914445}],"coverageByMonth":[{"month":0,"monthsCovered":3.202184042927256},{"month":1,"monthsCovered":3.4493463624875442},{"month":2,"monthsCovered":3.6970742883968244},{"month":3,"monthsCovered":3.945369114988886},{"month":4,"monthsCovered":4.194232139559474},{"month":5,"monthsCovered":4.443664662373065},{"month":6,"monthsCovered":4.693667986669661},{"month":7,"monthsCovered":4.9442434186716016},{"month":8,"monthsCovered":5.195392267590382},{"month":9,"monthsCovered":5.447115845633501},{"month":10,"monthsCovered":5.699415468011311},{"month":11,"monthsCovered":5.952292452943893},{"month":12,"monthsCovered":6.205748121667945},{"month":13,"monthsCovered":6.459783798443683},{"month":14,"monthsCovered":6.714400810561757},{"month":15,"monthsCovered":6.969600488350195},{"month":16,"monthsCovered":7.225384165181344},{"month":17,"monthsCovered":7.4817531774788435},{"month":18,"monthsCovered":7.738708864724603},{"month":19,"monthsCovered":7.996252569465804},{"month":20,"monthsCovered":8.254385637321915},{"month":21,"monthsCovered":8.513109416991718},{"month":22,"monthsCovered":8.772425260260361},{"month":23,"monthsCovered":9.032334522006412}]}}
{"id":"emergency-fund-0034","inputs":{"monthlyExpenses":858.883602079004,"targetMonths":9,"currentSavings":73303.24561335146,"monthlySavings":907.4267775984481,"savingsAccountRate":0.038184975937474525},"expected":{"targetAmount":7729.952418711036,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":73303.24561335146,"target":7729.952418711036}],"coverageByMonth":[{"month":0,"monthsCovered":85.34712437857056}]}}
{"id":"emergency-fund-0035","inputs":{"monthlyExpenses":12448.102302383631,"targetMonths":3,"currentSavings":35177.208203822374,"monthlySavings":3440.6345935189165,"savingsAccountRate":0.059845644345041374},"expected":{"targetAmount":37344.306907150894,"monthsToGoal":1,"yearsToGoal":0.08333333333333333,"interestEarned":175.4335576014564,"projectedBalance":[{"month":0,"balance":35177.208203822374,"target":37344.306907150894},{"month":1,"balance":38793.27635494275,"target":37344.306907150894}],"coverageByMonth":[{"month":0,"monthsCovered":2.825909311259954},{"month":1,"monthsCovered":3.1164008306321835}]}}
{"id":"emergency-fund-0036","inputs":{"monthlyExpenses":16751.734676305205,"targetMonths":8,"currentSavings":16053.978097625077,"monthlySavings":2807.651599741075,"savingsAccountRate":0.040712742987088865},"expected":{"targetAmount":134013.87741044164,"monthsToGoal":39,"yearsToGoal":3.25,"interestEarned":9630.10225885114,"projectedBalance":[{"month":0,"balance":16053.978097625077,"target":134013.87741044164},{"month":1,"balance":18916.096487716903,"target":134013.87741044164},{"month":2,"balance":21787.925268676594,"target":134013.87741044164},{"month":3,"balance":24669.497385224797,"target":134013.87741044164},{"month":4,"balance":27560.84589385465,"target":134013.87741044164},{"month":5,"balance":30462.003963211,"target":134013.87741044164},{"month":6,"balance":33373.0048744709,"target":134013.87741044164},{"month":7,"balance":36293.88202172541,"target":134013.87741044164},{"month":8,"balance":39224.66891236267,"target":134013.87741044164},{"month":9,"balance":42165.399167452306,"target":134013.87741044164},{"month":10,"balance":45116.10652213109,"target":134013.87741044164},{"month":11,"balance":48076.82482598998,"target":134013.87741044164},{"month":12,"balance":51047.588043462376,"target":134013.87741044164},{"month":13,"balance":54028.43025421381,"target":134013.87741044164},{"month":14,"balance":57019.38565353286,"target":134013.87741044164},{"month":15,"balance":60020.48855272344,"target":134013.87741044164},{"month":16,"balance":63031.773379498394,"target":134013.87741044164},{"month":17,"balance":66053.27467837447,"target":134013.87741044164},{"month":18,"balance":69085.02711106857,"target":134013.87741044164},{"month":19,"balance":72127.0654568954,"target":134013.87741044164},{"month":20,"balance":75179.42461316644,"target":134013.87741044164},{"month":21,"balance":78242.13959559027,"target":134013.87741044164},{"month":22,"balance":81315.24553867428,"target":134013.87741044164},{"month":23,"balance":84398.7776961277,"target":134013.87741044164},{"month":24,"balance":87492.77144126601,"target":134013.87741044164},{"month":25,"balance":90597.2622674168,"target":134013.87741044164},{"month":26,"balance":93712.28578832682,"target":134013.87741044164},{"month":27,"balance":96837.87773857063,"target":134013.87741044164},{"month":28,"balance":99974.07397396052,"target":134013.87741044164},{"month":29,"balance":103120.91047195777,"target":134013.87741044164},{"month":30,"balance":106278.42333208547,"target":134013.87741044164},{"month":31,"balance":109446.64877634257,"target":134013.87741044164},{"month":32,"balance":112625.62314961944,"target":134013.87741044164},{"month":33,"balance":115815.38292011479,"target":134013.87741044164},{"month":34,"balance":119015.96467975403,"target":134013.87741044164},{"month":35,"balance":122227.40514460906,"target":134013.87741044164},{"month":36,"balance":125449.74115531941,"target":134013.87741044164},{"month":37,"balance":128683.00967751494,"target":134013.87741044164},{"month":38,"balance":131927.24780223984,"target":134013.87741044164},{"month":39,"balance":135182.49274637815,"target":134013.87741044164}],"coverageByMonth":[{"month":0,"monthsCovered":0.9583472045037174},{"month":1,"monthsCovered":1.1292022499898544},{"month":2,"monthsCovered":1.300636960272235},{"month":3,"monthsCovered":1.4726533019961816},{"month":4,"monthsCovered":1.6452532484793105},{"month":5,"monthsCovered":1.8184387797341688},{"month":6,"monthsCovered":1.992211882490949},{"month":7,"monthsCovered":2.16657455022028},{"month":8,"monthsCovered":2.341528783156094},{"month":9,"monthsCovered":2.517076588318577},{"month":10,"monthsCovered":2.6932199795371874},{"month":11,"monthsCovered":2.869960977473761},{"month":12,"monthsCovered":3.0473016096456904},{"month":13,"monthsCovered":3.225243910449185},{"month":14,"monthsCovered":3.403789921182608},{"month":15,"monthsCovered":3.582941690069895},{"month":16,"monthsCovered":3.7627012722840476},{"month":17,"monthsCovered":3.943070729970713},{"month":18,"monthsCovered":4.124052132271839},{"month":19,"monthsCovered":4.305647555349408},{"month":20,"monthsCovered":4.487859082409259},{"month":21,"monthsCovered":4.670688803724983},{"month":22,"monthsCovered":4.8541388166619015},{"month":23,"monthsCovered":5.038211225701126},{"month":24,"monthsCovered":5.2229081424637025},{"month":25,"monthsCovered":5.408231685734836},{"month":26,"monthsCovered":5.5941839814881895},{"month":27,"monthsCovered":5.780767162910283},{"month":28,"monthsCovered":5.967983370424954},{"month":29,"monthsCovered":6.155834751717923},{"month":30,"monthsCovered":6.34432346176142},{"month":31,"monthsCovered":6.533451662838916},{"month":32,"monthsCovered":6.723221524569918},{"month":33,"monthsCovered":6.9136352239348655},{"month":34,"monthsCovered":7.1046949453001025},{"month":35,"monthsCovered":7.296402880442933},{"month":36,"monthsCovered":7.488761228576768},{"month":37,"monthsCovered":7.681772196376353},{"month":38,"monthsCovered":7.875437998003081},{"month":39,"monthsCovered":8.069760855130394}]}}
{"id":"emergency-fund-0037","inputs":{"monthlyExpenses":2962.4009722610936,"targetMonths":2,"currentSavings":40820.17841283232,"monthlySavings":3350.8697859710082,"savingsAccountRate":0.051878774811048065},"expected":{"targetAmount":5924.801944522187,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":40820.17841283232,"target":5924.801944522187}],"coverageByMonth":[{"month":0,"monthsCovered":13.779423783295531}]}}
{"id":"emergency-fund-0038","inputs":{"monthlyExpenses":682.4385992949829,"targetMonths":4,"currentSavings":51789.19353056699,"monthlySavings":903.5097142332233,"savingsAccountRate":0.05064101824769751},"expected":{"targetAmount":2729.7543971799314,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":51789.19353056699,"target":2729.7543971799314}],"coverageByMonth":[{"month":0,"monthsCovered":75.88842949984019}]}}
{"id":"emergency-fund-0039","inputs":{"monthlyExpenses":9969.526731059887,"targetMonths":4,"currentSavings":43518.13558023423,"monthlySavings":2968.9352352987044,"savingsAccountRate":0.07705588175915182},"expected":{"targetAmount":39878.106924239546,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":43518.13558023423,"target":39878.106924239546}],"coverageByMonth":[{"month":0,"monthsCovered":4.3651154918572255}]}}
{"id":"emergency-fund-0040","inputs":{"monthlyExpenses":16959.95772036258,"targetMonths":3,"currentSavings":41521.24701067805,"monthlySavings":3466.7507941485383,"savingsAccountRate":0.02506457537179813},"expected":{"targetAmount":50879.873161087744,"monthsToGoal":3,"yearsToGoal":0.25,"interestEarned":282.46020611979475,"projectedBalance":[{"month":0,"balance":41521.24701067805,"target":50879.873161087744},{"month":1,"balance":45074.723840262435,"target":50879.873161087744},{"month":2,"balance":48635.62286883241,"target":50879.873161087744},{"month":3,"balance":52203.95959924346,"target":50879.873161087744}],"coverageByMonth":[{"month":0,"monthsCovered":2.4481928372278032},{"month":1,"monthsCovered":2.6577143990249756},{"month":2,"monthsCovered":2.8676735915702887},{"month":3,"monthsCovered":3.078071328949481}]}}
{"id":"emergency-fund-0041","inputs":{"monthlyExpenses":5404.984527034685,"targetMonths":5,"currentSavings":65720.84305807948,"monthlySavings":590.4190038796514,"savingsAccountRate":0.07467459828127175},"expected":{"targetAmount":27024.922635173425,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":65720.84305807948,"target":27024.922635173425}],"coverageByMonth":[{"month":0,"monthsCovered":12.15930271943547}]}}
{"id":"emergency-fund-0042","inputs":{"monthlyExpenses":13114.845708594657,"targetMonths":3,"currentSavings":93923.66197425872,"monthlySavings":2665.566476189997,"savingsAccountRate":0.013906222810037434},"expected":{"targetAmount":39344.53712578397,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":93923.66197425872,"target":39344.53712578397}],"coverageByMonth":[{"month":0,"monthsCovered":7.161629199549559}]}}
{"id":"emergency-fund-0043","inputs":{"monthlyExpenses":7899.270970723592,"targetMonths":5,"currentSavings":7307.069189846516,"monthlySavings":1105.1600231905468,"savingsAccountRate":0.011594161514658481},"expected":{"targetAmount":39496.35485361796,"monthsToGoal":29,"yearsToGoal":2.4166666666666665,"interestEarned":644.8457166599474,"projectedBalance":[{"month":0,"balance":7307.069189846516,"target":39496.35485361796},{"month":1,"balance":8419.289158069218,"target":39496.35485361796},{"month":2,"balance":9532.583731121204,"target":39496.35485361796},{"month":3,"balance":10646.953947264303,"target":39496.35485361796},{"month":4,"balance":11762.400845763492,"target":39496.35485361796},{"month":5,"balance":12878.925466887866,"target":39496.35485361796},{"month":6,"balance":13996.528851911607,"target":39496.35485361796},{"month":7,"balance":15115.212043114958,"target":39496.35485361796},{"month":8,"balance":16234.976083785186,"target":39496.35485361796},{"month":9,"balance":17355.82201821757,"target":39496.35485361796},{"month":10,"balance":18477.750891716354,"target":39496.35485361796},{"month":11,"balance":19600.76375059575,"target":39496.35485361796},{"month":12,"balance":20724.861642180884,"target":39496.35485361796},{"month":13,"balance":21850.045614808798,"target":39496.35485361796},{"month":14,"balance":22976.316717829406,"target":39496.35485361796},{"month":15,"balance":24103.67600160649,"target":39496.35485361796},{"month":16,"balance":25232.124517518674,"target":39496.35485361796},{"month":17,"balance":26361.663317960392,"target":39496.35485361796},{"month":18,"balance":27492.293456342893,"target":39496.35485361796},{"month":19,"balance":28624.01598709521,"target":39496.35485361796},{"month":20,"balance":29756.831965665133,"target":39496.35485361796},{"month":21,"balance":30890.742448520217,"target":39496.35485361796},{"month":22,"balance":32025.748493148752,"target":39496.35485361796},{"month":23,"balance":33161.851158060745,"target":39496.35485361796},{"month":24,"balance":34299.05150278893,"target":39496.35485361796},{"month":25,"balance":35437.35058788972,"target":39496.35485361796},{"month":26,"balance":36576.74947494423,"target":39496.35485361796},{"month":27,"balance":37717.249226559245,"target":39496.35485361796},{"month":28,"balance":38858.850906368236,"target":39496.35485361796},{"month":29,"balance":40001.55557903232,"target":39496.35485361796}],"coverageByMonth":[{"month":0,"monthsCovered":0.9250308309371961},{"month":1,"monthsCovered":1.0658311620493746},{"month":2,"monthsCovered":1.2067675316432394},{"month":3,"monthsCovered":1.3478400711564673},{"month":4,"monthsCovered":1.4890489121537285},{"month":5,"monthsCovered":1.630394186326808},{"month":6,"monthsCovered":1.771876025494729},{"month":7,"monthsCovered":1.9134945616038754},{"month":8,"monthsCovered":2.055249926728115},{"month":9,"monthsCovered":2.1971422530689226},{"month":10,"monthsCovered":2.339171672955504},{"month":11,"monthsCovered":2.4813383188449194},{"month":12,"monthsCovered":2.623642323322204},{"month":13,"monthsCovered":2.7660838191004964},{"month":14,"monthsCovered":2.908662939021159},{"month":15,"monthsCovered":3.0513798160539034},{"month":16,"monthsCovered":3.1942345832969132},{"month":17,"monthsCovered":3.337227373976969},{"month":18,"monthsCovered":3.480358321449572},{"month":19,"monthsCovered":3.6236275591990714},{"month":20,"monthsCovered":3.767035220838783},{"month":21,"monthsCovered":3.9105814401111187},{"month":22,"monthsCovered":4.054266350887709},{"month":23,"monthsCovered":4.198090087169531},{"month":24,"monthsCovered":4.342052783087026},{"month":25,"monthsCovered":4.486154572900235},{"month":26,"monthsCovered":4.630395590998914},{"month":27,"monthsCovered":4.774775971902665},{"month":28,"monthsCovered":4.919295850261062},{"month":29,"monthsCovered":5.063955360853773}]}}
{"id":"emergency-fund-0044","inputs":{"monthlyExpenses":5674.271725350991,"targetMonths":10,"currentSavings":85539.66716863215,"monthlySavings":613.2166738854721,"savingsAccountRate":0.057828609675634655},"expected":{"targetAmount":56742.71725350991,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":85539.66716863215,"target":56742.71725350991}],"coverageByMonth":[{"month":0,"monthsCovered":15.075003684872168}]}}
{"id":"emergency-fund-0045","inputs":{"monthlyExpenses":14698.537223623134,"targetMonths":2,"currentSavings":17047.694511711597,"monthlySavings":2577.9588155448437,"savingsAccountRate":0.061480297492817054},"expected":{"targetAmount":29397.07444724627,"monthsToGoal":5,"yearsToGoal":0.4166666666666667,"interestEarned":573.9615015953968,"projectedBalance":[{"month":0,"balance":17047.694511711597,"target":29397.07444724627},{"month":1,"balance":19712.994771435333,"target":29397.07444724627},{"month":2,"balance":22391.950318898693,"target":29397.07444724627},{"month":3,"balance":25084.63111503106,"target":29397.07444724627},{"month":4,"balance":27791.10747919671,"target":29397.07444724627},{"month":5,"balance":30511.450091031213,"target":29397.07444724627}],"coverageByMonth":[{"month":0,"monthsCovered":1.1598225219522493},{"month":1,"monthsCovered":1.341153508782703},{"month":2,"monthsCovered":1.5234135191977396},{"month":3,"monthsCovered":1.70660731291789},{"month":4,"monthsCovered":1.8907396740494362},{"month":5,"monthsCovered":2.0758154112093514}]}}
{"id":"emergency-fund-0046","inputs":{"monthlyExpenses":15113.44721307978,"targetMonths":7,"currentSavings":11769.757675938308,"monthlySavings":4591.534131276421,"savingsAccountRate":0.01498114400310442},"expected":{"targetAmount":105794.13049155846,"monthsToGoal":21,"yearsToGoal":1.75,"interestEarned":1525.784740448711,"projectedBalance":[{"month":0,"balance":11769.757675938308,"target":105794.13049155846},{"month":1,"balance":16375.985510100136,"target":105794.13049155846},{"month":2,"balance":20987.963891136522,"target":105794.13049155846},{"month":3,"balance":25605.699998195032,"target":105794.13049155846},{"month":4,"balance":30229.20101938589,"target":105794.13049155846},{"month":5,"balance":34858.47415179317,"target":105794.13049155846},{"month":6,"balance":39493.526601485966,"target":105794.13049155846},{"month":7,"balance":44134.36558352967,"target":105794.13049155846},{"month":8,"balance":48780.99832199713,"target":105794.13049155846},{"month":9,"balance":53433.43204997998,"target":105794.13049155846},{"month":10,"balance":58091.67400959981,"target":105794.13049155846},{"month":11,"balance":62755.7314520195,"target":105794.13049155846},{"month":12,"balance":67425.6116374545,"target":105794.13049155846},{"month":13,"balance":72101.32183518409,"target":105794.13049155846},{"month":14,"balance":76782.86932356277,"target":105794.13049155846},{"month":15,"balance":81470.26139003152,"target":105794.13049155846},{"month":16,"balance":86163.50533112917,"target":105794.13049155846},{"month":17,"balance":90862.60845250376,"target":105794.13049155846},{"month":18,"balance":95567.5780689239,"target":105794.13049155846},{"month":19,"balance":100278.4215042902,"target":105794.13049155846},{"month":20,"balance":104995.14609164662,"target":105794.13049155846},{"month":21,"balance":109717.75917319187,"target":105794.13049155846}],"coverageByMonth":[{"month":0,"monthsCovered":0.7787606301858315},{"month":1,"monthsCovered":1.0835374140141705},{"month":2,"monthsCovered":1.388694689916454},{"month":3,"monthsCovered":1.6942329329098949},{"month":4,"monthsCovered":2.0001526186047305},{"month":5,"monthsCovered":2.306454223204965},{"month":6,"monthsCovered":2.6131382235091074},{"month":7,"monthsCovered":2.920205096910917},{"month":8,"monthsCovered":3.227655321400144},{"month":9,"monthsCovered":3.535489375563277},{"month":10,"monthsCovered":3.8437077385842824},{"month":11,"monthsCovered":4.1523108902453565},{"month":12,"monthsCovered":4.461299310927667},{"month":13,"monthsCovered":4.770673481612105},{"month":14,"monthsCovered":5.080433883880033},{"month":15,"monthsCovered":5.390580999914031},{"month":16,"monthsCovered":5.701115312498649},{"month":17,"monthsCovered":6.012037305021162},{"month":18,"monthsCovered":6.323347461472317},{"month":19,"monthsCovered":6.635046266447092},{"month":20,"monthsCovered":6.947134205145443},{"month":21,"monthsCovered":7.259611763373067}]}}
{"id":"emergency-fund-0047","inputs":{"monthlyExpenses":10199.644006090239,"targetMonths":9,"currentSavings":53983.18835068494,"monthlySavings":2235.287852049805,"savingsAccountRate":0.0249981176154688},"expected":{"targetAmount":91796.79605481215,"monthsToGoal":16,"yearsToGoal":1.3333333333333333,"interestEarned":2391.9403040523903,"projectedBalance":[{"month":0,"balance":53983.18835068494,"target":91796.79605481215},{"month":1,"balance":56330.93271037211,"target":91796.79605481215},{"month":2,"balance":58683.56783586215,"target":91796.79605481215},{"month":3,"balance":61041.103915483305,"target":91796.79605481215},{"month":4,"balance":63403.55115878788,"target":91796.79605481215},{"month":5,"balance":65770.91979659648,"target":91796.79605481215},{"month":6,"balance":68143.22008104235,"target":91796.79605481215},{"month":7,"balance":70520.46228561571,"target":91796.79605481215},{"month":8,"balance":72902.65670520825,"target":91796.79605481215},{"month":9,"balance":75289.8136561578,"target":91796.79605481215},{"month":10,"balance":77681.94347629287,"target":91796.79605481215},{"month":11,"balance":80079.05652497755,"target":91796.79605481215},{"month":12,"balance":82481.16318315628,"target":91796.79605481215},{"month":13,"balance":84888.27385339884,"target":91796.79605481215},{"month":14,"balance":87300.39895994542,"target":91796.79605481215},{"month":15,"balance":89717.54894875172,"target":91796.79605481215},{"month":16,"balance":92139.73428753421,"target":91796.79605481215}],"coverageByMonth":[{"month":0,"monthsCovered":5.292654166993614},{"month":1,"monthsCovered":5.522833216211932},{"month":2,"monthsCovered":5.753491769008998},{"month":3,"monthsCovered":5.984630824275384},{"month":4,"monthsCovered":6.216251382982526},{"month":5,"monthsCovered":6.448354448187061},{"month":6,"monthsCovered":6.68094102503517},{"month":7,"monthsCovered":6.914012120766933},{"month":8,"monthsCovered":7.147568744720684},{"month":9,"monthsCovered":7.3816119083373914},{"month":10,"monthsCovered":7.61614262516503},{"month":11,"monthsCovered":7.851161910862977},{"month":12,"monthsCovered":8.086670783206406},{"month":13,"monthsCovered":8.322670262090696},{"month":14,"monthsCovered":8.559161369535847},{"month":15,"monthsCovered":8.796145129690908},{"month":16,"monthsCovered":9.033622568838412}]}}
{"id":"emergency-fund-0048","inputs":{"monthlyExpenses":2186.123797320761,"targetMonths":9,"currentSavings":88786.01628821343,"monthlySavings":2928.4971995279193,"savingsAccountRate":0.06184147294377909},"expected":{"targetAmount":19675.114175886847,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":88786.01628821343,"target":19675.114175886847}],"coverageByMonth":[{"month":0,"monthsCovered":40.61344393992077}]}}
{"id":"emergency-fund-0049","inputs":{"monthlyExpenses":15421.546653378755,"targetMonths":9,"currentSavings":82333.59621372074,"monthlySavings":2987.5410082400776,"savingsAccountRate":0.04794438795885072},"expected":{"targetAmount":138793.9198804088,"monthsToGoal":17,"yearsToGoal":1.4166666666666667,"interestEarned":7430.788929473783,"projectedBalance":[{"month":0,"balance":82333.59621372074,"target":138793.9198804088},{"month":1,"balance":85650.090045204,"target":138793.9198804088},{"month":2,"balance":88979.83448226389,"target":138793.9198804088},{"month":3,"balance":92322.88246591497,"target":138793.9198804088},{"month":4,"balance":95679.28714869049,"target":138793.9198804088},{"month":5,"balance":99049.1018954875,"target":138793.9198804088},{"month":6,"balance":102432.38028441534,"target":138793.9198804088},{"month":7,"balance":105829.17610764748,"target":138793.9198804088},{"month":8,"balance":109239.54337227678,"target":138793.9198804088},{"month":9,"balance":112663.53630117422,"target":138793.9198804088},{"month":10,"balance":116101.20933385093,"target":138793.9198804088},{"month":11,"balance":119552.61712732384,"target":138793.9198804088},{"month":12,"balance":123017.81455698462,"target":138793.9198804088},{"month":13,"balance":126496.85671747221,"target":138793.9198804088},{"month":14,"balance":129989.79892354878,"target":138793.9198804088},{"month":15,"balance":133496.69671097916,"target":138793.9198804088},{"month":16,"balance":137017.60583741392,"target":138793.9198804088},{"month":17,"balance":140552.58228327584,"target":138793.9198804088}],"coverageByMonth":[{"month":0,"monthsCovered":5.338867628797921},{"month":1,"monthsCovered":5.553923479292439},{"month":2,"monthsCovered":5.7698385565477},{"month":3,"monthsCovered":5.986616293488803},{"month":4,"monthsCovered":6.204260136756634},{"month":5,"monthsCovered":6.422773546762674},{"month":6,"monthsCovered":6.642159997744008},{"month":7,"monthsCovered":6.862422977818572},{"month":8,"monthsCovered":7.0835659890406095},{"month":9,"monthsCovered":7.305592547456348},{"month":10,"monthsCovered":7.528506183159907},{"month":11,"monthsCovered":7.752310440349424},{"month":12,"monthsCovered":7.977008877383402},{"month":13,"monthsCovered":8.20260506683729},{"month":14,"monthsCovered":8.429102595560277},{"month":15,"monthsCovered":8.656505064732334},{"month":16,"monthsCovered":8.884816089921454},{"month":17,"monthsCovered":9.114039301141156}]}}
{"id":"emergency-fund-0050","inputs":{"monthlyExpenses":8138.0136222578585,"targetMonths":5,"currentSavings":457.0579854771495,"monthlySavings":1809.8853492643684,"savingsAccountRate":0.01720961696933955},"expected":{"targetAmount":40690.06811128929,"monthsToGoal":22,"yearsToGoal":1.8333333333333333,"interestEarned":619.999814030547,"projectedBalance":[{"month":0,"balance":457.0579854771495,"target":40690.06811128929},{"month":1,"balance":2267.5988174800877,"target":40690.06811128929},{"month":2,"balance":4080.736209001869,"target":40690.06811128929},{"month":3,"balance":5896.473883858724,"target":40690.06811128929},{"month":4,"balance":7714.815571207335,"target":40690.06811128929},{"month":5,"balance":9535.765005552501,"target":40690.06811128929},{"month":6,"balance":11359.325926754802,"target":40690.06811128929},{"month":7,"balance":13185.50208003828,"target":40690.06811128929},{"month":8,"balance":15014.29721599814,"target":40690.06811128929},{"month":9,"balance":16845.715090608435,"target":40690.06811128929},{"month":10,"balance":18679.759465229803,"target":40690.06811128929},{"month":11,"balance":20516.43410661717,"target":40690.06811128929},{"month":12,"balance":22355.7427869275,"target":40690.06811128929},{"month":13,"balance":24197.689283727545,"target":40690.06811128929},{"month":14,"balance":26042.277380001582,"target":40690.06811128929},{"month":15,"balance":27889.51086415921,"target":40690.06811128929},{"month":16,"balance":29739.39353004311,"target":40690.06811128929},{"month":17,"balance":31591.929176936854,"target":40690.06811128929},{"month":18,"balance":33447.121609572685,"target":40690.06811128929},{"month":19,"balance":35304.974638139356,"target":40690.06811128929},{"month":20,"balance":37165.49207828994,"target":40690.06811128929},{"month":21,"balance":39028.67775114968,"target":40690.06811128929},{"month":22,"balance":40894.5354833238,"target":40690.06811128929}],"coverageByMonth":[{"month":0,"monthsCovered":0.05616333502159224},{"month":1,"monthsCovered":0.27864278959648037},{"month":2,"monthsCovered":0.501441309687767},{"month":3,"monthsCovered":0.7245593528783958},{"month":4,"monthsCovered":0.9479973774075462},{"month":5,"monthsCovered":1.1717558421715744},{"month":6,"monthsCovered":1.3958352067249555},{"month":7,"monthsCovered":1.620235931281228},{"month":8,"monthsCovered":1.8449584767139386},{"month":9,"monthsCovered":2.0700033045575883},{"month":10,"monthsCovered":2.2953708770085814},{"month":11,"monthsCovered":2.5210616569261735},{"month":12,"monthsCovered":2.747076107833424},{"month":13,"monthsCovered":2.973414693918145},{"month":14,"monthsCovered":3.2000778800338576},{"month":15,"monthsCovered":3.4270661317007454},{"month":16,"monthsCovered":3.65437991510661},{"month":17,"monthsCovered":3.882019697107831},{"month":18,"monthsCovered":4.10998594523032},{"month":19,"monthsCovered":4.338279127670487},{"month":20,"monthsCovered":4.566899713296195},{"month":21,"monthsCovered":4.795848171647731},{"month":22,"monthsCovered":5.025124972938762}]}}
{"id":"emergency-fund-0051","inputs":{"monthlyExpenses":5774.958860129118,"targetMonths":4,"currentSavings":24008.579668588936,"monthlySavings":1300.6661517429166,"savingsAccountRate":0.04689628432039172},"expected":{"targetAmount":23099.835440516472,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":24008.579668588936,"target":23099.835440516472}],"coverageByMonth":[{"month":0,"monthsCovered":4.157359428886416}]}}
{"id":"emergency-fund-0052","inputs":{"monthlyExpenses":16380.557758384384,"targetMonths":8,"currentSavings":51702.767168171704,"monthlySavings":3905.917361367028,"savingsAccountRate":0.026819771539885552},"expected":{"targetAmount":131044.46206707507,"monthsToGoal":20,"yearsToGoal":1.6666666666666667,"interestEarned":4041.9167646007263,"projectedBalance":[{"month":0,"balance":51702.767168171704,"target":131044.46206707507},{"month":1,"balance":55724.23922982458,"target":131044.46206707507},{"month":2,"balance":59754.69920497309,"target":131044.46206707507},{"month":3,"balance":63794.16718143278,"target":131044.46206707507},{"month":4,"balance":67842.66329191509,"target":131044.46206707507},{"month":5,"balance":71900.20771412765,"target":131044.46206707507},{"month":6,"balance":75966.82067087495,"target":131044.46206707507},{"month":7,"balance":80042.522430159,"target":131044.46206707507},{"month":8,"balance":84127.33330528045,"target":131044.46206707507},{"month":9,"balance":88221.27365493977,"target":131044.46206707507},{"month":10,"balance":92324.36388333872,"target":131044.46206707507},{"month":11,"balance":96436.62444028212,"target":131044.46206707507},{"month":12,"balance":100558.07582127965,"target":131044.46206707507},{"month":13,"balance":104688.7385676481,"target":131044.46206707507},{"month":14,"balance":108828.63326661372,"target":131044.46206707507},{"month":15,"balance":112977.78055141479,"target":131044.46206707507},{"month":16,"balance":117136.2011014045,"target":131044.46206707507},{"month":17,"balance":121303.915642154,"target":131044.46206707507},{"month":18,"balance":125480.94494555569,"target":131044.46206707507},{"month":19,"balance":129667.30982992677,"target":131044.46206707507},{"month":20,"balance":133863.031160113,"target":131044.46206707507}],"coverageByMonth":[{"month":0,"monthsCovered":3.156349614634316},{"month":1,"monthsCovered":3.4018523698499914},{"month":2,"monthsCovered":3.6479038190496085},{"month":3,"monthsCovered":3.894505188553775},{"month":4,"monthsCovered":4.141657707423902},{"month":5,"monthsCovered":4.389362607468329},{"month":6,"monthsCovered":4.637621123248465},{"month":7,"monthsCovered":4.886434492084939},{"month":8,"monthsCovered":5.135803954063768},{"month":9,"monthsCovered":5.385730752042538},{"month":10,"monthsCovered":5.636216131656599},{"month":11,"monthsCovered":5.887261341325271},{"month":12,"monthsCovered":6.138867632258067},{"month":13,"monthsCovered":6.391036258460931},{"month":14,"monthsCovered":6.643768476742485},{"month":15,"monthsCovered":6.897065546720297},{"month":16,"monthsCovered":7.150928730827152},{"month":17,"monthsCovered":7.405359294317352},{"month":18,"monthsCovered":7.660358505273015},{"month":19,"monthsCovered":7.915927634610402},{"month":20,"monthsCovered":8.172067956086247}]}}
{"id":"emergency-fund-0053","inputs":{"monthlyExpenses":14714.54913832713,"targetMonths":5,"currentSavings":34399.927360937,"monthlySavings":4290.191896853503,"savingsAccountRate":0.030966886654496192},"expected":{"targetAmount":73572.74569163565,"monthsToGoal":9,"yearsToGoal":0.75,"interestEarned":1208.2116219943564,"projectedBalance":[{"month":0,"balance":34399.927360937,"target":73572.74569163565},{"month":1,"balance":38778.89081208292,"target":73572.74569163565},{"month":2,"balance":43169.15450196683,"target":73572.74569163565},{"month":3,"balance":47570.74759168973,"target":73572.74569163565},{"month":4,"balance":51983.699317605024,"target":73572.74569163565},{"month":5,"balance":56408.038991512665,"target":73572.74569163565},{"month":6,"balance":60843.79600085388,"target":73572.74569163565},{"month":7,"balance":65290.99980890635,"target":73572.74569163565},{"month":8,"balance":69749.67995497995,"target":73572.74569163565},{"month":9,"balance":74219.86605461288,"target":73572.74569163565}],"coverageByMonth":[{"month":0,"monthsCovered":2.3378172880156534},{"month":1,"monthsCovered":2.6354114181504324},{"month":2,"monthsCovered":2.9337735119266215},{"month":3,"monthsCovered":3.2329055511311413},{"month":4,"monthsCovered":3.532809522665059},{"month":5,"monthsCovered":3.8334874185567873},{"month":6,"monthsCovered":4.134941235975314},{"month":7,"monthsCovered":4.437172977243472},{"month":8,"monthsCovered":4.7401846498512334},{"month":9,"monthsCovered":5.043978266469047}]}}
{"id":"emergency-fund-0054","inputs":{"monthlyExpenses":19450.266533298418,"targetMonths":4,"currentSavings":97589.05952330679,"monthlySavings":3086.5142435533926,"savingsAccountRate":0.05719526439439506},"expected":{"targetAmount":77801.06613319367,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":97589.05952330679,"target":77801.06613319367}],"coverageByMonth":[{"month":0,"monthsCovered":5.01736361073698}]}}
{"id":"emergency-fund-0055","inputs":{"monthlyExpenses":984.4917677110061,"targetMonths":12,"currentSavings":93600.64482316375,"monthlySavings":4648.692321381532,"savingsAccountRate":0.07272362243849784},"expected":{"targetAmount":11813.901212532073,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":93600.64482316375,"target":11813.901212532073}],"coverageByMonth":[{"month":0,"monthsCovered":95.07509142589385}]}}
{"id":"emergency-fund-0056","inputs":{"monthlyExpenses":13838.590255356394,"targetMonths":2,"currentSavings":9911.521128378808,"monthlySavings":2531.6339068231173,"savingsAccountRate":0.07797927360516042},"expected":{"targetAmount":27677.180510712788,"monthsToGoal":7,"yearsToGoal":0.5833333333333334,"interestEarned":808.9817913245388,"projectedBalance":[{"month":0,"balance":9911.521128378808,"target":27677.180510712788},{"month":1,"balance":12507.56280336136,"target":27677.180510712788},{"month":2,"balance":15120.474265349232,"target":27677.180510712788},{"month":3,"balance":17750.365138820474,"target":27677.180510712788},{"month":4,"balance":20397.34576062289,"target":27677.180510712788},{"month":5,"balance":23061.527184603234,"target":27677.180510712788},{"month":6,"balance":25743.02118626644,"target":27677.180510712788},{"month":7,"balance":28441.94026746517,"target":27677.180510712788}],"coverageByMonth":[{"month":0,"monthsCovered":0.7162233251716109},{"month":1,"monthsCovered":0.9038176990983714},{"month":2,"monthsCovered":1.0926311124427337},{"month":3,"monthsCovered":1.2826714868553883},{"month":4,"monthsCovered":1.4739467954640721},{"month":5,"monthsCovered":1.6664650632080815},{"month":6,"monthsCovered":1.860234367174958},{"month":7,"monthsCovered":2.0552628369393604}]}}
{"id":"emergency-fund-0057","inputs":{"monthlyExpenses":8654.610570636578,"targetMonths":9,"currentSavings":43726.7541885376,"monthlySavings":1754.4027083087713,"savingsAccountRate":0.015488107746932656},"expected":{"targetAmount":77891.4951357292,"monthsToGoal":19,"yearsToGoal":1.5833333333333333,"interestEarned":1474.904648511263,"projectedBalance":[{"month":0,"balance":43726.7541885376,"target":77891.4951357292},{"month":1,"balance":45537.593953537675,"target":77891.4951357292},{"month":2,"balance":47350.77092532048,"target":77891.4951357292},{"month":3,"balance":49166.28812046189,"target":77891.4951357292},{"month":4,"balance":50984.148559431196,"target":77891.4951357292},{"month":5,"balance":52804.35526659614,"target":77891.4951357292},{"month":6,"balance":54626.91127022794,"target":77891.4951357292},{"month":7,"balance":56451.81960250633,"target":77891.4951357292},{"month":8,"balance":58279.0832995246,"target":77891.4951357292},{"month":9,"balance":60108.70540129467,"target":77891.4951357292},{"month":10,"balance":61940.6889517521,"target":77891.4951357292},{"month":11,"balance":63775.0369987612,"target":77891.4951357292},{"month":12,"balance":65611.75259412009,"target":77891.4951357292},{"month":13,"balance":67450.83879356577,"target":77891.4951357292},{"month":14,"balance":69292.29865677918,"target":77891.4951357292},{"month":15,"balance":71136.13524739035,"target":77891.4951357292},{"month":16,"balance":72982.35163298345,"target":77891.4951357292},{"month":17,"balance":74830.9508851019,"target":77891.4951357292},{"month":18,"balance":76681.9360792535,"target":77891.4951357292},{"month":19,"balance":78535.31029491551,"target":77891.4951357292}],"coverageByMonth":[{"month":0,"monthsCovered":5.052423079195964},{"month":1,"monthsCovered":5.261657192067998},{"month":2,"monthsCovered":5.471161358313741},{"month":3,"monthsCovered":5.680935926484504},{"month":4,"monthsCovered":5.890981245581466},{"month":5,"monthsCovered":6.101297665056255},{"month":6,"monthsCovered":6.311885534811525},{"month":7,"monthsCovered":6.522745205201543},{"month":8,"monthsCovered":6.733877027032768},{"month":9,"monthsCovered":6.945281351564436},{"month":10,"monthsCovered":7.156958530509147},{"month":11,"monthsCovered":7.3689089160334476},{"month":12,"monthsCovered":7.581132860758414},{"month":13,"monthsCovered":7.793630717760246},{"month":14,"monthsCovered":8.006402840570848},{"month":15,"monthsCovered":8.219449583178418},{"month":16,"monthsCovered":8.432771300028042},{"month":17,"monthsCovered":8.646368346022276},{"month":18,"monthsCovered":8.860241076521744},{"month":19,"monthsCovered":9.07438984734572}]}}
{"id":"emergency-fund-0058","inputs":{"monthlyExpenses":11048.430133610964,"targetMonths":6,"currentSavings":67654.43107578903,"monthlySavings":1406.8575596786104,"savingsAccountRate":0.07325944578042254},"expected":{"targetAmount":66290.58080166578,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":67654.43107578903,"target":66290.58080166578}],"coverageByMonth":[{"month":0,"monthsCovered":6.123442901627645}]}}
{"id":"emergency-fund-0059","inputs":{"monthlyExpenses":19602.16392739676,"targetMonths":11,"currentSavings":92553.12101449817,"monthlySavings":1800.8742038393393,"savingsAccountRate":0.0789450688729994},"expected":{"targetAmount":215623.80320136435,"monthsToGoal":45,"yearsToGoal":3.75,"interestEarned":44682.41109585238,"projectedBalance":[{"month":0,"balance":92553.12101449817,"target":215623.80320136435},{"month":1,"balance":94962.87959441256,"target":215623.80320136435},{"month":2,"balance":97388.49138741517,"target":215623.80320136435},{"month":3,"balance":99830.06068792258,"target":215623.80320136435},{"month":4,"balance":102287.6924764789,"target":215623.80320136435},{"month":5,"balance":104761.49242426956,"target":215623.80320136435},{"month":6,"balance":107251.5668976649,"target":215623.80320136435},{"month":7,"balance":109758.02296279368,"target":215623.80320136435},{"month":8,"balance":112280.96839014652,"target":215623.80320136435},{"month":9,"balance":114820.51165920979,"target":215623.80320136435},{"month":10,"balance":117376.7619631299,"target":215623.80320136435},{"month":11,"balance":119949.82921340832,"target":215623.80320136435},{"month":12,"balance":122539.8240446274,"target":215623.80320136435},{"month":13,"balance":125146.85781920743,"target":215623.80320136435},{"month":14,"balance":127771.04263219483,"target":215623.80320136435},{"month":15,"balance":130412.49131608197,"target":215623.80320136435},{"month":16,"balance":133071.31744565858,"target":215623.80320136435},{"month":17,"balance":135747.6353428953,"target":215623.80320136435},{"month":18,"balance":138441.56008185892,"target":215623.80320136435},{"month":19,"balance":141153.20749366056,"target":215623.80320136435},{"month":20,"balance":143882.69417143587,"target":215623.80320136435},{"month":21,"balance":146630.13747535826,"target":215623.80320136435},{"month":22,"balance":149395.65553768506,"target":215623.80320136435},{"month":23,"balance":152179.36726783685,"target":215623.80320136435},{"month":24,"balance":154981.39235751025,"target":215623.80320136435},{"month":25,"balance":157801.85128582435,"target":215623.80320136435},{"month":26,"balance":160640.86532450086,"target":215623.80320136435},{"month":27,"balance":163498.5565430786,"target":215623.80320136435},{"month":28,"balance":166375.04781416204,"target":215623.80320136435},{"month":29,"balance":169270.46281870452,"target":215623.80320136435},{"month":30,"balance":172184.9260513261,"target":215623.80320136435},{"month":31,"balance":175118.56282566662,"target":215623.80320136435},{"month":32,"balance":178071.4992797737,"target":215623.80320136435},{"month":33,"balance":181043.86238152639,"target":215623.80320136435},{"month":34,"balance":184035.77993409435,"target":215623.80320136435},{"month":35,"balance":187047.38058143313,"target":215623.80320136435},{"month":36,"balance":190078.7938138154,"target":215623.80320136435},{"month":37,"balance":193130.14997339874,"target":215623.80320136435},{"month":38,"balance":196201.58025982996,"target":215623.80320136435},{"month":39,"balance":199293.21673588626,"target":215623.80320136435},{"month":40,"balance":202405.1923331536,"target":215623.80320136435},{"month":41,"balance":205537.64085774237,"target":215623.80320136435},{"month":42,"balance":208690.69699604073,"target":215623.80320136435},{"month":43,"balance":211864.49632050563,"target":215623.80320136435},{"month":44,"balance":215059.17529549208,"target":215623.80320136435},{"month":45,"balance":218274.87128312082,"target":215623.80320136435}],"coverageByMonth":[{"month":0,"monthsCovered":4.721576727819436},{"month":1,"monthsCovered":4.8445100217577854},{"month":2,"monthsCovered":4.9682520638091985},{"month":3,"monthsCovered":5.092808174529963},{"month":4,"monthsCovered":5.218183709479012},{"month":5,"monthsCovered":5.344384059448189},{"month":6,"monthsCovered":5.471414650694043},{"month":7,"monthsCovered":5.599280945171136},{"month":8,"monthsCovered":5.727988440766899},{"month":9,"monthsCovered":5.8575426715380186},{"month":10,"monthsCovered":5.987949207948389},{"month":11,"monthsCovered":6.119213657108626},{"month":12,"monthsCovered":6.251341663017158},{"month":13,"monthsCovered":6.384338906802898},{"month":14,"monthsCovered":6.51821110696952},{"month":15,"monthsCovered":6.652964019641337},{"month":16,"monthsCovered":6.788603438810796},{"month":17,"monthsCovered":6.9251351965876085},{"month":18,"monthsCovered":7.062565163449507},{"month":19,"monthsCovered":7.2008992484946654},{"month":20,"monthsCovered":7.340143399695772},{"month":21,"monthsCovered":7.4803036041557736},{"month":22,"monthsCovered":7.621385888365303},{"month":23,"monthsCovered":7.763396318461807},{"month":24,"monthsCovered":7.906341000490365},{"month":25,"monthsCovered":8.050226080666238},{"month":26,"monthsCovered":8.195057745639135},{"month":27,"monthsCovered":8.340842222759221},{"month":28,"monthsCovered":8.487585780344878},{"month":29,"monthsCovered":8.635294727952225},{"month":30,"monthsCovered":8.783975416646406},{"month":31,"monthsCovered":8.933634239274674},{"month":32,"monthsCovered":9.084277630741264},{"month":33,"monthsCovered":9.235912068284069},{"month":34,"monthsCovered":9.388544071753152},{"month":35,"monthsCovered":9.542180203891077},{"month":36,"monthsCovered":9.696827070615084},{"month":37,"monthsCovered":9.852491321301136},{"month":38,"monthsCovered":10.009179649069809},{"month":39,"monthsCovered":10.166898791074091},{"month":40,"monthsCovered":10.32565552878905},{"month":41,"monthsCovered":10.485456688303419},{"month":42,"monthsCovered":10.646309140613111},{"month":43,"monthsCovered":10.808219801916636},{"month":44,"monthsCovered":10.971195633912481},{"month":45,"monthsCovered":11.135243644098457}]}}
{"id":"emergency-fund-0060","inputs":{"monthlyExpenses":17328.50715785753,"targetMonths":6,"currentSavings":82864.39457442611,"monthlySavings":3798.3485671225935,"savingsAccountRate":0.07043152811471373},"expected":{"targetAmount":103971.04294714518,"monthsToGoal":5,"yearsToGoal":0.4166666666666667,"interestEarned":2684.7397100045346,"projectedBalance":[{"month":0,"balance":82864.39457442611,"target":103971.04294714518},{"month":1,"balance":87149.09863623016,"target":103971.04294714518},{"month":2,"balance":91458.95088591689,"target":103971.04294714518},{"month":3,"balance":95794.0989255948,"target":103971.04294714518},{"month":4,"balance":100154.69122369253,"target":103971.04294714518},{"month":5,"balance":104540.87712004362,"target":103971.04294714518}],"coverageByMonth":[{"month":0,"monthsCovered":4.781969607627259},{"month":1,"monthsCovered":5.0292329190465095},{"month":2,"monthsCovered":5.277947491538257},{"month":3,"monthsCovered":5.528121842980421},{"month":4,"monthsCovered":5.77976454124485},{"month":5,"monthsCovered":6.032884204490752}]}}
{"id":"emergency-fund-0061","inputs":{"monthlyExpenses":5611.6333801764995,"targetMonths":5,"currentSavings":96820.19224856049,"monthlySavings":298.8287586136721,"savingsAccountRate":0.03485530722886324},"expected":{"targetAmount":28058.166900882497,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":96820.19224856049,"target":28058.166900882497}],"coverageByMonth":[{"month":0,"monthsCovered":17.2534778538072}]}}
{"id":"emergency-fund-0062","inputs":{"monthlyExpenses":13256.90080341883,"targetMonths":6,"currentSavings":4236.962273716927,"monthlySavings":1275.926010881085,"savingsAccountRate":0.0243743198690936},"expected":{"targetAmount":79541.40482051298,"monthsToGoal":56,"yearsToGoal":4.666666666666667,"interestEarned":4650.950987113843,"projectedBalance":[{"month":0,"balance":4236.962273716927,"target":79541.40482051298},{"month":1,"balance":5521.49437407575,"target":79541.40482051298},{"month":2,"balance":6808.635607459261,"target":79541.40482051298},{"month":3,"balance":8098.391273521039,"target":79541.40482051298},{"month":4,"balance":9390.766682679281,"target":79541.40482051298},{"month":5,"balance":10685.76715613867,"target":79541.40482051298},{"month":6,"balance":11983.398025912287,"target":79541.40482051298},{"month":7,"balance":13283.664634843559,"target":79541.40482051298},{"month":8,"balance":14586.572336628264,"target":79541.40482051298},{"month":9,"balance":15892.126495836568,"target":79541.40482051298},{"month":10,"balance":17200.33248793512,"target":79541.40482051298},{"month":11,"balance":18511.195699309177,"target":79541.40482051298},{"month":12,"balance":19824.72152728479,"target":79541.40482051298},{"month":13,"balance":21140.91538015102,"target":79541.40482051298},{"month":14,"balance":22459.782677182204,"target":79541.40482051298},{"month":15,"balance":23781.328848660283,"target":79541.40482051298},{"month":16,"balance":25105.559335897146,"target":79541.40482051298},{"month":17,"balance":26432.479591257033,"target":79541.40482051298},{"month":18,"balance":27762.095078178998,"target":79541.40482051298},{"month":19,"balance":29094.41127119939,"target":79541.40482051298},{"month":20,"balance":30429.433655974404,"target":79541.40482051298},{"month":21,"balance":31767.167729302662,"target":79541.40482051298},{"month":22,"balance":33107.618999147846,"target":79541.40482051298},{"month":23,"balance":34450.79298466137,"target":79541.40482051298},{"month":24,"balance":35796.695216205124,"target":79541.40482051298},{"month":25,"balance":37145.33123537423,"target":79541.40482051298},{"month":26,"balance":38496.70659501985,"target":79541.40482051298},{"month":27,"balance":39850.82685927207,"target":79541.40482051298},{"month":28,"balance":41207.6976035628,"target":79541.40482051298},{"month":29,"balance":42567.32441464873,"target":79541.40482051298},{"month":30,"balance":43929.71289063432,"target":79541.40482051298},{"month":31,"balance":45294.868640994886,"target":79541.40482051298},{"month":32,"balance":46662.79728659965,"target":79541.40482051298},{"month":33,"balance":48033.50445973492,"target":79541.40482051298},{"month":34,"balance":49406.99580412726,"target":79541.40482051298},{"month":35,"balance":50783.27697496674,"target":79541.40482051298},{"month":36,"balance":52162.35363893021,"target":79541.40482051298},{"month":37,"balance":53544.23147420463,"target":79541.40482051298},{"month":38,"balance":54928.91617051046,"target":79541.40482051298},{"month":39,"balance":56316.413429125096,"target":79541.40482051298},{"month":40,"balance":57706.72896290631,"target":79541.40482051298},{"month":41,"balance":59099.8684963158,"target":79541.40482051298},{"month":42,"balance":60495.83776544276,"target":79541.40482051298},{"month":43,"balance":61894.64251802748,"target":79541.40482051298},{"month":44,"balance":63296.28851348503,"target":79541.40482051298},{"month":45,"balance":64700.781522928955,"target":79541.40482051298},{"month":46,"balance":66108.12732919506,"target":79541.40482051298},{"month":47,"balance":67518.33172686519,"target":79541.40482051298},{"month":48,"balance":68931.40052229112,"target":79541.40482051298},{"month":49,"balance":70347.33953361845,"target":79541.40482051298},{"month":50,"balance":71766.15459081055,"target":79541.40482051298},{"month":51,"balance":73187.85153567257,"target":79541.40482051298},{"month":52,"balance":74612.4362218755,"target":79541.40482051298},{"month":53,"balance":76039.91451498028,"target":79541.40482051298},{"month":54,"balance":77470.29229246192,"target":79541.40482051298},{"month":55,"balance":78903.57544373372,"target":79541.40482051298},{"month":56,"balance":80339.76987017153,"target":79541.40482051298}],"coverageByMonth":[{"month":0,"monthsCovered":0.3196042828218383},{"month":1,"monthsCovered":0.41649963712874793},{"month":2,"monthsCovered":0.5135918046322997},{"month":3,"monthsCovered":0.6108811850981445},{"month":4,"monthsCovered":0.7083681791039343},{"month":5,"monthsCovered":0.8060531880409719},{"month":6,"monthsCovered":0.9039366141158635},{"month":7,"monthsCovered":1.0020188603521742},{"month":8,"monthsCovered":1.1003003305920886},{"month":9,"monthsCovered":1.1987814294980723},{"month":10,"monthsCovered":1.2974625625545388},{"month":11,"monthsCovered":1.3963441360695188},{"month":12,"monthsCovered":1.4954265571763334},{"month":13,"monthsCovered":1.5947102338352699},{"month":14,"monthsCovered":1.6941955748352615},{"month":15,"monthsCovered":1.7938829897955715},{"month":16,"monthsCovered":1.8937728891674785},{"month":17,"monthsCovered":1.9938656842359674},{"month":18,"monthsCovered":2.0941617871214224},{"month":19,"monthsCovered":2.1946616107813237},{"month":20,"monthsCovered":2.295365569011947},{"month":21,"monthsCovered":2.396274076450071},{"month":22,"monthsCovered":2.4973875485746793},{"month":23,"monthsCovered":2.5987064017086734},{"month":24,"monthsCovered":2.7002310530205893},{"month":25,"monthsCovered":2.8019619205263115},{"month":26,"monthsCovered":2.903899423090796},{"month":27,"monthsCovered":3.006043980429794},{"month":28,"monthsCovered":3.1083960131115806},{"month":29,"monthsCovered":3.2109559425586873},{"month":30,"monthsCovered":3.3137241910496353},{"month":31,"monthsCovered":3.416701181720675},{"month":32,"monthsCovered":3.5198873385675293},{"month":33,"monthsCovered":3.6232830864471377},{"month":34,"monthsCovered":3.7268888510794063},{"month":35,"monthsCovered":3.8307050590489604},{"month":36,"monthsCovered":3.934732137806902},{"month":37,"monthsCovered":4.038970515672568},{"month":38,"monthsCovered":4.143420621835294},{"month":39,"monthsCovered":4.248082886356185},{"month":40,"monthsCovered":4.352957740169881},{"month":41,"monthsCovered":4.458045615086333},{"month":42,"monthsCovered":4.563346943792583},{"month":43,"monthsCovered":4.668862159854545},{"month":44,"monthsCovered":4.774591697718784},{"month":45,"monthsCovered":4.880535992714318},{"month":46,"monthsCovered":4.9866954810543955},{"month":47,"monthsCovered":5.093070599838301},{"month":48,"monthsCovered":5.199661787053152},{"month":49,"monthsCovered":5.306469481575704},{"month":50,"monthsCovered":5.413494123174154},{"month":51,"monthsCovered":5.5207361525099525},{"month":52,"monthsCovered":5.628196011139621},{"month":53,"monthsCovered":5.735874141516568},{"month":54,"monthsCovered":5.843770986992907},{"month":55,"monthsCovered":5.951886991821288},{"month":56,"monthsCovered":6.060222601156724}]}}
{"id":"emergency-fund-0063","inputs":{"monthlyExpenses":7110.052952426486,"targetMonths":2,"currentSavings":99463.73426355422,"monthlySavings":4243.769212497864,"savingsAccountRate":0.06558450154727326},"expected":{"targetAmount":14220.105904852971,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":99463.73426355422,"target":14220.105904852971}],"coverageByMonth":[{"month":0,"monthsCovered":13.989169269071294}]}}
{"id":"emergency-fund-0064","inputs":{"monthlyExpenses":5506.901687593199,"targetMonths":3,"currentSavings":19249.70536492765,"monthlySavings":3564.5061657531187,"savingsAccountRate":0.011914159343577922},"expected":{"targetAmount":16520.705062779598,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":19249.70536492765,"target":16520.705062779598}],"coverageByMonth":[{"month":0,"monthsCovered":3.49556001849395}]}}
{"id":"emergency-fund-0065","inputs":{"monthlyExpenses":14826.265275594778,"targetMonths":6,"currentSavings":5369.193176738918,"monthlySavings":883.7035196949728,"savingsAccountRate":0.07260450234403834},"expected":{"targetAmount":88957.59165356867,"monthsToGoal":73,"yearsToGoal":6.083333333333333,"interestEarned":19265.853263314842,"projectedBalance":[{"month":0,"balance":5369.193176738918,"target":88957.59165356867},{"month":1,"balance":6285.382329649402,"target":88957.59165356867},{"month":2,"balance":7207.1147706848915,"target":88957.59165356867},{"month":3,"balance":8134.424038818359,"target":88957.59165356867},{"month":4,"balance":9067.343875946146,"target":88957.59165356867},{"month":5,"balance":10005.90822811573,"target":88957.59165356867},{"month":6,"balance":10950.151246760906,"target":88957.59165356867},{"month":7,"balance":11900.107289944464,"target":88957.59165356867},{"month":8,"balance":12855.81092360836,"target":88957.59165356867},{"month":9,"balance":13817.296922831469,"target":88957.59165356867},{"month":10,"balance":14784.60027309494,"target":88957.59165356867},{"month":11,"balance":15757.756171555211,"target":88957.59165356867},{"month":12,"balance":16736.800028324724,"target":88957.59165356867},{"month":13,"balance":17721.76746776038,"target":88957.59165356867},{"month":14,"balance":18712.69432975981,"target":88957.59165356867},{"month":15,"balance":19709.616671065476,"target":88957.59165356867},{"month":16,"balance":20712.570766576653,"target":88957.59165356867},{"month":17,"balance":21721.59311066937,"target":88957.59165356867},{"month":18,"balance":22736.720418524328,"target":88957.59165356867},{"month":19,"balance":23757.98962746284,"target":88957.59165356867},{"month":20,"balance":24785.437898290875,"target":88957.59165356867},{"month":21,"balance":25819.10261665122,"target":88957.59165356867},{"month":22,"balance":26859.021394383828,"target":88957.59165356867},{"month":23,"balance":27905.23207089439,"target":88957.59165356867},{"month":24,"balance":28957.772714531213,"target":88957.59165356867},{"month":25,"balance":30016.681623970377,"target":88957.59165356867},{"month":26,"balance":31081.99732960933,"target":88957.59165356867},{"month":27,"balance":32153.758594968887,"target":88957.59165356867},{"month":28,"balance":33232.004418103694,"target":88957.59165356867},{"month":29,"balance":34316.77403302128,"target":88957.59165356867},{"month":30,"balance":35408.10691110961,"target":88957.59165356867},{"month":31,"balance":36506.04276257338,"target":88957.59165356867},{"month":32,"balance":37610.62153787892,"target":88957.59165356867},{"month":33,"balance":38721.88342920786,"target":88957.59165356867},{"month":34,"balance":39839.86887191962,"target":88957.59165356867},{"month":35,"balance":40964.61854602271,"target":88957.59165356867},{"month":36,"balance":42096.17337765496,"target":88957.59165356867},{"month":37,"balance":43234.57454057268,"target":88957.59165356867},{"month":38,"balance":44379.863457648855,"target":88957.59165356867},{"month":39,"balance":45532.0818023804,"target":88957.59165356867},{"month":40,"balance":46691.27150040453,"target":88957.59165356867},{"month":41,"balance":47857.474731024275,"target":88957.59165356867},{"month":42,"balance":49030.73392874328,"target":88957.59165356867},{"month":43,"balance":50211.09178480986,"target":88957.59165356867},{"month":44,"balance":51398.59124877041,"target":88957.59165356867},{"month":45,"balance":52593.27553003218,"target":88957.59165356867},{"month":46,"balance":53795.18809943556,"target":88957.59165356867},{"month":47,"balance":55004.372690835815,"target":88957.59165356867},{"month":48,"balance":56220.87330269446,"target":88957.59165356867},{"month":49,"balance":57444.73419968021,"target":88957.59165356867},{"month":50,"balance":58675.99991427963,"target":88957.59165356867},{"month":51,"balance":59914.715248417524,"target":88957.59165356867},{"month":52,"balance":61160.92527508717,"target":88957.59165356867},{"month":53,"balance":62414.675339990354,"target":88957.59165356867},{"month":54,"balance":63676.01106318738,"target":88957.59165356867},{"month":55,"balance":64944.978340757036,"target":88957.59165356867},{"month":56,"balance":66221.62334646659,"target":88957.59165356867},{"month":57,"balance":67505.99253345194,"target":88957.59165356867},{"month":58,"balance":68798.13263590788,"target":88957.59165356867},{"month":59,"balance":70098.09067078862,"target":88957.59165356867},{"month":60,"balance":71405.91393951858,"target":88957.59165356867}],"coverageByMonth":[{"month":0,"monthsCovered":0.3621406387201934},{"month":1,"monthsCovered":0.42393564480433554},{"month":2,"monthsCovered":0.48610453386048474},{"month":3,"monthsCovered":0.5486495680209009},{"month":4,"monthsCovered":0.6115730231045927},{"month":5,"monthsCovered":0.6748771887001278},{"month":6,"monthsCovered":0.7385643682489436},{"month":7,"monthsCovered":0.8026368791291625},{"month":8,"monthsCovered":0.8670970527399139},{"month":9,"monthsCovered":0.931947234586167},{"month":10,"monthsCovered":0.9971897843640757},{"month":11,"monthsCovered":1.062827076046841},{"month":12,"monthsCovered":1.1288614979710931},{"month":13,"monthsCovered":1.195295452923794},{"month":14,"monthsCovered":1.2621313582296687},{"month":15,"monthsCovered":1.329371645839164},{"month":16,"monthsCovered":1.397018762416939},{"month":17,"monthsCovered":1.465075169430892},{"month":18,"monthsCovered":1.533543343241726},{"month":19,"monthsCovered":1.6024257751930553},{"month":20,"monthsCovered":1.6717249717020572},{"month":21,"monthsCovered":1.741443454350674},{"month":22,"monthsCovered":1.8115837599773648},{"month":23,"monthsCovered":1.8821484407694122},{"month":24,"monthsCovered":1.9531400643557908},{"month":25,"monthsCovered":2.024561213900593},{"month":26,"monthsCovered":2.0964144881970235},{"month":27,"monthsCovered":2.168702501761961},{"month":28,"monthsCovered":2.241427884931092},{"month":29,"monthsCovered":2.3145932839546206},{"month":30,"monthsCovered":2.388201361093558},{"month":31,"monthsCovered":2.4622547947165936},{"month":32,"monthsCovered":2.5367562793975513},{"month":33,"monthsCovered":2.6117085260134383},{"month":34,"monthsCovered":2.6871142618430848},{"month":35,"monthsCovered":2.762976230666381},{"month":36,"monthsCovered":2.839297192864115},{"month":37,"monthsCovered":2.9160799255184147},{"month":38,"monthsCovered":2.9933272225137957},{"month":39,"monthsCovered":3.0710418946388245},{"month":40,"monthsCovered":3.1492267696883927},{"month":41,"monthsCovered":3.227884692566611},{"month":42,"monthsCovered":3.3070185253903284},{"month":43,"monthsCovered":3.3866311475932744},{"month":44,"monthsCovered":3.466725456030833},{"month":45,"monthsCovered":3.5473043650854494},{"month":46,"monthsCovered":3.6283708067726774},{"month":47,"monthsCovered":3.709927730847864},{"month":48,"monthsCovered":3.7919781049134826},{"month":49,"monthsCovered":3.8745249145271163},{"month":50,"monthsCovered":3.9575711633100905},{"month":51,"monthsCovered":4.0411198730567675},{"month":52,"monthsCovered":4.125174083844497},{"month":53,"monthsCovered":4.20973685414424},{"month":54,"monthsCovered":4.294811260931855},{"month":55,"monthsCovered":4.380400399800055},{"month":56,"monthsCovered":4.466507385071052},{"month":57,"monthsCovered":4.55313534990988},{"month":58,"monthsCovered":4.640287446438391},{"month":59,"monthsCovered":4.727966845849959},{"month":60,"monthsCovered":4.816176738524869}]}}
{"id":"emergency-fund-0066","inputs":{"monthlyExpenses":15196.62887614686,"targetMonths":6,"currentSavings":36856.830632314086,"monthlySavings":1823.902414215263,"savingsAccountRate":0.07025575715117156},"expected":{"targetAmount":91179.77325688116,"monthsToGoal":25,"yearsToGoal":2.0833333333333335,"interestEarned":9143.195297562997,"projectedBalance":[{"month":0,"balance":36856.830632314086,"target":91179.77325688116},{"month":1,"balance":38896.51675838483,"target":91179.77325688116},{"month":2,"balance":40948.14452555039,"target":91179.77325688116},{"month":3,"balance":43011.78384789717,"target":91179.77325688116},{"month":4,"balance":45087.50504883381,"target":91179.77325688116},{"month":5,"balance":47175.37886348767,"target":91179.77325688116},{"month":6,"balance":49275.47644111524,"target":91179.77325688116},{"month":7,"balance":51387.86934752678,"target":91179.77325688116},{"month":8,"balance":53512.629567525044,"target":91179.77325688116},{"month":9,"balance":55649.829507358365,"target":91179.77325688116},{"month":10,"balance":57799.541997188055,"target":91179.77325688116},{"month":11,"balance":59961.84029357027,"target":91179.77325688116},{"month":12,"balance":62136.7980819524,"target":91179.77325688116},{"month":13,"balance":64324.489479184085,"target":91179.77325688116},{"month":14,"balance":66524.98903604291,"target":91179.77325688116},{"month":15,"balance":68738.3717397749,"target":91179.77325688116},{"month":16,"balance":70964.71301664988,"target":91179.77325688116},{"month":17,"balance":73204.08873453185,"target":91179.77325688116},{"month":18,"balance":75456.5752054643,"target":91179.77325688116},{"month":19,"balance":77722.24918827074,"target":91179.77325688116},{"month":20,"balance":80001.18789117051,"target":91179.77325688116},{"month":21,"balance":82293.46897440973,"target":91179.77325688116},{"month":22,"balance":84599.1705529078,"target":91179.77325688116},{"month":23,"balance":86918.37119891937,"target":91179.77325688116},{"month":24,"balance":89251.14994471185,"target":91179.77325688116},{"month":25,"balance":91597.58628525866,"target":91179.77325688116}],"coverageByMonth":[{"month":0,"monthsCovered":2.425329389346726},{"month":1,"monthsCovered":2.5595490338938336},{"month":2,"monthsCovered":2.694554487003626},{"month":3,"monthsCovered":2.8303503493073987},{"month":4,"monthsCovered":2.966941248371517},{"month":5,"monthsCovered":3.1043318388551113},{"month":6,"monthsCovered":3.242526802668695},{"month":7,"monthsCovered":3.381530849133712},{"month":8,"monthsCovered":3.5213487151430187},{"month":9,"monthsCovered":3.6619851653223043},{"month":10,"monthsCovered":3.8034449921924565},{"month":11,"monthsCovered":3.9457330163328783},{"month":12,"monthsCovered":4.08885408654576},{"month":13,"monthsCovered":4.232813080021318},{"month":14,"monthsCovered":4.377614902503987},{"month":15,"monthsCovered":4.523264488459605},{"month":16,"monthsCovered":4.669766801243563},{"month":17,"monthsCovered":4.817126833269939},{"month":18,"monthsCovered":4.965349606181636},{"month":19,"monthsCovered":5.114440171021495},{"month":20,"monthsCovered":5.2644036084044314},{"month":21,"monthsCovered":5.415245028690562},{"month":22,"monthsCovered":5.566969572159356},{"month":23,"monthsCovered":5.719582409184801},{"month":24,"monthsCovered":5.873088740411596},{"month":25,"monthsCovered":6.0274937969323785}]}}
{"id":"emergency-fund-0067","inputs":{"monthlyExpenses":17478.786784224212,"targetMonths":3,"currentSavings":27983.09384379536,"monthlySavings":572.3043426754884,"savingsAccountRate":0.04478093030862511},"expected":{"targetAmount":52436.36035267264,"monthsToGoal":34,"yearsToGoal":2.8333333333333335,"interestEarned":5025.277499740514,"projectedBalance":[{"month":0,"balance":27983.09384379536,"target":52436.36035267264},{"month":1,"balance":28659.823934407406,"target":52436.36035267264},{"month":2,"balance":29339.07940860491,"target":52436.36035267264},{"month":3,"balance":30020.869690473395,"target":52436.36035267264},{"month":4,"balance":30705.204239266666,"target":52436.36035267264},{"month":5,"balance":31392.092549538047,"target":52436.36035267264},{"month":6,"balance":32081.5441512721,"target":52436.36035267264},{"month":7,"balance":32773.56861001685,"target":52436.36035267264},{"month":8,"balance":33468.175527016516,"target":52436.36035267264},{"month":9,"balance":34165.37453934468,"target":52436.36035267264},{"month":10,"balance":34865.17532003804,"target":52436.36035267264},{"month":11,"balance":35567.58757823058,"target":52436.36035267264},{"month":12,"balance":36272.62105928829,"target":52436.36035267264},{"month":13,"balance":36980.285544944374,"target":52436.36035267264},{"month":14,"balance":37690.590853434966,"target":52436.36035267264},{"month":15,"balance":38403.54683963533,"target":52436.36035267264},{"month":16,"balance":39119.16339519663,"target":52436.36035267264},{"month":17,"balance":39837.45044868312,"target":52436.36035267264},{"month":18,"balance":40558.41796570992,"target":52436.36035267264},{"month":19,"balance":41282.07594908129,"target":52436.36035267264},{"month":20,"balance":42008.43443892938,"target":52436.36035267264},{"month":21,"balance":42737.503512853546,"target":52436.36035267264},{"month":22,"balance":43469.29328606018,"target":52436.36035267264},{"month":23,"balance":44203.81391150302,"target":52436.36035267264},{"month":24,"balance":44941.075580024044,"target":52436.36035267264},{"month":25,"balance":45681.08852049484,"target":52436.36035267264},{"month":26,"balance":46423.86299995853,"target":52436.36035267264},{"month":27,"balance":47169.40932377221,"target":52436.36035267264},{"month":28,"balance":47917.73783574994,"target":52436.36035267264},{"month":29,"balance":48668.858918306236,"target":52436.36035267264},{"month":30,"balance":49422.782992600136,"target":52436.36035267264},{"month":31,"balance":50179.52051867978,"target":52436.36035267264},{"month":32,"balance":50939.08199562754,"target":52436.36035267264},{"month":33,"balance":51701.477961705656,"target":52436.36035267264},{"month":34,"balance":52466.71899450248,"target":52436.36035267264}],"coverageByMonth":[{"month":0,"monthsCovered":1.6009746093505755},{"month":1,"monthsCovered":1.6396918326319327},{"month":2,"monthsCovered":1.6785535386864159},{"month":3,"monthsCovered":1.7175602666867738},{"month":4,"monthsCovered":1.7567125578178109},{"month":5,"monthsCovered":1.796010955283895},{"month":6,"monthsCovered":1.8354560043164934},{"month":7,"monthsCovered":1.875048252181737},{"month":8,"monthsCovered":1.9147882481880154},{"month":9,"monthsCovered":1.9546765436935956},{"month":10,"monthsCovered":1.9947136921142732},{"month":11,"monthsCovered":2.034900248931049},{"month":12,"monthsCovered":2.0752367716978384},{"month":13,"monthsCovered":2.115723820049203},{"month":14,"monthsCovered":2.15636195570812},{"month":15,"monthsCovered":2.1971517424937717},{"month":16,"monthsCovered":2.2380937463293686},{"month":17,"monthsCovered":2.2791885352500048},{"month":18,"monthsCovered":2.320436679410532},{"month":19,"monthsCovered":2.3618387510934773},{"month":20,"monthsCovered":2.403395324716978},{"month":21,"monthsCovered":2.445106976842754},{"month":22,"monthsCovered":2.486974286184105},{"month":23,"monthsCovered":2.5289978336139414},{"month":24,"monthsCovered":2.571178202172842},{"month":25,"monthsCovered":2.6135159770771454},{"month":26,"monthsCovered":2.6560117457270667},{"month":27,"monthsCovered":2.698666097714848},{"month":28,"monthsCovered":2.74147962483294},{"month":29,"monthsCovered":2.78445292108221},{"month":30,"monthsCovered":2.827586582680186},{"month":31,"monthsCovered":2.8708812080693265},{"month":32,"monthsCovered":2.9143373979253244},{"month":33,"monthsCovered":2.957955755165441},{"month":34,"monthsCovered":3.0017368849568693}]}}
{"id":"emergency-fund-0068","inputs":{"monthlyExpenses":3970.485669677146,"targetMonths":7,"currentSavings":34775.92042181641,"monthlySavings":4478.325542993844,"savingsAccountRate":0.05914748665411026},"expected":{"targetAmount":27793.39968774002,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":34775.92042181641,"target":27793.39968774002}],"coverageByMonth":[{"month":0,"monthsCovered":8.758606204626892}]}}
{"id":"emergency-fund-0069","inputs":{"monthlyExpenses":15782.194076804444,"targetMonths":5,"currentSavings":46514.18717112392,"monthlySavings":4652.127686724998,"savingsAccountRate":0.0747679692460224},"expected":{"targetAmount":78910.97038402222,"monthsToGoal":7,"yearsToGoal":0.5833333333333334,"interestEarned":2682.079936855196,"projectedBalance":[{"month":0,"balance":46514.18717112392,"target":78910.97038402222},{"month":1,"balance":51456.12913417511,"target":78910.97038402222},{"month":2,"balance":56428.86267761872,"target":78910.97038402222},{"month":3,"balance":61432.57965344941,"target":78910.97038402222},{"month":4,"balance":66467.47310902715,"target":78910.97038402222},{"month":5,"balance":71533.7372945252,"target":78910.97038402222},{"month":6,"balance":76631.56767042437,"target":78910.97038402222},{"month":7,"balance":81761.1609150541,"target":78910.97038402222}],"coverageByMonth":[{"month":0,"monthsCovered":2.947257329669212},{"month":1,"monthsCovered":3.260391355204642},{"month":2,"monthsCovered":3.5754764136726647},{"month":3,"monthsCovered":3.892524661304139},{"month":4,"monthsCovered":4.211548330071315},{"month":5,"monthsCovered":4.532559728159752},{"month":6,"monthsCovered":4.85557124044318},{"month":7,"monthsCovered":5.180595328961319}]}}
{"id":"emergency-fund-0070","inputs":{"monthlyExpenses":3717.563990270719,"targetMonths":10,"currentSavings":45429.9257369712,"monthlySavings":2976.029333123006,"savingsAccountRate":0.0667636188515462},"expected":{"targetAmount":37175.63990270719,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":45429.9257369712,"target":37175.63990270719}],"coverageByMonth":[{"month":0,"monthsCovered":12.22034801710647}]}}
{"id":"emergency-fund-0071","inputs":{"monthlyExpenses":15987.674047006294,"targetMonths":7,"currentSavings":83442.23645981401,"monthlySavings":2445.5084822373465,"savingsAccountRate":0.041760201968718325},"expected":{"targetAmount":111913.71832904406,"monthsToGoal":11,"yearsToGoal":0.9166666666666666,"interestEarned":3723.3411081953673,"projectedBalance":[{"month":0,"balance":83442.23645981401,"target":111913.71832904406},{"month":1,"balance":86178.12532932498,"target":111913.71832904406},{"month":2,"balance":88923.53513814883,"target":111913.71832904406},{"month":3,"balance":91678.49901931464,"target":111913.71832904406},{"month":4,"balance":94443.05022115495,"target":111913.71832904406},{"month":5,"balance":97217.22210770706,"target":111913.71832904406},{"month":6,"balance":100001.0481591157,"target":111913.71832904406},{"month":7,"balance":102794.56197203706,"target":111913.71832904406},{"month":8,"balance":105597.79726004426,"target":111913.71832904406},{"month":9,"balance":108410.7878540342,"target":111913.71832904406},{"month":10,"balance":111233.56770263592,"target":111913.71832904406},{"month":11,"balance":114066.17087262019,"target":111913.71832904406}],"coverageByMonth":[{"month":0,"monthsCovered":5.219160474155316},{"month":1,"monthsCovered":5.390285358329651},{"month":2,"monthsCovered":5.5620057599810675},{"month":3,"monthsCovered":5.73432375152041},{"month":4,"monthsCovered":5.9072414125705475},{"month":5,"monthsCovered":6.080760829991469},{"month":6,"monthsCovered":6.254884097905473},{"month":7,"monthsCovered":6.429613317722438},{"month":8,"monthsCovered":6.604950598165187},{"month":9,"monthsCovered":6.78089805529493},{"month":10,"monthsCovered":6.957457812536808},{"month":11,"monthsCovered":7.134632000705517}]}}
{"id":"emergency-fund-0072","inputs":{"monthlyExpenses":4073.863457189873,"targetMonths":6,"currentSavings":54268.330754712224,"monthlySavings":1872.5965942256153,"savingsAccountRate":0.052888320542406296},"expected":{"targetAmount":24443.180743139237,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":54268.330754712224,"target":24443.180743139237}],"coverageByMonth":[{"month":0,"monthsCovered":13.321097117021738}]}}
{"id":"emergency-fund-0073","inputs":{"monthlyExpenses":923.5025267116725,"targetMonths":7,"currentSavings":83983.08849427849,"monthlySavings":2334.344884182792,"savingsAccountRate":0.07007882033241913},"expected":{"targetAmount":6464.517686981708,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":83983.08849427849,"target":6464.517686981708}],"coverageByMonth":[{"month":0,"monthsCovered":90.93974955685088}]}}
{"id":"emergency-fund-0074","inputs":{"monthlyExpenses":5889.902010909282,"targetMonths":10,"currentSavings":38037.866028025746,"monthlySavings":4633.5212245816365,"savingsAccountRate":0.03329465507529676},"expected":{"targetAmount":58899.02010909282,"monthsToGoal":5,"yearsToGoal":0.4166666666666667,"interestEarned":659.5437942574063,"projectedBalance":[{"month":0,"balance":38037.866028025746,"target":58899.02010909282},{"month":1,"balance":42776.92538837434,"target":58899.02010909282},{"month":2,"balance":47529.13352762161,"target":58899.02010909282},{"month":3,"balance":52294.52692777241,"target":58899.02010909282},{"month":4,"balance":57073.142172052874,"target":58899.02010909282},{"month":5,"balance":61865.015945191335,"target":58899.02010909282}],"coverageByMonth":[{"month":0,"monthsCovered":6.45814921157805},{"month":1,"monthsCovered":7.262756716349929},{"month":2,"monthsCovered":8.069596648567007},{"month":3,"monthsCovered":8.878675202221096},{"month":4,"monthsCovered":9.68999858848958},{"month":5,"monthsCovered":10.503573035783091}]}}
{"id":"emergency-fund-0075","inputs":{"monthlyExpenses":14235.021749744192,"targetMonths":9,"currentSavings":96251.92610546947,"monthlySavings":2613.2444636896253,"savingsAccountRate":0.04779264062410221},"expected":{"targetAmount":128115.19574769773,"monthsToGoal":11,"yearsToGoal":0.9166666666666666,"interestEarned":4881.096467453899,"projectedBalance":[{"month":0,"balance":96251.92610546947,"target":128115.19574769773},{"month":1,"balance":99248.5150453038,"target":128115.19574769773},{"month":2,"balance":102257.03855999644,"target":128115.19574769773},{"month":3,"balance":105277.54418161798,"target":128115.19574769773},{"month":4,"balance":108310.07963154596,"target":128115.19574769773},{"month":5,"balance":111354.69282121879,"target":128115.19574769773},{"month":6,"balance":114411.43185289274,"target":128115.19574769773},{"month":7,"balance":117480.3450204019,"target":128115.19574769773},{"month":8,"balance":120561.48080992117,"target":128115.19574769773},{"month":9,"balance":123654.88790073231,"target":128115.19574769773},{"month":10,"balance":126760.61516599306,"target":128115.19574769773},{"month":11,"balance":129878.71167350924,"target":128115.19574769773}],"coverageByMonth":[{"month":0,"monthsCovered":6.761628313437536},{"month":1,"monthsCovered":6.972136522874461},{"month":2,"monthsCovered":7.183483127578223},{"month":3,"monthsCovered":7.3956714666424626},{"month":4,"monthsCovered":7.608704892459495},{"month":5,"monthsCovered":7.8225867707732775},{"month":6,"monthsCovered":8.037320480732582},{"month":7,"monthsCovered":8.252909414944384},{"month":8,"monthsCovered":8.46935697952746},{"month":9,"monthsCovered":8.68666659416621},{"month":10,"monthsCovered":8.904841692164679},{"month":11,"monthsCovered":9.123885720500793}]}}
{"id":"emergency-fund-0076","inputs":{"monthlyExpenses":8074.48213850148,"targetMonths":2,"currentSavings":69604.73754443228,"monthlySavings":1237.6148155657575,"savingsAccountRate":0.01647063563577831},"expected":{"targetAmount":16148.96427700296,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":69604.73754443228,"target":16148.96427700296}],"coverageByMonth":[{"month":0,"monthsCovered":8.62033457384674}]}}
{"id":"emergency-fund-0077","inputs":{"monthlyExpenses":4624.2391529958695,"targetMonths":6,"currentSavings":98402.20084879547,"monthlySavings":2116.729437059257,"savingsAccountRate":0.03563988731708378},"expected":{"targetAmount":27745.434917975217,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":98402.20084879547,"target":27745.434917975217}],"coverageByMonth":[{"month":0,"monthsCovered":21.279652196414716}]}}
{"id":"emergency-fund-0078","inputs":{"monthlyExpenses":6528.475575265475,"targetMonths":7,"currentSavings":13830.636418424547,"monthlySavings":1682.4061999330297,"savingsAccountRate":0.032292918371967974},"expected":{"targetAmount":45699.32902685832,"monthsToGoal":19,"yearsToGoal":1.5833333333333333,"interestEarned":1510.692056324806,"projectedBalance":[{"month":0,"balance":13830.636418424547,"target":45699.32902685832},{"month":1,"balance":15550.261919431956,"target":45699.32902685832},{"month":2,"balance":17274.51506426723,"target":45699.32902685832},{"month":3,"balance":19003.40830627407,"target":45699.32902685832},{"month":4,"balance":20736.95413230907,"target":45699.32902685832},{"month":5,"balance":22475.165062831926,"target":45699.32902685832},{"month":6,"balance":24218.053651995833,"target":45699.32902685832},{"month":7,"balance":25965.63248773818,"target":45699.32902685832},{"month":8,"balance":27717.914191871463,"target":45699.32902685832},{"month":9,"balance":29474.911420174434,"target":45699.32902685832},{"month":10,"balance":31236.63686248352,"target":45699.32902685832},{"month":11,"balance":33003.10324278446,"target":45699.32902685832},{"month":12,"balance":34774.32331930423,"target":45699.32902685832},{"month":13,"balance":36550.30988460316,"target":45699.32902685832},{"month":14,"balance":38331.07576566732,"target":45699.32902685832},{"month":15,"balance":40116.63382400122,"target":45699.32902685832},{"month":16,"balance":41906.996955720635,"target":45699.32902685832},{"month":17,"balance":43702.17809164578,"target":45699.32902685832},{"month":18,"balance":45502.1901973947,"target":45699.32902685832},{"month":19,"balance":47307.04627347692,"target":45699.32902685832}],"coverageByMonth":[{"month":0,"monthsCovered":2.1185093302370417},{"month":1,"monthsCovered":2.3819131648967864},{"month":2,"monthsCovered":2.646025839434159},{"month":3,"monthsCovered":2.9108492613915176},{"month":4,"monthsCovered":3.1763853434445637},{"month":5,"monthsCovered":3.4426360034161565},{"month":6,"monthsCovered":3.709603164290161},{"month":7,"monthsCovered":3.97728875422534},{"month":8,"monthsCovered":4.245694706569281},{"month":9,"monthsCovered":4.514822959872353},{"month":10,"monthsCovered":4.784675457901718},{"month":11,"monthsCovered":5.055254149655362},{"month":12,"monthsCovered":5.326560989376171},{"month":13,"monthsCovered":5.598597936566052},{"month":14,"monthsCovered":5.87136695600008},{"month":15,"monthsCovered":6.14487001774069},{"month":16,"monthsCovered":6.419109097151907},{"month":17,"monthsCovered":6.6940861749136085},{"month":18,"monthsCovered":6.969803237035837},{"month":19,"monthsCovered":7.246262274873138}]}}
{"id":"emergency-fund-0079","inputs":{"monthlyExpenses":17575.130820507184,"targetMonths":8,"currentSavings":95585.2807732299,"monthlySavings":815.8231203677133,"savingsAccountRate":0.07150944989407436},"expected":{"targetAmount":140601.04656405747,"monthsToGoal":30,"yearsToGoal":2.5,"interestEarned":20887.49023976372,"projectedBalance":[{"month":0,"balance":95585.2807732299,"target":140601.04656405747},{"month":1,"balance":96970.70813076964,"target":140601.04656405747},{"month":2,"balance":98364.39141732654,"target":140601.04656405747},{"month":3,"balance":99766.37983097912,"target":140601.04656405747},{"month":4,"balance":101176.72286298321,"target":140601.04656405747},{"month":5,"balance":102595.47029951902,"target":140601.04656405747},{"month":6,"balance":104022.67222344861,"target":140601.04656405747},{"month":7,"balance":105458.37901608385,"target":140601.04656405747},{"month":8,"balance":106902.64135896499,"target":140601.04656405747},{"month":9,"balance":108355.51023564964,"target":140601.04656405747},{"month":10,"balance":109817.0369335126,"target":140601.04656405747},{"month":11,"balance":111287.27304555637,"target":140601.04656405747},{"month":12,"balance":112766.27047223237,"target":140601.04656405747},{"month":13,"balance":114254.08142327306,"target":140601.04656405747},{"month":14,"balance":115750.75841953504,"target":140601.04656405747},{"month":15,"balance":117256.354294853,"target":140601.04656405747},{"month":16,"balance":118770.92219790485,"target":140601.04656405747},{"month":17,"balance":120294.5155940879,"target":140601.04656405747},{"month":18,"balance":121827.18826740624,"target":140601.04656405747},{"month":19,"balance":123368.9943223693,"target":140601.04656405747},{"month":20,"balance":124919.98818590184,"target":140601.04656405747},{"month":21,"balance":126480.22460926523,"target":140601.04656405747},{"month":22,"balance":128049.75866999025,"target":140601.04656405747},{"month":23,"balance":129628.64577382129,"target":140601.04656405747},{"month":24,"balance":131216.94165667234,"target":140601.04656405747},{"month":25,"balance":132814.70238659435,"target":140601.04656405747},{"month":26,"balance":134421.98436575462,"target":140601.04656405747},{"month":27,"balance":136038.84433242775,"target":140601.04656405747},{"month":28,"balance":137665.33936299858,"target":140601.04656405747},{"month":29,"balance":139301.52687397707,"target":140601.04656405747},{"month":30,"balance":140947.46462402501,"target":140601.04656405747}],"coverageByMonth":[{"month":0,"monthsCovered":5.438666815594804},{"month":1,"monthsCovered":5.517495665956656},{"month":2,"monthsCovered":5.596794266962272},{"month":3,"monthsCovered":5.676565417912494},{"month":4,"monthsCovered":5.756811934789538},{"month":5,"monthsCovered":5.837536650356399},{"month":6,"monthsCovered":5.9187424142568466},{"month":7,"monthsCovered":6.000432093116023},{"month":8,"monthsCovered":6.0826085706416375},{"month":9,"monthsCovered":6.165274747725759},{"month":10,"monthsCovered":6.248433542547224},{"month":11,"monthsCovered":6.332087890674651},{"month":12,"monthsCovered":6.416240745170064},{"month":13,"monthsCovered":6.500895076693142},{"month":14,"monthsCovered":6.586053873606086},{"month":15,"monthsCovered":6.671720142079102},{"month":16,"monthsCovered":6.7578969061965335},{"month":17,"monthsCovered":6.844587208063606},{"month":18,"monthsCovered":6.9317941079138174},{"month":19,"monthsCovered":7.0195206842169675},{"month":20,"monthsCovered":7.107770033787828},{"month":21,"monthsCovered":7.196545271895465},{"month":22,"monthsCovered":7.285849532373209},{"month":23,"monthsCovered":7.375685967729284},{"month":24,"monthsCovered":7.4660577492580895},{"month":25,"monthsCovered":7.55696806715215},{"month":26,"monthsCovered":7.648420130614736},{"month":27,"monthsCovered":7.740417167973145},{"month":28,"monthsCovered":7.832962426792669},{"month":29,"monthsCovered":7.926059173991235},{"month":30,"monthsCovered":8.019710695954725}]}}
{"id":"emergency-fund-0080","inputs":{"monthlyExpenses":9154.73612723872,"targetMonths":7,"currentSavings":90597.25818224251,"monthlySavings":1857.5660151080228,"savingsAccountRate":0.015515173815656454},"expected":{"targetAmount":64083.152890671045,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":90597.25818224251,"target":64083.152890671045}],"coverageByMonth":[{"month":0,"monthsCovered":9.89621731561243}]}}
{"id":"emergency-fund-0081","inputs":{"monthlyExpenses":12041.334675974213,"targetMonths":2,"currentSavings":58358.28222334385,"monthlySavings":3891.269087663386,"savingsAccountRate":0.048564867239911116},"expected":{"targetAmount":24082.669351948425,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":58358.28222334385,"target":24082.669351948425}],"coverageByMonth":[{"month":0,"monthsCovered":4.846496156259549}]}}
{"id":"emergency-fund-0082","inputs":{"monthlyExpenses":14399.315199814737,"targetMonths":5,"currentSavings":57868.060492910445,"monthlySavings":2501.0459089884534,"savingsAccountRate":0.041954741110093896},"expected":{"targetAmount":71996.57599907368,"monthsToGoal":6,"yearsToGoal":0.5,"interestEarned":1356.356150495034,"projectedBalance":[{"month":0,"balance":57868.060492910445,"target":71996.57599907368},{"month":1,"balance":60571.4263599425,"target":71996.57599907368},{"month":2,"balance":63284.24381156432,"target":71996.57599907368},{"month":3,"balance":66006.54589267462,"target":71996.57599907368},{"month":4,"balance":68738.36576370463,"target":71996.57599907368},{"month":5,"balance":71479.736701022,"target":71996.57599907368},{"month":6,"balance":74230.6920973362,"target":71996.57599907368}],"coverageByMonth":[{"month":0,"monthsCovered":4.018806428631757},{"month":1,"monthsCovered":4.206549097607213},{"month":2,"monthsCovered":4.394948157838683},{"month":3,"monthsCovered":4.584005904219936},{"month":4,"monthsCovered":4.773724639668213},{"month":5,"monthsCovered":4.964106675152279},{"month":6,"monthsCovered":5.155154329720573}]}}
{"id":"emergency-fund-0083","inputs":{"monthlyExpenses":6201.658330624923,"targetMonths":4,"currentSavings":72533.91202539206,"monthlySavings":2533.0835936474614,"savingsAccountRate":0.06212968080071733},"expected":{"targetAmount":24806.633322499692,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":72533.91202539206,"target":24806.633322499692}],"coverageByMonth":[{"month":0,"monthsCovered":11.695889737621682}]}}
{"id":"emergency-fund-0084","inputs":{"monthlyExpenses":8529.412348521873,"targetMonths":6,"currentSavings":41187.382536008954,"monthlySavings":1703.9216914679855,"savingsAccountRate":0.04182875209720806},"expected":{"targetAmount":51176.47409113124,"monthsToGoal":6,"yearsToGoal":0.5,"interestEarned":958.4562725044889,"projectedBalance":[{"month":0,"balance":41187.382536008954,"target":51176.47409113124},{"month":1,"balance":43034.87229527958,"target":51176.47409113124},{"month":2,"balance":44888.80190381209,"target":51176.47409113124},{"month":3,"balance":46749.19380917802,"target":51176.47409113124},{"month":4,"balance":48616.070537195046,"target":51176.47409113124},{"month":5,"balance":50489.45469219976,"target":51176.47409113124},{"month":6,"balance":52369.368957321356,"target":51176.47409113124}],"coverageByMonth":[{"month":0,"monthsCovered":4.828865208181268},{"month":1,"monthsCovered":5.045467440994035},{"month":2,"monthsCovered":5.262824690565138},{"month":3,"monthsCovered":5.480939588678643},{"month":4,"monthsCovered":5.699814776292308},{"month":5,"monthsCovered":5.919452903569548},{"month":6,"monthsCovered":6.139856629911537}]}}
{"id":"emergency-fund-0085","inputs":{"monthlyExpenses":12900.889557320625,"targetMonths":8,"currentSavings":37028.891942463815,"monthlySavings":2296.6658069519326,"savingsAccountRate":0.06449987617786974},"expected":{"targetAmount":103207.116458565,"monthsToGoal":25,"yearsToGoal":2.0833333333333335,"interestEarned":9170.899025007864,"projectedBalance":[{"month":0,"balance":37028.891942463815,"target":103207.116458565},{"month":1,"balance":39524.58766152347,"target":103207.116458565},{"month":2,"balance":42033.6977193212,"target":103207.116458565},{"month":3,"balance":44556.29421778932,"target":103207.116458565},{"month":4,"balance":47092.449646407265,"target":103207.116458565},{"month":5,"balance":49642.236884284684,"target":103207.116458565},{"month":6,"balance":52205.72920225569,"target":103207.116458565},{"month":7,"balance":54783.00026498437,"target":103207.116458565},{"month":8,"balance":57374.12413308161,"target":103207.116458565},{"month":9,"balance":59979.17526523334,"target":103207.116458565},{"month":10,"balance":62598.22852034013,"target":103207.116458565},{"month":11,"balance":65231.3591596684,"target":103207.116458565},{"month":12,"balance":67878.64284901306,"target":103207.116458565},{"month":13,"balance":70540.15566087193,"target":103207.116458565},{"month":14,"balance":73215.97407663168,"target":103207.116458565},{"month":15,"balance":75906.17498876569,"target":103207.116458565},{"month":16,"balance":78610.83570304356,"target":103207.116458565},{"month":17,"balance":81330.03394075259,"target":103207.116458565},{"month":18,"balance":84063.84784093124,"target":103207.116458565},{"month":19,"balance":86812.35596261446,"target":103207.116458565},{"month":20,"balance":89575.6372870912,"target":103207.116458565},{"month":21,"balance":92353.77122017407,"target":103207.116458565},{"month":22,"balance":95146.83759448105,"target":103207.116458565},{"month":23,"balance":97954.91667172965,"target":103207.116458565},{"month":24,"balance":100778.08914504325,"target":103207.116458565},{"month":25,"balance":103616.43614127,"target":103207.116458565}],"coverageByMonth":[{"month":0,"monthsCovered":2.8702588126143387},{"month":1,"monthsCovered":3.063710257026051},{"month":2,"monthsCovered":3.2582015009553453},{"month":3,"monthsCovered":3.4537381333139},{"month":4,"monthsCovered":3.650325773053735},{"month":5,"monthsCovered":3.84797006932868},{"month":6,"monthsCovered":4.046676701656708},{"month":7,"monthsCovered":4.246451380083142},{"month":8,"monthsCovered":4.447299845344742},{"month":9,"monthsCovered":4.649227869034665},{"month":10,"monthsCovered":4.852241253768326},{"month":11,"monthsCovered":5.056345833350134},{"month":12,"monthsCovered":5.261547472941139},{"month":13,"monthsCovered":5.46785206922757},{"month":14,"monthsCovered":5.675265550590284},{"month":15,"monthsCovered":5.883793877275125},{"month":16,"monthsCovered":6.093443041564195},{"month":17,"monthsCovered":6.304219067948052},{"month":18,"monthsCovered":6.516128013298828},{"month":19,"monthsCovered":6.729175967044279},{"month":20,"monthsCovered":6.943369051342774},{"month":21,"monthsCovered":7.158713421259219},{"month":22,"monthsCovered":7.375215264941933},{"month":23,"monthsCovered":7.5928808038004645},{"month":24,"monthsCovered":7.811716292684376},{"month":25,"monthsCovered":8.031728020062983}]}}
{"id":"emergency-fund-0086","inputs":{"monthlyExpenses":9743.669736781158,"targetMonths":7,"currentSavings":22590.219671837986,"monthlySavings":434.9911188473925,"savingsAccountRate":0.033840937197674066},"expected":{"targetAmount":68205.6881574681,"monthsToGoal":82,"yearsToGoal":6.833333333333333,"interestEarned":10266.135930656383,"projectedBalance":[{"month":0,"balance":22590.219671837986,"target":68205.6881574681},{"month":1,"balance":23088.91697445174,"target":68205.6881574681},{"month":2,"balance":23589.020642407027,"target":68205.6881574681},{"month":3,"balance":24090.53464176395,"target":68205.6881574681},{"month":4,"balance":24593.462949767203,"target":68205.6881574681},{"month":5,"balance":25097.80955487763,"target":68205.6881574681},{"month":6,"balance":25603.57845680384,"target":68205.6881574681},{"month":7,"balance":26110.773666533936,"target":68205.6881574681},{"month":8,"balance":26619.399206367318,"target":68205.6881574681},{"month":9,"balance":27129.459109946587,"target":68205.6881574681},{"month":10,"balance":27640.957422289528,"target":68205.6881574681},{"month":11,"balance":28153.898199821197,"target":68205.6881574681},{"month":12,"balance":28668.28551040608,"target":68205.6881574681},{"month":13,"balance":29184.123433380362,"target":68205.6881574681},{"month":14,"balance":29701.416059584273,"target":68205.6881574681},{"month":15,"balance":30220.16749139453,"target":68205.6881574681},{"month":16,"balance":30740.38184275688,"target":68205.6881574681},{"month":17,"balance":31262.06323921871,"target":68205.6881574681},{"month":18,"balance":31785.21581796178,"target":68205.6881574681},{"month":19,"balance":32309.84372783502,"target":68205.6881574681},{"month":20,"balance":32835.95112938744,"target":68205.6881574681},{"month":21,"balance":33363.54219490112,"target":68205.6881574681},{"month":22,"balance":33892.62110842432,"target":68205.6881574681},{"month":23,"balance":34423.19206580461,"target":68205.6881574681},{"month":24,"balance":34955.2592747222,"target":68205.6881574681},{"month":25,"balance":35488.826954723285,"target":68205.6881574681},{"month":26,"balance":36023.899337253504,"target":68205.6881574681},{"month":27,"balance":36560.48066569151,"target":68205.6881574681},{"month":28,"balance":37098.57519538261,"target":68205.6881574681},{"month":29,"balance":37638.187193672515,"target":68205.6881574681},{"month":30,"balance":38179.32093994119,"target":68205.6881574681},{"month":31,"balance":38721.980725636786,"target":68205.6881574681},{"month":32,"balance":39266.17085430967,"target":68205.6881574681},{"month":33,"balance":39811.89564164655,"target":68205.6881574681},{"month":34,"balance":40359.15941550472,"target":68205.6881574681},{"month":35,"balance":40907.96651594637,"target":68205.6881574681},{"month":36,"balance":41458.32129527299,"target":68205.6881574681},{"month":37,"balance":42010.22811805991,"target":68205.6881574681},{"month":38,"balance":42563.691361190904,"target":68205.6881574681},{"month":39,"balance":43118.7154138929,"target":68205.6881574681},{"month":40,"balance":43675.30467777079,"target":68205.6881574681},{"month":41,"balance":44233.46356684233,"target":68205.6881574681},{"month":42,"balance":44793.19650757315,"target":68205.6881574681},{"month":43,"balance":45354.50793891187,"target":68205.6881574681},{"month":44,"balance":45917.40231232528,"target":68205.6881574681},{"month":45,"balance":46481.88409183365,"target":68205.6881574681},{"month":46,"balance":47047.957754046154,"target":68205.6881574681},{"month":47,"balance":47615.62778819634,"target":68205.6881574681},{"month":48,"balance":48184.89869617775,"target":68205.6881574681},{"month":49,"balance":48755.774992579616,"target":68205.6881574681},{"month":50,"balance":49328.261204722665,"target":68205.6881574681},{"month":51,"balance":49902.361872695015,"target":68205.6881574681},{"month":52,"balance":50478.081549388204,"target":68205.6881574681},{"month":53,"balance":51055.424800533256,"target":68205.6881574681},{"month":54,"balance":51634.396204736935,"target":68205.6881574681},{"month":55,"balance":52215.00035351802,"target":68205.6881574681},{"month":56,"balance":52797.241851343744,"target":68205.6881574681},{"month":57,"balance":53381.125315666286,"target":68205.6881574681},{"month":58,"balance":53966.6553769594,"target":68205.6881574681},{"month":59,"balance":54553.83667875515,"target":68205.6881574681},{"month":60,"balance":55142.6738776807,"target":68205.6881574681}],"coverageByMonth":[{"month":0,"monthsCovered":2.318450879606754},{"month":1,"monthsCovered":2.369632550998102},{"month":2,"monthsCovered":2.420958558700052},{"month":3,"monthsCovered":2.472429309752273},{"month":4,"monthsCovered":2.5240452123423167},{"month":5,"monthsCovered":2.5758066758088565},{"month":6,"monthsCovered":2.627714110644932},{"month":7,"monthsCovered":2.679767928501206},{"month":8,"monthsCovered":2.731968542189228},{"month":9,"monthsCovered":2.784316365684708},{"month":10,"monthsCovered":2.8368118141307996},{"month":11,"monthsCovered":2.889455303841394},{"month":12,"monthsCovered":2.9422472523044187},{"month":13,"monthsCovered":2.99518807818515},{"month":14,"monthsCovered":3.0482782013295333},{"month":15,"monthsCovered":3.1015180427675118},{"month":16,"monthsCovered":3.1549080247163666},{"month":17,"monthsCovered":3.208448570584064},{"month":18,"monthsCovered":3.262140104972615},{"month":19,"monthsCovered":3.3159830536814408},{"month":20,"monthsCovered":3.3699778437107484},{"month":21,"monthsCovered":3.424124903264921},{"month":22,"monthsCovered":3.4784246617559123},{"month":23,"monthsCovered":3.5328775498066487},{"month":24,"monthsCovered":3.587483999254448},{"month":25,"monthsCovered":3.6422444431544427},{"month":26,"monthsCovered":3.697159315783016},{"month":27,"monthsCovered":3.7522290526412427},{"month":28,"monthsCovered":3.8074540904583456},{"month":29,"monthsCovered":3.8628348671951573},{"month":30,"monthsCovered":3.918371822047595},{"month":31,"monthsCovered":3.9740653954501415},{"month":32,"monthsCovered":4.029916029079341},{"month":33,"monthsCovered":4.085924165857298},{"month":34,"monthsCovered":4.142090249955194},{"month":35,"monthsCovered":4.1984147267968055},{"month":36,"monthsCovered":4.254898043062042},{"month":37,"monthsCovered":4.3115406466904815},{"month":38,"monthsCovered":4.36834298688493},{"month":39,"monthsCovered":4.425305514114979},{"month":40,"monthsCovered":4.482428680120579},{"month":41,"monthsCovered":4.539712937915622},{"month":42,"monthsCovered":4.597158741791538},{"month":43,"monthsCovered":4.6547665473208895},{"month":44,"monthsCovered":4.712536811360993},{"month":45,"monthsCovered":4.770469992057535},{"month":46,"monthsCovered":4.828566548848212},{"month":47,"monthsCovered":4.886826942466367},{"month":48,"monthsCovered":4.945251634944652},{"month":49,"monthsCovered":5.003841089618684},{"month":50,"monthsCovered":5.06259577113072},{"month":51,"monthsCovered":5.1215161454333495},{"month":52,"monthsCovered":5.180602679793183},{"month":53,"monthsCovered":5.239855842794557},{"month":54,"monthsCovered":5.299276104343257},{"month":55,"monthsCovered":5.358863935670233},{"month":56,"monthsCovered":5.418619809335351},{"month":57,"monthsCovered":5.478544199231126},{"month":58,"monthsCovered":5.538637580586491},{"month":59,"monthsCovered":5.598900429970559},{"month":60,"monthsCovered":5.6593332252964075}]}}
{"id":"emergency-fund-0087","inputs":{"monthlyExpenses":3977.789680706337,"targetMonths":9,"currentSavings":63328.92435602844,"monthlySavings":4030.5382171762176,"savingsAccountRate":0.0629505895357579},"expected":{"targetAmount":35800.107126357034,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":63328.92435602844,"target":35800.107126357034}],"coverageByMonth":[{"month":0,"monthsCovered":15.920631667178316}]}}
{"id":"emergency-fund-0088","inputs":{"monthlyExpenses":14284.973720554262,"targetMonths":7,"currentSavings":52147.46384881437,"monthlySavings":2668.86018171208,"savingsAccountRate":0.05933336641173811},"expected":{"targetAmount":99994.81604387984,"monthsToGoal":16,"yearsToGoal":1.3333333333333333,"interestEarned":5902.676045112035,"projectedBalance":[{"month":0,"balance":52147.46384881437,"target":99994.81604387984},{"month":1,"balance":55074.16441219182,"target":99994.81604387984},{"month":2,"balance":58015.33589197797,"target":99994.81604387984},{"month":3,"balance":60971.049838854946,"target":99994.81604387984},{"month":4,"balance":63941.37815728345,"target":99994.81604387984},{"month":5,"balance":66926.39310725199,"target":99994.81604387984},{"month":6,"balance":69926.16730603478,"target":99994.81604387984},{"month":7,"balance":72940.77372995831,"target":99994.81604387984},{"month":8,"balance":75970.28571617666,"target":99994.81604387984},{"month":9,"balance":79014.7769644556,"target":99994.81604387984},{"month":10,"balance":82074.32153896548,"target":99994.81604387984},{"month":11,"balance":85148.99387008307,"target":99994.81604387984},{"month":12,"balance":88238.86875620218,"target":99994.81604387984},{"month":13,"balance":91344.02136555333,"target":99994.81604387984},{"month":14,"balance":94464.5272380324,"target":99994.81604387984},{"month":15,"balance":97600.46228703829,"target":99994.81604387984},{"month":16,"balance":100751.90280131968,"target":99994.81604387984}],"coverageByMonth":[{"month":0,"monthsCovered":3.6505117103422315},{"month":1,"monthsCovered":3.8553913706503424},{"month":2,"monthsCovered":4.061284047621402},{"month":3,"monthsCovered":4.268194750062813},{"month":4,"monthsCovered":4.4761285115477625},{"month":5,"monthsCovered":4.685090390537675},{"month":6,"monthsCovered":4.89508547050527},{"month":7,"monthsCovered":5.10611886005823},{"month":8,"monthsCovered":5.318195693063479},{"month":9,"monthsCovered":5.531321128772072},{"month":10,"monthsCovered":5.745500351944712},{"month":11,"monthsCovered":5.960738572977876},{"month":12,"monthsCovered":6.17704102803057},{"month":13,"monthsCovered":6.394412979151714},{"month":14,"monthsCovered":6.612859714408151},{"month":15,"monthsCovered":6.8323865480132895},{"month":16,"monthsCovered":7.052998820456386}]}}
{"id":"emergency-fund-0089","inputs":{"monthlyExpenses":5860.780734336004,"targetMonths":3,"currentSavings":36991.20678938925,"monthlySavings":929.043934494257,"savingsAccountRate":0.07875807321397588},"expected":{"targetAmount":17582.34220300801,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":36991.20678938925,"target":17582.34220300801}],"coverageByMonth":[{"month":0,"monthsCovered":6.311651717777523}]}}
{"id":"emergency-fund-0090","inputs":{"monthlyExpenses":14434.150492073968,"targetMonths":3,"currentSavings":79995.26953790337,"monthlySavings":1859.7888563293964,"savingsAccountRate":0.02061056605540216},"expected":{"targetAmount":43302.451476221904,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":79995.26953790337,"target":43302.451476221904}],"coverageByMonth":[{"month":0,"monthsCovered":5.542083656522086}]}}
{"id":"emergency-fund-0091","inputs":{"monthlyExpenses":979.3063036631793,"targetMonths":1,"currentSavings":31613.437947817147,"monthlySavings":4181.040863110684,"savingsAccountRate":0.07170294414507225},"expected":{"targetAmount":979.3063036631793,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":31613.437947817147,"target":979.3063036631793}],"coverageByMonth":[{"month":0,"monthsCovered":32.28146069270091}]}}
{"id":"emergency-fund-0092","inputs":{"monthlyExpenses":11063.314962433651,"targetMonths":10,"currentSavings":58155.96755128354,"monthlySavings":4392.071191535797,"savingsAccountRate":0.048763188333250586},"expected":{"targetAmount":110633.14962433651,"monthsToGoal":12,"yearsToGoal":1,"interestEarned":4094.1630683800176,"projectedBalance":[{"month":0,"balance":58155.96755128354,"target":110633.14962433651},{"month":1,"balance":62784.36127601981,"target":110633.14962433651},{"month":2,"balance":67431.56293699605,"target":110633.14962433651},{"month":3,"balance":72097.6489621237,"target":110633.14962433651},{"month":4,"balance":76782.69608988655,"target":110633.14962433651},{"month":5,"balance":81486.78137060284,"target":110633.14962433651},{"month":6,"balance":86209.98216769239,"target":110633.14962433651},{"month":7,"balance":90952.37615894896,"target":110633.14962433651},{"month":8,"balance":95714.04133781772,"target":110633.14962433651},{"month":9,"balance":100495.05601467789,"target":110633.14962433651},{"month":10,"balance":105295.49881813071,"target":110633.14962433651},{"month":11,"balance":110115.44869629251,"target":110633.14962433651},{"month":12,"balance":114954.98491809312,"target":110633.14962433651}],"coverageByMonth":[{"month":0,"monthsCovered":5.256649363120969},{"month":1,"monthsCovered":5.675004416778244},{"month":2,"monthsCovered":6.095059497624824},{"month":3,"monthsCovered":6.516821513889543},{"month":4,"monthsCovered":6.940297401873506},{"month":5,"monthsCovered":7.365494126064164},{"month":6,"monthsCovered":7.792418679249855},{"month":7,"monthsCovered":8.221078082634802},{"month":8,"monthsCovered":8.651479385954591},{"month":9,"monthsCovered":9.083629667592099},{"month":10,"monthsCovered":9.517536034693922},{"month":11,"monthsCovered":9.953205623287243},{"month":12,"monthsCovered":10.390645598397201}]}}
{"id":"emergency-fund-0093","inputs":{"monthlyExpenses":2533.3003411069512,"targetMonths":6,"currentSavings":24850.518349558115,"monthlySavings":1894.578904856462,"savingsAccountRate":0.06154706233879552},"expected":{"targetAmount":15199.802046641707,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":24850.518349558115,"target":15199.802046641707}],"coverageByMonth":[{"month":0,"monthsCovered":9.809542890085993}]}}
{"id":"emergency-fund-0094","inputs":{"monthlyExpenses":17510.401201318018,"targetMonths":7,"currentSavings":36023.248941637576,"monthlySavings":2116.7369883158244,"savingsAccountRate":0.04961390901589767},"expected":{"targetAmount":122572.80840922613,"monthsToGoal":36,"yearsToGoal":3,"interestEarned":11549.450285857893,"projectedBalance":[{"month":0,"balance":36023.248941637576,"target":122572.80840922613},{"month":1,"balance":38288.92377957403,"target":122572.80840922613},{"month":2,"balance":40563.96603294956,"target":122572.80840922613},{"month":3,"balance":42848.414431272286,"target":122572.80840922613},{"month":4,"balance":45142.307864177164,"target":122572.80840922613},{"month":5,"balance":47445.68538208807,"target":122572.80840922613},{"month":6,"balance":49758.586196882556,"target":122572.80840922613},{"month":7,"balance":52081.04968255937,"target":122572.80840922613},{"month":8,"balance":54413.11537590878,"target":122572.80840922613},{"month":9,"balance":56754.822977185606,"target":122572.80840922613},{"month":10,"balance":59106.212350785056,"target":122572.80840922613},{"month":11,"balance":61467.3235259214,"target":122572.80840922613},{"month":12,"balance":63838.19669730938,"target":122572.80840922613},{"month":13,"balance":66218.87222584849,"target":122572.80840922613},{"month":14,"balance":68609.39063931003,"target":122572.80840922613},{"month":15,"balance":71009.7926330271,"target":122572.80840922613},{"month":16,"balance":73420.11907058733,"target":122572.80840922613},{"month":17,"balance":75840.41098452854,"target":122572.80840922613},{"month":18,"balance":78270.70957703727,"target":122572.80840922613},{"month":19,"balance":80711.05622065018,"target":122572.80840922613},{"month":20,"balance":83161.49245895837,"target":122572.80840922613},{"month":21,"balance":85622.06000731462,"target":122572.80840922613},{"month":22,"balance":88092.8007535435,"target":122572.80840922613},{"month":23,"balance":90573.75675865449,"target":122572.80840922613},{"month":24,"balance":93064.97025755799,"target":122572.80840922613},{"month":25,"balance":95566.4836597843,"target":122572.80840922613},{"month":26,"balance":98078.33955020561,"target":122572.80840922613},{"month":27,"balance":100600.58068976096,"target":122572.80840922613},{"month":28,"balance":103133.25001618415,"target":122572.80840922613},{"month":29,"balance":105676.39064473471,"target":122572.80840922613},{"month":30,"balance":108230.0458689319,"target":122572.80840922613},{"month":31,"balance":110794.25916129172,"target":122572.80840922613},{"month":32,"balance":113369.07417406689,"target":122572.80840922613},{"month":33,"balance":115954.53473999012,"target":122572.80840922613},{"month":34,"balance":118550.68487302017,"target":122572.80840922613},{"month":35,"balance":121157.56876909122,"target":122572.80840922613},{"month":36,"balance":123775.23080686515,"target":122572.80840922613}],"coverageByMonth":[{"month":0,"monthsCovered":2.0572486333965943},{"month":1,"monthsCovered":2.186638863345518},{"month":2,"monthsCovered":2.316564056219128},{"month":3,"monthsCovered":2.44702642381758},{"month":4,"monthsCovered":2.5780281870857005},{"month":5,"monthsCovered":2.709571576150797},{"month":6,"monthsCovered":2.84165883036062},{"month":7,"monthsCovered":2.974292198321487},{"month":8,"monthsCovered":3.1074739379365606},{"month":9,"monthsCovered":3.2412063164442877},{"month":10,"monthsCovered":3.375491610456995},{"month":11,"monthsCovered":3.5103321059996455},{"month":12,"monthsCovered":3.6457300985487553},{"month":13,"monthsCovered":3.7816878930714712},{"month":14,"monthsCovered":3.918207804064807},{"month":15,"monthsCovered":4.05529215559505},{"month":16,"monthsCovered":4.19294328133732},{"month":17,"monthsCovered":4.331163524615301},{"month":18,"monthsCovered":4.469955238441126},{"month":19,"monthsCovered":4.609320785555445},{"month":20,"monthsCovered":4.749262538467637},{"month":21,"monthsCovered":4.889782879496205},{"month":22,"monthsCovered":5.030884200809329},{"month":23,"monthsCovered":5.17256890446559},{"month":24,"monthsCovered":5.314839402454864},{"month":25,"monthsCovered":5.457698116739378},{"month":26,"monthsCovered":5.601147479294946},{"month":27,"monthsCovered":5.745189932152365},{"month":28,"monthsCovered":5.889827927438993},{"month":29,"monthsCovered":6.035063927420485},{"month":30,"monthsCovered":6.180900404542722},{"month":31,"monthsCovered":6.327339841473887},{"month":32,"monthsCovered":6.474384731146738},{"month":33,"monthsCovered":6.6220375768010475},{"month":34,"monthsCovered":6.770300892026209},{"month":35,"monthsCovered":6.919177200804035},{"month":36,"monthsCovered":7.068669037551722}]}}
{"id":"emergency-fund-0095","inputs":{"monthlyExpenses":10988.391841528937,"targetMonths":11,"currentSavings":70249.8902566731,"monthlySavings":4479.993645765353,"savingsAccountRate":0.02216935811797157},"expected":{"targetAmount":120872.31025681831,"monthsToGoal":11,"yearsToGoal":0.9166666666666666,"interestEarned":1898.6150532987522,"projectedBalance":[{"month":0,"balance":70249.8902566731,"target":120872.31025681831},{"month":1,"balance":74859.66681700916,"target":120872.31025681831},{"month":2,"balance":79477.95969296272,"target":120872.31025681831},{"month":3,"balance":84104.78461797132,"target":120872.31025681831},{"month":4,"balance":88740.15735453925,"target":120872.31025681831},{"month":5,"balance":93384.0936942911,"target":120872.31025681831},{"month":6,"balance":98036.60945802572,"target":120872.31025681831},{"month":7,"balance":102697.72049576997,"target":120872.31025681831},{"month":8,"balance":107367.44268683284,"target":120872.31025681831},{"month":9,"balance":112045.79193985947,"target":120872.31025681831},{"month":10,"balance":116732.78419288537,"target":120872.31025681831},{"month":11,"balance":121428.43541339073,"target":120872.31025681831}],"coverageByMonth":[{"month":0,"monthsCovered":6.393100216100271},{"month":1,"monthsCovered":6.812613519485951},{"month":2,"monthsCovered":7.232901851259799},{"month":3,"monthsCovered":7.653966643245304},{"month":4,"monthsCovered":8.075809329911177},{"month":5,"monthsCovered":8.498431348376227},{"month":6,"monthsCovered":8.92183413841427},{"month":7,"monthsCovered":9.34601914245902},{"month":8,"monthsCovered":9.770987805609016},{"month":9,"monthsCovered":10.196741575632535},{"month":10,"monthsCovered":10.623281902972533},{"month":11,"monthsCovered":11.050610240751576}]}}
{"id":"emergency-fund-0096","inputs":{"monthlyExpenses":3944.5738632930443,"targetMonths":8,"currentSavings":63566.102553159,"monthlySavings":242.44610745226964,"savingsAccountRate":0.018787461270112545},"expected":{"targetAmount":31556.590906344354,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":63566.102553159,"target":31556.590906344354}],"coverageByMonth":[{"month":0,"monthsCovered":16.114821209126042}]}}
{"id":"emergency-fund-0097","inputs":{"monthlyExpenses":14788.119026110508,"targetMonths":10,"currentSavings":24638.280807994306,"monthlySavings":3840.436771430541,"savingsAccountRate":0.05732419139239938},"expected":{"targetAmount":147881.19026110508,"monthsToGoal":30,"yearsToGoal":2.5,"interestEarned":12134.774862174876,"projectedBalance":[{"month":0,"balance":24638.280807994306,"target":147881.19026110508},{"month":1,"balance":28596.415039809606,"target":147881.19026110508},{"month":2,"balance":32573.45734198002,"target":147881.19026110508},{"month":3,"balance":36569.49803865921,"target":147881.19026110508},{"month":4,"balance":40584.62788548075,"target":147881.19026110508},{"month":5,"balance":44618.93807161934,"target":147881.19026110508},{"month":6,"balance":48672.52022186181,"target":147881.19026110508},{"month":7,"balance":52745.46639868805,"target":147881.19026110508},{"month":8,"balance":56837.8691043619,"target":147881.19026110508},{"month":9,"balance":60949.82128303198,"target":147881.19026110508},{"month":10,"balance":65081.416322842604,"target":147881.19026110508},{"month":11,"balance":69232.74805805473,"target":147881.19026110508},{"month":12,"balance":73403.91077117706,"target":147881.19026110508},{"month":13,"balance":77594.99919510739,"target":147881.19026110508},{"month":14,"balance":81806.10851528404,"target":147881.19026110508},{"month":15,"balance":86037.3343718477,"target":147881.19026110508},{"month":16,"balance":90288.77286181353,"target":147881.19026110508},{"month":17,"balance":94560.52054125369,"target":147881.19026110508},{"month":18,"balance":98852.6744274902,"target":147881.19026110508},{"month":19,"balance":103165.3320012984,"target":147881.19026110508},{"month":20,"balance":107498.59120912084,"target":147881.19026110508},{"month":21,"balance":111852.55046529179,"target":147881.19026110508},{"month":22,"balance":116227.30865427235,"target":147881.19026110508},{"month":23,"balance":120622.9651328963,"target":147881.19026110508},{"month":24,"balance":125039.61973262657,"target":147881.19026110508},{"month":25,"balance":129477.3727618226,"target":147881.19026110508},{"month":26,"balance":133936.32500801844,"target":147881.19026110508},{"month":27,"balance":138416.57774021183,"target":147881.19026110508},{"month":28,"balance":142918.23271116408,"target":147881.19026110508},{"month":29,"balance":147441.39215971113,"target":147881.19026110508},{"month":30,"balance":151986.1588130854,"target":147881.19026110508}],"coverageByMonth":[{"month":0,"monthsCovered":1.6660861847603439},{"month":1,"monthsCovered":1.9337425530129022},{"month":2,"monthsCovered":2.202677520005553},{"month":3,"monthsCovered":2.472897193624869},{"month":4,"monthsCovered":2.7444077109348983},{"month":5,"monthsCovered":3.017215238316538},{"month":6,"monthsCovered":3.291325971607587},{"month":7,"monthsCovered":3.56674613624346},{"month":8,"monthsCovered":3.843481987398575},{"month":9,"monthsCovered":4.121539810128421},{"month":10,"monthsCovered":4.400925919512292},{"month":11,"monthsCovered":4.681646660796722},{"month":12,"monthsCovered":4.963708409539585},{"month":13,"monthsCovered":5.247117571754899},{"month":14,"monthsCovered":5.531880584058313},{"month":15,"monthsCovered":5.818003913813289},{"month":16,"monthsCovered":6.105494059277991},{"month":17,"monthsCovered":6.394357549752864},{"month":18,"monthsCovered":6.684600945728924},{"month":19,"monthsCovered":6.976230839036762},{"month":20,"monthsCovered":7.2692538529962425},{"month":21,"monthsCovered":7.563676642566938},{"month":22,"monthsCovered":7.859505894499271},{"month":23,"monthsCovered":8.156748327486373},{"month":24,"monthsCovered":8.455410692316685},{"month":25,"monthsCovered":8.755499772027264},{"month":26,"monthsCovered":9.057022382057852},{"month":27,"monthsCovered":9.359985370405651},{"month":28,"monthsCovered":9.664395617780855},{"month":29,"monthsCovered":9.970260037762921},{"month":30,"monthsCovered":10.277585576957586}]}}
{"id":"emergency-fund-0098","inputs":{"monthlyExpenses":9323.481422616169,"targetMonths":11,"currentSavings":10709.44236125797,"monthlySavings":1358.8088357704692,"savingsAccountRate":0.033815040912013504},"expected":{"targetAmount":102558.29564877786,"monthsToGoal":61,"yearsToGoal":5.083333333333333,"interestEarned":9417.305853746831,"projectedBalance":[{"month":0,"balance":10709.44236125797,"target":102558.29564877786},{"month":1,"balance":12098.429549661007,"target":102558.29564877786},{"month":2,"balance":13491.330792947552,"target":102558.29564877786},{"month":3,"balance":14888.157120611442,"target":102558.29564877786},{"month":4,"balance":16288.919593226743,"target":102558.29564877786},{"month":5,"balance":17693.629302535337,"target":102558.29564877786},{"month":6,"balance":19102.297371534743,"target":102558.29564877786},{"month":7,"balance":20514.934954566204,"target":102558.29564877786},{"month":8,"balance":21931.553237403004,"target":102558.29564877786},{"month":9,"balance":23352.16343733904,"target":102558.29564877786},{"month":10,"balance":24776.77680327765,"target":102558.29564877786},{"month":11,"balance":26205.404615820677,"target":102558.29564877786},{"month":12,"balance":27638.0581873578,"target":102558.29564877786},{"month":13,"balance":29074.748862156117,"target":102558.29564877786},{"month":14,"balance":30515.48801644995,"target":102558.29564877786},{"month":15,"balance":31960.287058530947,"target":102558.29564877786},{"month":16,"balance":33409.157428838414,"target":102558.29564877786},{"month":17,"balance":34862.11060004989,"target":102558.29564877786},{"month":18,"balance":36319.15807717202,"target":102558.29564877786},{"month":19,"balance":37780.311397631616,"target":102558.29564877786},{"month":20,"balance":39245.58213136705,"target":102558.29564877786},{"month":21,"balance":40714.981880919855,"target":102558.29564877786},{"month":22,"balance":42188.522281526595,"target":102558.29564877786},{"month":23,"balance":43666.21500121101,"target":102558.29564877786},{"month":24,"balance":45148.071740876374,"target":102558.29564877786},{"month":25,"balance":46634.104234398204,"target":102558.29564877786},{"month":26,"balance":48124.324248717116,"target":102558.29564877786},{"month":27,"balance":49618.74358393204,"target":102558.29564877786},{"month":28,"balance":51117.37407339363,"target":102558.29564877786},{"month":29,"balance":52620.227583797976,"target":102558.29564877786},{"month":30,"balance":54127.31601528059,"target":102558.29564877786},{"month":31,"balance":55638.65130151058,"target":102558.29564877786},{"month":32,"balance":57154.24540978521,"target":102558.29564877786},{"month":33,"balance":58674.110341124615,"target":102558.29564877786},{"month":34,"balance":60198.25813036685,"target":102558.29564877786},{"month":35,"balance":61726.700846263186,"target":102558.29564877786},{"month":36,"balance":63259.45059157366,"target":102558.29564877786},{"month":37,"balance":64796.519503162934,"target":102558.29564877786},{"month":38,"balance":66337.91975209638,"target":102558.29564877786},{"month":39,"balance":67883.66354373645,"target":102558.29564877786},{"month":40,"balance":69433.76311783932,"target":102558.29564877786},{"month":41,"balance":70988.23074865187,"target":102558.29564877786},{"month":42,"balance":72547.07874500877,"target":102558.29564877786},{"month":43,"balance":74110.31945043003,"target":102558.29564877786},{"month":44,"balance":75677.96524321873,"target":102558.29564877786},{"month":45,"balance":77250.02853655898,"target":102558.29564877786},{"month":46,"balance":78826.52177861429,"target":102558.29564877786},{"month":47,"balance":80407.45745262607,"target":102558.29564877786},{"month":48,"balance":81992.8480770125,"target":102558.29564877786},{"month":49,"balance":83582.70620546771,"target":102558.29564877786},{"month":50,"balance":85177.04442706108,"target":102558.29564877786},{"month":51,"balance":86775.87536633702,"target":102558.29564877786},{"month":52,"balance":88379.21168341486,"target":102558.29564877786},{"month":53,"balance":89987.06607408919,"target":102558.29564877786},{"month":54,"balance":91599.45126993029,"target":102558.29564877786},{"month":55,"balance":93216.38003838499,"target":102558.29564877786},{"month":56,"balance":94837.86518287778,"target":102558.29564877786},{"month":57,"balance":96463.91954291218,"target":102558.29564877786},{"month":58,"balance":98094.55599417239,"target":102558.29564877786},{"month":59,"balance":99729.78744862527,"target":102558.29564877786},{"month":60,"balance":101369.62685462256,"target":102558.29564877786}],"coverageByMonth":[{"month":0,"monthsCovered":1.1486527270038687},{"month":1,"monthsCovered":1.2976300376717207},{"month":2,"monthsCovered":1.4470271544941722},{"month":3,"monthsCovered":1.5968452604514147},{"month":4,"monthsCovered":1.7470855418571825},{"month":5,"monthsCovered":1.8977491883681477},{"month":6,"monthsCovered":2.0488373929933394},{"month":7,"monthsCovered":2.2003513521035916},{"month":8,"monthsCovered":2.3522922654410148},{"month":9,"monthsCovered":2.504661336128498},{"month":10,"monthsCovered":2.6574597706792327},{"month":11,"monthsCovered":2.8106887790062696},{"month":12,"monthsCovered":2.964349574432097},{"month":13,"monthsCovered":3.1184433736982493},{"month":14,"monthsCovered":3.2729713969749405},{"month":15,"monthsCovered":3.427934867870728},{"month":16,"monthsCovered":3.5833350134422},{"month":17,"monthsCovered":3.7391730642036913},{"month":18,"monthsCovered":3.8954502541370286},{"month":19,"monthsCovered":4.0521678207013},{"month":20,"monthsCovered":4.209327004842655},{"month":21,"monthsCovered":4.36692905100413},{"month":22,"monthsCovered":4.524975207135501},{"month":23,"monthsCovered":4.6834667247031705},{"month":24,"monthsCovered":4.842404858700069},{"month":25,"monthsCovered":5.001790867655601},{"month":26,"monthsCovered":5.161626013645601},{"month":27,"monthsCovered":5.321911562302338},{"month":28,"monthsCovered":5.482648782824527},{"month":29,"monthsCovered":5.643838947987386},{"month":30,"monthsCovered":5.805483334152712},{"month":31,"monthsCovered":5.9675832212789865},{"month":32,"monthsCovered":6.130139892931511},{"month":33,"monthsCovered":6.293154636292573},{"month":34,"monthsCovered":6.4566287421716355},{"month":35,"monthsCovered":6.6205635050155625},{"month":36,"monthsCovered":6.784960222918861},{"month":37,"monthsCovered":6.949820197633969},{"month":38,"monthsCovered":7.115144734581555},{"month":39,"monthsCovered":7.280935142860861},{"month":40,"monthsCovered":7.447192735260066},{"month":41,"monthsCovered":7.613918828266681},{"month":42,"monthsCovered":7.781114742077971},{"month":43,"monthsCovered":7.948781800611416},{"month":44,"monthsCovered":8.116921331515185},{"month":45,"monthsCovered":8.285534666178659},{"month":46,"monthsCovered":8.454623139742962},{"month":47,"monthsCovered":8.624188091111543},{"month":48,"monthsCovered":8.79423086296077},{"month":49,"monthsCovered":8.964752801750572},{"month":50,"monthsCovered":9.135755257735088},{"month":51,"monthsCovered":9.307239584973368},{"month":52,"monthsCovered":9.47920714134009},{"month":53,"monthsCovered":9.651659288536322},{"month":54,"monthsCovered":9.824597392100287},{"month":55,"monthsCovered":9.99802282141819},{"month":56,"monthsCovered":10.171936949735057},{"month":57,"monthsCovered":10.346341154165607},{"month":58,"monthsCovered":10.521236815705164},{"month":59,"monthsCovered":10.696625319240578},{"month":60,"monthsCovered":10.872508053561203}]}}
{"id":"emergency-fund-0099","inputs":{"monthlyExpenses":19618.184931576252,"targetMonths":10,"currentSavings":468.9886700361967,"monthlySavings":4654.5982902986,"savingsAccountRate":0.04281237582443283},"expected":{"targetAmount":196181.84931576252,"monthsToGoal":40,"yearsToGoal":3.3333333333333335,"interestEarned":13629.812442035269,"projectedBalance":[{"month":0,"balance":468.9886700361967,"target":196181.84931576252},{"month":1,"balance":5125.260170268046,"target":196181.84931576252},{"month":2,"balance":9798.143840950604,"target":196181.84931576252},{"month":3,"balance":14487.698949290923,"target":196181.84931576252},{"month":4,"balance":19193.984973943545,"target":196181.84931576252},{"month":5,"balance":23917.061605764895,"target":196181.84931576252},{"month":6,"balance":28656.988748570337,"target":196181.84931576252},{"month":7,"balance":33413.82651989396,"target":196181.84931576252},{"month":8,"balance":38187.63525175107,"target":196181.84931576252},{"month":9,"balance":42978.47549140336,"target":196181.84931576252},{"month":10,"balance":47786.40800212689,"target":196181.84931576252},{"month":11,"balance":52611.49376398272,"target":196181.84931576252},{"month":12,"balance":57453.79397459035,"target":196181.84931576252},{"month":13,"balance":62313.370049903926,"target":196181.84931576252},{"month":14,"balance":67190.28362499113,"target":196181.84931576252},{"month":15,"balance":72084.59655481501,"target":196181.84931576252},{"month":16,"balance":76996.37091501839,"target":196181.84931576252},{"month":17,"balance":81925.66900271125,"target":196181.84931576252},{"month":18,"balance":86872.55333726086,"target":196181.84931576252},{"month":19,"balance":91837.0866610847,"target":196181.84931576252},{"month":20,"balance":96819.33194044624,"target":196181.84931576252},{"month":21,"balance":101819.35236625357,"target":196181.84931576252},{"month":22,"balance":106837.21135486088,"target":196181.84931576252},{"month":23,"balance":111872.9725488727,"target":196181.84931576252},{"month":24,"balance":116926.6998179512,"target":196181.84931576252},{"month":25,"balance":121998.4572596262,"target":196181.84931576252},{"month":26,"balance":127088.30920010814,"target":196181.84931576252},{"month":27,"balance":132196.32019510397,"target":196181.84931576252},{"month":28,"balance":137322.55503063588,"target":196181.84931576252},{"month":29,"balance":142467.07872386306,"target":196181.84931576252},{"month":30,"balance":147629.95652390624,"target":196181.84931576252},{"month":31,"balance":152811.25391267534,"target":196181.84931576252},{"month":32,"balance":158011.03660569995,"target":196181.84931576252},{"month":33,"balance":163229.37055296282,"target":196181.84931576252},{"month":34,"balance":168466.32193973634,"target":196181.84931576252},{"month":35,"balance":173721.95718742194,"target":196181.84931576252},{"month":36,"balance":178996.34295439254,"target":196181.84931576252},{"month":37,"balance":184289.546136838,"target":196181.84931576252},{"month":38,"balance":189601.63386961364,"target":196181.84931576252},{"month":39,"balance":194932.6735270916,"target":196181.84931576252},{"month":40,"balance":200282.73272401546,"target":196181.84931576252}],"coverageByMonth":[{"month":0,"monthsCovered":0.023905813492528592},{"month":1,"monthsCovered":0.2612504769500228},{"month":2,"monthsCovered":0.4994419144851724},{"month":3,"monthsCovered":0.7384831471321485},{"month":4,"monthsCovered":0.9783772067032592},{"month":5,"monthsCovered":1.219127135827404},{"month":6,"monthsCovered":1.460735987988663},{"month":7,"monthsCovered":1.703206827565025},{"month":8,"monthsCovered":1.9465427298672542},{"month":9,"monthsCovered":2.190746781177895},{"month":10,"monthsCovered":2.4358220787904163},{"month":11,"monthsCovered":2.6817717310484936},{"month":12,"monthsCovered":2.928598857385434},{"month":13,"monthsCovered":3.1763065883637416},{"month":14,"monthsCovered":3.42489806571482},{"month":15,"monthsCovered":3.6743764423788248},{"month":16,"monthsCovered":3.9247448825446463},{"month":17,"monthsCovered":4.1760065616900475},{"month":18,"monthsCovered":4.428164666621937},{"month":19,"monthsCovered":4.681222395516786},{"month":20,"monthsCovered":4.935182957961195},{"month":21,"monthsCovered":5.190049574992601},{"month":22,"monthsCovered":5.445825479140128},{"month":23,"monthsCovered":5.702513914465587},{"month":24,"monthsCovered":5.960118136604626},{"month":25,"monthsCovered":6.2186414128080125},{"month":26,"monthsCovered":6.47808702198308},{"month":27,"monthsCovered":6.738458254735315},{"month":28,"monthsCovered":6.999758413410087},{"month":29,"monthsCovered":7.261990812134542},{"month":30,"monthsCovered":7.525158776859623},{"month":31,"monthsCovered":7.789265645402268},{"month":32,"monthsCovered":8.054314767487734},{"month":33,"monthsCovered":8.320309504792089},{"month":34,"monthsCovered":8.587253230984844},{"month":35,"monthsCovered":8.855149331771743},{"month":36,"monthsCovered":9.12400120493771},{"month":37,"monthsCovered":9.393812260389932},{"month":38,"monthsCovered":9.664585920201121},{"month":39,"monthsCovered":9.93632561865291},{"month":40,"monthsCovered":10.20903480227941}]}}
{"id":"emergency-fund-0100","inputs":{"monthlyExpenses":18730.475522461347,"targetMonths":7,"currentSavings":51138.220564462245,"monthlySavings":4884.926736552734,"savingsAccountRate":0.04593683602288366},"expected":{"targetAmount":131113.32865722943,"monthsToGoal":16,"yearsToGoal":1.3333333333333333,"interestEarned":5508.294973994314,"projectedBalance":[{"month":0,"balance":51138.220564462245,"target":131113.32865722943},{"month":1,"balance":56218.90797206263,"target":131113.32865722943},{"month":2,"balance":61319.044605023555,"target":131113.32865722943},{"month":3,"balance":66438.7049163347,"target":131113.32865722943},{"month":4,"balance":71577.96364399698,"target":131113.32865722943},{"month":5,"balance":76736.89581211357,"target":131113.32865722943},{"month":6,"balance":81915.57673198516,"target":131113.32865722943},{"month":7,"balance":87114.08200320933,"target":131113.32865722943},{"month":8,"balance":92332.4875147842,"target":131113.32865722943},{"month":9,"balance":97570.86944621624,"target":131113.32865722943},{"month":10,"balance":102829.3042686324,"target":131113.32865722943},{"month":11,"balance":108107.86874589643,"target":131113.32865722943},{"month":12,"balance":113406.63993572947,"target":131113.32865722943},{"month":13,"balance":118725.69519083503,"target":131113.32865722943},{"month":14,"balance":124065.11216002813,"target":131113.32865722943},{"month":15,"balance":129424.96878936887,"target":131113.32865722943},{"month":16,"balance":134805.3433233003,"target":131113.32865722943}],"coverageByMonth":[{"month":0,"monthsCovered":2.7302147509889934},{"month":1,"monthsCovered":3.00146720272241},{"month":2,"monthsCovered":3.2737580277388334},{"month":3,"monthsCovered":3.547091201003533},{"month":4,"monthsCovered":3.8214707126982224},{"month":5,"monthsCovered":4.096900568279308},{"month":6,"monthsCovered":4.373384788536364},{"month":7,"monthsCovered":4.650927409650825},{"month":8,"monthsCovered":4.92953248325491},{"month":9,"monthsCovered":5.20920407649077},{"month":10,"monthsCovered":5.489946272069858},{"month":11,"monthsCovered":5.771763168332531},{"month":12,"monthsCovered":6.054658879307879},{"month":13,"monthsCovered":6.33863753477378},{"month":14,"monthsCovered":6.623703280317194},{"month":15,"monthsCovered":6.909860277394672},{"month":16,"monthsCovered":7.197112703393112}]}}
{"id":"emergency-fund-0101","inputs":{"monthlyExpenses":5541.024168836884,"targetMonths":2,"currentSavings":35844.94492970407,"monthlySavings":4499.34957473306,"savingsAccountRate":0.053018408196512615},"expected":{"targetAmount":11082.048337673768,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":35844.94492970407,"target":11082.048337673768}],"coverageByMonth":[{"month":0,"monthsCovered":6.469010752795232}]}}
{"id":"emergency-fund-0102","inputs":{"monthlyExpenses":16944.916676962748,"targetMonths":4,"currentSavings":90654.54099327326,"monthlySavings":4146.346844162326,"savingsAccountRate":0.07905048045096918},"expected":{"targetAmount":67779.66670785099,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":90654.54099327326,"target":67779.66670785099}],"coverageByMonth":[{"month":0,"monthsCovered":5.349954958263178}]}}
{"id":"emergency-fund-0103","inputs":{"monthlyExpenses":13508.954610442743,"targetMonths":8,"currentSavings":32964.68623448163,"monthlySavings":704.489810357336,"savingsAccountRate":0.04830491753062234},"expected":{"targetAmount":108071.63688354194,"monthsToGoal":77,"yearsToGoal":6.416666666666667,"interestEarned":21149.083429735998,"projectedBalance":[{"month":0,"balance":32964.68623448163,"target":108071.63688354194},{"month":1,"balance":33801.872415670594,"target":108071.63688354194},{"month":2,"balance":34642.42861431289,"target":108071.63688354194},{"month":3,"balance":35486.3683961098,"target":108071.63688354194},{"month":4,"balance":36333.705381370084,"target":108071.63688354194},{"month":5,"balance":37184.45324522984,"target":108071.63688354194},{"month":6,"balance":38038.62571787318,"target":108071.63688354194},{"month":7,"balance":38896.23658475386,"target":108071.63688354194},{"month":8,"balance":39757.29968681771,"target":108071.63688354194},{"month":9,"balance":40621.82892072604,"target":108071.63688354194},{"month":10,"balance":41489.83823907993,"target":108071.63688354194},{"month":11,"balance":42361.3416506454,"target":108071.63688354194},{"month":12,"balance":43236.35322057948,"target":108071.63688354194},{"month":13,"balance":44114.887070657234,"target":108071.63688354194},{"month":14,"balance":44996.95737949964,"target":108071.63688354194},{"month":15,"balance":45882.57838280244,"target":108071.63688354194},{"month":16,"balance":46771.76437356591,"target":108071.63688354194},{"month":17,"balance":47664.529702325475,"target":108071.63688354194},{"month":18,"balance":48560.88877738337,"target":108071.63688354194},{"month":19,"balance":49460.85606504114,"target":108071.63688354194},{"month":20,"balance":50364.44608983312,"target":108071.63688354194},{"month":21,"balance":51271.673434760865,"target":108071.63688354194},{"month":22,"balance":52182.55274152846,"target":108071.63688354194},{"month":23,"balance":53097.09871077887,"target":108071.63688354194},{"month":24,"balance":54015.32610233116,"target":108071.63688354194},{"month":25,"balance":54937.24973541872,"target":108071.63688354194},{"month":26,"balance":55862.88448892844,"target":108071.63688354194},{"month":27,"balance":56792.2453016408,"target":108071.63688354194},{"month":28,"balance":57725.347172471025,"target":108071.63688354194},{"month":29,"balance":58662.20516071109,"target":108071.63688354194},{"month":30,"balance":59602.83438627281,"target":108071.63688354194},{"month":31,"balance":60547.25002993183,"target":108071.63688354194},{"month":32,"balance":61495.46733357265,"target":108071.63688354194},{"month":33,"balance":62447.50160043459,"target":108071.63688354194},{"month":34,"balance":63403.36819535879,"target":108071.63688354194},{"month":35,"balance":64363.082545036166,"target":108071.63688354194},{"month":36,"balance":65326.66013825638,"target":108071.63688354194},{"month":37,"balance":66294.11652615784,"target":108071.63688354194},{"month":38,"balance":67265.46732247864,"target":108071.63688354194},{"month":39,"balance":68240.72820380857,"target":108071.63688354194},{"month":40,"balance":69219.91490984212,"target":108071.63688354194},{"month":41,"balance":70203.0432436325,"target":108071.63688354194},{"month":42,"balance":71190.1290718467,"target":108071.63688354194},{"month":43,"balance":72181.18832502153,"target":108071.63688354194},{"month":44,"balance":73176.23699782074,"target":108071.63688354194},{"month":45,"balance":74175.29114929316,"target":108071.63688354194},{"month":46,"balance":75178.36690313187,"target":108071.63688354194},{"month":47,"balance":76185.48044793443,"target":108071.63688354194},{"month":48,"balance":77196.64803746413,"target":108071.63688354194},{"month":49,"balance":78211.88599091231,"target":108071.63688354194},{"month":50,"balance":79231.21069316177,"target":108071.63688354194},{"month":51,"balance":80254.63859505115,"target":108071.63688354194},{"month":52,"balance":81282.18621364047,"target":108071.63688354194},{"month":53,"balance":82313.87013247768,"target":108071.63688354194},{"month":54,"balance":83349.70700186632,"target":108071.63688354194},{"month":55,"balance":84389.71353913422,"target":108071.63688354194},{"month":56,"balance":85433.90652890327,"target":108071.63688354194},{"month":57,"balance":86482.3028233604,"target":108071.63688354194},{"month":58,"balance":87534.91934252947,"target":108071.63688354194},{"month":59,"balance":88591.77307454434,"target":108071.63688354194},{"month":60,"balance":89652.88107592313,"target":108071.63688354194}],"coverageByMonth":[{"month":0,"monthsCovered":2.4402100077380635},{"month":1,"monthsCovered":2.50218269217819},{"month":2,"monthsCovered":2.5644048420692354},{"month":3,"monthsCovered":2.62687746161187},{"month":4,"monthsCovered":2.689601559049082},{"month":5,"monthsCovered":2.7525781466824513},{"month":6,"monthsCovered":2.815808240888486},{"month":7,"monthsCovered":2.8792928621350273},{"month":8,"monthsCovered":2.943033034997717},{"month":9,"monthsCovered":3.007029788176533},{"month":10,"monthsCovered":3.071284154512393},{"month":11,"monthsCovered":3.135797171003823},{"month":12,"monthsCovered":3.200569878823692},{"month":13,"monthsCovered":3.2656033233360175},{"month":14,"monthsCovered":3.330898554112834},{"month":15,"monthsCovered":3.396456624951136},{"month":16,"monthsCovered":3.46227859388988},{"month":17,"monthsCovered":3.5283655232270648},{"month":18,"monthsCovered":3.594718479536873},{"month":19,"monthsCovered":3.6613385336868864},{"month":20,"monthsCovered":3.728226760855367},{"month":21,"monthsCovered":3.7953842405486093},{"month":22,"monthsCovered":3.8628120566183637},{"month":23,"monthsCovered":3.9305112972793284},{"month":24,"monthsCovered":3.9984830551267105},{"month":25,"monthsCovered":4.066728427153862},{"month":26,"monthsCovered":4.135248514769981},{"month":27,"monthsCovered":4.204044423817891},{"month":28,"monthsCovered":4.273117264591885},{"month":29,"monthsCovered":4.342468151855645},{"month":30,"monthsCovered":4.412098204860234},{"month":31,"monthsCovered":4.48200854736216},{"month":32,"monthsCovered":4.55220030764151},{"month":33,"monthsCovered":4.622674618520162},{"month":34,"monthsCovered":4.693432617380066},{"month":35,"monthsCovered":4.7644754461816},{"month":36,"monthsCovered":4.835804251482},{"month":37,"monthsCovered":4.907420184453867},{"month":38,"monthsCovered":4.9793244009037405},{"month":39,"monthsCovered":5.051518061290758},{"month":40,"monthsCovered":5.124002330745377},{"month":41,"monthsCovered":5.196778379088186},{"month":42,"monthsCovered":5.269847380848778},{"month":43,"monthsCovered":5.34321051528471},{"month":44,"monthsCovered":5.4168689664005365},{"month":45,"monthsCovered":5.490823922966911},{"month":46,"monthsCovered":5.565076578539779},{"month":47,"monthsCovered":5.639628131479637},{"month":48,"monthsCovered":5.714479784970873},{"month":49,"monthsCovered":5.789632747041186},{"month":50,"monthsCovered":5.865088230581082},{"month":51,"monthsCovered":5.940847453363446},{"month":52,"monthsCovered":6.016911638063201},{"month":53,"monthsCovered":6.093282012277035},{"month":54,"monthsCovered":6.169959808543218},{"month":55,"monthsCovered":6.2469462643614895},{"month":56,"monthsCovered":6.324242622213035},{"month":57,"monthsCovered":6.401850129580532},{"month":58,"monthsCovered":6.479770038968293},{"month":59,"monthsCovered":6.558003607922466},{"month":60,"monthsCovered":6.636552099051345}]}}
{"id":"emergency-fund-0104","inputs":{"monthlyExpenses":6628.654121654108,"targetMonths":7,"currentSavings":5055.165360681713,"monthlySavings":3642.060291778762,"savingsAccountRate":0.05145083073293791},"expected":{"targetAmount":46400.57885157876,"monthsToGoal":12,"yearsToGoal":1,"interestEarned":1311.8157387490864,"projectedBalance":[{"month":0,"balance":5055.165360681713,"target":46400.57885157876},{"month":1,"balance":8718.900023902095,"target":46400.57885157876},{"month":2,"balance":12398.343203123124,"target":46400.57885157876},{"month":3,"balance":16093.562249694616,"target":46400.57885157876},{"month":4,"balance":19804.624803739964,"target":46400.57885157876},{"month":5,"balance":23531.598795394275,"target":46400.57885157876},{"month":6,"balance":27274.55244604781,"target":46400.57885157876},{"month":7,"balance":31033.55426959476,"target":46400.57885157876},{"month":8,"balance":34808.67307368739,"target":46400.57885157876},{"month":9,"balance":38599.97796099552,"target":46400.57885157876},{"month":10,"balance":42407.53833047148,"target":46400.57885157876},{"month":11,"balance":46231.42387862038,"target":46400.57885157876},{"month":12,"balance":50071.70460077594,"target":46400.57885157876}],"coverageByMonth":[{"month":0,"monthsCovered":0.7626231913606395},{"month":1,"monthsCovered":1.3153348875784137},{"month":2,"monthsCovered":1.870416373456706},{"month":3,"monthsCovered":2.427877809632741},{"month":4,"monthsCovered":2.9877294003081785},{"month":5,"monthsCovered":3.5499813934359},{"month":6,"monthsCovered":4.114644080907595},{"month":7,"monthsCovered":4.681727798742148},{"month":8,"monthsCovered":5.251242927274845},{"month":9,"monthsCovered":5.8231998913473735},{"month":10,"monthsCovered":6.397609160498654},{"month":11,"monthsCovered":6.974481249156478},{"month":12,"monthsCovered":7.553826716829977}]}}
{"id":"emergency-fund-0105","inputs":{"monthlyExpenses":19414.48157245759,"targetMonths":7,"currentSavings":29725.104407407343,"monthlySavings":996.9455803744495,"savingsAccountRate":0.03553809694247321},"expected":{"targetAmount":135901.37100720312,"monthsToGoal":87,"yearsToGoal":7.25,"interestEarned":20753.738625170983,"projectedBalance":[{"month":0,"balance":29725.104407407343,"target":135901.37100720312},{"month":1,"balance":30810.08112461976,"target":135901.37100720312},{"month":2,"balance":31898.271009145225,"target":135901.37100720312},{"month":3,"balance":32989.6835768047,"target":135901.37100720312},{"month":4,"balance":34084.32837160032,"target":135901.37100720312},{"month":5,"balance":35182.214965798856,"target":135901.37100720312},{"month":6,"balance":36283.35296001543,"target":135901.37100720312},{"month":7,"balance":37387.751983297465,"target":135901.37100720312},{"month":8,"balance":38495.42169320888,"target":135901.37100720312},{"month":9,"balance":39606.37177591455,"target":135901.37100720312},{"month":10,"balance":40720.61194626501,"target":135901.37100720312},{"month":11,"balance":41838.15194788139,"target":135901.37100720312},{"month":12,"balance":42959.001553240654,"target":135901.37100720312},{"month":13,"balance":44083.170563761014,"target":135901.37100720312},{"month":14,"balance":45210.66880988768,"target":135901.37100720312},{"month":15,"balance":46341.50615117878,"target":135901.37100720312},{"month":16,"balance":47475.69247639163,"target":135901.37100720312},{"month":17,"balance":48613.23770356917,"target":135901.37100720312},{"month":18,"balance":49754.1517801267,"target":135901.37100720312},{"month":19,"balance":50898.44468293887,"target":135901.37100720312},{"month":20,"balance":52046.12641842694,"target":135901.37100720312},{"month":21,"balance":53197.207022646246,"target":135901.37100720312},{"month":22,"balance":54351.696561373996,"target":135901.37100720312},{"month":23,"balance":55509.60513019728,"target":135901.37100720312},{"month":24,"balance":56670.94285460134,"target":135901.37100720312},{"month":25,"balance":57835.719890058135,"target":135901.37100720312},{"month":26,"balance":59003.946422115136,"target":135901.37100720312},{"month":27,"balance":60175.63266648439,"target":135901.37100720312},{"month":28,"balance":61350.78886913185,"target":135901.37100720312},{"month":29,"balance":62529.425306367004,"target":135901.37100720312},{"month":30,"balance":63711.55228493269,"target":135901.37100720312},{"month":31,"balance":64897.180142095254,"target":135901.37100720312},{"month":32,"balance":66086.31924573495,"target":135901.37100720312},{"month":33,"balance":67278.97999443658,"target":135901.37100720312},{"month":34,"balance":68475.17281758045,"target":135901.37100720312},{"month":35,"balance":69674.90817543355,"target":135901.37100720312},{"month":36,"balance":70878.19655924104,"target":135901.37100720312},{"month":37,"balance":72085.048491318,"target":135901.37100720312},{"month":38,"balance":73295.4745251414,"target":135901.37100720312},{"month":39,"balance":74509.48524544244,"target":135901.37100720312},{"month":40,"balance":75727.09126829909,"target":135901.37100720312},{"month":41,"balance":76948.3032412289,"target":135901.37100720312},{"month":42,"balance":78173.13184328216,"target":135901.37100720312},{"month":43,"balance":79401.58778513521,"target":135901.37100720312},{"month":44,"balance":80633.6818091842,"target":135901.37100720312},{"month":45,"balance":81869.42468963892,"target":135901.37100720312},{"month":46,"balance":83108.82723261711,"target":135901.37100720312},{"month":47,"balance":84351.9002762389,"target":135901.37100720312},{"month":48,"balance":85598.65469072158,"target":135901.37100720312},{"month":49,"balance":86849.10137847472,"target":135901.37100720312},{"month":50,"balance":88103.25127419541,"target":135901.37100720312},{"month":51,"balance":89361.11534496398,"target":135901.37100720312},{"month":52,"balance":90622.70459033984,"target":135901.37100720312},{"month":53,"balance":91888.03004245767,"target":135901.37100720312},{"month":54,"balance":93157.10276612393,"target":135901.37100720312},{"month":55,"balance":94429.93385891359,"target":135901.37100720312},{"month":56,"balance":95706.53445126716,"target":135901.37100720312},{"month":57,"balance":96986.91570658804,"target":135901.37100720312},{"month":58,"balance":98271.08882134018,"target":135901.37100720312},{"month":59,"balance":99559.0650251459,"target":135901.37100720312},{"month":60,"balance":100850.85558088415,"target":135901.37100720312}],"coverageByMonth":[{"month":0,"monthsCovered":1.5310789678554666},{"month":1,"monthsCovered":1.5869638861914588},{"month":2,"monthsCovered":1.6430143081645714},{"month":3,"monthsCovered":1.699230723915163},{"month":4,"monthsCovered":1.7556136250351466},{"month":5,"monthsCovered":1.8121635045722884},{"month":6,"monthsCovered":1.8688808570345197},{"month":7,"monthsCovered":1.9257661783942615},{"month":8,"monthsCovered":1.9828199660927606},{"month":9,"monthsCovered":2.0400427190444397},{"month":10,"monthsCovered":2.0974349376412618},{"month":11,"monthsCovered":2.1549971237571035},{"month":12,"monthsCovered":2.2127297807521455},{"month":13,"monthsCovered":2.2706334134772743},{"month":14,"monthsCovered":2.328708528278495},{"month":15,"monthsCovered":2.386955633001362},{"month":16,"monthsCovered":2.445375236995417},{"month":17,"monthsCovered":2.503967851118645},{"month":18,"monthsCovered":2.5627339877419426},{"month":19,"monthsCovered":2.621674160753594},{"month":20,"monthsCovered":2.6807888855637705},{"month":21,"monthsCovered":2.7400786791090326},{"month":22,"monthsCovered":2.7995440598568537},{"month":23,"monthsCovered":2.8591855478101533},{"month":24,"monthsCovered":2.9190036645118425},{"month":25,"monthsCovered":2.9789989330493865},{"month":26,"monthsCovered":3.039171878059379},{"month":27,"monthsCovered":3.099523025732128},{"month":28,"monthsCovered":3.160052903816259},{"month":29,"monthsCovered":3.220762041623329},{"month":30,"monthsCovered":3.281650970032456},{"month":31,"monthsCovered":3.34272022149496},{"month":32,"monthsCovered":3.403970330039021},{"month":33,"monthsCovered":3.465401831274346},{"month":34,"monthsCovered":3.5270152623968567},{"month":35,"monthsCovered":3.5888111621933834},{"month":36,"monthsCovered":3.6507900710463783},{"month":37,"monthsCovered":3.71295253093864},{"month":38,"monthsCovered":3.775299085458055},{"month":39,"monthsCovered":3.8378302798023483},{"month":40,"monthsCovered":3.9005466607838524},{"month":41,"monthsCovered":3.9634487768342903},{"month":42,"monthsCovered":4.026537178009569},{"month":43,"monthsCovered":4.089812415994589},{"month":44,"monthsCovered":4.153275044108075},{"month":45,"monthsCovered":4.216925617307403},{"month":46,"monthsCovered":4.280764692193465},{"month":47,"monthsCovered":4.344792827015529},{"month":48,"monthsCovered":4.409010581676122},{"month":49,"monthsCovered":4.4734185177359285},{"month":50,"monthsCovered":4.538017198418697},{"month":51,"monthsCovered":4.602807188616171},{"month":52,"monthsCovered":4.667789054893024},{"month":53,"monthsCovered":4.7329633654918135},{"month":54,"monthsCovered":4.798330690337956},{"month":55,"monthsCovered":4.863891601044701},{"month":56,"monthsCovered":4.9296466709181415},{"month":57,"monthsCovered":4.995596474962216},{"month":58,"monthsCovered":5.061741589883747},{"month":59,"monthsCovered":5.128082594097473},{"month":60,"monthsCovered":5.194620067731116}]}}
{"id":"emergency-fund-0106","inputs":{"monthlyExpenses":10173.289861879312,"targetMonths":7,"currentSavings":19183.37419629097,"monthlySavings":1088.0824046791531,"savingsAccountRate":0.04180485376855359},"expected":{"targetAmount":71213.02903315518,"monthsToGoal":42,"yearsToGoal":3.5,"interestEarned":6437.5337606279645,"projectedBalance":[{"month":0,"balance":19183.37419629097,"target":71213.02903315518},{"month":1,"balance":20338.28644705874,"target":71213.02903315518},{"month":2,"balance":21497.222109306414,"target":71213.02903315518},{"month":3,"balance":22660.19519954471,"target":71213.02903315518},{"month":4,"balance":23827.219783114186,"target":71213.02903315518},{"month":5,"balance":24998.309974355365,"target":71213.02903315518},{"month":6,"balance":26173.47993677943,"target":71213.02903315518},{"month":7,"balance":27352.74388323952,"target":71213.02903315518},{"month":8,"balance":28536.116076102637,"target":71213.02903315518},{"month":9,"balance":29723.61082742212,"target":71213.02903315518},{"month":10,"balance":30915.242499110755,"target":71213.02903315518},{"month":11,"balance":32111.02550311447,"target":71213.02903315518},{"month":12,"balance":33310.974301586626,"target":71213.02903315518},{"month":13,"balance":34515.10340706294,"target":71213.02903315518},{"month":14,"balance":35723.42738263699,"target":71213.02903315518},{"month":15,"balance":36935.96084213637,"target":71213.02903315518},{"month":16,"balance":38152.7184502994,"target":71213.02903315518},{"month":17,"balance":39373.71492295252,"target":71213.02903315518},{"month":18,"balance":40598.965027188235,"target":71213.02903315518},{"month":19,"balance":41828.48358154374,"target":71213.02903315518},{"month":20,"balance":43062.28545618013,"target":71213.02903315518},{"month":21,"balance":44300.38557306223,"target":71213.02903315518},{"month":22,"balance":45542.79890613909,"target":71213.02903315518},{"month":23,"balance":46789.540481525066,"target":71213.02903315518},{"month":24,"balance":48040.62537768155,"target":71213.02903315518},{"month":25,"balance":49296.06872559936,"target":71213.02903315518},{"month":26,"balance":50555.8857089817,"target":71213.02903315518},{"month":27,"balance":51820.091564427836,"target":71213.02903315518},{"month":28,"balance":53088.70158161732,"target":71213.02903315518},{"month":29,"balance":54361.73110349497,"target":71213.02903315518},{"month":30,"balance":55639.19552645638,"target":71213.02903315518},{"month":31,"balance":56921.11030053416,"target":71213.02903315518},{"month":32,"balance":58207.490929584776,"target":71213.02903315518},{"month":33,"balance":59498.35297147607,"target":71213.02903315518},{"month":34,"balance":60793.71203827543,"target":71213.02903315518},{"month":35,"balance":62093.58379643856,"target":71213.02903315518},{"month":36,"balance":63397.98396699901,"target":71213.02903315518},{"month":37,"balance":64706.928325758294,"target":71213.02903315518},{"month":38,"balance":66020.43270347666,"target":71213.02903315518},{"month":39,"balance":67338.51298606461,"target":71213.02903315518},{"month":40,"balance":68661.18511477495,"target":71213.02903315518},{"month":41,"balance":69988.46508639568,"target":71213.02903315518},{"month":42,"balance":71320.36895344337,"target":71213.02903315518}],"coverageByMonth":[{"month":0,"monthsCovered":1.8856608291653676},{"month":1,"monthsCovered":1.9991847989379563},{"month":2,"monthsCovered":2.1131042564568423},{"month":3,"monthsCovered":2.2274205794976427},{"month":4,"monthsCovered":2.3421351506357833},{"month":5,"monthsCovered":2.4572493572632195},{"month":6,"monthsCovered":2.572764591605218},{"month":7,"monthsCovered":2.6886822507371915},{"month":8,"monthsCovered":2.8050037366015994},{"month":9,"monthsCovered":2.9217304560248984},{"month":10,"monthsCovered":3.0388638207345626},{"month":11,"monthsCovered":3.1564052473761524},{"month":12,"monthsCovered":3.27435615753045},{"month":13,"monthsCovered":3.3927179777306535},{"month":14,"monthsCovered":3.511492139479628},{"month":15,"monthsCovered":3.630680079267218},{"month":16,"monthsCovered":3.7502832385876252},{"month":17,"monthsCovered":3.870303063956836},{"month":18,"monthsCovered":3.990741006930121},{"month":19,"monthsCovered":4.111598524119588},{"month":20,"monthsCovered":4.232877077211799},{"month":21,"monthsCovered":4.354578132985451},{"month":22,"monthsCovered":4.476703163329112},{"month":23,"monthsCovered":4.599253645259021},{"month":24,"monthsCovered":4.722231060936959},{"month":25,"monthsCovered":4.845636897688168},{"month":26,"monthsCovered":4.969472648019342},{"month":27,"monthsCovered":5.093739809636674},{"month":28,"monthsCovered":5.218439885463978},{"month":29,"monthsCovered":5.343574383660855},{"month":30,"monthsCovered":5.4691448176409425},{"month":31,"monthsCovered":5.595152706090213},{"month":32,"monthsCovered":5.721599572985342},{"month":33,"monthsCovered":5.848486947612141},{"month":34,"monthsCovered":5.975816364584053},{"month":35,"monthsCovered":6.10358936386071},{"month":36,"monthsCovered":6.2318074907665615},{"month":37,"monthsCovered":6.3604722960095605},{"month":38,"monthsCovered":6.489585335699922},{"month":39,"monthsCovered":6.6191481713689395},{"month":40,"monthsCovered":6.749162369987871},{"month":41,"monthsCovered":6.879629503986895},{"month":42,"monthsCovered":7.0105511512741225}]}}
{"id":"emergency-fund-0107","inputs":{"monthlyExpenses":17808.888398692943,"targetMonths":9,"currentSavings":43827.13180966675,"monthlySavings":2296.2270630407147,"savingsAccountRate":0.020047630928456784},"expected":{"targetAmount":160279.9955882365,"monthsToGoal":48,"yearsToGoal":4,"interestEarned":8096.251677244931,"projectedBalance":[{"month":0,"balance":43827.13180966675,"target":160279.9955882365},{"month":1,"balance":46196.57805297189,"target":160279.9955882365},{"month":2,"balance":48569.982778259575,"target":160279.9955882365},{"month":3,"balance":50947.352598711965,"target":160279.9955882365},{"month":4,"balance":53328.694138559425,"target":160279.9955882365},{"month":5,"balance":55714.01403309901,"target":160279.9955882365},{"month":6,"balance":58103.318928712935,"target":160279.9955882365},{"month":7,"balance":60496.61548288709,"target":160279.9955882365},{"month":8,"balance":62893.91036422962,"target":160279.9955882365},{"month":9,"balance":65295.210252489465,"target":160279.9955882365},{"month":10,"balance":67700.52183857502,"target":160279.9955882365},{"month":11,"balance":70109.85182457272,"target":160279.9955882365},{"month":12,"balance":72523.20692376576,"target":160279.9955882365},{"month":13,"balance":74940.59386065279,"target":160279.9955882365},{"month":14,"balance":77362.01937096666,"target":160279.9955882365},{"month":15,"balance":79787.49020169316,"target":160279.9955882365},{"month":16,"balance":82217.01311108984,"target":160279.9955882365},{"month":17,"balance":84650.59486870482,"target":160279.9955882365},{"month":18,"balance":87088.24225539571,"target":160279.9955882365},{"month":19,"balance":89529.96206334846,"target":160279.9955882365},{"month":20,"balance":91975.76109609625,"target":160279.9955882365},{"month":21,"balance":94425.64616853851,"target":160279.9955882365},{"month":22,"balance":96879.62410695989,"target":160279.9955882365},{"month":23,"balance":99337.70174904927,"target":160279.9955882365},{"month":24,"balance":101799.88594391884,"target":160279.9955882365},{"month":25,"balance":104266.18355212311,"target":160279.9955882365},{"month":26,"balance":106736.60144567814,"target":160279.9955882365},{"month":27,"balance":109211.1465080806,"target":160279.9955882365},{"month":28,"balance":111689.82563432696,"target":160279.9955882365},{"month":29,"balance":114172.64573093274,"target":160279.9955882365},{"month":30,"balance":116659.61371595172,"target":160279.9955882365},{"month":31,"balance":119150.73651899525,"target":160279.9955882365},{"month":32,"balance":121646.02108125153,"target":160279.9955882365},{"month":33,"balance":124145.47435550494,"target":160279.9955882365},{"month":34,"balance":126649.10330615545,"target":160279.9955882365},{"month":35,"balance":129156.914909238,"target":160279.9955882365},{"month":36,"balance":131668.91615244193,"target":160279.9955882365},{"month":37,"balance":134185.1140351305,"target":160279.9955882365},{"month":38,"balance":136705.51556836034,"target":160279.9955882365},{"month":39,"balance":139230.12777490096,"target":160279.9955882365},{"month":40,"balance":141758.95768925446,"target":160279.9955882365},{"month":41,"balance":144292.01235767492,"target":160279.9955882365},{"month":42,"balance":146829.29883818823,"target":160279.9955882365},{"month":43,"balance":149370.82420061162,"target":160279.9955882365},{"month":44,"balance":151916.59552657345,"target":160279.9955882365},{"month":45,"balance":154466.6199095329,"target":160279.9955882365},{"month":46,"balance":157020.90445479966,"target":160279.9955882365},{"month":47,"balance":159579.4562795539,"target":160279.9955882365},{"month":48,"balance":162142.282512866,"target":160279.9955882365}],"coverageByMonth":[{"month":0,"monthsCovered":2.4609695354642898},{"month":1,"monthsCovered":2.594018055408917},{"month":2,"monthsCovered":2.72728885098883},{"month":3,"monthsCovered":2.8607822935456864},{"month":4,"monthsCovered":2.9944987550415223},{"month":5,"monthsCovered":3.1284386080597852},{"month":6,"monthsCovered":3.2626022258063756},{"month":7,"monthsCovered":3.396989982110683},{"month":8,"monthsCovered":3.5316022514266314},{"month":9,"monthsCovered":3.666439408833721},{"month":10,"monthsCovered":3.8015018300380725},{"month":11,"monthsCovered":3.9367898913734742},{"month":12,"monthsCovered":4.072303969802433},{"month":13,"monthsCovered":4.20804444291722},{"month":14,"monthsCovered":4.34401168894093},{"month":15,"monthsCovered":4.4802060867285265},{"month":16,"monthsCovered":4.616628015767904},{"month":17,"monthsCovered":4.753277856180941},{"month":18,"monthsCovered":4.8901559887245645},{"month":19,"monthsCovered":5.027262794791806},{"month":20,"monthsCovered":5.164598656412866},{"month":21,"monthsCovered":5.3021639562561775},{"month":22,"monthsCovered":5.4399590776294735},{"month":23,"monthsCovered":5.577984404480856},{"month":24,"monthsCovered":5.716240321399863},{"month":25,"monthsCovered":5.854727213618542},{"month":26,"monthsCovered":5.993445467012523},{"month":27,"monthsCovered":6.132395468102096},{"month":28,"monthsCovered":6.271577604053281},{"month":29,"monthsCovered":6.410992262678914},{"month":30,"monthsCovered":6.550639832439726},{"month":31,"monthsCovered":6.690520702445423},{"month":32,"monthsCovered":6.830635262455772},{"month":33,"monthsCovered":6.970983902881687},{"month":34,"monthsCovered":7.111567014786317},{"month":35,"monthsCovered":7.252384989886133},{"month":36,"monthsCovered":7.3934382205520235},{"month":37,"monthsCovered":7.534727099810386},{"month":38,"monthsCovered":7.6762520213442205},{"month":39,"monthsCovered":7.818013379494228},{"month":40,"monthsCovered":7.960011569259912},{"month":41,"monthsCovered":8.102246986300672},{"month":42,"monthsCovered":8.244720026936918},{"month":43,"monthsCovered":8.387431088151155},{"month":44,"monthsCovered":8.530380567589111},{"month":45,"monthsCovered":8.673568863560835},{"month":46,"monthsCovered":8.816996375041802},{"month":47,"monthsCovered":8.960663501674029},{"month":48,"monthsCovered":9.104570643767198}]}}
{"id":"emergency-fund-0108","inputs":{"monthlyExpenses":18651.65250352584,"targetMonths":6,"currentSavings":92157.68950525671,"monthlySavings":1049.5502152480185,"savingsAccountRate":0.010984317914117128},"expected":{"targetAmount":111909.91502115503,"monthsToGoal":18,"yearsToGoal":1.5,"interestEarned":1678.0158036953508,"projectedBalance":[{"month":0,"balance":92157.68950525671,"target":111909.91502115503},{"month":1,"balance":93291.59716715108,"target":111909.91502115503},{"month":2,"balance":94426.54276256575,"target":111909.91502115503},{"month":3,"balance":95562.52724158335,"target":111909.91502115503},{"month":4,"balance":96699.5515551562,"target":111909.91502115503},{"month":5,"balance":97837.61665510708,"target":111909.91502115503},{"month":6,"balance":98976.72349413003,"target":111909.91502115503},{"month":7,"balance":100116.87302579114,"target":111909.91502115503},{"month":8,"balance":101258.06620452937,"target":111909.91502115503},{"month":9,"balance":102400.30398565733,"target":111909.91502115503},{"month":10,"balance":103543.58732536207,"target":111909.91502115503},{"month":11,"balance":104687.91718070592,"target":111909.91502115503},{"month":12,"balance":105833.29450962723,"target":111909.91502115503},{"month":13,"balance":106979.72027094125,"target":111909.91502115503},{"month":14,"balance":108127.19542434088,"target":111909.91502115503},{"month":15,"balance":109275.72093039747,"target":111909.91502115503},{"month":16,"balance":110425.29775056163,"target":111909.91502115503},{"month":17,"balance":111575.92684716408,"target":111909.91502115503},{"month":18,"balance":112727.6091834164,"target":111909.91502115503}],"coverageByMonth":[{"month":0,"monthsCovered":4.940993270587449},{"month":1,"monthsCovered":5.001787222312639},{"month":2,"monthsCovered":5.062636822378913},{"month":3,"monthsCovered":5.123542121724526},{"month":4,"monthsCovered":5.184503171334362},{"month":5,"monthsCovered":5.245520022239972},{"month":6,"monthsCovered":5.306592725519621},{"month":7,"monthsCovered":5.367721332298327},{"month":8,"monthsCovered":5.42890589374791},{"month":9,"monthsCovered":5.490146461087025},{"month":10,"monthsCovered":5.551443085581215},{"month":11,"monthsCovered":5.612795818542947},{"month":12,"monthsCovered":5.674204711331658},{"month":13,"monthsCovered":5.735669815353798},{"month":14,"monthsCovered":5.797191182062872},{"month":15,"monthsCovered":5.858768862959483},{"month":16,"monthsCovered":5.920402909591375},{"month":17,"monthsCovered":5.98209337355348},{"month":18,"monthsCovered":6.043840306487953}]}}
{"id":"emergency-fund-0109","inputs":{"monthlyExpenses":1582.104078377597,"targetMonths":9,"currentSavings":70949.40056558698,"monthlySavings":3055.5282811284997,"savingsAccountRate":0.0341907715681009},"expected":{"targetAmount":14238.936705398373,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":70949.40056558698,"target":14238.936705398373}],"coverageByMonth":[{"month":0,"monthsCovered":44.844964079950785}]}}
{"id":"emergency-fund-0110","inputs":{"monthlyExpenses":6978.549630846828,"targetMonths":5,"currentSavings":14366.612257435918,"monthlySavings":1784.7566679003648,"savingsAccountRate":0.07368093903642148},"expected":{"targetAmount":34892.74815423414,"monthsToGoal":11,"yearsToGoal":0.9166666666666666,"interestEarned":1614.638269372881,"projectedBalance":[{"month":0,"balance":14366.612257435918,"target":34892.74815423414},{"month":1,"balance":16239.581048827953,"target":34892.74815423414},{"month":2,"balance":18124.050015164627,"target":34892.74815423414},{"month":3,"balance":20020.089768420024,"target":34892.74815423414},{"month":4,"balance":21927.771354131277,"target":34892.74815423414},{"month":5,"balance":23847.16625406067,"target":34892.74815423414},{"month":6,"balance":25778.346388874106,"target":34892.74815423414},{"month":7,"balance":27721.384120836006,"target":34892.74815423414},{"month":8,"balance":29676.352256520753,"target":34892.74815423414},{"month":9,"balance":31643.32404954079,"target":34892.74815423414},{"month":10,"balance":33622.373203291485,"target":34892.74815423414},{"month":11,"balance":35613.57387371281,"target":34892.74815423414}],"coverageByMonth":[{"month":0,"monthsCovered":2.0586816770539422},{"month":1,"monthsCovered":2.3270710832298436},{"month":2,"monthsCovered":2.59710842136195},{"month":3,"monthsCovered":2.8688038098814297},{"month":4,"monthsCovered":3.1421674293474076},{"month":5,"monthsCovered":3.4172095228284394},{"month":6,"monthsCovered":3.693940396286323},{"month":7,"monthsCovered":3.9723704189622695},{"month":8,"monthsCovered":4.25251002376544},{"month":9,"monthsCovered":4.534369707663878},{"month":10,"monthsCovered":4.817960032077826},{"month":11,"monthsCovered":5.10329162327548}]}}
{"id":"emergency-fund-0111","inputs":{"monthlyExpenses":10524.55610211473,"targetMonths":8,"currentSavings":56300.38103554398,"monthlySavings":303.0406033503823,"savingsAccountRate":0.01606632673647255},"expected":{"targetAmount":84196.44881691784,"monthsToGoal":71,"yearsToGoal":5.916666666666667,"interestEarned":6650.558034311674,"projectedBalance":[{"month":0,"balance":56300.38103554398,"target":84196.44881691784},{"month":1,"balance":56678.79999865311,"target":84196.44881691784},{"month":2,"balance":57057.72561198762,"target":84196.44881691784},{"month":3,"balance":57437.15855388151,"target":84196.44881691784},{"month":4,"balance":57817.099503576996,"target":84196.44881691784},{"month":5,"balance":58197.549141225674,"target":84196.44881691784},{"month":6,"balance":58578.50814788979,"target":84196.44881691784},{"month":7,"balance":58959.97720554343,"target":84196.44881691784},{"month":8,"balance":59341.95699707374,"target":84196.44881691784},{"month":9,"balance":59724.44820628218,"target":84196.44881691784},{"month":10,"balance":60107.4515178857,"target":84196.44881691784},{"month":11,"balance":60490.96761751799,"target":84196.44881691784},{"month":12,"balance":60874.99719173074,"target":84196.44881691784},{"month":13,"balance":61259.54092799481,"target":84196.44881691784},{"month":14,"balance":61644.59951470148,"target":84196.44881691784},{"month":15,"balance":62030.1736411637,"target":84196.44881691784},{"month":16,"balance":62416.26399761734,"target":84196.44881691784},{"month":17,"balance":62802.87127522236,"target":84196.44881691784},{"month":18,"balance":63189.9961660641,"target":84196.44881691784},{"month":19,"balance":63577.639363154514,"target":84196.44881691784},{"month":20,"balance":63965.8015604334,"target":84196.44881691784},{"month":21,"balance":64354.48345276964,"target":84196.44881691784},{"month":22,"balance":64743.68573596244,"target":84196.44881691784},{"month":23,"balance":65133.40910674261,"target":84196.44881691784},{"month":24,"balance":65523.654262773765,"target":84196.44881691784},{"month":25,"balance":65914.42190265359,"target":84196.44881691784},{"month":26,"balance":66305.71272591512,"target":84196.44881691784},{"month":27,"balance":66697.52743302794,"target":84196.44881691784},{"month":28,"balance":67089.86672539946,"target":84196.44881691784},{"month":29,"balance":67482.73130537623,"target":84196.44881691784},{"month":30,"balance":67876.12187624509,"target":84196.44881691784},{"month":31,"balance":68270.0391422345,"target":84196.44881691784},{"month":32,"balance":68664.48380851578,"target":84196.44881691784},{"month":33,"balance":69059.4565812044,"target":84196.44881691784},{"month":34,"balance":69454.95816736118,"target":84196.44881691784},{"month":35,"balance":69850.98927499364,"target":84196.44881691784},{"month":36,"balance":70247.55061305717,"target":84196.44881691784},{"month":37,"balance":70644.6428914564,"target":84196.44881691784},{"month":38,"balance":71042.26682104642,"target":84196.44881691784},{"month":39,"balance":71440.42311363401,"target":84196.44881691784},{"month":40,"balance":71839.11248197901,"target":84196.44881691784},{"month":41,"balance":72238.33563979554,"target":84196.44881691784},{"month":42,"balance":72638.09330175324,"target":84196.44881691784},{"month":43,"balance":73038.38618347865,"target":84196.44881691784},{"month":44,"balance":73439.2150015564,"target":84196.44881691784},{"month":45,"balance":73840.58047353053,"target":84196.44881691784},{"month":46,"balance":74242.48331790579,"target":84196.44881691784},{"month":47,"balance":74644.92425414888,"target":84196.44881691784},{"month":48,"balance":75047.90400268979,"target":84196.44881691784},{"month":49,"balance":75451.42328492305,"target":84196.44881691784},{"month":50,"balance":75855.48282320905,"target":84196.44881691784},{"month":51,"balance":76260.08334087531,"target":84196.44881691784},{"month":52,"balance":76665.22556221778,"target":84196.44881691784},{"month":53,"balance":77070.91021250215,"target":84196.44881691784},{"month":54,"balance":77477.13801796515,"target":84196.44881691784},{"month":55,"balance":77883.90970581581,"target":84196.44881691784},{"month":56,"balance":78291.22600423681,"target":84196.44881691784},{"month":57,"balance":78699.08764238578,"target":84196.44881691784},{"month":58,"balance":79107.49535039657,"target":84196.44881691784},{"month":59,"balance":79516.44985938056,"target":84196.44881691784},{"month":60,"balance":79925.95190142804,"target":84196.44881691784}],"coverageByMonth":[{"month":0,"monthsCovered":5.3494304642674075},{"month":1,"monthsCovered":5.385386276506662},{"month":2,"monthsCovered":5.421390228564874},{"month":3,"monthsCovered":5.457442384894551},{"month":4,"monthsCovered":5.493542810034491},{"month":5,"monthsCovered":5.529691568609898},{"month":6,"monthsCovered":5.565888725332505},{"month":7,"monthsCovered":5.602134345000682},{"month":8,"monthsCovered":5.638428492499554},{"month":9,"monthsCovered":5.674771232801122},{"month":10,"monthsCovered":5.711162630964372},{"month":11,"monthsCovered":5.747602752135395},{"month":12,"monthsCovered":5.7840916615475075},{"month":13,"monthsCovered":5.820629424521358},{"month":14,"monthsCovered":5.857216106465056},{"month":15,"monthsCovered":5.893851772874278},{"month":16,"monthsCovered":5.930536489332396},{"month":17,"monthsCovered":5.967270321510585},{"month":18,"monthsCovered":6.004053335167946},{"month":19,"monthsCovered":6.040885596151621},{"month":20,"monthsCovered":6.077767170396912},{"month":21,"monthsCovered":6.114698123927403},{"month":22,"monthsCovered":6.151678522855069},{"month":23,"monthsCovered":6.188708433380404},{"month":24,"monthsCovered":6.225787921792532},{"month":25,"monthsCovered":6.262917054469329},{"month":26,"monthsCovered":6.300095897877547},{"month":27,"monthsCovered":6.337324518572922},{"month":28,"monthsCovered":6.374602983200299},{"month":29,"monthsCovered":6.411931358493755},{"month":30,"monthsCovered":6.449309711276711},{"month":31,"monthsCovered":6.486738108462057},{"month":32,"monthsCovered":6.52421661705227},{"month":33,"monthsCovered":6.561745304139534},{"month":34,"monthsCovered":6.599324236905859},{"month":35,"monthsCovered":6.636953482623204},{"month":36,"monthsCovered":6.674633108653593},{"month":37,"monthsCovered":6.7123631824492405},{"month":38,"monthsCovered":6.750143771552673},{"month":39,"monthsCovered":6.78797494359684},{"month":40,"monthsCovered":6.825856766305248},{"month":41,"monthsCovered":6.863789307492073},{"month":42,"monthsCovered":6.901772635062286},{"month":43,"monthsCovered":6.939806817011773},{"month":44,"monthsCovered":6.977891921427455},{"month":45,"monthsCovered":7.016028016487415},{"month":46,"monthsCovered":7.054215170461017},{"month":47,"monthsCovered":7.092453451709023},{"month":48,"monthsCovered":7.130742928683728},{"month":49,"monthsCovered":7.169083669929069},{"month":50,"monthsCovered":7.207475744080758},{"month":51,"monthsCovered":7.245919219866399},{"month":52,"monthsCovered":7.28441416610561},{"month":53,"monthsCovered":7.322960651710153},{"month":54,"monthsCovered":7.361558745684052},{"month":55,"monthsCovered":7.400208517123716},{"month":56,"monthsCovered":7.4389100352180675},{"month":57,"monthsCovered":7.477663369248661},{"month":58,"monthsCovered":7.5164685885898095},{"month":59,"monthsCovered":7.5553257627087085},{"month":60,"monthsCovered":7.594234961165562}]}}
{"id":"emergency-fund-0112","inputs":{"monthlyExpenses":14028.97051826585,"targetMonths":3,"currentSavings":49665.250652469695,"monthlySavings":2421.9917820882984,"savingsAccountRate":0.061053331906441605},"expected":{"targetAmount":42086.91155479755,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":49665.250652469695,"target":42086.91155479755}],"coverageByMonth":[{"month":0,"monthsCovered":3.54019210374739}]}}
{"id":"emergency-fund-0113","inputs":{"monthlyExpenses":8698.218995588832,"targetMonths":8,"currentSavings":38253.28352395445,"monthlySavings":1857.810395990964,"savingsAccountRate":0.060169790312647825},"expected":{"targetAmount":69585.75196471065,"monthsToGoal":15,"yearsToGoal":1.25,"interestEarned":3980.012752788796,"projectedBalance":[{"month":0,"balance":38253.28352395445,"target":69585.75196471065},{"month":1,"balance":40302.90159064597,"target":69585.75196471065},{"month":2,"balance":42362.79674811197,"target":69585.75196471065},{"month":3,"balance":44433.02052721887,"target":69585.75196471065},{"month":4,"balance":46513.62471721653,"target":69585.75196471065},{"month":5,"balance":48604.66136703384,"target":69585.75196471065},{"month":6,"balance":50706.18278658078,"target":69585.75196471065},{"month":7,"balance":52818.24154805703,"target":69585.75196471065},{"month":8,"balance":54940.890487267105,"target":69585.75196471065},{"month":9,"balance":57074.182704942155,"target":69585.75196471065},{"month":10,"balance":59218.1715680683,"target":69585.75196471065},{"month":11,"balance":61372.91071122169,"target":69585.75196471065},{"month":12,"balance":63538.45403791024,"target":69585.75196471065},{"month":13,"balance":65714.85572192211,"target":69585.75196471065},{"month":14,"balance":67902.17020868091,"target":69585.75196471065},{"month":15,"balance":70100.45221660771,"target":69585.75196471065}],"coverageByMonth":[{"month":0,"monthsCovered":4.397829434204176},{"month":1,"monthsCovered":4.63346595562666},{"month":2,"monthsCovered":4.870283993722809},{"month":3,"monthsCovered":5.108289472793499},{"month":4,"monthsCovered":5.347488346844935},{"month":5,"monthsCovered":5.587886599737596},{"month":6,"monthsCovered":5.829490245335929},{"month":7,"monthsCovered":6.072305327658799},{"month":8,"monthsCovered":6.316337921030677},{"month":9,"monthsCovered":6.561594130233609},{"month":10,"monthsCovered":6.808080090659925},{"month":11,"monthsCovered":7.0558019684657305},{"month":12,"monthsCovered":7.304765960725154},{"month":13,"monthsCovered":7.554978295585383},{"month":14,"monthsCovered":7.806445232422459},{"month":15,"monthsCovered":8.059173061997873}]}}
{"id":"emergency-fund-0114","inputs":{"monthlyExpenses":15120.301976101473,"targetMonths":8,"currentSavings":2510.378183797002,"monthlySavings":4186.820248211734,"savingsAccountRate":0.014068395872600378},"expected":{"targetAmount":120962.41580881178,"monthsToGoal":28,"yearsToGoal":2.3333333333333335,"interestEarned":1958.1228205024963,"projectedBalance":[{"month":0,"balance":2510.378183797002,"target":120962.41580881178},{"month":1,"balance":6700.141514848702,"target":120962.41580881178},{"month":2,"balance":10894.816783329881,"target":120962.41580881178},{"month":3,"balance":15094.409747830561,"target":120962.41580881178},{"month":4,"balance":19298.92617369194,"target":120962.41580881178},{"month":5,"balance":23508.37183301431,"target":120962.41580881178},{"month":6,"balance":27722.75250466497,"target":120962.41580881178},{"month":7,"balance":31942.073974286188,"target":120962.41580881178},{"month":8,"balance":36166.3420343031,"target":120962.41580881178},{"month":9,"balance":40395.56248393171,"target":120962.41580881178},{"month":10,"balance":44629.741129186805,"target":120962.41580881178},{"month":11,"balance":48868.88378288996,"target":120962.41580881178},{"month":12,"balance":53112.99626467752,"target":120962.41580881178},{"month":13,"balance":57362.08440100854,"target":120962.41580881178},{"month":14,"balance":61616.15402517286,"target":120962.41580881178},{"month":15,"balance":65875.21097729904,"target":120962.41580881178},{"month":16,"balance":70139.26110436242,"target":120962.41580881178},{"month":17,"balance":74408.31026019315,"target":120962.41580881178},{"month":18,"balance":78682.3643054842,"target":120962.41580881178},{"month":19,"balance":82961.42910779941,"target":120962.41580881178},{"month":20,"balance":87245.51054158159,"target":120962.41580881178},{"month":21,"balance":91534.61448816051,"target":120962.41580881178},{"month":22,"balance":95828.74683576103,"target":120962.41580881178},{"month":23,"balance":100127.91347951116,"target":120962.41580881178},{"month":24,"balance":104432.12032145017,"target":120962.41580881178},{"month":25,"balance":108741.37327053669,"target":120962.41580881178},{"month":26,"balance":113055.67824265677,"target":120962.41580881178},{"month":27,"balance":117375.0411606321,"target":120962.41580881178},{"month":28,"balance":121699.46795422805,"target":120962.41580881178}],"coverageByMonth":[{"month":0,"monthsCovered":0.16602698727610085},{"month":1,"monthsCovered":0.4431222025485119},{"month":2,"monthsCovered":0.7205422749194943},{"month":3,"monthsCovered":0.9982875852405702},{"month":4,"monthsCovered":1.276358514809759},{"month":5,"monthsCovered":1.5547554453721013},{"month":6,"monthsCovered":1.8334787591201824},{"month":7,"monthsCovered":2.112528838694658},{"month":8,"monthsCovered":2.3919060671847783},{"month":9,"monthsCovered":2.6716108281289137},{"month":10,"monthsCovered":2.9516435055150843},{"month":11,"monthsCovered":3.232004483781482},{"month":12,"monthsCovered":3.5126941478170033},{"month":13,"monthsCovered":3.793712882961775},{"month":14,"monthsCovered":4.0750610750076826},{"month":15,"monthsCovered":4.356739110198903},{"month":16,"monthsCovered":4.6387473752324295},{"month":17,"monthsCovered":4.921086257258609},{"month":18,"monthsCovered":5.20375614388167},{"month":19,"monthsCovered":5.486757423160254},{"month":20,"monthsCovered":5.77009048360795},{"month":21,"monthsCovered":6.053755714193827},{"month":22,"monthsCovered":6.337753504342969},{"month":23,"monthsCovered":6.622084243937008},{"month":24,"monthsCovered":6.906748323314659},{"month":25,"monthsCovered":7.19174613327226},{"month":26,"monthsCovered":7.477078065064304},{"month":27,"monthsCovered":7.762744510403976},{"month":28,"monthsCovered":8.048745861463694}]}}
{"id":"emergency-fund-0115","inputs":{"monthlyExpenses":15826.597131672315,"targetMonths":10,"currentSavings":53647.98835944384,"monthlySavings":3345.603197114542,"savingsAccountRate":0.0141825932264328},"expected":{"targetAmount":158265.97131672315,"monthsToGoal":31,"yearsToGoal":2.5833333333333335,"interestEarned":3860.66510924889,"projectedBalance":[{"month":0,"balance":53647.98835944384,"target":158265.97131672315},{"month":1,"balance":57056.99718958492,"target":158265.97131672315},{"month":2,"balance":60470.03506852127,"target":158265.97131672315},{"month":3,"balance":63887.10675811623,"target":158265.97131672315},{"month":4,"balance":67308.21702586111,"target":158265.97131672315},{"month":5,"balance":70733.37064488184,"target":158265.97131672315},{"month":6,"balance":74162.57239394562,"target":158265.97131672315},{"month":7,"balance":77595.8270574676,"target":158265.97131672315},{"month":8,"balance":81033.13942551754,"target":158265.97131672315},{"month":9,"balance":84474.51429382649,"target":158265.97131672315},{"month":10,"balance":87919.95646379353,"target":158265.97131672315},{"month":11,"balance":91369.47074249237,"target":158265.97131672315},{"month":12,"balance":94823.06194267818,"target":158265.97131672315},{"month":13,"balance":98280.7348827942,"target":158265.97131672315},{"month":14,"balance":101742.49438697855,"target":158265.97131672315},{"month":15,"balance":105208.34528507086,"target":158265.97131672315},{"month":16,"balance":108678.29241261909,"target":158265.97131672315},{"month":17,"balance":112152.34061088627,"target":158265.97131672315},{"month":18,"balance":115630.4947268572,"target":158265.97131672315},{"month":19,"balance":119112.75961324526,"target":158265.97131672315},{"month":20,"balance":122599.14012849919,"target":158265.97131672315},{"month":21,"balance":126089.64113680982,"target":158265.97131672315},{"month":22,"balance":129584.26750811689,"target":158265.97131672315},{"month":23,"balance":133083.02411811583,"target":158265.97131672315},{"month":24,"balance":136585.91584826462,"target":158265.97131672315},{"month":25,"balance":140092.94758579048,"target":158265.97131672315},{"month":26,"balance":143604.1242236968,"target":158265.97131672315},{"month":27,"balance":147119.45066076991,"target":158265.97131672315},{"month":28,"balance":150638.93180158595,"target":158265.97131672315},{"month":29,"balance":154162.57255651767,"target":158265.97131672315},{"month":30,"balance":157690.37784174134,"target":158265.97131672315},{"month":31,"balance":161222.35257924354,"target":158265.97131672315}],"coverageByMonth":[{"month":0,"monthsCovered":3.389736145623057},{"month":1,"monthsCovered":3.6051336060991908},{"month":2,"monthsCovered":3.8207856411223196},{"month":3,"monthsCovered":4.036692551569714},{"month":4,"monthsCovered":4.252854638674245},{"month":5,"monthsCovered":4.469272204024809},{"month":6,"monthsCovered":4.68594554956674},{"month":7,"monthsCovered":4.902874977602242},{"month":8,"monthsCovered":5.120060790790799},{"month":9,"monthsCovered":5.337503292149606},{"month":10,"monthsCovered":5.555202785053989},{"month":11,"monthsCovered":5.773159573237828},{"month":12,"monthsCovered":5.991373960793978},{"month":13,"monthsCovered":6.209846252174701},{"month":14,"monthsCovered":6.428576752192083},{"month":15,"monthsCovered":6.647565766018461},{"month":16,"monthsCovered":6.866813599186853},{"month":17,"monthsCovered":7.086320557591378},{"month":18,"monthsCovered":7.306086947487689},{"month":19,"monthsCovered":7.526113075493394},{"month":20,"monthsCovered":7.7463992485884905},{"month":21,"monthsCovered":7.966945774115789},{"month":22,"monthsCovered":8.187752959781342},{"month":23,"monthsCovered":8.408821113654874},{"month":24,"monthsCovered":8.630150544170217},{"month":25,"monthsCovered":8.851741560125728},{"month":26,"monthsCovered":9.073594470684734},{"month":27,"monthsCovered":9.295709585375954},{"month":28,"monthsCovered":9.518087214093931},{"month":29,"monthsCovered":9.740727667099472},{"month":30,"monthsCovered":9.963631255020074},{"month":31,"monthsCovered":10.186798288850358}]}}
{"id":"emergency-fund-0116","inputs":{"monthlyExpenses":15803.492465871386,"targetMonths":5,"currentSavings":65386.0236518085,"monthlySavings":381.8410889361985,"savingsAccountRate":0.0593380596744828},"expected":{"targetAmount":79017.46232935693,"monthsToGoal":19,"yearsToGoal":1.5833333333333333,"interestEarned":6756.450163389163,"projectedBalance":[{"month":0,"balance":65386.0236518085,"target":79017.46232935693},{"month":1,"balance":66091.18805518872,"target":79017.46232935693},{"month":2,"balance":66799.83938252294,"target":79017.46232935693},{"month":3,"balance":67511.99487608632,"target":79017.46232935693},{"month":4,"balance":68227.67186341423,"target":79017.46232935693},{"month":5,"balance":68946.88775772396,"target":79017.46232935693},{"month":6,"balance":69669.66005833831,"target":79017.46232935693},{"month":7,"balance":70396.0063511114,"target":79017.46232935693},{"month":8,"balance":71125.94430885656,"target":79017.46232935693},{"month":9,"balance":71859.49169177633,"target":79017.46232935693},{"month":10,"balance":72596.66634789458,"target":79017.46232935693},{"month":11,"balance":73337.48621349077,"target":79017.46232935693},{"month":12,"balance":74081.96931353636,"target":79017.46232935693},{"month":13,"balance":74830.13376213338,"target":79017.46232935693},{"month":14,"balance":75581.99776295517,"target":79017.46232935693},{"month":15,"balance":76337.57960968927,"target":79017.46232935693},{"month":16,"balance":77096.89768648258,"target":79017.46232935693},{"month":17,"balance":77859.97046838862,"target":79017.46232935693},{"month":18,"balance":78626.81652181705,"target":79017.46232935693},{"month":19,"balance":79397.45450498544,"target":79017.46232935693}],"coverageByMonth":[{"month":0,"monthsCovered":4.137441378417691},{"month":1,"monthsCovered":4.182062173783213},{"month":2,"monthsCovered":4.226903611766912},{"month":3,"monthsCovered":4.271966783410858},{"month":4,"monthsCovered":4.3172527851521485},{"month":5,"monthsCovered":4.362762718849583},{"month":6,"monthsCovered":4.40849769181048},{"month":7,"monthsCovered":4.454458816817605},{"month":8,"monthsCovered":4.500647212156263},{"month":9,"monthsCovered":4.547064001641493},{"month":10,"monthsCovered":4.593710314645421},{"month":11,"monthsCovered":4.640587286124734},{"month":12,"monthsCovered":4.687696056648297},{"month":13,"monthsCovered":4.735037772424903},{"month":14,"monthsCovered":4.782613585331163},{"month":15,"monthsCovered":4.830424652939531},{"month":16,"monthsCovered":4.878472138546468},{"month":17,"monthsCovered":4.926757211200753},{"month":18,"monthsCovered":4.975281045731916},{"month":19,"monthsCovered":5.0240448227788335}]}}
{"id":"emergency-fund-0117","inputs":{"monthlyExpenses":12935.133447987027,"targetMonths":4,"currentSavings":13780.065136961639,"monthlySavings":1850.5022375611588,"savingsAccountRate":0.03199289189884439},"expected":{"targetAmount":51740.53379194811,"monthsToGoal":20,"yearsToGoal":1.6666666666666667,"interestEarned":1706.2304225291955,"projectedBalance":[{"month":0,"balance":13780.065136961639,"target":51740.53379194811},{"month":1,"balance":15667.30605237995,"target":51740.53379194811},{"month":2,"balance":17559.578492347766,"target":51740.53379194811},{"month":3,"balance":19456.895871283505,"target":51740.53379194811},{"month":4,"balance":21359.271639369417,"target":51740.53379194811},{"month":5,"balance":23266.71928264694,"target":51740.53379194811},{"month":6,"balance":25179.252323112305,"target":51740.53379194811},{"month":7,"balance":27096.884318812383,"target":51740.53379194811},{"month":8,"balance":29019.628863940812,"target":51740.53379194811},{"month":9,"balance":30947.499588934355,"target":51740.53379194811},{"month":10,"balance":32880.51016056954,"target":51740.53379194811},{"month":11,"balance":34818.674282059525,"target":51740.53379194811},{"month":12,"balance":36762.005693151266,"target":51740.53379194811},{"month":13,"balance":38710.518170222895,"target":51740.53379194811},{"month":14,"balance":40664.2255263814,"target":51740.53379194811},{"month":15,"balance":42623.14161156053,"target":51740.53379194811},{"month":16,"balance":44587.280312619005,"target":51740.53379194811},{"month":17,"balance":46556.65555343892,"target":51740.53379194811},{"month":18,"balance":48531.281295024484,"target":51740.53379194811},{"month":19,"balance":50511.17153560098,"target":51740.53379194811},{"month":20,"balance":52496.34031071401,"target":51740.53379194811}],"coverageByMonth":[{"month":0,"monthsCovered":1.065320678164793},{"month":1,"monthsCovered":1.2112210604845446},{"month":2,"monthsCovered":1.3575104240675921},{"month":3,"monthsCovered":1.5041898059668954},{"month":4,"monthsCovered":1.651260246000273},{"month":5,"monthsCovered":1.7987227867577755},{"month":6,"monthsCovered":1.946578473609077},{"month":7,"monthsCovered":2.0948283547108835},{"month":8,"monthsCovered":2.243473481014366},{"month":9,"monthsCovered":2.392514906272608},{"month":10,"monthsCovered":2.5419536870480774},{"month":11,"monthsCovered":2.691790882720118},{"month":12,"monthsCovered":2.8420275554924554},{"month":13,"monthsCovered":2.9926647704007294},{"month":14,"monthsCovered":3.143703595320046},{"month":15,"monthsCovered":3.295145100972543},{"month":16,"monthsCovered":3.4469903609349855},{"month":17,"monthsCovered":3.599240451646372},{"month":18,"monthsCovered":3.751896452415568},{"month":19,"monthsCovered":3.9049594454289576},{"month":20,"monthsCovered":4.058430515758113}]}}
{"id":"emergency-fund-0118","inputs":{"monthlyExpenses":2240.369151462801,"targetMonths":11,"currentSavings":84173.40300511569,"monthlySavings":1813.6369246290997,"savingsAccountRate":0.04616751600755379},"expected":{"targetAmount":24644.06066609081,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":84173.40300511569,"target":24644.06066609081}],"coverageByMonth":[{"month":0,"monthsCovered":37.571220327755576}]}}
{"id":"emergency-fund-0119","inputs":{"monthlyExpenses":10945.273503661156,"targetMonths":4,"currentSavings":11898.645688779652,"monthlySavings":4211.083369096741,"savingsAccountRate":0.04229507512878627},"expected":{"targetAmount":43781.09401464462,"monthsToGoal":8,"yearsToGoal":0.6666666666666666,"interestEarned":758.1988468853815,"projectedBalance":[{"month":0,"balance":11898.645688779652,"target":43781.09401464462},{"month":1,"balance":16151.666900654538,"target":43781.09401464462},{"month":2,"balance":20419.678266836137,"target":43781.09401464462},{"month":3,"balance":24702.732621466334,"target":43781.09401464462},{"month":4,"balance":29000.882984905675,"target":43781.09401464462},{"month":5,"balance":33314.182564389725,"target":43781.09401464462},{"month":6,"balance":37642.68475468771,"target":43781.09401464462},{"month":7,"balance":41986.44313876351,"target":43781.09401464462},{"month":8,"balance":46345.51148843896,"target":43781.09401464462}],"coverageByMonth":[{"month":0,"monthsCovered":1.0871035506604378},{"month":1,"monthsCovered":1.4756750386595512},{"month":2,"monthsCovered":1.865616081681817},{"month":3,"monthsCovered":2.256931506846618},{"month":4,"monthsCovered":2.649626158286952},{"month":5,"monthsCovered":3.043704897209398},{"month":6,"monthsCovered":3.4391726019542923},{"month":7,"monthsCovered":3.83603416805612},{"month":8,"monthsCovered":4.234294508304115}]}}
{"id":"emergency-fund-0120","inputs":{"monthlyExpenses":15858.054208219983,"targetMonths":3,"currentSavings":75481.74888361245,"monthlySavings":873.2296640635468,"savingsAccountRate":0.04439987922087312},"expected":{"targetAmount":47574.16262465995,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":75481.74888361245,"target":47574.16262465995}],"coverageByMonth":[{"month":0,"monthsCovered":4.759836729810564}]}}
{"id":"emergency-fund-0121","inputs":{"monthlyExpenses":5212.840034160763,"targetMonths":1,"currentSavings":66045.30832264572,"monthlySavings":357.58359691826627,"savingsAccountRate":0.06708928452339023},"expected":{"targetAmount":5212.840034160763,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":66045.30832264572,"target":5212.840034160763}],"coverageByMonth":[{"month":0,"monthsCovered":12.66973624547039}]}}
{"id":"emergency-fund-0122","inputs":{"monthlyExpenses":18802.312730113044,"targetMonths":4,"currentSavings":28793.006436899304,"monthlySavings":2815.630024392158,"savingsAccountRate":0.07159066744614392},"expected":{"targetAmount":75209.25092045218,"monthsToGoal":15,"yearsToGoal":1.25,"interestEarned":4497.26027786023,"projectedBalance":[{"month":0,"balance":28793.006436899304,"target":75209.25092045218},{"month":1,"balance":31780.41234034136,"target":75209.25092045218},{"month":2,"balance":34785.640775663414,"target":75209.25092045218},{"month":3,"balance":37808.79807011154,"target":75209.25092045218},{"month":4,"balance":40849.99118526834,"target":75209.25092045218},{"month":5,"balance":43909.32772083738,"target":75209.25092045218},{"month":6,"balance":46986.91591845005,"target":75209.25092045218},{"month":7,"balance":50082.864665495355,"target":75209.25092045218},{"month":8,"balance":53197.28349897233,"target":75209.25092045218},{"month":9,"balance":56330.28260936559,"target":75209.25092045218},{"month":10,"balance":59481.972844543954,"target":75209.25092045218},{"month":11,"balance":62652.46571368231,"target":75209.25092045218},{"month":12,"balance":65841.8733912069,"target":75209.25092045218},{"month":13,"balance":69050.30872076415,"target":75209.25092045218},{"month":14,"balance":72277.88521921313,"target":75209.25092045218},{"month":15,"balance":75524.7170806419,"target":75209.25092045218}],"coverageByMonth":[{"month":0,"monthsCovered":1.5313545120853966},{"month":1,"monthsCovered":1.6902395357696132},{"month":2,"monthsCovered":1.8500724498615588},{"month":3,"monthsCovered":2.0108589093701466},{"month":4,"monthsCovered":2.172604603041444},{"month":5,"monthsCovered":2.3353152535599477},{"month":6,"monthsCovered":2.4989966177510525},{"month":7,"monthsCovered":2.6636544867847354},{"month":8,"monthsCovered":2.82929468638045},{"month":9,"monthsCovered":2.9959230770132455},{"month":10,"monthsCovered":3.1635455541211144},{"month":11,"monthsCovered":3.332168048313577},{"month":12,"monthsCovered":3.501796525581512},{"month":13,"monthsCovered":3.6724369875082385},{"month":14,"monthsCovered":3.844095471481852},{"month":15,"monthsCovered":4.0167780509088375}]}}
{"id":"emergency-fund-0123","inputs":{"monthlyExpenses":943.9425551099703,"targetMonths":9,"currentSavings":70543.74974686652,"monthlySavings":1759.3359665828757,"savingsAccountRate":0.037431137165986006},"expected":{"targetAmount":8495.482995989732,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":70543.74974686652,"target":8495.482995989732}],"coverageByMonth":[{"month":0,"monthsCovered":74.73309616669216}]}}
{"id":"emergency-fund-0124","inputs":{"monthlyExpenses":6952.091352664866,"targetMonths":3,"currentSavings":72668.60420349985,"monthlySavings":4485.51587323891,"savingsAccountRate":0.0785686654294841},"expected":{"targetAmount":20856.274057994597,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":72668.60420349985,"target":20856.274057994597}],"coverageByMonth":[{"month":0,"monthsCovered":10.4527688888387}]}}
{"id":"emergency-fund-0125","inputs":{"monthlyExpenses":8136.867095250636,"targetMonths":3,"currentSavings":69940.64622558653,"monthlySavings":1566.271248483099,"savingsAccountRate":0.04061731227906421},"expected":{"targetAmount":24410.60128575191,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":69940.64622558653,"target":24410.60128575191}],"coverageByMonth":[{"month":0,"monthsCovered":8.59552520728891}]}}
{"id":"emergency-fund-0126","inputs":{"monthlyExpenses":16407.549173804,"targetMonths":9,"currentSavings":65968.69835630059,"monthlySavings":941.6792070842348,"savingsAccountRate":0.03417319458909333},"expected":{"targetAmount":147667.942564236,"monthsToGoal":66,"yearsToGoal":5.5,"interestEarned":19737.412309139676,"projectedBalance":[{"month":0,"balance":65968.69835630059,"target":147667.942564236},{"month":1,"balance":67098.24099386141,"target":147667.942564236},{"month":2,"balance":68231.00030478474,"target":147667.942564236},{"month":3,"balance":69366.9854494043,"target":147667.942564236},{"month":4,"balance":70506.2056141403,"target":147667.942564236},{"month":5,"balance":71648.67001157376,"target":147667.942564236},{"month":6,"balance":72794.38788052094,"target":147667.942564236},{"month":7,"balance":73943.36848610808,"target":147667.942564236},{"month":8,"balance":75095.62111984639,"target":147667.942564236},{"month":9,"balance":76251.15509970706,"target":147667.942564236},{"month":10,"balance":77409.97977019675,"target":147667.942564236},{"month":11,"balance":78572.10450243304,"target":147667.942564236},{"month":12,"balance":79737.53869422029,"target":147667.942564236},{"month":13,"balance":80906.29177012561,"target":147667.942564236},{"month":14,"balance":82078.37318155504,"target":147667.942564236},{"month":15,"balance":83253.79240683006,"target":147667.942564236},{"month":16,"balance":84432.55895126417,"target":147667.942564236},{"month":17,"balance":85614.6823472398,"target":147667.942564236},{"month":18,"balance":86800.17215428533,"target":147667.942564236},{"month":19,"balance":87989.0379591525,"target":147667.942564236},{"month":20,"balance":89181.28937589383,"target":147667.942564236},{"month":21,"balance":90376.93604594046,"target":147667.942564236},{"month":22,"balance":91575.98763818003,"target":147667.942564236},{"month":23,"balance":92778.45384903492,"target":147667.942564236},{"month":24,"balance":93984.34440254068,"target":147667.942564236},{"month":25,"balance":95193.6690504246,"target":147667.942564236},{"month":26,"balance":96406.43757218467,"target":147667.942564236},{"month":27,"balance":97622.65977516853,"target":147667.942564236},{"month":28,"balance":98842.34549465291,"target":147667.942564236},{"month":29,"balance":100065.50459392308,"target":147667.942564236},{"month":30,"balance":101292.14696435264,"target":147667.942564236},{"month":31,"balance":102522.28252548352,"target":147667.942564236},{"month":32,"balance":103755.9212251062,"target":147667.942564236},{"month":33,"balance":104993.07303934012,"target":147667.942564236},{"month":34,"balance":106233.74797271438,"target":147667.942564236},{"month":35,"balance":107477.95605824863,"target":147667.942564236},{"month":36,"balance":108725.70735753425,"target":147667.942564236},{"month":37,"balance":109977.01196081564,"target":147667.942564236},{"month":38,"balance":111231.87998707188,"target":147667.942564236},{"month":39,"balance":112490.32158409852,"target":147667.942564236},{"month":40,"balance":113752.34692858969,"target":147667.942564236},{"month":41,"balance":115017.96622622032,"target":147667.942564236},{"month":42,"balance":116287.18971172876,"target":147667.942564236},{"month":43,"balance":117560.02764899947,"target":147667.942564236},{"month":44,"balance":118836.49033114608,"target":147667.942564236},{"month":45,"balance":120116.58808059458,"target":147667.942564236},{"month":46,"balance":121400.33124916682,"target":147667.942564236},{"month":47,"balance":122687.73021816423,"target":147667.942564236},{"month":48,"balance":123978.79539845175,"target":147667.942564236},{"month":49,"balance":125273.53723054205,"target":147667.942564236},{"month":50,"balance":126571.9661846799,"target":147667.942564236},{"month":51,"balance":127874.0927609269,"target":147667.942564236},{"month":52,"balance":129179.92748924637,"target":147667.942564236},{"month":53,"balance":130489.48092958852,"target":147667.942564236},{"month":54,"balance":131802.76367197582,"target":147667.942564236},{"month":55,"balance":133119.78633658862,"target":147667.942564236},{"month":56,"balance":134440.5595738511,"target":147667.942564236},{"month":57,"balance":135765.0940645173,"target":147667.942564236},{"month":58,"balance":137093.40051975765,"target":147667.942564236},{"month":59,"balance":138425.4896812454,"target":147667.942564236},{"month":60,"balance":139761.37232124363,"target":147667.942564236}],"coverageByMonth":[{"month":0,"monthsCovered":4.020630848489246},{"month":1,"monthsCovered":4.089473710125414},{"month":2,"monthsCovered":4.158512620137146},{"month":3,"monthsCovered":4.227748136824382},{"month":4,"monthsCovered":4.297180820076971},{"month":5,"monthsCovered":4.366811231379196},{"month":6,"monthsCovered":4.436639933814318},{"month":7,"monthsCovered":4.506667492069123},{"month":8,"monthsCovered":4.576894472438499},{"month":9,"monthsCovered":4.6473214428300045},{"month":10,"monthsCovered":4.71794897276847},{"month":11,"monthsCovered":4.7887776334005965},{"month":12,"monthsCovered":4.859807997499579},{"month":13,"monthsCovered":4.931040639469735},{"month":14,"monthsCovered":5.002476135351153},{"month":15,"monthsCovered":5.074115062824348},{"month":16,"monthsCovered":5.145958001214934},{"month":17,"monthsCovered":5.21800553149831},{"month":18,"monthsCovered":5.290258236304355},{"month":19,"monthsCovered":5.362716699922145},{"month":20,"monthsCovered":5.43538150830467},{"month":21,"monthsCovered":5.508253249073582},{"month":22,"monthsCovered":5.58133251152394},{"month":23,"monthsCovered":5.654619886628976},{"month":24,"monthsCovered":5.728115967044878},{"month":25,"monthsCovered":5.8018213471155775},{"month":26,"monthsCovered":5.875736622877564},{"month":27,"monthsCovered":5.949862392064692},{"month":28,"monthsCovered":6.02419925411303},{"month":29,"monthsCovered":6.098747810165693},{"month":30,"monthsCovered":6.173508663077717},{"month":31,"monthsCovered":6.248482417420925},{"month":32,"monthsCovered":6.3236696794888205},{"month":33,"monthsCovered":6.399071057301488},{"month":34,"monthsCovered":6.474687160610513},{"month":35,"monthsCovered":6.5505186009039065},{"month":36,"monthsCovered":6.626565991411062},{"month":37,"monthsCovered":6.702829947107699},{"month":38,"monthsCovered":6.77931108472085},{"month":39,"monthsCovered":6.856010022733837},{"month":40,"monthsCovered":6.932927381391283},{"month":41,"monthsCovered":7.01006378270412},{"month":42,"monthsCovered":7.087419850454619},{"month":43,"monthsCovered":7.164996210201442},{"month":44,"monthsCovered":7.242793489284694},{"month":45,"monthsCovered":7.320812316830997},{"month":46,"monthsCovered":7.399053323758579},{"month":47,"monthsCovered":7.477517142782377},{"month":48,"monthsCovered":7.556204408419149},{"month":49,"monthsCovered":7.6351157569926125},{"month":50,"monthsCovered":7.714251826638584},{"month":51,"monthsCovered":7.793613257310141},{"month":52,"monthsCovered":7.873200690782798},{"month":53,"monthsCovered":7.953014770659697},{"month":54,"monthsCovered":8.033056142376813},{"month":55,"monthsCovered":8.113325453208166},{"month":56,"monthsCovered":8.193823352271068},{"month":57,"monthsCovered":8.27455049053136},{"month":58,"monthsCovered":8.355507520808684},{"month":59,"monthsCovered":8.436695097781762},{"month":60,"monthsCovered":8.518113877993683}]}}
{"id":"emergency-fund-0127","inputs":{"monthlyExpenses":8514.510353212245,"targetMonths":2,"currentSavings":68380.19380811602,"monthlySavings":4708.746001170948,"savingsAccountRate":0.05355016022920609},"expected":{"targetAmount":17029.02070642449,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":68380.19380811602,"target":17029.02070642449}],"coverageByMonth":[{"month":0,"monthsCovered":8.031018927861004}]}}
{"id":"emergency-fund-0128","inputs":{"monthlyExpenses":13753.766407375224,"targetMonths":7,"currentSavings":63356.275111436844,"monthlySavings":4521.96791046299,"savingsAccountRate":0.021362137054093185},"expected":{"targetAmount":96276.36485162657,"monthsToGoal":8,"yearsToGoal":0.6666666666666666,"interestEarned":1134.1271836541273,"projectedBalance":[{"month":0,"balance":63356.275111436844,"target":96276.36485162657},{"month":1,"balance":67991.02847458044,"target":96276.36485162657},{"month":2,"balance":72634.03252410365,"target":96276.36485162657},{"month":3,"balance":77285.30194769758,"target":96276.36485162657},{"month":4,"balance":81944.85145920003,"target":96276.36485162657},{"month":5,"balance":86612.69579864207,"target":96276.36485162657},{"month":6,"balance":91288.84973229465,"target":96276.36485162657},{"month":7,"balance":95973.32805271528,"target":96276.36485162657},{"month":8,"balance":100666.1455787949,"target":96276.36485162657}],"coverageByMonth":[{"month":0,"monthsCovered":4.6064672930218675},{"month":1,"monthsCovered":4.943447958962092},{"month":2,"monthsCovered":5.28102851049985},{"month":3,"monthsCovered":5.619210015538336},{"month":4,"monthsCovered":5.957993543881805},{"month":5,"monthsCovered":6.297380167238953},{"month":6,"monthsCovered":6.637370959226307},{"month":7,"monthsCovered":6.9779669953716255},{"month":8,"monthsCovered":7.319169353117295}]}}
{"id":"emergency-fund-0129","inputs":{"monthlyExpenses":15867.629970656708,"targetMonths":5,"currentSavings":37.25872375071049,"monthlySavings":2191.074239858426,"savingsAccountRate":0.0730012583406642},"expected":{"targetAmount":79338.14985328354,"monthsToGoal":33,"yearsToGoal":2.75,"interestEarned":7509.440828361447,"projectedBalance":[{"month":0,"balance":37.25872375071049,"target":79338.14985328354},{"month":1,"balance":2228.559624752301,"target":79338.14985328354},{"month":2,"balance":4433.191169351903,"target":79338.14985328354},{"month":3,"balance":6651.234453695947,"target":79338.14985328354},{"month":4,"balance":8882.771067274256,"target":79338.14985328354},{"month":5,"balance":11127.883095921272,"target":79338.14985328354},{"month":6,"balance":13386.653124835537,"target":79338.14985328354},{"month":7,"balance":15659.164241617545,"target":79338.14985328354},{"month":8,"balance":17945.500039326074,"target":79338.14985328354},{"month":9,"balance":20245.744619553105,"target":79338.14985328354},{"month":10,"balance":22559.982595517457,"target":79338.14985328354},{"month":11,"balance":24888.299095177237,"target":79338.14985328354},{"month":12,"balance":27230.77976436123,"target":79338.14985328354},{"month":13,"balance":29587.51076991931,"target":79338.14985328354},{"month":14,"balance":31958.578802892076,"target":79338.14985328354},{"month":15,"balance":34344.0710816997,"target":79338.14985328354},{"month":16,"balance":36744.075355350236,"target":79338.14985328354},{"month":17,"balance":39158.67990666739,"target":79338.14985328354},{"month":18,"balance":41587.97355553799,"target":79338.14985328354},{"month":19,"balance":44032.04566217913,"target":79338.14985328354},{"month":20,"balance":46490.986130425285,"target":79338.14985328354},{"month":21,"balance":48964.88541103533,"target":79338.14985328354},{"month":22,"balance":51453.83450501976,"target":79338.14985328354},{"month":23,"balance":53957.92496698808,"target":79338.14985328354},{"month":24,"balance":56477.248908516616,"target":79338.14985328354},{"month":25,"balance":59011.89900153677,"target":79338.14985328354},{"month":26,"balance":61561.9684817439,"target":79338.14985328354},{"month":27,"balance":64127.551152026965,"target":79338.14985328354},{"month":28,"balance":66708.741385919,"target":79338.14985328354},{"month":29,"balance":69305.6341310686,"target":79338.14985328354},{"month":30,"balance":71918.3249127325,"target":79338.14985328354},{"month":31,"balance":74546.90983728945,"target":79338.14985328354},{"month":32,"balance":77191.48559577539,"target":79338.14985328354},{"month":33,"balance":79852.14946744022,"target":79338.14985328354}],"coverageByMonth":[{"month":0,"monthsCovered":0.0023480963332023347},{"month":1,"monthsCovered":0.14044691166062453},{"month":2,"monthsCovered":0.27938584259590143},{"month":3,"monthsCovered":0.4191699999304102},{"month":4,"monthsCovered":0.5598045255467113},{"month":5,"monthsCovered":0.7012945926076902},{"month":6,"monthsCovered":0.8436454057468488},{"month":7,"monthsCovered":0.9868622012597553},{"month":8,"monthsCovered":1.1309502472966586},{"month":9,"monthsCovered":1.2759148440562735},{"month":10,"monthsCovered":1.4217613239807465},{"month":11,"monthsCovered":1.5684950519518066},{"month":12,"monthsCovered":1.7161214254881088},{"month":13,"monthsCovered":1.864645874943779},{"month":14,"monthsCovered":2.014073863708168},{"month":15,"monthsCovered":2.164410888406816},{"month":16,"monthsCovered":2.3156624791036466},{"month":17,"monthsCovered":2.4678341995043853},{"month":18,"monthsCovered":2.6209316471612176},{"month":19,"monthsCovered":2.7749604536786907},{"month":20,"monthsCovered":2.9299262849208714},{"month":21,"monthsCovered":3.085834841219759},{"month":22,"monthsCovered":3.2426918575849712},{"month":23,"monthsCovered":3.400503103914702},{"month":24,"monthsCovered":3.559274385207964},{"month":25,"monthsCovered":3.7190115417781238},{"month":26,"monthsCovered":3.8797204494677318},{"month":27,"monthsCovered":4.041407019864665},{"month":28,"monthsCovered":4.204077200519578},{"month":29,"monthsCovered":4.367736975164683},{"month":30,"monthsCovered":4.532392363933859},{"month":31,"monthsCovered":4.698049423584095},{"month":32,"monthsCovered":4.864714247718287},{"month":33,"monthsCovered":5.03239296700939}]}}
{"id":"emergency-fund-0130","inputs":{"monthlyExpenses":3515.776512795128,"targetMonths":10,"currentSavings":71139.50964994729,"monthlySavings":185.26907839113846,"savingsAccountRate":0.0668426716187969},"expected":{"targetAmount":35157.76512795128,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":71139.50964994729,"target":35157.76512795128}],"coverageByMonth":[{"month":0,"monthsCovered":20.23436626049636}]}}
{"id":"emergency-fund-0131","inputs":{"monthlyExpenses":10672.59499116335,"targetMonths":6,"currentSavings":54698.79610463977,"monthlySavings":4337.360083393287,"savingsAccountRate":0.03393381150905043},"expected":{"targetAmount":64035.569946980104,"monthsToGoal":3,"yearsToGoal":0.25,"interestEarned":502.1785752843425,"projectedBalance":[{"month":0,"balance":54698.79610463977,"target":64035.569946980104},{"month":1,"balance":59190.83440776529,"target":64035.569946980104},{"month":2,"balance":63695.57537597995,"target":64035.569946980104},{"month":3,"balance":68213.05493010397,"target":64035.569946980104}],"coverageByMonth":[{"month":0,"monthsCovered":5.1251636691853335},{"month":1,"monthsCovered":5.546058335088501},{"month":2,"monthsCovered":5.968143214346496},{"month":3,"monthsCovered":6.3914216726656194}]}}
{"id":"emergency-fund-0132","inputs":{"monthlyExpenses":5947.972921887413,"targetMonths":4,"currentSavings":93815.44382777065,"monthlySavings":2726.91863788059,"savingsAccountRate":0.03903547273250297},"expected":{"targetAmount":23791.89168754965,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":93815.44382777065,"target":23791.89168754965}],"coverageByMonth":[{"month":0,"monthsCovered":15.772675003705482}]}}
{"id":"emergency-fund-0133","inputs":{"monthlyExpenses":1127.140479744412,"targetMonths":10,"currentSavings":93011.18755247444,"monthlySavings":4811.753691232298,"savingsAccountRate":0.07466500204754993},"expected":{"targetAmount":11271.40479744412,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":93011.18755247444,"target":11271.40479744412}],"coverageByMonth":[{"month":0,"monthsCovered":82.51960534108886}]}}
{"id":"emergency-fund-0134","inputs":{"monthlyExpenses":19582.19886268489,"targetMonths":1,"currentSavings":43300.58014020324,"monthlySavings":666.3453131797723,"savingsAccountRate":0.06423278776695952},"expected":{"targetAmount":19582.19886268489,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":43300.58014020324,"target":19582.19886268489}],"coverageByMonth":[{"month":0,"monthsCovered":2.2112215509523403}]}}
{"id":"emergency-fund-0135","inputs":{"monthlyExpenses":13674.582588020712,"targetMonths":1,"currentSavings":12621.694710105658,"monthlySavings":132.73928647395223,"savingsAccountRate":0.021079762026201935},"expected":{"targetAmount":13674.582588020712,"monthsToGoal":7,"yearsToGoal":0.5833333333333334,"interestEarned":160.93438851603423,"projectedBalance":[{"month":0,"balance":12621.694710105658,"target":13674.582588020712},{"month":1,"balance":12776.605856650976,"target":13674.582588020712},{"month":2,"balance":12931.78912737166,"target":13674.582588020712},{"month":3,"balance":13087.24500029378,"target":13674.582588020712},{"month":4,"balance":13242.973954283132,"target":13674.582588020712},{"month":5,"balance":13398.976469046707,"target":13674.582588020712},{"month":6,"balance":13555.253025134174,"target":13674.582588020712},{"month":7,"balance":13711.804103939357,"target":13674.582588020712}],"coverageByMonth":[{"month":0,"monthsCovered":0.923004020697684},{"month":1,"monthsCovered":0.9343324210746742},{"month":2,"monthsCovered":0.9456807214503382},{"month":3,"monthsCovered":0.9570489567819456},{"month":4,"monthsCovered":0.9684371620881737},{"month":5,"monthsCovered":0.9798453724492152},{"month":6,"monthsCovered":0.9912736230068863},{"month":7,"monthsCovered":1.002721948964735}]}}
{"id":"emergency-fund-0136","inputs":{"monthlyExpenses":14463.40263984166,"targetMonths":2,"currentSavings":23311.62402406335,"monthlySavings":2430.189662252087,"savingsAccountRate":0.06720804121810943},"expected":{"targetAmount":28926.80527968332,"monthsToGoal":3,"yearsToGoal":0.25,"interestEarned":434.7882256568664,"projectedBalance":[{"month":0,"balance":23311.62402406335,"target":28926.80527968332},{"month":1,"balance":25872.374402004632,"target":28926.80527968332},{"month":2,"balance":28447.46669802508,"target":28926.80527968332},{"month":3,"balance":31036.981236476477,"target":28926.80527968332}],"coverageByMonth":[{"month":0,"monthsCovered":1.611766235411846},{"month":1,"monthsCovered":1.7888165770020956},{"month":2,"monthsCovered":1.9668585191469516},{"month":3,"monthsCovered":2.1458976154739933}]}}
{"id":"emergency-fund-0137","inputs":{"monthlyExpenses":18292.049048584886,"targetMonths":9,"currentSavings":17232.27498587221,"monthlySavings":319.244167371653,"savingsAccountRate":0.04369435308966786},"expected":{"targetAmount":164628.44143726397,"monthsToGoal":240,"yearsToGoal":20,"interestEarned":69455.88943111149,"projectedBalance":[{"month":0,"balance":17232.27498587221,"target":164628.44143726397},{"month":1,"balance":17614.26524555811,"target":164628.44143726397},{"month":2,"balance":17997.6464066843,"target":164628.44143726397},{"month":3,"balance":18382.423533795674,"target":164628.44143726397},{"month":4,"balance":18768.601709878116,"target":164628.44143726397},{"month":5,"balance":19156.186036425664,"target":164628.44143726397},{"month":6,"balance":19545.181633507895,"target":164628.44143726397},{"month":7,"balance":19935.593639837563,"target":164628.44143726397},{"month":8,"balance":20327.427212838484,"target":164628.44143726397},{"month":9,"balance":20720.68752871366,"target":164628.44143726397},{"month":10,"balance":21115.37978251367,"target":164628.44143726397},{"month":11,"balance":21511.509188205288,"target":164628.44143726397},{"month":12,"balance":21909.080978740363,"target":164628.44143726397},{"month":13,"balance":22308.100406124948,"target":164628.44143726397},{"month":14,"balance":22708.572741488682,"target":164628.44143726397},{"month":15,"balance":23110.503275154417,"target":164628.44143726397},{"month":16,"balance":23513.897316708113,"target":164628.44143726397},{"month":17,"balance":23918.760195068968,"target":164628.44143726397},{"month":18,"balance":24325.09725855982,"target":164628.44143726397},{"month":19,"balance":24732.913874977807,"target":164628.44143726397},{"month":20,"balance":25142.21543166526,"target":164628.44143726397},{"month":21,"balance":25553.007335580885,"target":164628.44143726397},{"month":22,"balance":25965.295013371182,"target":164628.44143726397},{"month":23,"balance":26379.083911442136,"target":164628.44143726397},{"month":24,"balance":26794.379496031164,"target":164628.44143726397},{"month":25,"balance":27211.187253279328,"target":164628.44143726397},{"month":26,"balance":27629.5126893038,"target":164628.44143726397},{"month":27,"balance":28049.36133027061,"target":164628.44143726397},{"month":28,"balance":28470.73872246764,"target":164628.44143726397},{"month":29,"balance":28893.65043237789,"target":164628.44143726397},{"month":30,"balance":29318.10204675302,"target":164628.44143726397},{"month":31,"balance":29744.09917268715,"target":164628.44143726397},{"month":32,"balance":30171.647437690925,"target":164628.44143726397},{"month":33,"balance":30600.752489765862,"target":164628.44143726397},{"month":34,"balance":31031.41999747896,"target":164628.44143726397},{"month":35,"balance":31463.655650037577,"target":164628.44143726397},{"month":36,"balance":31897.4651573646,"target":164628.44143726397},{"month":37,"balance":32332.854250173856,"target":164628.44143726397},{"month":38,"balance":32769.82868004583,"target":164628.44143726397},{"month":39,"balance":33208.394219503636,"target":164628.44143726397},{"month":40,"balance":33648.55666208928,"target":164628.44143726397},{"month":41,"balance":34090.32182244018,"target":164628.44143726397},{"month":42,"balance":34533.69553636601,"target":164628.44143726397},{"month":43,"balance":34978.68366092575,"target":164628.44143726397},{"month":44,"balance":35425.292074505094,"target":164628.44143726397},{"month":45,"balance":35873.52667689408,"target":164628.44143726397},{"month":46,"balance":36323.39338936505,"target":164628.44143726397},{"month":47,"balance":36774.89815475085,"target":164628.44143726397},{"month":48,"balance":37228.04693752336,"target":164628.44143726397},{"month":49,"balance":37682.84572387225,"target":164628.44143726397},{"month":50,"balance":38139.3005217841,"target":164628.44143726397},{"month":51,"balance":38597.417361121734,"target":164628.44143726397},{"month":52,"balance":39057.20229370389,"target":164628.44143726397},{"month":53,"balance":39518.661393385184,"target":164628.44143726397},{"month":54,"balance":39981.800756136305,"target":164628.44143726397},{"month":55,"balance":40446.62650012457,"target":164628.44143726397},{"month":56,"balance":40913.14476579475,"target":164628.44143726397},{"month":57,"balance":41381.36171595018,"target":164628.44143726397},{"month":58,"balance":41851.28353583416,"target":164628.44143726397},{"month":59,"balance":42322.91643321169,"target":164628.44143726397},{"month":60,"balance":42796.266638451445,"target":164628.44143726397}],"coverageByMonth":[{"month":0,"monthsCovered":0.9420636769616215},{"month":1,"monthsCovered":0.9629465347907968},{"month":2,"monthsCovered":0.9839054312002645},{"month":3,"monthsCovered":1.004940643061406},{"month":4,"monthsCovered":1.0260524482537454},{"month":5,"monthsCovered":1.0472411256686212},{"month":6,"monthsCovered":1.068506955212869},{"month":7,"monthsCovered":1.0898502178125213},{"month":8,"monthsCovered":1.1112711954165166},{"month":9,"monthsCovered":1.132770171000425},{"month":10,"monthsCovered":1.1543474285701856},{"month":11,"monthsCovered":1.1760032531658593},{"month":12,"monthsCovered":1.1977379308653942},{"month":13,"monthsCovered":1.2195517487884033},{"month":14,"monthsCovered":1.2414449950999595},{"month":15,"monthsCovered":1.2634179590144001},{"month":16,"monthsCovered":1.2854709307991496},{"month":17,"monthsCovered":1.3076042017785523},{"month":18,"monthsCovered":1.329818064337722},{"month":19,"monthsCovered":1.3521128119264036},{"month":20,"monthsCovered":1.3744887390628509},{"month":21,"monthsCovered":1.3969461413377156},{"month":22,"monthsCovered":1.419485315417953},{"month":23,"monthsCovered":1.4421065590507414},{"month":24,"monthsCovered":1.4648101710674146},{"month":25,"monthsCovered":1.48759645138741},{"month":26,"monthsCovered":1.5104657010222309},{"month":27,"monthsCovered":1.5334182220794217},{"month":28,"monthsCovered":1.5564543177665597},{"month":29,"monthsCovered":1.5795742923952616},{"month":30,"monthsCovered":1.602778451385201},{"month":31,"monthsCovered":1.6260671012681447},{"month":32,"monthsCovered":1.6494405496920024},{"month":33,"monthsCovered":1.6728991054248898},{"month":34,"monthsCovered":1.6964430783592077},{"month":35,"monthsCovered":1.720072779515736},{"month":36,"monthsCovered":1.7437885210477424},{"month":37,"monthsCovered":1.7675906162451056},{"month":38,"monthsCovered":1.7914793795384545},{"month":39,"monthsCovered":1.8154551265033214},{"month":40,"monthsCovered":1.8395181738643112},{"month":41,"monthsCovered":1.8636688394992842},{"month":42,"monthsCovered":1.887907442443558},{"month":43,"monthsCovered":1.9122343028941189},{"month":44,"monthsCovered":1.936649742213854},{"month":45,"monthsCovered":1.9611540829357952},{"month":46,"monthsCovered":1.985747648767381},{"month":47,"monthsCovered":2.010430764594732},{"month":48,"monthsCovered":2.0352037564869425},{"month":49,"monthsCovered":2.060066951700388},{"month":50,"monthsCovered":2.08502067868305},{"month":51,"monthsCovered":2.1100652670788524},{"month":52,"monthsCovered":2.135201047732017},{"month":53,"monthsCovered":2.1604283526914356},{"month":54,"monthsCovered":2.185747515215054},{"month":55,"monthsCovered":2.2111588697742754},{"month":56,"monthsCovered":2.2366627520583804},{"month":57,"monthsCovered":2.262259498978959},{"month":58,"monthsCovered":2.287949448674361},{"month":59,"monthsCovered":2.313732940514168},{"month":60,"monthsCovered":2.3396103151036685}]}}
{"id":"emergency-fund-0138","inputs":{"monthlyExpenses":11600.557523895986,"targetMonths":6,"currentSavings":47756.76180142909,"monthlySavings":2483.0125217558816,"savingsAccountRate":0.02306688151555136},"expected":{"targetAmount":69603.34514337592,"monthsToGoal":9,"yearsToGoal":0.75,"interestEarned":1005.1798386906885,"projectedBalance":[{"month":0,"balance":47756.76180142909,"target":69603.34514337592},{"month":1,"balance":50331.57428702164,"target":69603.34514337592},{"month":2,"balance":52911.33618049168,"target":69603.34514337592},{"month":3,"balance":55496.05699578964,"target":69603.34514337592},{"month":4,"balance":58085.74626515403,"target":69603.34514337592},{"month":5,"balance":60680.41353914664,"target":69603.34514337592},{"month":6,"balance":63280.0683866877,"target":69603.34514337592},{"month":7,"balance":65884.72039509122,"target":69603.34514337592},{"month":8,"balance":68494.37917010034,"target":69603.34514337592},{"month":9,"balance":71109.05433592272,"target":69603.34514337592}],"coverageByMonth":[{"month":0,"monthsCovered":4.116764362665755},{"month":1,"monthsCovered":4.338720288515758},{"month":2,"monthsCovered":4.561102866952698},{"month":3,"monthsCovered":4.783912918105299},{"month":4,"monthsCovered":5.007151263678768},{"month":5,"monthsCovered":5.230818726957827},{"month":6,"monthsCovered":5.454916132809746},{"month":7,"monthsCovered":5.679444307687393},{"month":8,"monthsCovered":5.9044040796322745},{"month":9,"monthsCovered":6.12979627827759}]}}
{"id":"emergency-fund-0139","inputs":{"monthlyExpenses":12087.555594160222,"targetMonths":2,"currentSavings":39229.05190847814,"monthlySavings":1022.5061482051387,"savingsAccountRate":0.07449780804803595},"expected":{"targetAmount":24175.111188320443,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":39229.05190847814,"target":24175.111188320443}],"coverageByMonth":[{"month":0,"monthsCovered":3.245408188850904}]}}
{"id":"emergency-fund-0140","inputs":{"monthlyExpenses":16389.005150063895,"targetMonths":10,"currentSavings":77273.4496043995,"monthlySavings":4055.834416113794,"savingsAccountRate":0.014276542123407126},"expected":{"targetAmount":163890.05150063895,"monthsToGoal":21,"yearsToGoal":1.75,"interestEarned":2974.7221694241452,"projectedBalance":[{"month":0,"balance":77273.4496043995,"target":163890.05150063895},{"month":1,"balance":81421.2171587048,"target":163890.05150063895},{"month":2,"balance":85573.91936119404,"target":163890.05150063895},{"month":3,"balance":89731.5620826766,"target":163890.05150063895},{"month":4,"balance":93894.15120094643,"target":163890.05150063895},{"month":5,"balance":98061.69260079038,"target":163890.05150063895},{"month":6,"balance":102234.19217399649,"target":163890.05150063895},{"month":7,"balance":106411.65581936234,"target":163890.05150063895},{"month":8,"balance":110594.08944270335,"target":163890.05150063895},{"month":9,"balance":114781.49895686119,"target":163890.05150063895},{"month":10,"balance":118973.89028171211,"target":163890.05150063895},{"month":11,"balance":123171.26934417528,"target":163890.05150063895},{"month":12,"balance":127373.64207822121,"target":163890.05150063895},{"month":13,"balance":131581.01442488012,"target":163890.05150063895},{"month":14,"balance":135793.39233225037,"target":163890.05150063895},{"month":15,"balance":140010.78175550682,"target":163890.05150063895},{"month":16,"balance":144233.18865690925,"target":163890.05150063895},{"month":17,"balance":148460.61900581085,"target":163890.05150063895},{"month":18,"balance":152693.07877866662,"target":163890.05150063895},{"month":19,"balance":156930.57395904177,"target":163890.05150063895},{"month":20,"balance":161173.1105376203,"target":163890.05150063895},{"month":21,"balance":165420.69451221332,"target":163890.05150063895}],"coverageByMonth":[{"month":0,"monthsCovered":4.7149566979114805},{"month":1,"monthsCovered":4.968039024527817},{"month":2,"monthsCovered":5.2214224461855405},{"month":3,"monthsCovered":5.475107321100986},{"month":4,"monthsCovered":5.7290940079166655},{"month":5,"monthsCovered":5.9833828657017705},{"month":6,"monthsCovered":6.237974253952682},{"month":7,"monthsCovered":6.492868532593479},{"month":8,"monthsCovered":6.748066061976446},{"month":9,"monthsCovered":7.00356720288258},{"month":10,"monthsCovered":7.259372316522109},{"month":11,"monthsCovered":7.515481764534992},{"month":12,"monthsCovered":7.771895908991439},{"month":13,"monthsCovered":8.028615112392416},{"month":14,"monthsCovered":8.285639737670163},{"month":15,"monthsCovered":8.542970148188706},{"month":16,"monthsCovered":8.800606707744365},{"month":17,"monthsCovered":9.058549780566276},{"month":18,"monthsCovered":9.316799731316902},{"month":19,"monthsCovered":9.57535692509255},{"month":20,"monthsCovered":9.834221727423884},{"month":21,"monthsCovered":10.093394504276448}]}}
{"id":"emergency-fund-0141","inputs":{"monthlyExpenses":5462.034697178751,"targetMonths":4,"currentSavings":37001.152615994215,"monthlySavings":3467.713444516994,"savingsAccountRate":0.07687818957027048},"expected":{"targetAmount":21848.138788715005,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":37001.152615994215,"target":21848.138788715005}],"coverageByMonth":[{"month":0,"monthsCovered":6.774243421614667}]}}
{"id":"emergency-fund-0142","inputs":{"monthlyExpenses":13470.644645974971,"targetMonths":6,"currentSavings":37762.17077393085,"monthlySavings":3246.920629858505,"savingsAccountRate":0.037611083958763634},"expected":{"targetAmount":80823.86787584983,"monthsToGoal":13,"yearsToGoal":1.0833333333333333,"interestEarned":2370.8780561468157,"projectedBalance":[{"month":0,"balance":37762.17077393085,"target":80823.86787584983},{"month":1,"balance":41127.44775174298,"target":80823.86787584983},{"month":2,"balance":44503.272372468185,"target":80823.86787584983},{"month":3,"balance":47889.67769513007,"target":80823.86787584983},{"month":4,"balance":51286.69688236771,"target":80823.86787584983},{"month":5,"balance":54694.36320076041,"target":80823.86787584983},{"month":6,"balance":58112.710021153485,"target":80823.86787584983},{"month":7,"balance":61541.77081898506,"target":80823.86787584983},{"month":8,"balance":64981.57917461388,"target":80823.86787584983},{"month":9,"balance":68432.16877364817,"target":80823.86787584983},{"month":10,"balance":71893.5734072755,"target":80823.86787584983},{"month":11,"balance":75365.82697259371,"target":80823.86787584983},{"month":12,"balance":78848.96347294287,"target":80823.86787584983},{"month":13,"balance":82343.01701823823,"target":80823.86787584983}],"coverageByMonth":[{"month":0,"monthsCovered":2.803293514628803},{"month":1,"monthsCovered":3.0531165235682955},{"month":2,"monthsCovered":3.303722542021459},{"month":3,"monthsCovered":3.5551140241413397},{"month":4,"monthsCovered":3.8072934317729312},{"month":5,"monthsCovered":4.060263234477281},{"month":6,"monthsCovered":4.314025909555677},{"month":7,"monthsCovered":4.568583942073904},{"month":8,"monthsCovered":4.823939824886582},{"month":9,"monthsCovered":5.08009605866158},{"month":10,"monthsCovered":5.337055151904501},{"month":11,"monthsCovered":5.594819620983248},{"month":12,"monthsCovered":5.853391990152671},{"month":13,"monthsCovered":6.112774791579282}]}}
{"id":"emergency-fund-0143","inputs":{"monthlyExpenses":4796.724318061024,"targetMonths":3,"currentSavings":68220.14516219497,"monthlySavings":2246.232899406459,"savingsAccountRate":0.03405615389347077},"expected":{"targetAmount":14390.172954183072,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":68220.14516219497,"target":14390.172954183072}],"coverageByMonth":[{"month":0,"monthsCovered":14.222235975773472}]}}
{"id":"emergency-fund-0144","inputs":{"monthlyExpenses":9055.503117851913,"targetMonths":8,"currentSavings":65353.1210264191,"monthlySavings":2649.3306937045418,"savingsAccountRate":0.04704732350073755},"expected":{"targetAmount":72444.0249428153,"monthsToGoal":3,"yearsToGoal":0.25,"interestEarned":802.8916628032894,"projectedBalance":[{"month":0,"balance":65353.1210264191,"target":72444.0249428153},{"month":1,"balance":68258.67583901639,"target":72444.0249428153},{"month":2,"balance":71175.62219971512,"target":72444.0249428153},{"month":3,"balance":74104.00477033602,"target":72444.0249428153}],"coverageByMonth":[{"month":0,"monthsCovered":7.216950861358849},{"month":1,"monthsCovered":7.537811533017092},{"month":2,"monthsCovered":7.859930174326849},{"month":3,"monthsCovered":8.183311717296883}]}}
{"id":"emergency-fund-0145","inputs":{"monthlyExpenses":10746.819516411051,"targetMonths":5,"currentSavings":75860.938988626,"monthlySavings":1897.6016387459822,"savingsAccountRate":0.023878130714874716},"expected":{"targetAmount":53734.097582055256,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":75860.938988626,"target":53734.097582055256}],"coverageByMonth":[{"month":0,"monthsCovered":7.058919978397489}]}}
{"id":"emergency-fund-0146","inputs":{"monthlyExpenses":10599.295903462917,"targetMonths":9,"currentSavings":97304.81808073819,"monthlySavings":1265.9748377394862,"savingsAccountRate":0.01050885540433228},"expected":{"targetAmount":95393.66313116625,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":97304.81808073819,"target":95393.66313116625}],"coverageByMonth":[{"month":0,"monthsCovered":9.1803096136742}]}}
{"id":"emergency-fund-0147","inputs":{"monthlyExpenses":4443.859692197293,"targetMonths":4,"currentSavings":98675.24809669703,"monthlySavings":636.5639732568525,"savingsAccountRate":0.02150408410234377},"expected":{"targetAmount":17775.438768789172,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":98675.24809669703,"target":17775.438768789172}],"coverageByMonth":[{"month":0,"monthsCovered":22.204852297644543}]}}
{"id":"emergency-fund-0148","inputs":{"monthlyExpenses":18074.285128968768,"targetMonths":8,"currentSavings":63652.67802029848,"monthlySavings":3033.1195711391047,"savingsAccountRate":0.05129961207741872},"expected":{"targetAmount":144594.28103175014,"monthsToGoal":24,"yearsToGoal":2,"interestEarned":10555.579705835931,"projectedBalance":[{"month":0,"balance":63652.67802029848,"target":144594.28103175014},{"month":1,"balance":66957.91073228177,"target":144594.28103175014},{"month":2,"balance":70277.27320726092,"target":144594.28103175014},{"month":3,"balance":73610.82584951597,"target":144594.28103175014},{"month":4,"balance":76958.6293215533,"target":144594.28103175014},{"month":5,"balance":80320.74454520953,"target":144594.28103175014},{"month":6,"balance":83697.23270276019,"target":144594.28103175014},{"month":7,"balance":87088.15523803304,"target":144594.28103175014},{"month":8,"balance":90493.57385752624,"target":144594.28103175014},{"month":9,"balance":93913.5505315312,"target":144594.28103175014},{"month":10,"balance":97348.14749526036,"target":144594.28103175014},{"month":11,"balance":100797.42724997965,"target":144594.28103175014},{"month":12,"balance":104261.4525641459,"target":144594.28103175014},{"month":13,"balance":107740.28647454908,"target":144594.28103175014},{"month":14,"balance":111233.99228745938,"target":144594.28103175014},{"month":15,"balance":114742.63357977924,"target":144594.28103175014},{"month":16,"balance":118266.27420020035,"target":144594.28103175014},{"month":17,"balance":121804.97827036545,"target":144594.28103175014},{"month":18,"balance":125358.81018603523,"target":144594.28103175014},{"month":19,"balance":128927.8346182602,"target":144594.28103175014},{"month":20,"balance":132512.1165145575,"target":144594.28103175014},{"month":21,"balance":136111.7211000928,"target":144594.28103175014},{"month":22,"balance":139726.71387886727,"target":144594.28103175014},{"month":23,"balance":143357.16063490958,"target":144594.28103175014},{"month":24,"balance":147003.12743347292,"target":144594.28103175014}],"coverageByMonth":[{"month":0,"monthsCovered":3.5217258976554717},{"month":1,"monthsCovered":3.7045952442658003},{"month":2,"monthsCovered":3.8882463514212917},{"month":3,"monthsCovered":4.072682561123005},{"month":4,"monthsCovered":4.257907229658946},{"month":5,"monthsCovered":4.443923727665142},{"month":6,"monthsCovered":4.630735440186981},{"month":7,"monthsCovered":4.81834576674081},{"month":8,"monthsCovered":5.006758121375801},{"month":9,"monthsCovered":5.195975932736072},{"month":10,"monthsCovered":5.386002644123086},{"month":11,"monthsCovered":5.576841713558309},{"month":12,"monthsCovered":5.7684966138461355},{"month":13,"monthsCovered":5.960970832637087},{"month":14,"monthsCovered":6.154267872491278},{"month":15,"monthsCovered":6.348391250942156},{"month":16,"monthsCovered":6.543344500560507},{"month":17,"monthsCovered":6.739131169018747},{"month":18,"monthsCovered":6.935754819155473},{"month":19,"monthsCovered":7.133219029040304},{"month":20,"monthsCovered":7.331527392038991},{"month":21,"monthsCovered":7.530683516878805},{"month":22,"monthsCovered":7.7306910277142125},{"month":23,"monthsCovered":7.931553564192824},{"month":24,"monthsCovered":8.13327478152162}]}}
{"id":"emergency-fund-0149","inputs":{"monthlyExpenses":8039.830964873545,"targetMonths":11,"currentSavings":19987.728516571224,"monthlySavings":3305.46860153554,"savingsAccountRate":0.018880416355095804},"expected":{"targetAmount":88438.140613609,"monthsToGoal":21,"yearsToGoal":1.75,"interestEarned":1774.0153500832967,"projectedBalance":[{"month":0,"balance":19987.728516571224,"target":88438.140613609},{"month":1,"balance":23324.645171138887,"target":88438.140613609},{"month":2,"balance":26666.812023688257,"target":88438.140613609},{"month":3,"balance":30014.23733471299,"target":88438.140613609},{"month":4,"balance":33366.929377703535,"target":88438.140613609},{"month":5,"balance":36724.89643916758,"target":88438.140613609},{"month":6,"balance":40088.14681865056,"target":88438.140613609},{"month":7,"balance":43456.68882875612,"target":88438.140613609},{"month":8,"balance":46830.53079516673,"target":88438.140613609},{"month":9,"balance":50209.68105666417,"target":88438.140613609},{"month":10,"balance":53594.147965150245,"target":88438.140613609},{"month":11,"balance":56983.939885667336,"target":88438.140613609},{"month":12,"balance":60379.065196419135,"target":88438.140613609},{"month":13,"balance":63779.53228879133,"target":88438.140613609},{"month":14,"balance":67185.34956737234,"target":88438.140613609},{"month":15,"balance":70596.5254499741,"target":88438.140613609},{"month":16,"balance":74013.06836765286,"target":88438.140613609},{"month":17,"balance":77434.98676473001,"target":88438.140613609},{"month":18,"balance":80862.28909881301,"target":88438.140613609},{"month":19,"balance":84294.98384081619,"target":88438.140613609},{"month":20,"balance":87733.07947498179,"target":88438.140613609},{"month":21,"balance":91176.58449890086,"target":88438.140613609}],"coverageByMonth":[{"month":0,"monthsCovered":2.4860881533329104},{"month":1,"monthsCovered":2.90113626431271},{"month":2,"monthsCovered":3.3168373987210673},{"month":3,"monthsCovered":3.733192584004168},{"month":4,"monthsCovered":4.150202849224748},{"month":5,"monthsCovered":4.567869225064636},{"month":6,"monthsCovered":4.986192743827306},{"month":7,"monthsCovered":5.405174439440423},{"month":8,"monthsCovered":5.8248153474584035},{"month":9,"monthsCovered":6.245116505064967},{"month":10,"monthsCovered":6.666078951075709},{"month":11,"monthsCovered":7.087703725940663},{"month":12,"monthsCovered":7.509991871746872},{"month":13,"monthsCovered":7.932944432220969},{"month":14,"monthsCovered":8.35656245273175},{"month":15,"monthsCovered":8.780846980292761},{"month":16,"monthsCovered":9.205799063564886},{"month":17,"monthsCovered":9.63141975285894},{"month":18,"monthsCovered":10.057710100138262},{"month":19,"monthsCovered":10.484671159021318},{"month":20,"monthsCovered":10.9123039847843},{"month":21,"monthsCovered":11.340609634363743}]}}
{"id":"emergency-fund-0150","inputs":{"monthlyExpenses":2789.2876209225506,"targetMonths":9,"currentSavings":46834.099246189,"monthlySavings":1703.1236647162586,"savingsAccountRate":0.07383421906502917},"expected":{"targetAmount":25103.588588302955,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":46834.099246189,"target":25103.588588302955}],"coverageByMonth":[{"month":0,"monthsCovered":16.79070272096885}]}}
{"id":"emergency-fund-0151","inputs":{"monthlyExpenses":13121.953855501488,"targetMonths":11,"currentSavings":32596.36617731303,"monthlySavings":596.2013935786672,"savingsAccountRate":0.0744392582331784},"expected":{"targetAmount":144341.49241051637,"monthsToGoal":102,"yearsToGoal":8.5,"interestEarned":52330.62108742076,"projectedBalance":[{"month":0,"balance":32596.36617731303,"target":144341.49241051637},{"month":1,"balance":33394.771680836384,"target":144341.49241051637},{"month":2,"balance":34198.129910480704,"target":144341.49241051637},{"month":3,"balance":35006.47158935088,"target":144341.49241051637},{"month":4,"balance":35819.82763113555,"target":144341.49241051637},{"month":5,"balance":36638.22914128939,"target":144341.49241051637},{"month":6,"balance":37461.70741822263,"target":144341.49241051637},{"month":7,"balance":38290.29395449803,"target":144341.49241051637},{"month":8,"balance":39124.0204380353,"target":144341.49241051637},{"month":9,"balance":39962.91875332289,"target":144341.49241051637},{"month":10,"balance":40807.020982637405,"target":144341.49241051637},{"month":11,"balance":41656.35940727052,"target":144341.49241051637},{"month":12,"balance":42510.96650876351,"target":144341.49241051637},{"month":13,"balance":43370.874970149496,"target":144341.49241051637},{"month":14,"balance":44236.11767720332,"target":144341.49241051637},{"month":15,"balance":45106.72771969921,"target":144341.49241051637},{"month":16,"balance":45982.73839267624,"target":144341.49241051637},{"month":17,"balance":46864.18319771167,"target":144341.49241051637},{"month":18,"balance":47751.09584420212,"target":144341.49241051637},{"month":19,"balance":48643.51025065278,"target":144341.49241051637},{"month":20,"balance":49541.46054597449,"target":144341.49241051637},{"month":21,"balance":50444.98107078904,"target":144341.49241051637},{"month":22,"balance":51354.1063787424,"target":144341.49241051637},{"month":23,"balance":52268.87123782618,"target":144341.49241051637},{"month":24,"balance":53189.31063170729,"target":144341.49241051637},{"month":25,"balance":54115.459761065824,"target":144341.49241051637},{"month":26,"balance":55047.354044941254,"target":144341.49241051637},{"month":27,"balance":55985.02912208697,"target":144341.49241051637},{"month":28,"balance":56928.520852333226,"target":144341.49241051637},{"month":29,"balance":57877.86531795854,"target":144341.49241051637},{"month":30,"balance":58833.098825069595,"target":144341.49241051637},{"month":31,"balance":59794.25790498972,"target":144341.49241051637},{"month":32,"balance":60761.379315655955,"target":144341.49241051637},{"month":33,"balance":61734.50004302481,"target":144341.49241051637},{"month":34,"balance":62713.65730248672,"target":144341.49241051637},{"month":35,"balance":63698.88854028929,"target":144341.49241051637},{"month":36,"balance":64690.231434969384,"target":144341.49241051637},{"month":37,"balance":65687.72389879404,"target":144341.49241051637},{"month":38,"balance":66691.40407921038,"target":144341.49241051637},{"month":39,"balance":67701.31036030452,"target":144341.49241051637},{"month":40,"balance":68717.48136426946,"target":144341.49241051637},{"month":41,"balance":69739.95595288217,"target":144341.49241051637},{"month":42,"balance":70768.77322898977,"target":144341.49241051637},{"month":43,"balance":71803.97253800493,"target":144341.49241051637},{"month":44,"balance":72845.59346941065,"target":144341.49241051637},{"month":45,"balance":73893.6758582742,"target":144341.49241051637},{"month":46,"balance":74948.2597867706,"target":144341.49241051637},{"month":47,"balance":76009.3855857155,"target":144341.49241051637},{"month":48,"balance":77077.09383610752,"target":144341.49241051637},{"month":49,"balance":78151.42537068027,"target":144341.49241051637},{"month":50,"balance":79232.42127546386,"target":144341.49241051637},{"month":51,"balance":80320.12289135621,"target":144341.49241051637},{"month":52,"balance":81414.57181570407,"target":144341.49241051637},{"month":53,"balance":82515.80990389381,"target":144341.49241051637},{"month":54,"balance":83623.87927095214,"target":144341.49241051637},{"month":55,"balance":84738.82229315669,"target":144341.49241051637},{"month":56,"balance":85860.68160965666,"target":144341.49241051637},{"month":57,"balance":86989.50012410349,"target":144341.49241051637},{"month":58,"balance":88125.3210062916,"target":144341.49241051637},{"month":59,"balance":89268.18769380936,"target":144341.49241051637},{"month":60,"balance":90418.14389370031,"target":144341.49241051637}],"coverageByMonth":[{"month":0,"monthsCovered":2.484109191074981},{"month":1,"monthsCovered":2.5449542079311116},{"month":2,"monthsCovered":2.606176662947405},{"month":3,"monthsCovered":2.6677788974752508},{"month":4,"monthsCovered":2.7297632673900765},{"month":5,"monthsCovered":2.7921321431814445},{"month":6,"monthsCovered":2.8548879100437086},{"month":7,"monthsCovered":2.918032967967229},{"month":8,"monthsCovered":2.98156973183016},{"month":9,"monthsCovered":3.045500631490798},{"month":10,"monthsCovered":3.1098281118805127},{"month":11,"monthsCovered":3.174554633097246},{"month":12,"monthsCovered":3.2396826704995942},{"month":13,"monthsCovered":3.3052147148014774},{"month":14,"monthsCovered":3.3711532721673887},{"month":15,"monthsCovered":3.43750086430824},{"month":16,"monthsCovered":3.504260028577802},{"month":17,"monthsCovered":3.571433318069738},{"month":18,"monthsCovered":3.6390233017152456},{"month":19,"monthsCovered":3.7070325643813007},{"month":20,"monthsCovered":3.7754637069695094},{"month":21,"monthsCovered":3.8443193465155776},{"month":22,"monthsCovered":3.913602116289394},{"month":23,"monthsCovered":3.9833146658957364},{"month":24,"monthsCovered":4.053459661375598},{"month":25,"monthsCovered":4.124039785308152},{"month":26,"monthsCovered":4.195057736913332},{"month":27,"monthsCovered":4.266516232155075},{"month":28,"monthsCovered":4.338418003845172},{"month":29,"monthsCovered":4.410765801747791},{"month":30,"monthsCovered":4.483562392684633},{"month":31,"monthsCovered":4.556810560640745},{"month":32,"monthsCovered":4.63051310687099},{"month":33,"monthsCovered":4.704672850007174},{"month":34,"monthsCovered":4.7792926261658435},{"month":35,"monthsCovered":4.854375289056744},{"month":36,"monthsCovered":4.929923710091959},{"month":37,"monthsCovered":5.00594077849572},{"month":38,"monthsCovered":5.082429401414901},{"month":39,"monthsCovered":5.159392504030197},{"month":40,"monthsCovered":5.236833029667993},{"month":41,"monthsCovered":5.314753939912928},{"month":42,"monthsCovered":5.393158214721154},{"month":43,"monthsCovered":5.472048852534299},{"month":44,"monthsCovered":5.55142887039414},{"month":45,"monthsCovered":5.631301304057983},{"month":46,"monthsCovered":5.71166920811476},{"month":47,"monthsCovered":5.792535656101849},{"month":48,"monthsCovered":5.873903740622614},{"month":49,"monthsCovered":5.955776573464678},{"month":50,"monthsCovered":6.038157285718926},{"month":51,"monthsCovered":6.121049027899251},{"month":52,"monthsCovered":6.20445497006304},{"month":53,"monthsCovered":6.288378301932404},{"month":54,"monthsCovered":6.37282223301617},{"month":55,"monthsCovered":6.457789992732617},{"month":56,"monthsCovered":6.543284830532982},{"month":57,"monthsCovered":6.629310016025733},{"month":58,"monthsCovered":6.715868839101605},{"month":59,"monthsCovered":6.802964610059418},{"month":60,"monthsCovered":6.890600659732678}]}}
{"id":"emergency-fund-0152","inputs":{"monthlyExpenses":12772.73506729398,"targetMonths":7,"currentSavings":12391.995429061353,"monthlySavings":186.34905675426126,"savingsAccountRate":0.06006826726021246},"expected":{"targetAmount":89409.14547105785,"monthsToGoal":188,"yearsToGoal":15.666666666666666,"interestEarned":42209.56303709418,"projectedBalance":[{"month":0,"balance":12391.995429061353,"target":89409.14547105785},{"month":1,"balance":12640.374960258963,"target":89409.14547105785},{"month":2,"balance":12889.9978021284,"target":89409.14547105785},{"month":3,"balance":13140.870178296143,"target":89409.14547105785},{"month":4,"balance":13392.998343542207,"target":89409.14547105785},{"month":5,"balance":13646.38858395609,"target":89409.14547105785},{"month":6,"balance":13901.047217093499,"target":89409.14547105785},{"month":7,"balance":14156.98059213386,"target":89409.14547105785},{"month":8,"balance":14414.195090038615,"target":89409.14547105785},{"month":9,"balance":14672.697123710315,"target":89409.14547105785},{"month":10,"balance":14932.493138152508,"target":89409.14547105785},{"month":11,"balance":15193.58961063042,"target":89409.14547105785},{"month":12,"balance":15455.99305083246,"target":89409.14547105785},{"month":13,"balance":15719.710001032503,"target":89409.14547105785},{"month":14,"balance":15984.747036253018,"target":89409.14547105785},{"month":15,"balance":16251.11076442899,"target":89409.14547105785},{"month":16,"balance":16518.80782657267,"target":89409.14547105785},{"month":17,"balance":16787.84489693915,"target":89409.14547105785},{"month":18,"balance":17058.22868319277,"target":89409.14547105785},{"month":19,"balance":17329.96592657435,"target":89409.14547105785},{"month":20,"balance":17603.063402069263,"target":89409.14547105785},{"month":21,"balance":17877.527918576354,"target":89409.14547105785},{"month":22,"balance":18153.366319077693,"target":89409.14547105785},{"month":23,"balance":18430.585480809194,"target":89409.14547105785},{"month":24,"balance":18709.192315432072,"target":89409.14547105785},{"month":25,"balance":18989.193769205172,"target":89409.14547105785},{"month":26,"balance":19270.596823158146,"target":89409.14547105785},{"month":27,"balance":19553.408493265513,"target":89409.14547105785},{"month":28,"balance":19837.63583062157,"target":89409.14547105785},{"month":29,"balance":20123.285921616207,"target":89409.14547105785},{"month":30,"balance":20410.365888111577,"target":89409.14547105785},{"month":31,"balance":20698.882887619653,"target":89409.14547105785},{"month":32,"balance":20988.844113480693,"target":89409.14547105785},{"month":33,"balance":21280.256795042576,"target":89409.14547105785},{"month":34,"balance":21573.12819784105,"target":89409.14547105785},{"month":35,"balance":21867.465623780874,"target":89409.14547105785},{"month":36,"balance":22163.276411317864,"target":89409.14547105785},{"month":37,"balance":22460.567935641873,"target":89409.14547105785},{"month":38,"balance":22759.34760886066,"target":89409.14547105785},{"month":39,"balance":23059.622880184677,"target":89409.14547105785},{"month":40,"balance":23361.401236112823,"target":89409.14547105785},{"month":41,"balance":23664.690200619072,"target":89409.14547105785},{"month":42,"balance":23969.497335340075,"target":89409.14547105785},{"month":43,"balance":24275.83023976368,"target":89409.14547105785},{"month":44,"balance":24583.696551418412,"target":89409.14547105785},{"month":45,"balance":24893.103946063886,"target":89409.14547105785},{"month":46,"balance":25204.06013788218,"target":89409.14547105785},{"month":47,"balance":25516.572879670173,"target":89409.14547105785},{"month":48,"balance":25830.649963032825,"target":89409.14547105785},{"month":49,"balance":26146.299218577456,"target":89409.14547105785},{"month":50,"balance":26463.528516108967,"target":89409.14547105785},{"month":51,"balance":26782.34576482605,"target":89409.14547105785},{"month":52,"balance":27102.75891351839,"target":89409.14547105785},{"month":53,"balance":27424.775950764844,"target":89409.14547105785},{"month":54,"balance":27748.404905132604,"target":89409.14547105785},{"month":55,"balance":28073.653845377372,"target":89409.14547105785},{"month":56,"balance":28400.530880644532,"target":89409.14547105785},{"month":57,"balance":28729.044160671332,"target":89409.14547105785},{"month":58,"balance":29059.201875990064,"target":89409.14547105785},{"month":59,"balance":29391.012258132276,"target":89409.14547105785},{"month":60,"balance":29724.483579834006,"target":89409.14547105785}],"coverageByMonth":[{"month":0,"monthsCovered":0.970191220891479},{"month":1,"monthsCovered":0.9896372933175496},{"month":2,"monthsCovered":1.0091807067332577},{"month":3,"monthsCovered":1.0288219483973182},{"month":4,"monthsCovered":1.0485615080075121},{"month":5,"monthsCovered":1.0683998777128947},{"month":6,"monthsCovered":1.0883375521260665},{"month":7,"monthsCovered":1.1083750283355047},{"month":8,"monthsCovered":1.128512805917957},{"month":9,"monthsCovered":1.1487513869508967},{"month":10,"monthsCovered":1.1690912760250411},{"month":11,"monthsCovered":1.1895329802569312},{"month":12,"monthsCovered":1.2100770093015758},{"month":13,"monthsCovered":1.2307238753651584},{"month":14,"monthsCovered":1.251474093217807},{"month":15,"monthsCovered":1.272328180206429},{"month":16,"monthsCovered":1.2932866562676093},{"month":17,"monthsCovered":1.3143500439405738},{"month":18,"monthsCovered":1.335518868380217},{"month":19,"monthsCovered":1.3567936573701957},{"month":20,"monthsCovered":1.378174941336087},{"month":21,"monthsCovered":1.3996632533586146},{"month":22,"monthsCovered":1.421259129186937},{"month":23,"monthsCovered":1.442963107252007},{"month":24,"monthsCovered":1.4647757286799956},{"month":25,"monthsCovered":1.486697537305783},{"month":26,"monthsCovered":1.508729079686517},{"month":27,"monthsCovered":1.5308709051152412},{"month":28,"monthsCovered":1.5531235656345885},{"month":29,"monthsCovered":1.5754876160505464},{"month":30,"monthsCovered":1.5979636139462885},{"month":31,"monthsCovered":1.6205521196960755},{"month":32,"monthsCovered":1.643253696479228},{"month":33,"monthsCovered":1.6660689102941673},{"month":34,"monthsCovered":1.6889983299725262},{"month":35,"monthsCovered":1.7120425271933317},{"month":36,"monthsCovered":1.7352020764972584},{"month":37,"monthsCovered":1.7584775553009533},{"month":38,"monthsCovered":1.7818695439114305},{"month":39,"monthsCovered":1.8053786255405413},{"month":40,"monthsCovered":1.8290053863195135},{"month":41,"monthsCovered":1.8527504153135663},{"month":42,"monthsCovered":1.8766143045365953},{"month":43,"monthsCovered":1.9005976489659342},{"month":44,"monthsCovered":1.9247010465571877},{"month":45,"monthsCovered":1.9489250982591404},{"month":46,"monthsCovered":1.9732704080287395},{"month":47,"monthsCovered":1.9977375828461532},{"month":48,"monthsCovered":2.022327232729903},{"month":49,"monthsCovered":2.047039970752074},{"month":50,"monthsCovered":2.071876413053599},{"month":51,"monthsCovered":2.0968371788596203},{"month":52,"monthsCovered":2.12192289049493},{"month":53,"monthsCovered":2.1471341733994826},{"month":54,"monthsCovered":2.1724716561439927},{"month":55,"monthsCovered":2.1979359704456027},{"month":56,"monthsCovered":2.2235277511836347},{"month":57,"monthsCovered":2.24924763641542},{"month":58,"monthsCovered":2.2750962673922057},{"month":59,"monthsCovered":2.301074288575143},{"month":60,"monthsCovered":2.3271823476513562}]}}
{"id":"emergency-fund-0153","inputs":{"monthlyExpenses":19182.907602284104,"targetMonths":4,"currentSavings":7400.616630911827,"monthlySavings":2596.5832856833003,"savingsAccountRate":0.02711581248091534},"expected":{"targetAmount":76731.63040913641,"monthsToGoal":26,"yearsToGoal":2.1666666666666665,"interestEarned":2389.1186851619423,"projectedBalance":[{"month":0,"balance":7400.616630911827,"target":76731.63040913641},{"month":1,"balance":10013.922727662373,"target":76731.63040913641},{"month":2,"balance":12633.13398425248,"target":76731.63040913641},{"month":3,"balance":15258.26374428272,"target":76731.63040913641},{"month":4,"balance":17889.325381505547,"target":76731.63040913641},{"month":5,"balance":20526.33229989343,"target":76731.63040913641},{"month":6,"balance":23169.297933707137,"target":76731.63040913641},{"month":7,"balance":25818.235747564177,"target":76731.63040913641},{"month":8,"balance":28473.159236507396,"target":76731.63040913641},{"month":9,"balance":31134.08192607373,"target":76731.63040913641},{"month":10,"balance":33801.0173723631,"target":76731.63040913641},{"month":11,"balance":36473.9791621075,"target":76731.63040913641},{"month":12,"balance":39152.980912740175,"target":76731.63040913641},{"month":13,"balance":41838.03627246503,"target":76731.63040913641},{"month":14,"balance":44529.15892032616,"target":76731.63040913641},{"month":15,"balance":47226.3625662775,"target":76731.63040913641},{"month":16,"balance":49929.660951252714,"target":76731.63040913641},{"month":17,"balance":52639.06784723517,"target":76731.63040913641},{"month":18,"balance":55354.59705732812,"target":76731.63040913641},{"month":19,"balance":58076.26241582502,"target":76731.63040913641},{"month":20,"balance":60804.07778827998,"target":76731.63040913641},{"month":21,"balance":63538.05707157845,"target":76731.63040913641},{"month":22,"balance":66278.21419400797,"target":76731.63040913641},{"month":23,"balance":69024.56311532916,"target":76731.63040913641},{"month":24,"balance":71777.11782684682,"target":76731.63040913641},{"month":25,"balance":74535.89235148123,"target":76731.63040913641},{"month":26,"balance":77300.90074383958,"target":76731.63040913641}],"coverageByMonth":[{"month":0,"monthsCovered":0.3857922263062268},{"month":1,"monthsCovered":0.5220231956113899},{"month":2,"monthsCovered":0.6585619993680341},{"month":3,"monthsCovered":0.7954093331745977},{"month":4,"monthsCovered":0.932565894201329},{"month":5,"monthsCovered":1.0700323811938377},{"month":6,"monthsCovered":1.2078094944766546},{"month":7,"monthsCovered":1.3458979359567997},{"month":8,"monthsCovered":1.4842984091273579},{"month":9,"monthsCovered":1.6230116190710633},{"month":10,"monthsCovered":1.7620382724638899},{"month":11,"monthsCovered":1.901379077578654},{"month":12,"monthsCovered":2.0410347442886208},{"month":13,"monthsCovered":2.1810059840711213},{"month":14,"monthsCovered":2.321293510011177},{"month":15,"monthsCovered":2.4618980368051333},{"month":16,"monthsCovered":2.602820280764299},{"month":17,"monthsCovered":2.7440609598185968},{"month":18,"monthsCovered":2.8856207935202205},{"month":19,"monthsCovered":3.027500503047301},{"month":20,"monthsCovered":3.1697008112075804},{"month":21,"monthsCovered":3.312222442442093},{"month":22,"monthsCovered":3.4550661228288586},{"month":23,"monthsCovered":3.598232580086578},{"month":24,"monthsCovered":3.7417225435783434},{"month":25,"monthsCovered":3.8855367443153543},{"month":26,"monthsCovered":4.029675914960638}]}}
{"id":"emergency-fund-0154","inputs":{"monthlyExpenses":17701.207425561734,"targetMonths":10,"currentSavings":38776.20338462293,"monthlySavings":675.6718733930029,"savingsAccountRate":0.020201514803338795},"expected":{"targetAmount":177012.07425561734,"monthsToGoal":163,"yearsToGoal":13.583333333333334,"interestEarned":28702.924011147,"projectedBalance":[{"month":0,"balance":38776.20338462293,"target":177012.07425561734},{"month":1,"balance":39517.153428573576,"target":177012.07425561734},{"month":2,"balance":40259.35083196434,"target":177012.07425561734},{"month":3,"balance":41002.797694674395,"target":177012.07425561734},{"month":4,"balance":41747.496120118,"target":177012.07425561734},{"month":5,"balance":42493.448215250406,"target":177012.07425561734},{"month":6,"balance":43240.656090573844,"target":177012.07425561734},{"month":7,"balance":43989.121860143496,"target":177012.07425561734},{"month":8,"balance":44738.84764157346,"target":177012.07425561734},{"month":9,"balance":45489.83555604276,"target":177012.07425561734},{"month":10,"balance":46242.08772830133,"target":177012.07425561734},{"month":11,"balance":46995.60628667605,"target":177012.07425561734},{"month":12,"balance":47750.39336307673,"target":177012.07425561734},{"month":13,"balance":48506.45109300218,"target":177012.07425561734},{"month":14,"balance":49263.781615546235,"target":177012.07425561734},{"month":15,"balance":50022.38707340381,"target":177012.07425561734},{"month":16,"balance":50782.269612876946,"target":177012.07425561734},{"month":17,"balance":51543.43138388092,"target":177012.07425561734},{"month":18,"balance":52305.87453995028,"target":177012.07425561734},{"month":19,"balance":53069.60123824498,"target":177012.07425561734},{"month":20,"balance":53834.61363955645,"target":177012.07425561734},{"month":21,"balance":54600.91390831375,"target":177012.07425561734},{"month":22,"balance":55368.504212589636,"target":177012.07425561734},{"month":23,"balance":56137.38672410675,"target":177012.07425561734},{"month":24,"balance":56907.56361824373,"target":177012.07425561734},{"month":25,"balance":57679.037074041385,"target":177012.07425561734},{"month":26,"balance":58451.80927420885,"target":177012.07425561734},{"month":27,"balance":59225.88240512975,"target":177012.07425561734},{"month":28,"balance":60001.25865686841,"target":177012.07425561734},{"month":29,"balance":60777.940223176054,"target":177012.07425561734},{"month":30,"balance":61555.929301496966,"target":177012.07425561734},{"month":31,"balance":62335.22809297475,"target":177012.07425561734},{"month":32,"balance":63115.83880245856,"target":177012.07425561734},{"month":33,"balance":63897.76363850931,"target":177012.07425561734},{"month":34,"balance":64681.00481340594,"target":177012.07425561734},{"month":35,"balance":65465.564543151675,"target":177012.07425561734},{"month":36,"balance":66251.44504748029,"target":177012.07425561734},{"month":37,"balance":67038.6485498624,"target":177012.07425561734},{"month":38,"balance":67827.17727751171,"target":177012.07425561734},{"month":39,"balance":68617.0334613914,"target":177012.07425561734},{"month":40,"balance":69408.21933622035,"target":177012.07425561734},{"month":41,"balance":70200.73714047953,"target":177012.07425561734},{"month":42,"balance":70994.58911641825,"target":177012.07425561734},{"month":43,"balance":71789.77751006061,"target":177012.07425561734},{"month":44,"balance":72586.30457121176,"target":177012.07425561734},{"month":45,"balance":73384.17255346433,"target":177012.07425561734},{"month":46,"balance":74183.3837142048,"target":177012.07425561734},{"month":47,"balance":74983.94031461982,"target":177012.07425561734},{"month":48,"balance":75785.84461970268,"target":177012.07425561734},{"month":49,"balance":76589.09889825972,"target":177012.07425561734},{"month":50,"balance":77393.70542291668,"target":177012.07425561734},{"month":51,"balance":78199.6664701252,"target":177012.07425561734},{"month":52,"balance":79006.98432016923,"target":177012.07425561734},{"month":53,"balance":79815.66125717148,"target":177012.07425561734},{"month":54,"balance":80625.69956909989,"target":177012.07425561734},{"month":55,"balance":81437.10154777412,"target":177012.07425561734},{"month":56,"balance":82249.86948887198,"target":177012.07425561734},{"month":57,"balance":83064.00569193598,"target":177012.07425561734},{"month":58,"balance":83879.51246037983,"target":177012.07425561734},{"month":59,"balance":84696.39210149493,"target":177012.07425561734},{"month":60,"balance":85514.6469264569,"target":177012.07425561734}],"coverageByMonth":[{"month":0,"monthsCovered":2.1905965199090027},{"month":1,"monthsCovered":2.2324552488723537},{"month":2,"monthsCovered":2.274384445313438},{"month":3,"monthsCovered":2.3163842278614055},{"month":4,"monthsCovered":2.358454715345113},{"month":5,"monthsCovered":2.400596026793461},{"month":6,"monthsCovered":2.44280828143573},{"month":7,"monthsCovered":2.4850915987019193},{"month":8,"monthsCovered":2.527446098223083},{"month":9,"monthsCovered":2.569871899831668},{"month":10,"monthsCovered":2.6123691235618565},{"month":11,"monthsCovered":2.654937889649902},{"month":12,"monthsCovered":2.6975783185344717},{"month":13,"monthsCovered":2.740290530856986},{"month":14,"monthsCovered":2.783074647461959},{"month":15,"monthsCovered":2.8259307893973444},{"month":16,"monthsCovered":2.8688590779148733},{"month":17,"monthsCovered":2.9118596344704},{"month":18,"monthsCovered":2.9549325807242437},{"month":19,"monthsCovered":2.998078038541535},{"month":20,"monthsCovered":3.0412961299925594},{"month":21,"monthsCovered":3.084586977353102},{"month":22,"monthsCovered":3.1279507031047946},{"month":23,"monthsCovered":3.1713874299354625},{"month":24,"monthsCovered":3.21489728073947},{"month":25,"monthsCovered":3.25848037861807},{"month":26,"monthsCovered":3.3021368468797503},{"month":27,"monthsCovered":3.345866809040585},{"month":28,"monthsCovered":3.3896703888245816},{"month":29,"monthsCovered":3.4335477101640324},{"month":30,"monthsCovered":3.4774988971998635},{"month":31,"monthsCovered":3.521524074281989},{"month":32,"monthsCovered":3.5656233659696595},{"month":33,"monthsCovered":3.609796897031817},{"month":34,"monthsCovered":3.6540447924474475},{"month":35,"monthsCovered":3.6983671774059323},{"month":36,"monthsCovered":3.742764177307405},{"month":37,"monthsCovered":3.787235917763106},{"month":38,"monthsCovered":3.8317825245957353},{"month":39,"monthsCovered":3.8764041238398117},{"month":40,"monthsCovered":3.921100841742028},{"month":41,"monthsCovered":3.9658728047616085},{"month":42,"monthsCovered":4.010720139570665},{"month":43,"monthsCovered":4.0556429730545585},{"month":44,"monthsCovered":4.100641432312253},{"month":45,"monthsCovered":4.145715644656684},{"month":46,"monthsCovered":4.190865737615108},{"month":47,"monthsCovered":4.236091838929472},{"month":48,"monthsCovered":4.281394076556768},{"month":49,"monthsCovered":4.326772578669402},{"month":50,"monthsCovered":4.372227473655553},{"month":51,"monthsCovered":4.417758890119531},{"month":52,"monthsCovered":4.463366956882152},{"month":53,"monthsCovered":4.509051802981095},{"month":54,"monthsCovered":4.554813557671267},{"month":55,"monthsCovered":4.6006523504251735},{"month":56,"monthsCovered":4.646568310933278},{"month":57,"monthsCovered":4.692561569104375},{"month":58,"monthsCovered":4.738632255065955},{"month":59,"monthsCovered":4.784780499164573},{"month":60,"monthsCovered":4.831006431966217}]}}
{"id":"emergency-fund-0155","inputs":{"monthlyExpenses":10776.057948241942,"targetMonths":6,"currentSavings":1001.3387771323323,"monthlySavings":2731.8021698854864,"savingsAccountRate":0.053521919879131026},"expected":{"targetAmount":64656.34768945165,"monthsToGoal":23,"yearsToGoal":1.9166666666666667,"interestEarned":3288.969170720069,"projectedBalance":[{"month":0,"balance":1001.3387771323323,"target":64656.34768945165},{"month":1,"balance":3737.6070781679473,"target":64656.34768945165},{"month":2,"balance":6486.079573601549,"target":64656.34768945165},{"month":3,"balance":9246.8106960927,"target":64656.34768945165},{"month":4,"balance":12019.855121079334,"target":64656.34768945165},{"month":5,"balance":14805.267767860585,"target":64656.34768945165},{"month":6,"balance":17603.103800684446,"target":64656.34768945165},{"month":7,"balance":20413.41862984029,"target":64656.34768945165},{"month":8,"balance":23236.267912756233,"target":64656.34768945165},{"month":9,"balance":26071.707555101435,"target":64656.34768945165},{"month":10,"balance":28919.79371189328,"target":64656.34768945165},{"month":11,"balance":31780.582788609514,"target":64656.34768945165},{"month":12,"balance":34654.13144230534,"target":64656.34768945165},{"month":13,"balance":37540.49658273549,"target":64656.34768945165},{"month":14,"balance":40439.73537348131,"target":64656.34768945165},{"month":15,"balance":43351.905233082856,"target":64656.34768945165},{"month":16,"balance":46277.06383617607,"target":64656.34768945165},{"month":17,"balance":49215.269114635,"target":64656.34768945165},{"month":18,"balance":52166.5792587191,"target":64656.34768945165},{"month":19,"balance":55131.05271822572,"target":64656.34768945165},{"month":20,"balance":58108.74820364763,"target":64656.34768945165},{"month":21,"balance":61099.7246873358,"target":64656.34768945165},{"month":22,"balance":64104.04140466734,"target":64656.34768945165},{"month":23,"balance":67121.75785521859,"target":64656.34768945165}],"coverageByMonth":[{"month":0,"monthsCovered":0.0929225494092388},{"month":1,"monthsCovered":0.34684363207027097},{"month":2,"monthsCovered":0.601897243384787},{"month":3,"monthsCovered":0.8580884346117746},{"month":4,"monthsCovered":1.1154222795396447},{"month":5,"monthsCovered":1.3739038745867165},{"month":6,"monthsCovered":1.6335383389021494},{"month":7,"monthsCovered":1.8943308144673288},{"month":8,"monthsCovered":2.156286466197698},{"month":9,"monthsCovered":2.4194104820450506},{"month":10,"monthsCovered":2.6837080731002745},{"month":11,"monthsCovered":2.9491844736965573},{"month":12,"monthsCovered":3.21584494151305},{"month":13,"monthsCovered":3.4836947576789923},{"month":14,"monthsCovered":3.7527392268783077},{"month":15,"monthsCovered":4.022983677454658},{"month":16,"monthsCovered":4.2944334615169675},{"month":17,"monthsCovered":4.567093955045427},{"month":18,"monthsCovered":4.840970557997956},{"month":19,"monthsCovered":5.116068694417152},{"month":20,"monthsCovered":5.3923938125377076},{"month":21,"monthsCovered":5.669951384894317},{"month":22,"monthsCovered":5.948746908430052},{"month":23,"monthsCovered":6.228785904605233}]}}
{"id":"emergency-fund-0156","inputs":{"monthlyExpenses":16466.375096933916,"targetMonths":7,"currentSavings":77815.58639835566,"monthlySavings":4229.06522868434,"savingsAccountRate":0.04654326240764931},"expected":{"targetAmount":115264.62567853741,"monthsToGoal":9,"yearsToGoal":0.75,"interestEarned":3354.748351958944,"projectedBalance":[{"month":0,"balance":77815.58639835566,"target":115264.62567853741},{"month":1,"balance":82346.46756513532,"target":115264.62567853741},{"month":2,"balance":86894.9222311719,"target":115264.62567853741},{"month":3,"balance":91461.01855713106,"target":115264.62567853741},{"month":4,"balance":96044.82496804668,"target":115264.62567853741},{"month":5,"balance":100646.4101543464,"target":115264.62567853741},{"month":6,"balance":105265.84307288087,"target":115264.62567853741},{"month":7,"balance":109903.19294795717,"target":115264.62567853741},{"month":8,"balance":114558.52927237611,"target":115264.62567853741},{"month":9,"balance":119231.92180847366,"target":115264.62567853741}],"coverageByMonth":[{"month":0,"monthsCovered":4.725726575537875},{"month":1,"monthsCovered":5.00088617442393},{"month":2,"monthsCovered":5.277113008761229},{"month":3,"monthsCovered":5.554411217934744},{"month":4,"monthsCovered":5.832784957384487},{"month":5,"monthsCovered":6.112238398667782},{"month":6,"monthsCovered":6.392775729521773},{"month":7,"monthsCovered":6.674401153926188},{"month":8,"monthsCovered":6.957118892166329},{"month":9,"monthsCovered":7.240933180896321}]}}
{"id":"emergency-fund-0157","inputs":{"monthlyExpenses":14190.32452639658,"targetMonths":7,"currentSavings":14998.990017920732,"monthlySavings":4393.961047928315,"savingsAccountRate":0.02278647458646447},"expected":{"targetAmount":99332.27168477606,"monthsToGoal":19,"yearsToGoal":1.5833333333333333,"interestEarned":1992.711229405104,"projectedBalance":[{"month":0,"balance":14998.990017920732,"target":99332.27168477606},{"month":1,"balance":19421.432241254544,"target":99332.27168477606},{"month":2,"balance":23852.272120199366,"target":99332.27168477606},{"month":3,"balance":28291.52560083571,"target":99332.27168477606},{"month":4,"balance":32739.20865952367,"target":99332.27168477606},{"month":5,"balance":37195.33730296042,"target":99332.27168477606},{"month":6,"balance":41659.92756823781,"target":99332.27168477606},{"month":7,"balance":46132.995522900084,"target":99332.27168477606},{"month":8,"balance":50614.557265001735,"target":99332.27168477606},{"month":9,"balance":55104.628923165394,"target":99332.27168477606},{"month":10,"balance":59603.2266566399,"target":99332.27168477606},{"month":11,"balance":64110.36665535845,"target":99332.27168477606},{"month":12,"balance":68626.06513999686,"target":99332.27168477606},{"month":13,"balance":73150.33836203198,"target":99332.27168477606},{"month":14,"balance":77683.2026038001,"target":99332.27168477606},{"month":15,"balance":82224.67417855564,"target":99332.27168477606},{"month":16,"balance":86774.76943052978,"target":99332.27168477606},{"month":17,"balance":91333.50473498934,"target":99332.27168477606},{"month":18,"balance":95900.8964982957,"target":99332.27168477606},{"month":19,"balance":100476.96115796381,"target":99332.27168477606}],"coverageByMonth":[{"month":0,"monthsCovered":1.0569871034323344},{"month":1,"monthsCovered":1.3686390473401193},{"month":2,"monthsCovered":1.6808827786728775},{"month":3,"monthsCovered":1.9937194211597018},{"month":4,"monthsCovered":2.3071501006635047},{"month":5,"monthsCovered":2.621175945185069},{"month":6,"monthsCovered":2.9357980848671064},{"month":7,"monthsCovered":3.2510176519983274},{"month":8,"monthsCovered":3.5668357810175144},{"month":9,"monthsCovered":3.883253608517605},{"month":10,"monthsCovered":4.200272273249782},{"month":11,"monthsCovered":4.517892916127572},{"month":12,"monthsCovered":4.83611668023095},{"month":13,"monthsCovered":5.154944710810459},{"month":14,"monthsCovered":5.474378155291322},{"month":15,"monthsCovered":5.7944181632775775},{"month":16,"monthsCovered":6.11506588655622},{"month":17,"monthsCovered":6.436322479101337},{"month":18,"monthsCovered":6.758189097078268},{"month":19,"monthsCovered":7.080666898847762}]}}
{"id":"emergency-fund-0158","inputs":{"monthlyExpenses":5335.421254625544,"targetMonths":11,"currentSavings":17926.318664103746,"monthlySavings":332.2619170998223,"savingsAccountRate":0.03830523965647444},"expected":{"targetAmount":58689.63380088098,"monthsToGoal":91,"yearsToGoal":7.583333333333333,"interestEarned":10816.43472870034,"projectedBalance":[{"month":0,"balance":17926.318664103746,"target":58689.63380088098},{"month":1,"balance":18315.80324225247,"target":58689.63380088098},{"month":2,"balance":18706.531095410235,"target":58689.63380088098},{"month":3,"balance":19098.506192239307,"target":58689.63380088098},{"month":4,"balance":19491.73251407033,"target":58689.63380088098},{"month":5,"balance":19886.214054942764,"target":58689.63380088098},{"month":6,"balance":20281.954821645464,"target":58689.63380088098},{"month":7,"balance":20678.958833757362,"target":58689.63380088098},{"month":8,"balance":21077.230123688307,"target":58689.63380088098},{"month":9,"balance":21476.772736720006,"target":58689.63380088098},{"month":10,"balance":21877.590731047138,"target":58689.63380088098},{"month":11,"balance":22279.688177818545,"target":58689.63380088098},{"month":12,"balance":22683.069161178606,"target":58689.63380088098},{"month":13,"balance":23087.737778308707,"target":58689.63380088098},{"month":14,"balance":23493.69813946886,"target":58689.63380088098},{"month":15,"balance":23900.95436803945,"target":58689.63380088098},{"month":16,"balance":24309.51060056312,"target":58689.63380088098},{"month":17,"balance":24719.37098678679,"target":58689.63380088098},{"month":18,"balance":25130.539689703794,"target":58689.63380088098},{"month":19,"balance":25543.02088559617,"target":58689.63380088098},{"month":20,"balance":25956.81876407708,"target":58689.63380088098},{"month":21,"balance":26371.937528133374,"target":58689.63380088098},{"month":22,"balance":26788.381394168257,"target":58689.63380088098},{"month":23,"balance":27206.154592044135,"target":58689.63380088098},{"month":24,"balance":27625.26136512557,"target":58689.63380088098},{"month":25,"balance":28045.705970322382,"target":58689.63380088098},{"month":26,"balance":28467.49267813289,"target":58689.63380088098},{"month":27,"balance":28890.62577268728,"target":58689.63380088098},{"month":28,"balance":29315.109551791127,"target":58689.63380088098},{"month":29,"balance":29740.948326969046,"target":58689.63380088098},{"month":30,"balance":30168.146423508482,"target":58689.63380088098},{"month":31,"balance":30596.708180503647,"target":58689.63380088098},{"month":32,"balance":31026.637950899585,"target":58689.63380088098},{"month":33,"balance":31457.9401015364,"target":58689.63380088098},{"month":34,"balance":31890.619013193584,"target":58689.63380088098},{"month":35,"balance":32324.67908063455,"target":58689.63380088098},{"month":36,"balance":32760.12471265123,"target":58689.63380088098},{"month":37,"balance":33196.960332108894,"target":58689.63380088098},{"month":38,"balance":33635.19037599104,"target":58689.63380088098},{"month":39,"balance":34074.81929544449,"target":58689.63380088098},{"month":40,"balance":34515.85155582456,"target":58689.63380088098},{"month":41,"balance":34958.29163674048,"target":58689.63380088098},{"month":42,"balance":35402.14403210083,"target":58689.63380088098},{"month":43,"balance":35847.4132501592,"target":58689.63380088098},{"month":44,"balance":36294.103813560025,"target":58689.63380088098},{"month":45,"balance":36742.22025938446,"target":58689.63380088098},{"month":46,"balance":37191.76713919651,"target":58689.63380088098},{"month":47,"balance":37642.74901908923,"target":58689.63380088098},{"month":48,"balance":38095.17047973111,"target":58689.63380088098},{"month":49,"balance":38549.03611641263,"target":58689.63380088098},{"month":50,"balance":39004.35053909289,"target":58689.63380088098},{"month":51,"balance":39461.11837244647,"target":58689.63380088098},{"month":52,"balance":39919.344255910386,"target":58689.63380088098},{"month":53,"balance":40379.032843731206,"target":58689.63380088098},{"month":54,"balance":40840.188805012345,"target":58689.63380088098},{"month":55,"balance":41302.816823761474,"target":58689.63380088098},{"month":56,"balance":41766.9215989381,"target":58689.63380088098},{"month":57,"balance":42232.50784450129,"target":58689.63380088098},{"month":58,"balance":42699.580289457575,"target":58689.63380088098},{"month":59,"balance":43168.14367790894,"target":58689.63380088098},{"month":60,"balance":43638.20276910105,"target":58689.63380088098}],"coverageByMonth":[{"month":0,"monthsCovered":3.3598694102293276},{"month":1,"monthsCovered":3.432869190295627},{"month":2,"monthsCovered":3.5061019932011193},{"month":3,"monthsCovered":3.5795685627787788},{"month":4,"monthsCovered":3.6532696452359725},{"month":5,"monthsCovered":3.727205989162038},{"month":6,"monthsCovered":3.8013783455358885},{"month":7,"monthsCovered":3.875787467733637},{"month":8,"monthsCovered":3.950434111536254},{"month":9,"monthsCovered":4.025319035137238},{"month":10,"monthsCovered":4.100442999150322},{"month":11,"monthsCovered":4.175806766617194},{"month":12,"monthsCovered":4.251411103015252},{"month":13,"monthsCovered":4.3272567762653775},{"month":14,"monthsCovered":4.403344556739731},{"month":15,"monthsCovered":4.479675217269586},{"month":16,"monthsCovered":4.556249533153167},{"month":17,"monthsCovered":4.633068282163537},{"month":18,"monthsCovered":4.710132244556486},{"month":19,"monthsCovered":4.787442203078462},{"month":20,"monthsCovered":4.864998942974524},{"month":21,"monthsCovered":4.9428032519963105},{"month":22,"monthsCovered":5.020855920410046},{"month":23,"monthsCovered":5.099157741004566},{"month":24,"monthsCovered":5.17770950909937},{"month":25,"monthsCovered":5.2565120225527},{"month":26,"monthsCovered":5.3355660817696435},{"month":27,"monthsCovered":5.414872489710264},{"month":28,"monthsCovered":5.494432051897756},{"month":29,"monthsCovered":5.574245576426628},{"month":30,"monthsCovered":5.654313873970908},{"month":31,"monthsCovered":5.734637757792382},{"month":32,"monthsCovered":5.815218043748849},{"month":33,"monthsCovered":5.896055550302412},{"month":34,"monthsCovered":5.977151098527789},{"month":35,"monthsCovered":6.058505512120653},{"month":36,"monthsCovered":6.1401196174059995},{"month":37,"monthsCovered":6.221994243346537},{"month":38,"monthsCovered":6.304130221551112},{"month":39,"monthsCovered":6.386528386283149},{"month":40,"monthsCovered":6.469189574469128},{"month":41,"monthsCovered":6.5521146257070875},{"month":42,"monthsCovered":6.635304382275145},{"month":43,"monthsCovered":6.718759689140063},{"month":44,"monthsCovered":6.802481393965818},{"month":45,"monthsCovered":6.886470347122224},{"month":46,"monthsCovered":6.97072740169356},{"month":47,"monthsCovered":7.055253413487238},{"month":48,"monthsCovered":7.140049241042495},{"month":49,"monthsCovered":7.225115745639117},{"month":50,"monthsCovered":7.310453791306181},{"month":51,"monthsCovered":7.396064244830837},{"month":52,"monthsCovered":7.481947975767107},{"month":53,"monthsCovered":7.568105856444718},{"month":54,"monthsCovered":7.6545387619779675},{"month":55,"monthsCovered":7.741247570274605},{"month":56,"monthsCovered":7.828233162044752},{"month":57,"monthsCovered":7.91549642080985},{"month":58,"monthsCovered":8.003038232911631},{"month":59,"monthsCovered":8.090859487521124},{"month":60,"monthsCovered":8.17896107664768}]}}
{"id":"emergency-fund-0159","inputs":{"monthlyExpenses":6231.770673301071,"targetMonths":3,"currentSavings":28427.862469106913,"monthlySavings":2552.946202480234,"savingsAccountRate":0.06793981301831081},"expected":{"targetAmount":18695.312019903213,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":28427.862469106913,"target":18695.312019903213}],"coverageByMonth":[{"month":0,"monthsCovered":4.561763254687967}]}}
{"id":"emergency-fund-0160","inputs":{"monthlyExpenses":18189.36285120435,"targetMonths":9,"currentSavings":55096.35736234486,"monthlySavings":3252.3292139172554,"savingsAccountRate":0.06619448094395922},"expected":{"targetAmount":163704.26566083916,"monthsToGoal":29,"yearsToGoal":2.4166666666666665,"interestEarned":17188.25712621407,"projectedBalance":[{"month":0,"balance":55096.35736234486,"target":163704.26566083916},{"month":1,"balance":58652.6094743874,"target":163704.26566083916},{"month":2,"balance":62228.47860831848,"target":163704.26566083916},{"month":3,"balance":65824.07297568658,"target":163704.26566083916},{"month":4,"balance":69439.50138495742,"target":163704.26566083916},{"month":5,"balance":73074.87324480673,"target":163704.26566083916},{"month":6,"balance":76730.29856743112,"target":163704.26566083916},{"month":7,"balance":80405.88797187722,"target":163704.26566083916},{"month":8,"balance":84101.7526873892,"target":163704.26566083916},{"month":9,"balance":87818.00455677471,"target":163704.26566083916},{"month":10,"balance":91554.75603978947,"target":163704.26566083916},{"month":11,"balance":95312.12021654045,"target":163704.26566083916},{"month":12,"balance":99090.21079090789,"target":163704.26566083916},{"month":13,"balance":102889.14209398613,"target":163704.26566083916},{"month":14,"balance":106709.02908754344,"target":163704.26566083916},{"month":15,"balance":110549.98736750103,"target":163704.26566083916},{"month":16,"balance":114412.13316743105,"target":163704.26566083916},{"month":17,"balance":118295.58336207409,"target":163704.26566083916},{"month":18,"balance":122200.45547087597,"target":163704.26566083916},{"month":19,"balance":126126.86766154408,"target":163704.26566083916},{"month":20,"balance":130074.9387536233,"target":163704.26566083916},{"month":21,"balance":134044.78822209168,"target":163704.26566083916},{"month":22,"balance":138036.53620097597,"target":163704.26566083916},{"month":23,"balance":142050.30348698705,"target":163704.26566083916},{"month":24,"balance":146086.2115431754,"target":163704.26566083916},{"month":25,"balance":150144.38250260684,"target":163704.26566083916},{"month":26,"balance":154224.9391720584,"target":163704.26566083916},{"month":27,"balance":158328.00503573468,"target":163704.26566083916},{"month":28,"balance":162453.7042590047,"target":163704.26566083916},{"month":29,"balance":166602.16169215934,"target":163704.26566083916}],"coverageByMonth":[{"month":0,"monthsCovered":3.029042733000229},{"month":1,"monthsCovered":3.2245554698197636},{"month":2,"monthsCovered":3.4211466953169403},{"month":3,"monthsCovered":3.6188223586582775},{"month":4,"monthsCovered":3.8175884418271253},{"month":5,"monthsCovered":4.017450959804692},{"month":6,"monthsCovered":4.218415960752065},{"month":7,"monthsCovered":4.420489526193239},{"month":8,"monthsCovered":4.623677771199153},{"month":9,"monthsCovered":4.82798684457274},{"month":10,"monthsCovered":5.0334229290350025},{"month":11,"monthsCovered":5.23999224141211},{"month":12,"monthsCovered":5.44770103282353},{"month":13,"monthsCovered":5.656555588871199},{"month":14,"monthsCovered":5.8665622298297295},{"month":15,"monthsCovered":6.077727310837681},{"month":16,"monthsCovered":6.2900572220898665},{"month":17,"monthsCovered":6.5035583890307365},{"month":18,"monthsCovered":6.718237272548821},{"month":19,"monthsCovered":6.934100369172249},{"month":20,"monthsCovered":7.151154211265339},{"month":21,"monthsCovered":7.369405367226282},{"month":22,"monthsCovered":7.588860441685912},{"month":23,"monthsCovered":7.809526075707574},{"month":24,"monthsCovered":8.031408946988089},{"month":25,"monthsCovered":8.254515770059836},{"month":26,"monthsCovered":8.478853296493938},{"month":27,"monthsCovered":8.704428315104588},{"month":28,"monthsCovered":8.931247652154477},{"month":29,"monthsCovered":9.15931817156137}]}}
{"id":"emergency-fund-0161","inputs":{"monthlyExpenses":2402.94568950776,"targetMonths":9,"currentSavings":47483.79222583026,"monthlySavings":4621.740786044393,"savingsAccountRate":0.06718649771064521},"expected":{"targetAmount":21626.51120556984,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":47483.79222583026,"target":21626.51120556984}],"coverageByMonth":[{"month":0,"monthsCovered":19.76065977402812}]}}
{"id":"emergency-fund-0162","inputs":{"monthlyExpenses":14967.14977582451,"targetMonths":9,"currentSavings":46189.60281368345,"monthlySavings":2599.726691003889,"savingsAccountRate":0.06366342316847295},"expected":{"targetAmount":134704.3479824206,"monthsToGoal":29,"yearsToGoal":2.4166666666666665,"interestEarned":13536.849766447209,"projectedBalance":[{"month":0,"balance":46189.60281368345,"target":134704.3479824206},{"month":1,"balance":49034.37852384661,"target":134704.3479824206},{"month":2,"balance":51894.24658066439,"target":134704.3479824206},{"month":3,"balance":54769.287053341104,"target":134704.3479824206},{"month":4,"balance":57659.58043587103,"target":134704.3479824206},{"month":5,"balance":60565.20764929204,"target":134704.3479824206},{"month":6,"balance":63486.2500439512,"target":134704.3479824206},{"month":7,"balance":66422.78940178239,"target":134704.3479824206},{"month":8,"balance":69374.90793859595,"target":134704.3479824206},{"month":9,"balance":72342.68830638056,"target":134704.3479824206},{"month":10,"balance":75326.21359561729,"target":134704.3479824206},{"month":11,"balance":78325.56733760588,"target":134704.3479824206},{"month":12,"balance":81340.8335068035,"target":134704.3479824206},{"month":13,"balance":84372.09652317571,"target":134704.3479824206},{"month":14,"balance":87419.44125456012,"target":134704.3479824206},{"month":15,"balance":90482.95301904238,"target":134704.3479824206},{"month":16,"balance":93562.71758734496,"target":134704.3479824206},{"month":17,"balance":96658.82118522847,"target":134704.3479824206},{"month":18,"balance":99771.35049590578,"target":134704.3479824206},{"month":19,"balance":102900.3926624689,"target":134704.3479824206},{"month":20,"balance":106046.03529032886,"target":134704.3479824206},{"month":21,"balance":109208.36644966833,"target":134704.3479824206},{"month":22,"balance":112387.47467790746,"target":134704.3479824206},{"month":23,"balance":115583.44898218266,"target":134704.3479824206},{"month":24,"balance":118796.37884183857,"target":134704.3479824206},{"month":25,"balance":122026.3542109333,"target":134704.3479824206},{"month":26,"balance":125273.46552075692,"target":134704.3479824206},{"month":27,"balance":128537.80368236323,"target":134704.3479824206},{"month":28,"balance":131819.46008911513,"target":134704.3479824206},{"month":29,"balance":135118.52661924344,"target":134704.3479824206}],"coverageByMonth":[{"month":0,"monthsCovered":3.086065383556901},{"month":1,"monthsCovered":3.276133349253225},{"month":2,"monthsCovered":3.4672096797271235},{"month":3,"monthsCovered":3.659299724641392},{"month":4,"monthsCovered":3.8524088620403134},{"month":5,"monthsCovered":4.046542498500228},{"month":6,"monthsCovered":4.241706069280908},{"month":7,"monthsCovered":4.437905038477727},{"month":8,"monthsCovered":4.635144899174648},{"month":9,"monthsCovered":4.833431173598004},{"month":10,"monthsCovered":5.03276941327112},{"month":11,"monthsCovered":5.233165199169732},{"month":12,"monthsCovered":5.434624141878248},{"month":13,"monthsCovered":5.637151881746826},{"month":14,"monthsCovered":5.840754089049287},{"month":15,"monthsCovered":6.045436464141875},{"month":16,"monthsCovered":6.25120473762285},{"month":17,"monthsCovered":6.458064670492932},{"month":18,"monthsCovered":6.666022054316589},{"month":19,"monthsCovered":6.875082711384194},{"month":20,"monthsCovered":7.08525249487503},{"month":21,"monthsCovered":7.296537289021167},{"month":22,"monthsCovered":7.508943009272202},{"month":23,"monthsCovered":7.722475602460883},{"month":24,"monthsCovered":7.9371410469696},{"month":25,"monthsCovered":8.152945352897769},{"month":26,"monthsCovered":8.369894562230092},{"month":27,"monthsCovered":8.587994749005734},{"month":28,"monthsCovered":8.807252019488358},{"month":29,"monthsCovered":9.027672512337109}]}}
{"id":"emergency-fund-0163","inputs":{"monthlyExpenses":19831.311783986166,"targetMonths":2,"currentSavings":77714.4700055942,"monthlySavings":4081.032183638308,"savingsAccountRate":0.010377521691843868},"expected":{"targetAmount":39662.62356797233,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":77714.4700055942,"target":39662.62356797233}],"coverageByMonth":[{"month":0,"monthsCovered":3.9187760674686594}]}}
{"id":"emergency-fund-0164","inputs":{"monthlyExpenses":6348.7084690714255,"targetMonths":5,"currentSavings":58982.3191286996,"monthlySavings":3642.4807349569164,"savingsAccountRate":0.010561984423547983},"expected":{"targetAmount":31743.542345357127,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":58982.3191286996,"target":31743.542345357127}],"coverageByMonth":[{"month":0,"monthsCovered":9.290443783336372}]}}
{"id":"emergency-fund-0165","inputs":{"monthlyExpenses":2670.8888395223767,"targetMonths":4,"currentSavings":35513.321962207556,"monthlySavings":4214.446831541136,"savingsAccountRate":0.04896777943708003},"expected":{"targetAmount":10683.555358089507,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":35513.321962207556,"target":10683.555358089507}],"coverageByMonth":[{"month":0,"monthsCovered":13.296443280117284}]}}
{"id":"emergency-fund-0166","inputs":{"monthlyExpenses":1382.9286446562037,"targetMonths":5,"currentSavings":40564.416092820466,"monthlySavings":3926.9459858653136,"savingsAccountRate":0.01395927900914103},"expected":{"targetAmount":6914.643223281018,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":40564.416092820466,"target":6914.643223281018}],"coverageByMonth":[{"month":0,"monthsCovered":29.332255318859772}]}}
{"id":"emergency-fund-0167","inputs":{"monthlyExpenses":3808.2871711812913,"targetMonths":4,"currentSavings":92241.68378859758,"monthlySavings":3362.327961495612,"savingsAccountRate":0.0799747565528378},"expected":{"targetAmount":15233.148684725165,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":92241.68378859758,"target":15233.148684725165}],"coverageByMonth":[{"month":0,"monthsCovered":24.221304655443085}]}}
{"id":"emergency-fund-0168","inputs":{"monthlyExpenses":7086.912827682681,"targetMonths":5,"currentSavings":16309.74372383207,"monthlySavings":189.64978798758239,"savingsAccountRate":0.03586855894653127},"expected":{"targetAmount":35434.56413841341,"monthsToGoal":73,"yearsToGoal":6.083333333333333,"interestEarned":5571.179253907212,"projectedBalance":[{"month":0,"balance":16309.74372383207,"target":35434.56413841341},{"month":1,"balance":16548.144095499745,"target":35434.56413841341},{"month":2,"balance":16787.257056982755,"target":35434.56413841341},{"month":3,"balance":17027.08473824525,"target":35434.56413841341},{"month":4,"balance":17267.629275617943,"target":35434.56413841341},{"month":5,"balance":17508.892811817135,"target":35434.56413841341},{"month":6,"balance":17750.877495963814,"target":35434.56413841341},{"month":7,"balance":17993.585483602783,"target":35434.56413841341},{"month":8,"balance":18237.01893672187,"target":35434.56413841341},{"month":9,"balance":18481.180023771187,"target":35434.56413841341},{"month":10,"balance":18726.070919682443,"target":35434.56413841341},{"month":11,"balance":18971.69380588832,"target":35434.56413841341},{"month":12,"balance":19218.050870341907,"target":35434.56413841341},{"month":13,"balance":19465.14430753618,"target":35434.56413841341},{"month":14,"balance":19712.97631852356,"target":35434.56413841341},{"month":15,"balance":19961.54911093552,"target":35434.56413841341},{"month":16,"balance":20210.86489900224,"target":35434.56413841341},{"month":17,"balance":20460.925903572344,"target":35434.56413841341},{"month":18,"balance":20711.734352132666,"target":35434.56413841341},{"month":19,"balance":20963.292478828113,"target":35434.56413841341},{"month":20,"balance":21215.602524481546,"target":35434.56413841341},{"month":21,"balance":21468.666736613755,"target":35434.56413841341},{"month":22,"balance":21722.487369463477,"target":35434.56413841341},{"month":23,"balance":21977.066684007466,"target":35434.56413841341},{"month":24,"balance":22232.406947980646,"target":35434.56413841341},{"month":25,"balance":22488.510435896304,"target":35434.56413841341},{"month":26,"balance":22745.379429066354,"target":35434.56413841341},{"month":27,"balance":23003.016215621657,"target":35434.56413841341},{"month":28,"balance":23261.423090532408,"target":35434.56413841341},{"month":29,"balance":23520.60235562857,"target":35434.56413841341},{"month":30,"balance":23780.556319620384,"target":35434.56413841341},{"month":31,"balance":24041.287298118932,"target":35434.56413841341},{"month":32,"balance":24302.79761365677,"target":35434.56413841341},{"month":33,"balance":24565.089595708607,"target":35434.56413841341},{"month":34,"balance":24828.165580712062,"target":35434.56413841341},{"month":35,"balance":25092.027912088477,"target":35434.56413841341},{"month":36,"balance":25356.678940263788,"target":35434.56413841341},{"month":37,"balance":25622.121022689462,"target":35434.56413841341},{"month":38,"balance":25888.356523863502,"target":35434.56413841341},{"month":39,"balance":26155.3878153515,"target":35434.56413841341},{"month":40,"balance":26423.217275807776,"target":35434.56413841341},{"month":41,"balance":26691.84729099655,"target":35434.56413841341},{"month":42,"balance":26961.280253813205,"target":35434.56413841341},{"month":43,"balance":27231.518564305607,"target":35434.56413841341},{"month":44,"balance":27502.564629695466,"target":35434.56413841341},{"month":45,"balance":27774.4208643998,"target":35434.56413841341},{"month":46,"balance":28047.08969005242,"target":35434.56413841341},{"month":47,"balance":28320.573535525527,"target":35434.56413841341},{"month":48,"balance":28594.874836951323,"target":35434.56413841341},{"month":49,"balance":28869.996037743727,"target":35434.56413841341},{"month":50,"balance":29145.939588620135,"target":35434.56413841341},{"month":51,"balance":29422.707947623254,"target":35434.56413841341},{"month":52,"balance":29700.303580142994,"target":35434.56413841341},{"month":53,"balance":29978.728958938427,"target":35434.56413841341},{"month":54,"balance":30257.986564159823,"target":35434.56413841341},{"month":55,"balance":30538.07888337073,"target":35434.56413841341},{"month":56,"balance":30819.008411570143,"target":35434.56413841341},{"month":57,"balance":31100.77765121473,"target":35434.56413841341},{"month":58,"balance":31383.389112241104,"target":35434.56413841341},{"month":59,"balance":31666.845312088215,"target":35434.56413841341},{"month":60,"balance":31951.14877571974,"target":35434.56413841341}],"coverageByMonth":[{"month":0,"monthsCovered":2.301389070304837},{"month":1,"monthsCovered":2.3350285939541817},{"month":2,"monthsCovered":2.3687686677066053},{"month":3,"monthsCovered":2.402609592111049},{"month":4,"monthsCovered":2.4365516686148108},{"month":5,"monthsCovered":2.470595199566225},{"month":6,"monthsCovered":2.5047404882173634},{"month":7,"monthsCovered":2.538987838726729},{"month":8,"monthsCovered":2.5733375561619702},{"month":9,"monthsCovered":2.6077899465025967},{"month":10,"monthsCovered":2.642345316642705},{"month":11,"monthsCovered":2.6770039743937124},{"month":12,"monthsCovered":2.711766228487099},{"month":13,"monthsCovered":2.746632388577157},{"month":14,"monthsCovered":2.7816027652437514},{"month":15,"monthsCovered":2.8166776699950833},{"month":16,"monthsCovered":2.851857415270466},{"month":17,"monthsCovered":2.8871423144431105},{"month":18,"monthsCovered":2.9225326818229123},{"month":19,"monthsCovered":2.9580288326592563},{"month":20,"monthsCovered":2.9936310831438213},{"month":21,"monthsCovered":3.029339750413397},{"month":22,"monthsCovered":3.0651551525527116},{"month":23,"monthsCovered":3.1010776085972616},{"month":24,"monthsCovered":3.1371074385361566},{"month":25,"monthsCovered":3.1732449633149677},{"month":26,"monthsCovered":3.209490504838588},{"month":27,"monthsCovered":3.245844385974099},{"month":28,"monthsCovered":3.2823069305536468},{"month":29,"monthsCovered":3.3188784633773274},{"month":30,"monthsCovered":3.3555593102160794},{"month":31,"monthsCovered":3.392349797814585},{"month":32,"monthsCovered":3.429250253894182},{"month":33,"monthsCovered":3.4662610071557824},{"month":34,"monthsCovered":3.5033823872828016},{"month":35,"monthsCovered":3.5406147249440925},{"month":36,"monthsCovered":3.5779583517968936},{"month":37,"monthsCovered":3.6154136004897817},{"month":38,"monthsCovered":3.6529808046656362},{"month":39,"monthsCovered":3.6906602989646107},{"month":40,"monthsCovered":3.7284524190271138},{"month":41,"monthsCovered":3.7663575014967976},{"month":42,"monthsCovered":3.8043758840235595},{"month":43,"monthsCovered":3.842507905266548},{"month":44,"monthsCovered":3.8807539048971775},{"month":45,"monthsCovered":3.91911422360216},{"month":46,"monthsCovered":3.9575892030865316},{"month":47,"monthsCovered":3.9961791860767035},{"month":48,"monthsCovered":4.034884516323511},{"month":49,"monthsCovered":4.073705538605277},{"month":50,"monthsCovered":4.112642598730883},{"month":51,"monthsCovered":4.15169604354285},{"month":52,"monthsCovered":4.190866220920424},{"month":53,"monthsCovered":4.2301534797826825},{"month":54,"monthsCovered":4.269558170091638},{"month":55,"monthsCovered":4.309080642855352},{"month":56,"monthsCovered":4.34872125013107},{"month":57,"monthsCovered":4.388480345028349},{"month":58,"monthsCovered":4.428358281712211},{"month":59,"monthsCovered":4.4683554154062906},{"month":60,"monthsCovered":4.508472102396003}]}}
{"id":"emergency-fund-0169","inputs":{"monthlyExpenses":11063.203241792507,"targetMonths":9,"currentSavings":76787.99638524652,"monthlySavings":3672.4640064523555,"savingsAccountRate":0.06439714901847765},"expected":{"targetAmount":99568.82917613257,"monthsToGoal":6,"yearsToGoal":0.5,"interestEarned":2803.6171123200184,"projectedBalance":[{"month":0,"balance":76787.99638524652,"target":99568.82917613257},{"month":1,"balance":80872.5377288698,"target":99568.82917613257},{"month":2,"balance":84978.99847395786,"target":99568.82917613257},{"month":3,"balance":89107.49624942426,"target":99568.82917613257},{"month":4,"balance":93258.14931542976,"target":99568.82917613257},{"month":5,"balance":97431.07656676989,"target":99568.82917613257},{"month":6,"balance":101626.39753628067,"target":99568.82917613257}],"coverageByMonth":[{"month":0,"monthsCovered":6.940846580054783},{"month":1,"monthsCovered":7.310047186276448},{"month":2,"monthsCovered":7.6812290813694934},{"month":3,"monthsCovered":8.054402897780145},{"month":4,"monthsCovered":8.429579325012895},{"month":5,"monthsCovered":8.806769109936706},{"month":6,"monthsCovered":9.18598305709285}]}}
{"id":"emergency-fund-0170","inputs":{"monthlyExpenses":9180.874662008137,"targetMonths":6,"currentSavings":17014.06193897128,"monthlySavings":4108.525642647874,"savingsAccountRate":0.051855341761838654},"expected":{"targetAmount":55085.24797204882,"monthsToGoal":9,"yearsToGoal":0.75,"interestEarned":1318.8896426976426,"projectedBalance":[{"month":0,"balance":17014.06193897128,"target":55085.24797204882},{"month":1,"balance":21196.110081336024,"target":55085.24797204882},{"month":2,"balance":25396.23001834133,"target":55085.24797204882},{"month":3,"balance":29614.499843244485,"target":55085.24797204882},{"month":4,"balance":33850.99798676547,"target":55085.24797204882},{"month":5,"balance":38105.80321854526,"target":55085.24797204882},{"month":6,"balance":42378.99464861039,"target":55085.24797204882},{"month":7,"balance":46670.651728843826,"target":55085.24797204882},{"month":8,"balance":50980.854254462276,"target":55085.24797204882},{"month":9,"balance":55309.682365499786,"target":55085.24797204882}],"coverageByMonth":[{"month":0,"monthsCovered":1.8532070816060775},{"month":1,"monthsCovered":2.3087244801466213},{"month":2,"monthsCovered":2.766210296218814},{"month":3,"monthsCovered":3.225673035902975},{"month":4,"monthsCovered":3.687121242036565},{"month":5,"monthsCovered":4.150563494373025},{"month":6,"monthsCovered":4.616008409741301},{"month":7,"monthsCovered":5.083464642206055},{"month":8,"monthsCovered":5.552940883228572},{"month":9,"monthsCovered":6.0244458618283625}]}}
{"id":"emergency-fund-0171","inputs":{"monthlyExpenses":13949.286864022724,"targetMonths":5,"currentSavings":2474.4010996073484,"monthlySavings":432.3710402706638,"savingsAccountRate":0.042077926809433855},"expected":{"targetAmount":69746.43432011362,"monthsToGoal":123,"yearsToGoal":10.25,"interestEarned":14500.002401140388,"projectedBalance":[{"month":0,"balance":2474.4010996073484,"target":69746.43432011362},{"month":1,"balance":2915.448612241884,"target":69746.43432011362},{"month":2,"balance":3358.042655289429,"target":69746.43432011362},{"month":3,"balance":3802.1886516494446,"target":69746.43432011362},{"month":4,"balance":4247.892043236756,"target":69746.43432011362},{"month":5,"balance":4695.158291048227,"target":69746.43432011362},{"month":6,"balance":5143.992875229676,"target":69746.43432011362},{"month":7,"balance":5594.40129514302,"target":69746.43432011362},{"month":8,"balance":6046.389069433653,"target":69746.43432011362},{"month":9,"balance":6499.961736098066,"target":69746.43432011362},{"month":10,"balance":6955.1248525517,"target":69746.43432011362},{"month":11,"balance":7411.883995697042,"target":69746.43432011362},{"month":12,"balance":7870.244761991951,"target":69746.43432011362},{"month":13,"balance":8330.212767518233,"target":69746.43432011362},{"month":14,"balance":8791.793648050449,"target":69746.43432011362},{"month":15,"balance":9254.99305912497,"target":69746.43432011362},{"month":16,"balance":9719.816676109273,"target":69746.43432011362},{"month":17,"balance":10186.270194271472,"target":69746.43432011362},{"month":18,"balance":10654.359328850107,"target":69746.43432011362},{"month":19,"balance":11124.089815124167,"target":69746.43432011362},{"month":20,"balance":11595.46740848336,"target":69746.43432011362},{"month":21,"balance":12068.497884498634,"target":69746.43432011362},{"month":22,"balance":12543.187038992943,"target":69746.43432011362},{"month":23,"balance":13019.540688112254,"target":69746.43432011362},{"month":24,"balance":13497.564668396819,"target":69746.43432011362},{"month":25,"balance":13977.26483685268,"target":69746.43432011362},{"month":26,"balance":14458.647071023439,"target":69746.43432011362},{"month":27,"balance":14941.717269062265,"target":69746.43432011362},{"month":28,"balance":15426.481349804166,"target":69746.43432011362},{"month":29,"balance":15912.945252838508,"target":69746.43432011362},{"month":30,"balance":16401.11493858179,"target":69746.43432011362},{"month":31,"balance":16890.996388350683,"target":69746.43432011362},{"month":32,"balance":17382.595604435297,"target":69746.43432011362},{"month":33,"balance":17875.918610172743,"target":69746.43432011362},{"month":34,"balance":18370.971450020927,"target":69746.43432011362},{"month":35,"balance":18867.760189632605,"target":69746.43432011362},{"month":36,"balance":19366.29091592971,"target":69746.43432011362},{"month":37,"balance":19866.569737177928,"target":69746.43432011362},{"month":38,"balance":20368.602783061546,"target":69746.43432011362},{"month":39,"balance":20872.39620475855,"target":69746.43432011362},{"month":40,"balance":21377.95617501599,"target":69746.43432011362},{"month":41,"balance":21885.288888225616,"target":69746.43432011362},{"month":42,"balance":22394.400560499784,"target":69746.43432011362},{"month":43,"balance":22905.2974297476,"target":69746.43432011362},{"month":44,"balance":23417.985755751364,"target":69746.43432011362},{"month":45,"balance":23932.471820243263,"target":69746.43432011362},{"month":46,"balance":24448.761926982344,"target":69746.43432011362},{"month":47,"balance":24966.862401831742,"target":69746.43432011362},{"month":48,"balance":25486.779592836192,"target":69746.43432011362},{"month":49,"balance":26008.519870299813,"target":69746.43432011362},{"month":50,"balance":26532.089626864155,"target":69746.43432011362},{"month":51,"balance":27057.495277586528,"target":69746.43432011362},{"month":52,"balance":27584.743260018597,"target":69746.43432011362},{"month":53,"balance":28113.840034285266,"target":69746.43432011362},{"month":54,"balance":28644.792083163826,"target":69746.43432011362},{"month":55,"balance":29177.605912163388,"target":69746.43432011362},{"month":56,"balance":29712.28804960459,"target":69746.43432011362},{"month":57,"balance":30248.845046699593,"target":69746.43432011362},{"month":58,"balance":30787.283477632333,"target":69746.43432011362},{"month":59,"balance":31327.609939639085,"target":69746.43432011362},{"month":60,"balance":31869.8310530893,"target":69746.43432011362}],"coverageByMonth":[{"month":0,"monthsCovered":0.17738549100952217},{"month":1,"monthsCovered":0.20900341649444873},{"month":2,"monthsCovered":0.24073221004224368},{"month":3,"monthsCovered":0.2725722604110933},{"month":4,"monthsCovered":0.304523957722362},{"month":5,"monthsCovered":0.33658769346537243},{"month":6,"monthsCovered":0.3687638605022021},{"month":7,"monthsCovered":0.40105285307249716},{"month":8,"monthsCovered":0.4334550667983025},{"month":9,"monthsCovered":0.46597089868890923},{"month":10,"monthsCovered":0.49860074714571945},{"month":11,"monthsCovered":0.531345011967127},{"month":12,"monthsCovered":0.5642040943534166},{"month":13,"monthsCovered":0.5971783969116791},{"month":14,"monthsCovered":0.6302683236607447},{"month":15,"monthsCovered":0.6634742800361334},{"month":16,"monthsCovered":0.6967966728950222},{"month":17,"monthsCovered":0.7302359105212304},{"month":18,"monthsCovered":0.7637924026302216},{"month":19,"monthsCovered":0.797466560374125},{"month":20,"monthsCovered":0.8312587963467715},{"month":21,"monthsCovered":0.8651695245887498},{"month":22,"monthsCovered":0.8991991605924801},{"month":23,"monthsCovered":0.9333481213073033},{"month":24,"monthsCovered":0.9676168251445911},{"month":25,"monthsCovered":1.0020056919828724},{"month":26,"monthsCovered":1.0365151431729769},{"month":27,"monthsCovered":1.071145601543199},{"month":28,"monthsCovered":1.105897491404478},{"month":29,"monthsCovered":1.140771238555596},{"month":30,"monthsCovered":1.175767270288397},{"month":31,"monthsCovered":1.2108860153930208},{"month":32,"monthsCovered":1.2461279041631572},{"month":33,"monthsCovered":1.2814933684013183},{"month":34,"monthsCovered":1.3169828414241291},{"month":35,"monthsCovered":1.3525967580676366},{"month":36,"monthsCovered":1.3883355546926373},{"month":37,"monthsCovered":1.4241996691900252},{"month":38,"monthsCovered":1.4601895409861552},{"month":39,"monthsCovered":1.4963056110482285},{"month":40,"monthsCovered":1.5325483218896947},{"month":41,"monthsCovered":1.5689181175756743},{"month":42,"monthsCovered":1.6054154437284},{"month":43,"monthsCovered":1.642040747532675},{"month":44,"monthsCovered":1.6787944777413544},{"month":45,"monthsCovered":1.7156770846808413},{"month":46,"monthsCovered":1.7526890202566068},{"month":47,"monthsCovered":1.789830737958725},{"month":48,"monthsCovered":1.8271026928674303},{"month":49,"monthsCovered":1.8645053416586934},{"month":50,"monthsCovered":1.9020391426098162},{"month":51,"monthsCovered":1.9397045556050476},{"month":52,"monthsCovered":1.9775020421412175},{"month":53,"monthsCovered":2.0154320653333913},{"month":54,"monthsCovered":2.0534950899205455},{"month":55,"monthsCovered":2.0916915822712596},{"month":56,"monthsCovered":2.1300220103894327},{"month":57,"monthsCovered":2.168486843920017},{"month":58,"monthsCovered":2.2070865541547713},{"month":59,"monthsCovered":2.245821614038036},{"month":60,"monthsCovered":2.2846924981725274}]}}
{"id":"emergency-fund-0172","inputs":{"monthlyExpenses":6910.123764188029,"targetMonths":9,"currentSavings":66002.09784228355,"monthlySavings":3051.113653113134,"savingsAccountRate":0.01582077764440328},"expected":{"targetAmount":62191.11387769226,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":66002.09784228355,"target":62191.11387769226}],"coverageByMonth":[{"month":0,"monthsCovered":9.55150733831163}]}}
{"id":"emergency-fund-0173","inputs":{"monthlyExpenses":13609.246652689762,"targetMonths":7,"currentSavings":17523.495526984334,"monthlySavings":619.4582634256221,"savingsAccountRate":0.012908386611379684},"expected":{"targetAmount":95264.72656882834,"monthsToGoal":115,"yearsToGoal":9.583333333333334,"interestEarned":6856.585421445052,"projectedBalance":[{"month":0,"balance":17523.495526984334,"target":95264.72656882834},{"month":1,"balance":18161.80379499705,"target":95264.72656882834},{"month":2,"balance":18800.798690501495,"target":95264.72656882834},{"month":3,"balance":19440.480952102094,"target":95264.72656882834},{"month":4,"balance":20080.85131919779,"target":95264.72656882834},{"month":5,"balance":20721.9105319829,"target":95264.72656882834},{"month":6,"balance":21363.65933144796,"target":95264.72656882834},{"month":7,"balance":22006.098459380595,"target":95264.72656882834},{"month":8,"balance":22649.228658366366,"target":95264.72656882834},{"month":9,"balance":23293.050671789635,"target":95264.72656882834},{"month":10,"balance":23937.56524383442,"target":95264.72656882834},{"month":11,"balance":24582.773119485253,"target":95264.72656882834},{"month":12,"balance":25228.675044528056,"target":95264.72656882834},{"month":13,"balance":25875.271765550984,"target":95264.72656882834},{"month":14,"balance":26522.564029945297,"target":95264.72656882834},{"month":15,"balance":27170.55258590622,"target":95264.72656882834},{"month":16,"balance":27819.238182433823,"target":95264.72656882834},{"month":17,"balance":28468.621569333856,"target":95264.72656882834},{"month":18,"balance":29118.70349721865,"target":95264.72656882834},{"month":19,"balance":29769.48471750796,"target":95264.72656882834},{"month":20,"balance":30420.965982429847,"target":95264.72656882834},{"month":21,"balance":31073.148045021542,"target":95264.72656882834},{"month":22,"balance":31726.031659130316,"target":95264.72656882834},{"month":23,"balance":32379.617579414353,"target":95264.72656882834},{"month":24,"balance":33033.906561343625,"target":95264.72656882834},{"month":25,"balance":33688.899361200754,"target":95264.72656882834},{"month":26,"balance":34344.5967360819,"target":95264.72656882834},{"month":27,"balance":35000.99944389763,"target":95264.72656882834},{"month":28,"balance":35658.1082433738,"target":95264.72656882834},{"month":29,"balance":36315.923894052416,"target":95264.72656882834},{"month":30,"balance":36974.44715629253,"target":95264.72656882834},{"month":31,"balance":37633.67879127111,"target":95264.72656882834},{"month":32,"balance":38293.61956098392,"target":95264.72656882834},{"month":33,"balance":38954.2702282464,"target":95264.72656882834},{"month":34,"balance":39615.631556694556,"target":95264.72656882834},{"month":35,"balance":40277.70431078583,"target":95264.72656882834},{"month":36,"balance":40940.4892558,"target":95264.72656882834},{"month":37,"balance":41603.987157840034,"target":95264.72656882834},{"month":38,"balance":42268.19878383302,"target":95264.72656882834},{"month":39,"balance":42933.12490153101,"target":95264.72656882834},{"month":40,"balance":43598.76627951194,"target":95264.72656882834},{"month":41,"balance":44265.123687180494,"target":95264.72656882834},{"month":42,"balance":44932.19789476901,"target":95264.72656882834},{"month":43,"balance":45599.98967333836,"target":95264.72656882834},{"month":44,"balance":46268.49979477885,"target":95264.72656882834},{"month":45,"balance":46937.729031811105,"target":95264.72656882834},{"month":46,"balance":47607.678157986964,"target":95264.72656882834},{"month":47,"balance":48278.347947690374,"target":95264.72656882834},{"month":48,"balance":48949.73917613829,"target":95264.72656882834},{"month":49,"balance":49621.85261938156,"target":95264.72656882834},{"month":50,"balance":50294.68905430585,"target":95264.72656882834},{"month":51,"balance":50968.24925863248,"target":95264.72656882834},{"month":52,"balance":51642.53401091941,"target":95264.72656882834},{"month":53,"balance":52317.544090562056,"target":95264.72656882834},{"month":54,"balance":52993.280277794256,"target":95264.72656882834},{"month":55,"balance":53669.74335368913,"target":95264.72656882834},{"month":56,"balance":54346.934100160004,"target":95264.72656882834},{"month":57,"balance":55024.8532999613,"target":95264.72656882834},{"month":58,"balance":55703.50173668946,"target":95264.72656882834},{"month":59,"balance":56382.88019478382,"target":95264.72656882834},{"month":60,"balance":57062.98945952756,"target":95264.72656882834}],"coverageByMonth":[{"month":0,"monthsCovered":1.2876168662518106},{"month":1,"monthsCovered":1.334519408641},{"month":2,"monthsCovered":1.3814724040427073},{"month":3,"monthsCovered":1.4284759067291821},{"month":4,"monthsCovered":1.4755299710310539},{"month":5,"monthsCovered":1.522634651337396},{"month":6,"monthsCovered":1.5697900020957882},{"month":7,"monthsCovered":1.616996077812379},{"month":8,"monthsCovered":1.6642529330519498},{"month":9,"monthsCovered":1.7115606224379762},{"month":10,"monthsCovered":1.7589192006526932},{"month":11,"monthsCovered":1.806328722437157},{"month":12,"monthsCovered":1.8537892425913085},{"month":13,"monthsCovered":1.9013008159740374},{"month":14,"monthsCovered":1.9488634975032448},{"month":15,"monthsCovered":1.9964773421559063},{"month":16,"monthsCovered":2.044142404968137},{"month":17,"monthsCovered":2.0918587410352543},{"month":18,"monthsCovered":2.139626405511841},{"month":19,"monthsCovered":2.1874454536118098},{"month":20,"monthsCovered":2.235315940608467},{"month":21,"monthsCovered":2.283237921834577},{"month":22,"monthsCovered":2.331211452682424},{"month":23,"monthsCovered":2.379236588603879},{"month":24,"monthsCovered":2.427313385110463},{"month":25,"monthsCovered":2.4754418977734085},{"month":26,"monthsCovered":2.5236221822237277},{"month":27,"monthsCovered":2.571854294152274},{"month":28,"monthsCovered":2.620138289309809},{"month":29,"monthsCovered":2.6684742235070633},{"month":30,"monthsCovered":2.7168621526148047},{"month":31,"monthsCovered":2.765302132563899},{"month":32,"monthsCovered":2.81379421934538},{"month":33,"monthsCovered":2.8623384690105085},{"month":34,"monthsCovered":2.9109349376708398},{"month":35,"monthsCovered":2.959583681498289},{"month":36,"monthsCovered":3.008284756725195},{"month":37,"monthsCovered":3.057038219644386},{"month":38,"monthsCovered":3.1058441266092442},{"month":39,"monthsCovered":3.154702534033771},{"month":40,"monthsCovered":3.203613498392652},{"month":41,"monthsCovered":3.252577076221323},{"month":42,"monthsCovered":3.3015933241160345},{"month":43,"monthsCovered":3.350662298733918},{"month":44,"monthsCovered":3.399784056793051},{"month":45,"monthsCovered":3.4489586550725218},{"month":46,"monthsCovered":3.498186150412497},{"month":47,"monthsCovered":3.5474665997142854},{"month":48,"monthsCovered":3.5968000599404046},{"month":49,"monthsCovered":3.646186588114647},{"month":50,"monthsCovered":3.695626241322145},{"month":51,"monthsCovered":3.7451190767094373},{"month":52,"monthsCovered":3.7946651514845358},{"month":53,"monthsCovered":3.84426452291699},{"month":54,"monthsCovered":3.893917248337956},{"month":55,"monthsCovered":3.9436233851402585},{"month":56,"monthsCovered":3.993382990778461},{"month":57,"monthsCovered":4.043196122768931},{"month":58,"monthsCovered":4.093062838689906},{"month":59,"monthsCovered":4.142983196181559},{"month":60,"monthsCovered":4.19295725294607}]}}
{"id":"emergency-fund-0174","inputs":{"monthlyExpenses":14383.406851557083,"targetMonths":10,"currentSavings":91790.3344379738,"monthlySavings":3951.9916483550332,"savingsAccountRate":0.032440889133140444},"expected":{"targetAmount":143834.06851557083,"monthsToGoal":13,"yearsToGoal":1.0833333333333333,"interestEarned":4120.410952376958,"projectedBalance":[{"month":0,"balance":91790.3344379738,"target":143834.06851557083},{"month":1,"balance":95990.47275824517,"target":143834.06851557083},{"month":2,"balance":100201.9657636492,"target":143834.06851557083},{"month":3,"balance":104424.84415052601,"target":143834.06851557083},{"month":4,"balance":108659.13869820043,"target":143834.06851557083},{"month":5,"balance":112904.88026920636,"target":143834.06851557083},{"month":6,"balance":117162.09980951171,"target":143834.06851557083},{"month":7,"balance":121430.82834874393,"target":143834.06851557083},{"month":8,"balance":125711.09700041621,"target":143834.06851557083},{"month":9,"balance":130002.93696215423,"target":143834.06851557083},{"month":10,"balance":134306.37951592356,"target":143834.06851557083},{"month":11,"balance":138621.45602825773,"target":143834.06851557083},{"month":12,"balance":142948.19795048668,"target":143834.06851557083},{"month":13,"balance":147286.6368189662,"target":143834.06851557083}],"coverageByMonth":[{"month":0,"monthsCovered":6.381682405656},{"month":1,"monthsCovered":6.673695164776186},{"month":2,"monthsCovered":6.966497353358379},{"month":3,"monthsCovered":7.260091105552051},{"month":4,"monthsCovered":7.554478561276147},{"month":5,"monthsCovered":7.849661866234687},{"month":6,"monthsCovered":8.145643171932404},{"month":7,"monthsCovered":8.442424635690422},{"month":8,"monthsCovered":8.740008420661985},{"month":9,"monthsCovered":9.038396695848222},{"month":10,"monthsCovered":9.337591636113954},{"month":11,"monthsCovered":9.63759542220355},{"month":12,"monthsCovered":9.938410240756816},{"month":13,"monthsCovered":10.24003828432494}]}}
{"id":"emergency-fund-0175","inputs":{"monthlyExpenses":2573.0879673501477,"targetMonths":5,"currentSavings":85621.70576769859,"monthlySavings":3821.600772754755,"savingsAccountRate":0.02157057026633993},"expected":{"targetAmount":12865.439836750738,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":85621.70576769859,"target":12865.439836750738}],"coverageByMonth":[{"month":0,"monthsCovered":33.275856423935124}]}}
{"id":"emergency-fund-0176","inputs":{"monthlyExpenses":11431.296280468814,"targetMonths":5,"currentSavings":95234.07828528434,"monthlySavings":1764.571839850396,"savingsAccountRate":0.06448372817132622},"expected":{"targetAmount":57156.48140234407,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":95234.07828528434,"target":57156.48140234407}],"coverageByMonth":[{"month":0,"monthsCovered":8.330995536175417}]}}
{"id":"emergency-fund-0177","inputs":{"monthlyExpenses":7130.53631701041,"targetMonths":6,"currentSavings":77575.04433393478,"monthlySavings":222.5468879332766,"savingsAccountRate":0.050950774599332366},"expected":{"targetAmount":42783.21790206246,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":77575.04433393478,"target":42783.21790206246}],"coverageByMonth":[{"month":0,"monthsCovered":10.879272032998964}]}}
{"id":"emergency-fund-0178","inputs":{"monthlyExpenses":5500.103182159364,"targetMonths":2,"currentSavings":84566.26078113914,"monthlySavings":815.4302510316484,"savingsAccountRate":0.0526771805016324},"expected":{"targetAmount":11000.206364318728,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":84566.26078113914,"target":11000.206364318728}],"coverageByMonth":[{"month":0,"monthsCovered":15.375395329935984}]}}
{"id":"emergency-fund-0179","inputs":{"monthlyExpenses":5007.252806331962,"targetMonths":8,"currentSavings":19717.65528433025,"monthlySavings":4120.562490832526,"savingsAccountRate":0.02343801348702982},"expected":{"targetAmount":40058.0224506557,"monthsToGoal":5,"yearsToGoal":0.4166666666666667,"interestEarned":273.95196527053486,"projectedBalance":[{"month":0,"balance":19717.65528433025,"target":40058.0224506557},{"month":1,"balance":23876.729664370003,"target":40058.0224506557},{"month":2,"balance":28043.9274145275,"target":40058.0224506557},{"month":3,"balance":32219.264401107608,"target":40058.0224506557},{"month":4,"balance":36402.75652140474,"target":40058.0224506557},{"month":5,"balance":40594.419703763415,"target":40058.0224506557}],"coverageByMonth":[{"month":0,"monthsCovered":3.937819009137331},{"month":1,"monthsCovered":4.768429034415137},{"month":2,"monthsCovered":5.600661380440853},{"month":3,"monthsCovered":6.434519215879109},{"month":4,"monthsCovered":7.270005715583471},{"month":5,"monthsCovered":8.107124060608525}]}}
{"id":"emergency-fund-0180","inputs":{"monthlyExpenses":10633.14856076613,"targetMonths":2,"currentSavings":75082.00318552554,"monthlySavings":2643.149891088251,"savingsAccountRate":0.016248393119312823},"expected":{"targetAmount":21266.29712153226,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":75082.00318552554,"target":21266.29712153226}],"coverageByMonth":[{"month":0,"monthsCovered":7.061126133660997}]}}
{"id":"emergency-fund-0181","inputs":{"monthlyExpenses":7228.934533894062,"targetMonths":9,"currentSavings":12163.511198014021,"monthlySavings":812.2574601205997,"savingsAccountRate":0.019803147751372308},"expected":{"targetAmount":65060.41080504656,"monthsToGoal":61,"yearsToGoal":5.083333333333333,"interestEarned":3821.6427415818835,"projectedBalance":[{"month":0,"balance":12163.511198014021,"target":65060.41080504656},{"month":1,"balance":12995.841642253767,"target":65060.41080504656},{"month":2,"balance":13829.545650057284,"target":65060.41080504656},{"month":3,"balance":14664.625488164755,"target":65060.41080504656},{"month":4,"balance":15501.083427057078,"target":65060.41080504656},{"month":5,"balance":16338.921740962041,"target":65060.41080504656},{"month":6,"balance":17178.14270786051,"target":65060.41080504656},{"month":7,"balance":18018.748609492603,"target":65060.41080504656},{"month":8,"balance":18860.741731363923,"target":65060.41080504656},{"month":9,"balance":19704.124362751747,"target":65060.41080504656},{"month":10,"balance":20548.898796711263,"target":65060.41080504656},{"month":11,"balance":21395.0673300818,"target":65060.41080504656},{"month":12,"balance":22242.632263493084,"target":65060.41080504656},{"month":13,"balance":23091.595901371467,"target":65060.41080504656},{"month":14,"balance":23941.960551946224,"target":65060.41080504656},{"month":15,"balance":24793.728527255804,"target":65060.41080504656},{"month":16,"balance":25646.902143154126,"target":65060.41080504656},{"month":17,"balance":26501.483719316882,"target":65060.41080504656},{"month":18,"balance":27357.475579247835,"target":65060.41080504656},{"month":19,"balance":28214.880050285137,"target":65060.41080504656},{"month":20,"balance":29073.69946360766,"target":65060.41080504656},{"month":21,"balance":29933.93615424133,"target":65060.41080504656},{"month":22,"balance":30795.592461065484,"target":65060.41080504656},{"month":23,"balance":31658.670726819215,"target":65060.41080504656},{"month":24,"balance":32523.173298107755,"target":65060.41080504656},{"month":25,"balance":33389.102525408845,"target":65060.41080504656},{"month":26,"balance":34256.46076307915,"target":65060.41080504656},{"month":27,"balance":35125.25036936061,"target":65060.41080504656},{"month":28,"balance":35995.47370638692,"target":65060.41080504656},{"month":29,"balance":36867.13314018987,"target":65060.41080504656},{"month":30,"balance":37740.23104070587,"target":65060.41080504656},{"month":31,"balance":38614.76978178231,"target":65060.41080504656},{"month":32,"balance":39490.75174118407,"target":65060.41080504656},{"month":33,"balance":40368.17930059996,"target":65060.41080504656},{"month":34,"balance":41247.054845649196,"target":65060.41080504656},{"month":35,"balance":42127.38076588791,"target":65060.41080504656},{"month":36,"balance":43009.15945481561,"target":65060.41080504656},{"month":37,"balance":43892.39330988172,"target":65060.41080504656},{"month":38,"balance":44777.08473249207,"target":65060.41080504656},{"month":39,"balance":45663.236128015444,"target":65060.41080504656},{"month":40,"balance":46550.84990579012,"target":65060.41080504656},{"month":41,"balance":47439.928479130416,"target":65060.41080504656},{"month":42,"balance":48330.47426533325,"target":65060.41080504656},{"month":43,"balance":49222.48968568471,"target":65060.41080504656},{"month":44,"balance":50115.97716546665,"target":65060.41080504656},{"month":45,"balance":51010.939133963264,"target":65060.41080504656},{"month":46,"balance":51907.37802446771,"target":65060.41080504656},{"month":47,"balance":52805.29627428872,"target":65060.41080504656},{"month":48,"balance":53704.69632475721,"target":65060.41080504656},{"month":49,"balance":54605.58062123296,"target":65060.41080504656},{"month":50,"balance":55507.95161311121,"target":65060.41080504656},{"month":51,"balance":56411.81175382935,"target":65060.41080504656},{"month":52,"balance":57317.1635008736,"target":65060.41080504656},{"month":53,"balance":58224.009315785646,"target":65060.41080504656},{"month":54,"balance":59132.3516641694,"target":65060.41080504656},{"month":55,"balance":60042.193015697645,"target":65060.41080504656},{"month":56,"balance":60953.53584411877,"target":65060.41080504656},{"month":57,"balance":61866.38262726351,"target":65060.41080504656},{"month":58,"balance":62780.73584705167,"target":65060.41080504656},{"month":59,"balance":63696.59798949886,"target":65060.41080504656},{"month":60,"balance":64613.97154472329,"target":65060.41080504656}],"coverageByMonth":[{"month":0,"monthsCovered":1.6826146565560076},{"month":1,"monthsCovered":1.7977534007702798},{"month":2,"monthsCovered":1.9130821541148504},{"month":3,"monthsCovered":2.028601230154626},{"month":4,"monthsCovered":2.1443109429719787},{"month":5,"monthsCovered":2.260211607167597},{"month":6,"monthsCovered":2.3763035378613444},{"month":7,"monthsCovered":2.492587050693114},{"month":8,"monthsCovered":2.609062461823689},{"month":9,"monthsCovered":2.7257300879355983},{"month":10,"monthsCovered":2.8425902462339825},{"month":11,"monthsCovered":2.9596432544474527},{"month":12,"monthsCovered":3.076889430828956},{"month":13,"monthsCovered":3.1943290941566396},{"month":14,"monthsCovered":3.311962563734719},{"month":15,"monthsCovered":3.4297901593943454},{"month":16,"monthsCovered":3.5478122014944744},{"month":17,"monthsCovered":3.6660290109227396},{"month":18,"monthsCovered":3.7844409090963214},{"month":19,"monthsCovered":3.9030482179628243},{"month":20,"monthsCovered":4.02185126000115},{"month":21,"monthsCovered":4.140850358222376},{"month":22,"monthsCovered":4.260045836170631},{"month":23,"monthsCovered":4.379438017923979},{"month":24,"monthsCovered":4.4990272280952945},{"month":25,"monthsCovered":4.618813791833151},{"month":26,"monthsCovered":4.738798034822703},{"month":27,"monthsCovered":4.8589802832865665},{"month":28,"monthsCovered":4.9793608639857165},{"month":29,"monthsCovered":5.099940104220364},{"month":30,"monthsCovered":5.220718331830855},{"month":31,"monthsCovered":5.341695875198556},{"month":32,"monthsCovered":5.462873063246749},{"month":33,"monthsCovered":5.584250225441528},{"month":34,"monthsCovered":5.7058276917926865},{"month":35,"monthsCovered":5.827605792854628},{"month":36,"monthsCovered":5.949584859727255},{"month":37,"monthsCovered":6.071765224056869},{"month":38,"monthsCovered":6.194147218037078},{"month":39,"monthsCovered":6.3167311744096954},{"month":40,"monthsCovered":6.439517426465645},{"month":41,"monthsCovered":6.5625063080458705},{"month":42,"monthsCovered":6.685698153542238},{"month":43,"monthsCovered":6.80909329789845},{"month":44,"monthsCovered":6.932692076610952},{"month":45,"monthsCovered":7.056494825729849},{"month":46,"monthsCovered":7.180501881859814},{"month":47,"monthsCovered":7.304713582161009},{"month":48,"monthsCovered":7.429130264349997},{"month":49,"monthsCovered":7.553752266700662},{"month":50,"monthsCovered":7.678579928045129},{"month":51,"monthsCovered":7.8036135877746835},{"month":52,"monthsCovered":7.9288535858407},{"month":53,"monthsCovered":8.054300262755554},{"month":54,"monthsCovered":8.179953959593567},{"month":55,"monthsCovered":8.30581501799191},{"month":56,"monthsCovered":8.431883780151553},{"month":57,"monthsCovered":8.558160588838188},{"month":58,"monthsCovered":8.684645787383154},{"month":59,"monthsCovered":8.811339719684383},{"month":60,"monthsCovered":8.938242730207326}]}}
{"id":"emergency-fund-0182","inputs":{"monthlyExpenses":14933.642958989367,"targetMonths":8,"currentSavings":74473.57077617198,"monthlySavings":3014.8024274618365,"savingsAccountRate":0.060121066747233276},"expected":{"targetAmount":119469.14367191494,"monthsToGoal":13,"yearsToGoal":1.0833333333333333,"interestEarned":6199.134130364386,"projectedBalance":[{"month":0,"balance":74473.57077617198,"target":119469.14367191494},{"month":1,"balance":77861.4924135954,"target":119469.14367191494},{"month":2,"balance":81266.38783959366,"target":119469.14367191494},{"month":3,"balance":84688.3420943564,"target":119469.14367191494},{"month":4,"balance":88127.44064413218,"target":119469.14367191494},{"month":5,"balance":91583.76938336308,"target":119469.14367191494},{"month":6,"balance":95057.41463682996,"target":119469.14367191494},{"month":7,"balance":98548.46316180848,"target":119469.14367191494},{"month":8,"balance":102057.00215023602,"target":119469.14367191494},{"month":9,"balance":105583.11923088926,"target":119469.14367191494},{"month":10,"balance":109126.90247157289,"target":119469.14367191494},{"month":11,"balance":112688.44038131909,"target":119469.14367191494},{"month":12,"balance":116267.82191259817,"target":119469.14367191494},{"month":13,"balance":119865.13646354024,"target":119469.14367191494}],"coverageByMonth":[{"month":0,"monthsCovered":4.986966072557823},{"month":1,"monthsCovered":5.2138311212754935},{"month":2,"monthsCovered":5.4418327840545455},{"month":3,"monthsCovered":5.6709767554324655},{"month":4,"monthsCovered":5.9012687584768795},{"month":5,"monthsCovered":6.132714544928493},{"month":6,"monthsCovered":6.365319895344743},{"month":7,"monthsCovered":6.59909061924417},{"month":8,"monthsCovered":6.834032555251523},{"month":9,"monthsCovered":7.070151571243578},{"month":10,"monthsCovered":7.307453564495695},{"month":11,"monthsCovered":7.54594446182911},{"month":12,"monthsCovered":7.785630219758956},{"month":13,"monthsCovered":8.026516824643041}]}}
{"id":"emergency-fund-0183","inputs":{"monthlyExpenses":5843.574048485607,"targetMonths":10,"currentSavings":36002.799100242555,"monthlySavings":1979.3188870768063,"savingsAccountRate":0.012454545334912838},"expected":{"targetAmount":58435.74048485607,"monthsToGoal":12,"yearsToGoal":1,"interestEarned":587.0204807764967,"projectedBalance":[{"month":0,"balance":36002.799100242555,"target":58435.74048485607},{"month":1,"balance":38019.48452845084,"target":58435.74048485607},{"month":2,"balance":40038.263031666786,"target":58435.74048485607},{"month":3,"balance":42059.13678224852,"target":58435.74048485607},{"month":4,"balance":44082.10795480882,"target":58435.74048485607},{"month":5,"balance":46107.17872621743,"target":58435.74048485607},{"month":6,"balance":48134.35127560346,"target":58435.74048485607},{"month":7,"balance":50163.62778435766,"target":58435.74048485607},{"month":8,"balance":52195.010436134806,"target":58435.74048485607},{"month":9,"balance":54228.501416856045,"target":58435.74048485607},{"month":10,"balance":56264.10291471124,"target":58435.74048485607},{"month":11,"balance":58301.817120161344,"target":58435.74048485607},{"month":12,"balance":60341.64622594073,"target":58435.74048485607}],"coverageByMonth":[{"month":0,"monthsCovered":6.161092304387393},{"month":1,"monthsCovered":6.5062039452214675},{"month":2,"monthsCovered":6.851673770103575},{"month":3,"monthsCovered":7.1975021507853345},{"month":4,"monthsCovered":7.543689459404202},{"month":5,"monthsCovered":7.890236068483867},{"month":6,"monthsCovered":8.237142350934652},{"month":7,"monthsCovered":8.584408680053919},{"month":8,"monthsCovered":8.93203542952646},{"month":9,"monthsCovered":9.280022973424911},{"month":10,"monthsCovered":9.628371686210151},{"month":11,"monthsCovered":9.977081942731703},{"month":12,"monthsCovered":10.326154118228139}]}}
{"id":"emergency-fund-0184","inputs":{"monthlyExpenses":19031.017772154883,"targetMonths":6,"currentSavings":67541.82218573987,"monthlySavings":926.9773819250986,"savingsAccountRate":0.018344125240109862},"expected":{"targetAmount":114186.1066329293,"monthsToGoal":44,"yearsToGoal":3.6666666666666665,"interestEarned":6065.215293745132,"projectedBalance":[{"month":0,"balance":67541.82218573987,"target":114186.1066329293},{"month":1,"balance":68572.04920475834,"target":114186.1066329293},{"month":2,"balance":69603.85110823203,"target":114186.1066329293},{"month":3,"balance":70637.23030365075,"target":114186.1066329293},{"month":4,"balance":71672.18920218457,"target":114186.1066329293},{"month":5,"balance":72708.73021868948,"target":114186.1066329293},{"month":6,"balance":73746.855771713,"target":114186.1066329293},{"month":7,"balance":74786.56828349982,"target":114186.1066329293},{"month":8,"balance":75827.87017999747,"target":114186.1066329293},{"month":9,"balance":76870.76389086196,"target":114186.1066329293},{"month":10,"balance":77915.25184946346,"target":114186.1066329293},{"month":11,"balance":78961.33649289199,"target":114186.1066329293},{"month":12,"balance":80009.02026196309,"target":114186.1066329293},{"month":13,"balance":81058.30560122352,"target":114186.1066329293},{"month":14,"balance":82109.19495895694,"target":114186.1066329293},{"month":15,"balance":83161.69078718968,"target":114186.1066329293},{"month":16,"balance":84215.79554169641,"target":114186.1066329293},{"month":17,"balance":85271.51168200588,"target":114186.1066329293},{"month":18,"balance":86328.84167140666,"target":114186.1066329293},{"month":19,"balance":87387.78797695291,"target":114186.1066329293},{"month":20,"balance":88448.35306947012,"target":114186.1066329293},{"month":21,"balance":89510.53942356087,"target":114186.1066329293},{"month":22,"balance":90574.3495176106,"target":114186.1066329293},{"month":23,"balance":91639.7858337934,"target":114186.1066329293},{"month":24,"balance":92706.85085807783,"target":114186.1066329293},{"month":25,"balance":93775.54708023266,"target":114186.1066329293},{"month":26,"balance":94845.87699383273,"target":114186.1066329293},{"month":27,"balance":95917.84309626474,"target":114186.1066329293},{"month":28,"balance":96991.44788873309,"target":114186.1066329293},{"month":29,"balance":98066.69387626574,"target":114186.1066329293},{"month":30,"balance":99143.58356771998,"target":114186.1066329293},{"month":31,"balance":100222.11947578838,"target":114186.1066329293},{"month":32,"balance":101302.30411700458,"target":114186.1066329293},{"month":33,"balance":102384.14001174917,"target":114186.1066329293},{"month":34,"balance":103467.62968425565,"target":114186.1066329293},{"month":35,"balance":104552.77566261619,"target":114186.1066329293},{"month":36,"balance":105639.58047878763,"target":114186.1066329293},{"month":37,"balance":106728.04666859735,"target":114186.1066329293},{"month":38,"balance":107818.1767717492,"target":114186.1066329293},{"month":39,"balance":108909.9733318294,"target":114186.1066329293},{"month":40,"balance":110003.43889631251,"target":114186.1066329293},{"month":41,"balance":111098.57601656733,"target":114186.1066329293},{"month":42,"balance":112195.3872478629,"target":114186.1066329293},{"month":43,"balance":113293.87514937445,"target":114186.1066329293},{"month":44,"balance":114394.04228418935,"target":114186.1066329293}],"coverageByMonth":[{"month":0,"monthsCovered":3.549038889794075},{"month":1,"monthsCovered":3.6031729897856075},{"month":2,"monthsCovered":3.6573898433363077},{"month":3,"monthsCovered":3.711689576949646},{"month":4,"monthsCovered":3.7660723173224766},{"month":5,"monthsCovered":3.820538191345332},{"month":6,"monthsCovered":3.8750873261027197},{"month":7,"monthsCovered":3.9297198488734177},{"month":8,"monthsCovered":3.984435887130774},{"month":9,"monthsCovered":4.039235568543},{"month":10,"monthsCovered":4.09411902097347},{"month":11,"monthsCovered":4.149086372481023},{"month":12,"monthsCovered":4.204137751320258},{"month":13,"monthsCovered":4.259273285941831},{"month":14,"monthsCovered":4.314493104992761},{"month":15,"monthsCovered":4.369797337316725},{"month":16,"monthsCovered":4.425186111954361},{"month":17,"monthsCovered":4.480659558143567},{"month":18,"monthsCovered":4.536217805319806},{"month":19,"monthsCovered":4.591860983116406},{"month":20,"monthsCovered":4.64758922136486},{"month":21,"monthsCovered":4.703402650095134},{"month":22,"monthsCovered":4.759301399535967},{"month":23,"monthsCovered":4.815285600115176},{"month":24,"monthsCovered":4.871355382459959},{"month":25,"monthsCovered":4.927510877397203},{"month":26,"monthsCovered":4.983752215953784},{"month":27,"monthsCovered":5.040079529356877},{"month":28,"monthsCovered":5.096492949034262},{"month":29,"monthsCovered":5.15299260661463},{"month":30,"monthsCovered":5.209578633927888},{"month":31,"monthsCovered":5.266251163005468},{"month":32,"monthsCovered":5.323010326080638},{"month":33,"monthsCovered":5.379856255588805},{"month":34,"monthsCovered":5.43678908416783},{"month":35,"monthsCovered":5.4938089446583325},{"month":36,"monthsCovered":5.550915970104002},{"month":37,"monthsCovered":5.608110293751911},{"month":38,"monthsCovered":5.665392049052821},{"month":39,"monthsCovered":5.722761369661499},{"month":40,"monthsCovered":5.780218389437025},{"month":41,"monthsCovered":5.837763242443109},{"month":42,"monthsCovered":5.895396062948399},{"month":43,"monthsCovered":5.953116985426796},{"month":44,"monthsCovered":6.01092614455777}]}}
{"id":"emergency-fund-0185","inputs":{"monthlyExpenses":9649.286811589263,"targetMonths":9,"currentSavings":34763.54517042637,"monthlySavings":4592.013248824514,"savingsAccountRate":0.045876047918573026},"expected":{"targetAmount":86843.58130430337,"monthsToGoal":11,"yearsToGoal":0.9166666666666666,"interestEarned":2466.8799426984915,"projectedBalance":[{"month":0,"balance":34763.54517042637,"target":86843.58130430337},{"month":1,"balance":39488.45959125571,"target":86843.58130430337},{"month":2,"balance":44231.43737878348,"target":86843.58130430337},{"month":3,"balance":48992.54758933269,"target":86843.58130430337},{"month":4,"balance":53771.859543228966,"target":86843.58130430337},{"month":5,"balance":58569.442825809805,"target":86843.58130430337},{"month":6,"balance":63385.36728843773,"target":86843.58130430337},{"month":7,"balance":68219.7030495173,"target":86843.58130430337},{"month":8,"balance":73072.52049551602,"target":86843.58130430337},{"month":9,"balance":77943.89028198912,"target":86843.58130430337},{"month":10,"balance":82833.88333460834,"target":86843.58130430337},{"month":11,"balance":87742.57085019452,"target":86843.58130430337}],"coverageByMonth":[{"month":0,"monthsCovered":3.6027061739603035},{"month":1,"monthsCovered":4.0923708002780215},{"month":2,"monthsCovered":4.583907416417488},{"month":3,"monthsCovered":5.077323179003266},{"month":4,"monthsCovered":5.572625272019725},{"month":5,"monthsCovered":6.069820906915633},{"month":6,"monthsCovered":6.568917322709158},{"month":7,"monthsCovered":7.069921786093259},{"month":8,"monthsCovered":7.572841591541497},{"month":9,"monthsCovered":8.07768406141423},{"month":10,"monthsCovered":8.58445654606523},{"month":11,"monthsCovered":9.093166423948702}]}}
{"id":"emergency-fund-0186","inputs":{"monthlyExpenses":17981.472630868666,"targetMonths":2,"currentSavings":78787.15982660651,"monthlySavings":2649.715965683572,"savingsAccountRate":0.06062431200407446},"expected":{"targetAmount":35962.94526173733,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":78787.15982660651,"target":35962.94526173733}],"coverageByMonth":[{"month":0,"monthsCovered":4.381574381808593}]}}
{"id":"emergency-fund-0187","inputs":{"monthlyExpenses":16521.822972339578,"targetMonths":2,"currentSavings":56172.71214723587,"monthlySavings":4759.173421608284,"savingsAccountRate":0.012388691522646695},"expected":{"targetAmount":33043.645944679156,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":56172.71214723587,"target":33043.645944679156}],"coverageByMonth":[{"month":0,"monthsCovered":3.3999100608497512}]}}
{"id":"emergency-fund-0188","inputs":{"monthlyExpenses":12004.635905032046,"targetMonths":11,"currentSavings":85812.28582188487,"monthlySavings":2897.273919964209,"savingsAccountRate":0.028754033667501067},"expected":{"targetAmount":132050.9949553525,"monthsToGoal":15,"yearsToGoal":1.25,"interestEarned":3873.157865883142,"projectedBalance":[{"month":0,"balance":85812.28582188487,"target":132050.9949553525},{"month":1,"balance":88915.18052148307,"target":132050.9949553525},{"month":2,"balance":92025.51028263617,"target":132050.9949553525},{"month":3,"balance":95143.29292101171,"target":132050.9949553525},{"month":4,"balance":98268.54629496657,"target":132050.9949553525},{"month":5,"balance":101401.28830564927,"target":132050.9949553525},{"month":6,"balance":104541.53689710255,"target":132050.9949553525},{"month":7,"balance":107689.31005636606,"target":132050.9949553525},{"month":8,"balance":110844.62581357949,"target":132050.9949553525},{"month":9,"balance":114007.50224208581,"target":132050.9949553525},{"month":10,"balance":117177.95745853476,"target":132050.9949553525},{"month":11,"balance":120356.00962298662,"target":132050.9949553525},{"month":12,"balance":123541.67693901628,"target":132050.9949553525},{"month":13,"balance":126734.97765381749,"target":132050.9949553525},{"month":14,"balance":129935.93005830736,"target":132050.9949553525},{"month":15,"balance":133144.55248723115,"target":132050.9949553525}],"coverageByMonth":[{"month":0,"monthsCovered":7.148262263074091},{"month":1,"monthsCovered":7.406736966025935},{"month":2,"monthsCovered":7.665831018170351},{"month":3,"monthsCovered":7.925545903572969},{"month":4,"monthsCovered":8.185883109855487},{"month":5,"monthsCovered":8.446844128204201},{"month":6,"monthsCovered":8.708430453378542},{"month":7,"monthsCovered":8.970643583719633},{"month":8,"monthsCovered":9.23348502115888},{"month":9,"monthsCovered":9.496956271226576},{"month":10,"monthsCovered":9.761058843060509},{"month":11,"monthsCovered":10.025794249414625},{"month":12,"monthsCovered":10.29116400666768},{"month":13,"monthsCovered":10.557169634831935},{"month":14,"monthsCovered":10.823812657561854},{"month":15,"monthsCovered":11.09109460216284}]}}
{"id":"emergency-fund-0189","inputs":{"monthlyExpenses":8877.274530241266,"targetMonths":11,"currentSavings":7647.8080824017525,"monthlySavings":4881.427398743108,"savingsAccountRate":0.06609135624021292},"expected":{"targetAmount":97650.01983265392,"monthsToGoal":18,"yearsToGoal":1.5,"interestEarned":5031.507917484167,"projectedBalance":[{"month":0,"balance":7647.8080824017525,"target":97650.01983265392},{"month":1,"balance":12571.356648514095,"target":97650.01983265392},{"month":2,"balance":17522.022214813845,"target":97650.01983265392},{"month":3,"balance":22499.954131244303,"target":97650.01983265392},{"month":4,"balance":27505.302570310454,"target":97650.01983265392},{"month":5,"balance":32538.21853160933,"target":97650.01983265392},{"month":6,"balance":37598.85384638532,"target":97650.01983265392},{"month":7,"balance":42687.36118211052,"target":97650.01983265392},{"month":8,"balance":47803.89404709043,"target":97650.01983265392},{"month":9,"balance":52948.60679509484,"target":97650.01983265392},{"month":10,"balance":58121.65463001442,"target":97650.01983265392},{"month":11,"balance":63323.193610542774,"target":97650.01983265392},{"month":12,"balance":68553.38065488441,"target":97650.01983265392},{"month":13,"balance":73812.3735454886,"target":97650.01983265392},{"month":14,"balance":79100.33093380927,"target":97650.01983265392},{"month":15,"balance":84417.41234509114,"target":97650.01983265392},{"month":16,"balance":89763.77818318228,"target":97650.01983265392},{"month":17,"balance":95139.58973537307,"target":97650.01983265392},{"month":18,"balance":100545.00917726186,"target":97650.01983265392}],"coverageByMonth":[{"month":0,"monthsCovered":0.861504063702072},{"month":1,"monthsCovered":1.4161279574816112},{"month":2,"monthsCovered":1.9738065050397438},{"month":3,"monthsCovered":2.534556530227392},{"month":4,"monthsCovered":3.0983949495547387},{"month":5,"monthsCovered":3.665338772701559},{"month":6,"monthsCovered":4.235405103030362},{"month":7,"monthsCovered":4.808611138102357},{"month":8,"monthsCovered":5.384974170196268},{"month":9,"monthsCovered":5.964511586829996},{"month":10,"monthsCovered":6.5472408712851635},{"month":11,"monthsCovered":7.1331796031345425},{"month":12,"monthsCovered":7.722345458772387},{"month":13,"monthsCovered":8.314756211947692},{"month":14,"monthsCovered":8.910429734300386},{"month":15,"monthsCovered":9.509383995900468},{"month":16,"monthsCovered":10.111637065790134},{"month":17,"monthsCovered":10.717207112528868},{"month":18,"monthsCovered":11.326112404741554}]}}
{"id":"emergency-fund-0190","inputs":{"monthlyExpenses":6597.59183798451,"targetMonths":10,"currentSavings":65830.01052495092,"monthlySavings":4168.62422429258,"savingsAccountRate":0.02697684303857386},"expected":{"targetAmount":65975.9183798451,"monthsToGoal":1,"yearsToGoal":0.08333333333333333,"interestEarned":147.99048842993216,"projectedBalance":[{"month":0,"balance":65830.01052495092,"target":65975.9183798451},{"month":1,"balance":70146.62523767343,"target":65975.9183798451}],"coverageByMonth":[{"month":0,"monthsCovered":9.977884679974572},{"month":1,"monthsCovered":10.6321559381434}]}}
{"id":"emergency-fund-0191","inputs":{"monthlyExpenses":19951.47940365132,"targetMonths":8,"currentSavings":58246.32868170738,"monthlySavings":1990.0690585374832,"savingsAccountRate":0.011666891905479133},"expected":{"targetAmount":159611.83522921056,"monthsToGoal":49,"yearsToGoal":4.083333333333333,"interestEarned":5150.993752712529,"projectedBalance":[{"month":0,"balance":58246.32868170738,"target":159611.83522921056},{"month":1,"balance":60293.02720862991,"target":159611.83522921056},{"month":2,"balance":62341.71561975883,"target":159611.83522921056},{"month":3,"balance":64392.39584974114,"target":159611.83522921056},{"month":4,"balance":66445.06983510478,"target":159611.83522921056},{"month":5,"balance":68499.73951426045,"target":159611.83522921056},{"month":6,"balance":70556.40682750347,"target":159611.83522921056},{"month":7,"balance":72615.07371701558,"target":159611.83522921056},{"month":8,"balance":74675.7421268668,"target":159611.83522921056},{"month":9,"balance":76738.41400301726,"target":159611.83522921056},{"month":10,"balance":78803.09129331901,"target":159611.83522921056},{"month":11,"balance":80869.7759475179,"target":159611.83522921056},{"month":12,"balance":82938.4699172554,"target":159611.83522921056},{"month":13,"balance":85009.17515607043,"target":159611.83522921056},{"month":14,"balance":87081.89361940123,"target":159611.83522921056},{"month":15,"balance":89156.62726458722,"target":159611.83522921056},{"month":16,"balance":91233.3780508708,"target":159611.83522921056},{"month":17,"balance":93312.14793939922,"target":159611.83522921056},{"month":18,"balance":95392.93889322647,"target":159611.83522921056},{"month":19,"balance":97475.75287731507,"target":159611.83522921056},{"month":20,"balance":99560.59185853797,"target":159611.83522921056},{"month":21,"balance":101647.45780568039,"target":159611.83522921056},{"month":22,"balance":103736.35268944169,"target":159611.83522921056},{"month":23,"balance":105827.2784824372,"target":159611.83522921056},{"month":24,"balance":107920.23715920017,"target":159611.83522921056},{"month":25,"balance":110015.2306961835,"target":159611.83522921056},{"month":26,"balance":112112.26107176172,"target":159611.83522921056},{"month":27,"balance":114211.3302662328,"target":159611.83522921056},{"month":28,"balance":116312.44026182005,"target":159611.83522921056},{"month":29,"balance":118415.59304267398,"target":159611.83522921056},{"month":30,"balance":120520.79059487414,"target":159611.83522921056},{"month":31,"balance":122628.03490643107,"target":159611.83522921056},{"month":32,"balance":124737.32796728812,"target":159611.83522921056},{"month":33,"balance":126848.67176932334,"target":159611.83522921056},{"month":34,"balance":128962.06830635136,"target":159611.83522921056},{"month":35,"balance":131077.5195741253,"target":159611.83522921056},{"month":36,"balance":133195.0275703386,"target":159611.83522921056},{"month":37,"balance":135314.59429462696,"target":159611.83522921056},{"month":38,"balance":137436.2217485702,"target":159611.83522921056},{"month":39,"balance":139559.9119356942,"target":159611.83522921056},{"month":40,"balance":141685.66686147268,"target":159611.83522921056},{"month":41,"balance":143813.48853332922,"target":159611.83522921056},{"month":42,"balance":145943.37896063906,"target":159611.83522921056},{"month":43,"balance":148075.34015473106,"target":159611.83522921056},{"month":44,"balance":150209.37412888958,"target":159611.83522921056},{"month":45,"balance":152345.48289835636,"target":159611.83522921056},{"month":46,"balance":154483.66848033245,"target":159611.83522921056},{"month":47,"balance":156623.9328939801,"target":159611.83522921056},{"month":48,"balance":158766.27816042467,"target":159611.83522921056},{"month":49,"balance":160910.7063027566,"target":159611.83522921056}],"coverageByMonth":[{"month":0,"monthsCovered":2.919398983067277},{"month":1,"monthsCovered":3.0219827807654043},{"month":2,"monthsCovered":3.124666314636782},{"month":3,"monthsCovered":3.2274496816490053},{"month":4,"monthsCovered":3.3303329788639466},{"month":5,"monthsCovered":3.433316303437845},{"month":6,"monthsCovered":3.5363997526213993},{"month":7,"monthsCovered":3.6395834237598588},{"month":8,"monthsCovered":3.742867414293117},{"month":9,"monthsCovered":3.846251821755802},{"month":10,"monthsCovered":3.949736743777369},{"month":11,"monthsCovered":4.0533222780821925},{"month":12,"monthsCovered":4.157008522489657},{"month":13,"monthsCovered":4.260795574914255},{"month":14,"monthsCovered":4.36468353336567},{"month":15,"monthsCovered":4.468672495948881},{"month":16,"monthsCovered":4.572762560864243},{"month":17,"monthsCovered":4.676953826407588},{"month":18,"monthsCovered":4.781246390970316},{"month":19,"monthsCovered":4.885640353039486},{"month":20,"monthsCovered":4.99013581119791},{"month":21,"monthsCovered":5.0947328641242455},{"month":22,"monthsCovered":5.199431610593092},{"month":23,"monthsCovered":5.304232149475079},{"month":24,"monthsCovered":5.409134579736964},{"month":25,"monthsCovered":5.514139000441722},{"month":26,"monthsCovered":5.6192455107486445},{"month":27,"monthsCovered":5.724454209913426},{"month":28,"monthsCovered":5.829765197288263},{"month":29,"monthsCovered":5.935178572321948},{"month":30,"monthsCovered":6.040694434559957},{"month":31,"monthsCovered":6.146312883644554},{"month":32,"monthsCovered":6.252034019314876},{"month":33,"monthsCovered":6.35785794140703},{"month":34,"monthsCovered":6.46378474985419},{"month":35,"monthsCovered":6.569814544686687},{"month":36,"monthsCovered":6.6759474260321054},{"month":37,"monthsCovered":6.782183494115381},{"month":38,"monthsCovered":6.888522849258888},{"month":39,"monthsCovered":6.994965591882542},{"month":40,"monthsCovered":7.1015118225038885},{"month":41,"monthsCovered":7.208161641738202},{"month":42,"monthsCovered":7.314915150298577},{"month":43,"monthsCovered":7.421772448996028},{"month":44,"monthsCovered":7.52873363873958},{"month":45,"monthsCovered":7.635798820536367},{"month":46,"monthsCovered":7.742968095491726},{"month":47,"monthsCovered":7.850241564809292},{"month":48,"monthsCovered":7.957619329791096},{"month":49,"monthsCovered":8.065101491837659}]}}
{"id":"emergency-fund-0192","inputs":{"monthlyExpenses":3100.9147856384516,"targetMonths":10,"currentSavings":98780.19683528692,"monthlySavings":730.0834495108575,"savingsAccountRate":0.036638332218863076},"expected":{"targetAmount":31009.147856384516,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":98780.19683528692,"target":31009.147856384516}],"coverageByMonth":[{"month":0,"monthsCovered":31.85517941117783}]}}
{"id":"emergency-fund-0193","inputs":{"monthlyExpenses":1028.5009604413062,"targetMonths":12,"currentSavings":96208.83071329445,"monthlySavings":4492.780628078617,"savingsAccountRate":0.04405312767717988},"expected":{"targetAmount":12342.011525295675,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":96208.83071329445,"target":12342.011525295675}],"coverageByMonth":[{"month":0,"monthsCovered":93.5427718725838}]}}
{"id":"emergency-fund-0194","inputs":{"monthlyExpenses":8034.820271190256,"targetMonths":3,"currentSavings":79404.98685929924,"monthlySavings":4961.222145787906,"savingsAccountRate":0.07722289897268639},"expected":{"targetAmount":24104.460813570768,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":79404.98685929924,"target":24104.460813570768}],"coverageByMonth":[{"month":0,"monthsCovered":9.882608966875672}]}}
{"id":"emergency-fund-0195","inputs":{"monthlyExpenses":14843.767369398847,"targetMonths":4,"currentSavings":85391.15667808801,"monthlySavings":378.23013497982174,"savingsAccountRate":0.06456750955199823},"expected":{"targetAmount":59375.06947759539,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":85391.15667808801,"target":59375.06947759539}],"coverageByMonth":[{"month":0,"monthsCovered":5.7526606657906845}]}}
{"id":"emergency-fund-0196","inputs":{"monthlyExpenses":18327.24632625468,"targetMonths":4,"currentSavings":60903.53294275701,"monthlySavings":1004.0068166330457,"savingsAccountRate":0.01820605421671644},"expected":{"targetAmount":73308.98530501872,"monthsToGoal":12,"yearsToGoal":1,"interestEarned":1219.1570806482196,"projectedBalance":[{"month":0,"balance":60903.53294275701,"target":73308.98530501872},{"month":1,"balance":61999.94084461884,"target":73308.98530501872},{"month":2,"balance":63098.01218495608,"target":73308.98530501872},{"month":3,"balance":64197.74948748966,"target":73308.98530501872},{"month":4,"balance":65299.15527976941,"target":73308.98530501872},{"month":5,"balance":66402.23209317989,"target":73308.98530501872},{"month":6,"balance":67506.98246294622,"target":73308.98530501872},{"month":7,"balance":68613.40892813988,"target":73308.98530501872},{"month":8,"balance":69721.51403168455,"target":73308.98530501872},{"month":9,"balance":70831.30032036196,"target":73308.98530501872},{"month":10,"balance":71942.77034481776,"target":73308.98530501872},{"month":11,"balance":73055.92665956735,"target":73308.98530501872},{"month":12,"balance":74170.77182300178,"target":73308.98530501872}],"coverageByMonth":[{"month":0,"monthsCovered":3.3231142234122597},{"month":1,"monthsCovered":3.3829381534421175},{"month":2,"monthsCovered":3.4428528466147736},{"month":3,"monthsCovered":3.5028584406334535},{"month":4,"monthsCovered":3.5629550734103006},{"month":5,"monthsCovered":3.6231428830666954},{"month":6,"monthsCovered":3.6834220079335735},{"month":7,"monthsCovered":3.7437925865517396},{"month":8,"monthsCovered":3.804254757672191},{"month":9,"monthsCovered":3.8648086602564313},{"month":10,"monthsCovered":3.9254544334767965},{"month":11,"monthsCovered":3.9861922167167663},{"month":12,"monthsCovered":4.0470221495712915}]}}
{"id":"emergency-fund-0197","inputs":{"monthlyExpenses":9856.419990304857,"targetMonths":6,"currentSavings":5043.261428363621,"monthlySavings":3438.2561332546175,"savingsAccountRate":0.026915779234841467},"expected":{"targetAmount":59138.519941829145,"monthsToGoal":16,"yearsToGoal":1.3333333333333333,"interestEarned":1119.2590484419125,"projectedBalance":[{"month":0,"balance":5043.261428363621,"target":59138.519941829145},{"month":1,"balance":8492.829504220692,"target":59138.519941829145},{"month":2,"balance":11950.134897809872,"target":59138.519941829145},{"month":3,"balance":15415.194963792492,"target":59138.519941829145},{"month":4,"balance":18888.027095756064,"target":59138.519941829145},{"month":5,"balance":22368.648726301606,"target":59138.519941829145},{"month":6,"balance":25857.07732713113,"target":59138.519941829145},{"month":7,"balance":29353.330409135357,"target":59138.519941829145},{"month":8,"balance":32857.425522481615,"target":59138.519941829145},{"month":9,"balance":36369.38025670193,"target":59138.519941829145},{"month":10,"balance":39889.21224078133,"target":59138.519941829145},{"month":11,"balance":43416.93914324633,"target":59138.519941829145},{"month":12,"balance":46952.57867225363,"target":59138.519941829145},{"month":13,"balance":50496.14857567899,"target":59138.519941829145},{"month":14,"balance":54047.666641206335,"target":59138.519941829145},{"month":15,"balance":57607.15069641704,"target":59138.519941829145},{"month":16,"balance":61174.61860887941,"target":59138.519941829145}],"coverageByMonth":[{"month":0,"monthsCovered":0.5116727405411257},{"month":1,"monthsCovered":0.8616545878295118},{"month":2,"monthsCovered":1.2124214379627158},{"month":3,"monthsCovered":1.563975051687677},{"month":4,"monthsCovered":1.9163171937006573},{"month":5,"monthsCovered":2.2694496326561007},{"month":6,"monthsCovered":2.6233741411755096},{"month":7,"monthsCovered":2.978092495856344},{"month":8,"monthsCovered":3.33360647728094},{"month":9,"monthsCovered":3.6899178700254462},{"month":10,"monthsCovered":4.047028462668783},{"month":11,"monthsCovered":4.404940047801621},{"month":12,"monthsCovered":4.763654422035378},{"month":13,"monthsCovered":5.1231733860112385},{"month":14,"monthsCovered":5.483498744409191},{"month":15,"monthsCovered":5.844632305957091},{"month":16,"monthsCovered":6.206575883439733}]}}
{"id":"emergency-fund-0198","inputs":{"monthlyExpenses":18588.369881617837,"targetMonths":7,"currentSavings":22114.368970505893,"monthlySavings":1455.577765707858,"savingsAccountRate":0.023912375350482764},"expected":{"targetAmount":130118.58917132486,"monthsToGoal":68,"yearsToGoal":5.666666666666667,"interestEarned":10112.36011813546,"projectedBalance":[{"month":0,"balance":22114.368970505893,"target":130118.58917132486},{"month":1,"balance":23614.013993835568,"target":130118.58917132486},{"month":2,"balance":25116.64735672277,"target":130118.58917132486},{"month":3,"balance":26622.2750140256,"target":130118.58917132486},{"month":4,"balance":28130.902932468387,"target":130118.58917132486},{"month":5,"balance":29642.53709066534,"target":130118.58917132486},{"month":6,"balance":31157.18347914425,"target":130118.58917132486},{"month":7,"balance":32674.848100370204,"target":130118.58917132486},{"month":8,"balance":34195.536968769404,"target":130118.58917132486},{"month":9,"balance":35719.25611075297,"target":130118.58917132486},{"month":10,"balance":37246.01156474085,"target":130118.58917132486},{"month":11,"balance":38775.809381185754,"target":130118.58917132486},{"month":12,"balance":40308.655622597085,"target":130118.58917132486},{"month":13,"balance":41844.55636356502,"target":130118.58917132486},{"month":14,"balance":43383.51769078454,"target":130118.58917132486},{"month":15,"balance":44925.54570307959,"target":130118.58917132486},{"month":16,"balance":46470.64651142722,"target":130118.58917132486},{"month":17,"balance":48018.82623898181,"target":130118.58917132486},{"month":18,"balance":49570.091021099346,"target":130118.58917132486},{"month":19,"balance":51124.44700536171,"target":130118.58917132486},{"month":20,"balance":52681.90035160107,"target":130118.58917132486},{"month":21,"balance":54242.45723192428,"target":130118.58917132486},{"month":22,"balance":55806.12383073733,"target":130118.58917132486},{"month":23,"balance":57372.90634476986,"target":130118.58917132486},{"month":24,"balance":58942.810983099735,"target":130118.58917132486},{"month":25,"balance":60515.84396717763,"target":130118.58917132486},{"month":26,"balance":62092.01153085168,"target":130118.58917132486},{"month":27,"balance":63671.31992039223,"target":130118.58917132486},{"month":28,"balance":65253.77539451651,"target":130118.58917132486},{"month":29,"balance":66839.38422441352,"target":130118.58917132486},{"month":30,"balance":68428.15269376882,"target":130118.58917132486},{"month":31,"balance":70020.08709878947,"target":130118.58917132486},{"month":32,"balance":71615.19374822898,"target":130118.58917132486},{"month":33,"balance":73213.47896341227,"target":130118.58917132486},{"month":34,"balance":74814.94907826078,"target":130118.58917132486},{"month":35,"balance":76419.61043931752,"target":130118.58917132486},{"month":36,"balance":78027.46940577227,"target":130118.58917132486},{"month":37,"balance":79638.53234948672,"target":130118.58917132486},{"month":38,"balance":81252.80565501978,"target":130118.58917132486},{"month":39,"balance":82870.29571965286,"target":130118.58917132486},{"month":40,"balance":84491.0089534152,"target":130118.58917132486},{"month":41,"balance":86114.95177910932,"target":130118.58917132486},{"month":42,"balance":87742.13063233641,"target":130118.58917132486},{"month":43,"balance":89372.5519615219,"target":130118.58917132486},{"month":44,"balance":91006.22222794095,"target":130118.58917132486},{"month":45,"balance":92643.14790574413,"target":130118.58917132486},{"month":46,"balance":94283.33548198303,"target":130118.58917132486},{"month":47,"balance":95926.79145663594,"target":130118.58917132486},{"month":48,"balance":97573.52234263367,"target":130118.58917132486},{"month":49,"balance":99223.53466588534,"target":130118.58917132486},{"month":50,"balance":100876.83496530421,"target":130118.58917132486},{"month":51,"balance":102533.42979283365,"target":130118.58917132486},{"month":52,"balance":104193.32571347305,"target":130118.58917132486},{"month":53,"balance":105856.52930530388,"target":130118.58917132486},{"month":54,"balance":107523.04715951571,"target":130118.58917132486},{"month":55,"balance":109192.8858804324,"target":130118.58917132486},{"month":56,"balance":110866.05208553819,"target":130118.58917132486},{"month":57,"balance":112542.55240550402,"target":130118.58917132486},{"month":58,"balance":114222.39348421368,"target":130118.58917132486},{"month":59,"balance":115905.58197879029,"target":130118.58917132486},{"month":60,"balance":117592.12455962256,"target":130118.58917132486}],"coverageByMonth":[{"month":0,"monthsCovered":1.1896884509692773},{"month":1,"monthsCovered":1.2703649725190602},{"month":2,"monthsCovered":1.3512022580076153},{"month":3,"monthsCovered":1.4322006277889137},{"month":4,"monthsCovered":1.5133604028552943},{"month":5,"monthsCovered":1.594681904838737},{"month":6,"monthsCovered":1.6761654560121377},{"month":7,"monthsCovered":1.7578113792905843},{"month":8,"monthsCovered":1.8396199982326369},{"month":9,"monthsCovered":1.9215916370416095},{"month":10,"monthsCovered":2.003726620566857},{"month":11,"monthsCovered":2.0860252743050594},{"month":12,"monthsCovered":2.1684879244015143},{"month":13,"monthsCovered":2.2511148976514277},{"month":14,"monthsCovered":2.3339065215012096},{"month":15,"monthsCovered":2.416863124049773},{"month":16,"monthsCovered":2.499985034049831},{"month":17,"monthsCovered":2.5832725809092034},{"month":18,"monthsCovered":2.666726094692119},{"month":19,"monthsCovered":2.7503459061205264},{"month":20,"monthsCovered":2.834132346575401},{"month":21,"monthsCovered":2.9180857480980626},{"month":22,"monthsCovered":3.0022064433914872},{"month":23,"monthsCovered":3.0864947658216284},{"month":24,"monthsCovered":3.1709510494187376},{"month":25,"monthsCovered":3.255575628878687},{"month":26,"monthsCovered":3.340368839564296},{"month":27,"monthsCovered":3.4253310175066627},{"month":28,"monthsCovered":3.510462499406492},{"month":29,"monthsCovered":3.5957636226354324},{"month":30,"monthsCovered":3.681234725237412},{"month":31,"monthsCovered":3.7668761459299778},{"month":32,"monthsCovered":3.8526882241056395},{"month":33,"monthsCovered":3.938671299833213},{"month":34,"monthsCovered":4.024825713859168},{"month":35,"monthsCovered":4.111151807608982},{"month":36,"monthsCovered":4.197649923188485},{"month":37,"monthsCovered":4.284320403385226},{"month":38,"monthsCovered":4.371163591669823},{"month":39,"monthsCovered":4.458179832197327},{"month":40,"monthsCovered":4.5453694698085885},{"month":41,"monthsCovered":4.63273285003162},{"month":42,"monthsCovered":4.720270319082966},{"month":43,"monthsCovered":4.807982223869077},{"month":44,"monthsCovered":4.895868911987684},{"month":45,"monthsCovered":4.983930731729174},{"month":46,"monthsCovered":5.0721680320779745},{"month":47,"monthsCovered":5.160581162713928},{"month":48,"monthsCovered":5.249170474013689},{"month":49,"monthsCovered":5.337936317052102},{"month":50,"monthsCovered":5.426879043603602},{"month":51,"monthsCovered":5.515999006143602},{"month":52,"monthsCovered":5.605296557849892},{"month":53,"monthsCovered":5.694772052604037},{"month":54,"monthsCovered":5.784425844992787},{"month":55,"monthsCovered":5.874258290309468},{"month":56,"monthsCovered":5.964269744555405},{"month":57,"monthsCovered":6.054460564441323},{"month":58,"monthsCovered":6.1448311073887645},{"month":59,"monthsCovered":6.235381731531504},{"month":60,"monthsCovered":6.326112795716972}]}}
{"id":"emergency-fund-0199","inputs":{"monthlyExpenses":2013.1535711698234,"targetMonths":8,"currentSavings":63656.23394958675,"monthlySavings":4361.4486736711115,"savingsAccountRate":0.030895210884045815},"expected":{"targetAmount":16105.228569358587,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":63656.23394958675,"target":16105.228569358587}],"coverageByMonth":[{"month":0,"monthsCovered":31.620157975626643}]}}
{"id":"emergency-fund-0200","inputs":{"monthlyExpenses":3456.692197942175,"targetMonths":8,"currentSavings":63666.946231387556,"monthlySavings":4440.798017592169,"savingsAccountRate":0.028880411554127933},"expected":{"targetAmount":27653.5375835374,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":63666.946231387556,"target":27653.5375835374}],"coverageByMonth":[{"month":0,"monthsCovered":18.418459783399147}]}}
{"id":"emergency-fund-0201","inputs":{"monthlyExpenses":7743.226846214384,"targetMonths":3,"currentSavings":98439.38904814422,"monthlySavings":3929.636523243971,"savingsAccountRate":0.022633617494720967},"expected":{"targetAmount":23229.68053864315,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":98439.38904814422,"target":23229.68053864315}],"coverageByMonth":[{"month":0,"monthsCovered":12.712967216796784}]}}
{"id":"emergency-fund-0202","inputs":{"monthlyExpenses":10337.832523393445,"targetMonths":5,"currentSavings":20445.14154549688,"monthlySavings":1343.9324315986596,"savingsAccountRate":0.0464343737019226},"expected":{"targetAmount":51689.16261696722,"monthsToGoal":22,"yearsToGoal":1.8333333333333333,"interestEarned":3045.9197589399773,"projectedBalance":[{"month":0,"balance":20445.14154549688,"target":51689.16261696722},{"month":1,"balance":21868.1870890049,"target":51689.16261696722},{"month":2,"balance":23296.73915155976,"target":51689.16261696722},{"month":3,"balance":24730.819040808397,"target":51689.16261696722},{"month":4,"balance":26170.44814684835,"target":51689.16261696722},{"month":5,"balance":27615.647942546806,"target":51689.16261696722},{"month":6,"balance":29066.439983860877,"target":51689.16261696722},{"month":7,"balance":30522.84591015913,"target":51689.16261696722},{"month":8,"balance":31984.887444544333,"target":51689.16261696722},{"month":9,"balance":33452.58639417749,"target":51689.16261696722},{"month":10,"balance":34925.96465060307,"target":51689.16261696722},{"month":11,"balance":36405.04419007558,"target":51689.16261696722},{"month":12,"balance":37889.84707388732,"target":51689.16261696722},{"month":13,"balance":39380.39544869745,"target":51689.16261696722},{"month":14,"balance":40876.7115468623,"target":51689.16261696722},{"month":15,"balance":42378.81768676702,"target":51689.16261696722},{"month":16,"balance":43886.73627315843,"target":51689.16261696722},{"month":17,"balance":45400.48979747922,"target":51689.16261696722},{"month":18,"balance":46920.10083820342,"target":51689.16261696722},{"month":19,"balance":48445.59206117316,"target":51689.16261696722},{"month":20,"balance":49976.98621993677,"target":51689.16261696722},{"month":21,"balance":51514.306156088125,"target":51689.16261696722},{"month":22,"balance":53057.57479960737,"target":51689.16261696722}],"coverageByMonth":[{"month":0,"monthsCovered":1.9777009831830457},{"month":1,"monthsCovered":2.115355132666297},{"month":2,"monthsCovered":2.2535419391677753},{"month":3,"monthsCovered":2.392263463820401},{"month":4,"monthsCovered":2.5315217757327115},{"month":5,"monthsCovered":2.671318952019725},{"month":6,"monthsCovered":2.8116570778339205},{"month":7,"monthsCovered":2.95253824639634},{"month":8,"monthsCovered":3.093964559027808},{"month":9,"monthsCovered":3.235938125180278},{"month":10,"monthsCovered":3.3784610624682907},{"month":11,"monthsCovered":3.5215354967005643},{"month":12,"monthsCovered":3.6651635619116987},{"month":13,"monthsCovered":3.809347400394008},{"month":14,"monthsCovered":3.954089162729473},{"month":15,"monthsCovered":4.099391007821818},{"month":16,"monthsCovered":4.245255102928712},{"month":17,"monthsCovered":4.391683623694098},{"month":18,"monthsCovered":4.538678754180636},{"month":19,"monthsCovered":4.686242686902289},{"month":20,"monthsCovered":4.834377622857018},{"month":21,"monthsCovered":4.983085771559617},{"month":22,"monthsCovered":5.132369351074664}]}}
{"id":"emergency-fund-0203","inputs":{"monthlyExpenses":4945.454029948451,"targetMonths":5,"currentSavings":21336.588077247143,"monthlySavings":3157.2823150781915,"savingsAccountRate":0.07983460140414536},"expected":{"targetAmount":24727.270149742253,"monthsToGoal":2,"yearsToGoal":0.16666666666666666,"interestEarned":305.8490743734037,"projectedBalance":[{"month":0,"balance":21336.588077247143,"target":24727.270149742253},{"month":1,"balance":24635.82022603129,"target":24727.270149742253},{"month":2,"balance":27957.00178177693,"target":24727.270149742253}],"coverageByMonth":[{"month":0,"monthsCovered":4.314384068285343},{"month":1,"monthsCovered":4.98150828555737},{"month":2,"monthsCovered":5.653070802493809}]}}
{"id":"emergency-fund-0204","inputs":{"monthlyExpenses":14955.132790026255,"targetMonths":10,"currentSavings":73570.24524826556,"monthlySavings":1081.5290722530335,"savingsAccountRate":0.01422784716123715},"expected":{"targetAmount":149551.32790026255,"monthsToGoal":63,"yearsToGoal":5.25,"interestEarned":8268.194942055154,"projectedBalance":[{"month":0,"balance":73570.24524826556,"target":149551.32790026255},{"month":1,"balance":74739.00317093586,"target":149551.32790026255},{"month":2,"balance":75909.1468360305,"target":149551.32790026255},{"month":3,"balance":77080.67788656046,"target":149551.32790026255},{"month":4,"balance":78253.5979674847,"target":149551.32790026255},{"month":5,"balance":79427.9087257126,"target":149551.32790026255},{"month":6,"balance":80603.61181010614,"target":149551.32790026255},{"month":7,"balance":81780.70887148233,"target":149551.32790026255},{"month":8,"balance":82959.20156261546,"target":149551.32790026255},{"month":9,"balance":84139.09153823943,"target":149551.32790026255},{"month":10,"balance":85320.3804550501,"target":149551.32790026255},{"month":11,"balance":86503.06997170755,"target":149551.32790026255},{"month":12,"balance":87687.16174883852,"target":149551.32790026255},{"month":13,"balance":88872.65744903866,"target":149551.32790026255},{"month":14,"balance":90059.55873687485,"target":149551.32790026255},{"month":15,"balance":91247.86727888761,"target":149551.32790026255},{"month":16,"balance":92437.5847435934,"target":149551.32790026255},{"month":17,"balance":93628.71280148692,"target":149551.32790026255},{"month":18,"balance":94821.25312504354,"target":149551.32790026255},{"month":19,"balance":96015.2073887216,"target":149551.32790026255},{"month":20,"balance":97210.57726896474,"target":149551.32790026255},{"month":21,"balance":98407.36444420432,"target":149551.32790026255},{"month":22,"balance":99605.57059486171,"target":149551.32790026255},{"month":23,"balance":100805.19740335071,"target":149551.32790026255},{"month":24,"balance":102006.24655407986,"target":149551.32790026255},{"month":25,"balance":103208.71973345481,"target":149551.32790026255},{"month":26,"balance":104412.61862988073,"target":149551.32790026255},{"month":27,"balance":105617.94493376465,"target":149551.32790026255},{"month":28,"balance":106824.70033751782,"target":149551.32790026255},{"month":29,"balance":108032.88653555812,"target":149551.32790026255},{"month":30,"balance":109242.50522431242,"target":149551.32790026255},{"month":31,"balance":110453.55810221897,"target":149551.32790026255},{"month":32,"balance":111666.04686972978,"target":149551.32790026255},{"month":33,"balance":112879.973229313,"target":149551.32790026255},{"month":34,"balance":114095.3388854553,"target":149551.32790026255},{"month":35,"balance":115312.14554466434,"target":149551.32790026255},{"month":36,"balance":116530.39491547103,"target":149551.32790026255},{"month":37,"balance":117750.08870843207,"target":149551.32790026255},{"month":38,"balance":118971.22863613225,"target":149551.32790026255},{"month":39,"balance":120193.81641318691,"target":149551.32790026255},{"month":40,"balance":121417.85375624434,"target":149551.32790026255},{"month":41,"balance":122643.34238398816,"target":149551.32790026255},{"month":42,"balance":123870.28401713975,"target":149551.32790026255},{"month":43,"balance":125098.6803784607,"target":149551.32790026255},{"month":44,"balance":126328.53319275517,"target":149551.32790026255},{"month":45,"balance":127559.84418687236,"target":149551.32790026255},{"month":46,"balance":128792.61508970891,"target":149551.32790026255},{"month":47,"balance":130026.84763221133,"target":149551.32790026255},{"month":48,"balance":131262.54354737842,"target":149551.32790026255},{"month":49,"balance":132499.70457026374,"target":149551.32790026255},{"month":50,"balance":133738.332437978,"target":149551.32790026255},{"month":51,"balance":134978.42888969157,"target":149551.32790026255},{"month":52,"balance":136219.99566663682,"target":149551.32790026255},{"month":53,"balance":137463.03451211064,"target":149551.32790026255},{"month":54,"balance":138707.54717147685,"target":149551.32790026255},{"month":55,"balance":139953.5353921687,"target":149551.32790026255},{"month":56,"balance":141201.0009236913,"target":149551.32790026255},{"month":57,"balance":142449.945517624,"target":149551.32790026255},{"month":58,"balance":143700.37092762298,"target":149551.32790026255},{"month":59,"balance":144952.27890942362,"target":149551.32790026255},{"month":60,"balance":146205.671220843,"target":149551.32790026255}],"coverageByMonth":[{"month":0,"monthsCovered":4.919397659733947},{"month":1,"monthsCovered":4.997548615601738},{"month":2,"monthsCovered":5.075792231457494},{"month":3,"monthsCovered":5.154128617163896},{"month":4,"monthsCovered":5.232557882713881},{"month":5,"monthsCovered":5.311080138230799},{"month":6,"monthsCovered":5.389695493968572},{"month":7,"monthsCovered":5.468404060311841},{"month":8,"monthsCovered":5.5472059477761295},{"month":9,"monthsCovered":5.626101267007988},{"month":10,"monthsCovered":5.705090128785162},{"month":11,"monthsCovered":5.784172644016736},{"month":12,"monthsCovered":5.863348923743296},{"month":13,"monthsCovered":5.942619079137086},{"month":14,"monthsCovered":6.021983221502158},{"month":15,"monthsCovered":6.101441462274534},{"month":16,"monthsCovered":6.180993913022361},{"month":17,"monthsCovered":6.2606406854460666},{"month":18,"monthsCovered":6.340381891378517},{"month":19,"monthsCovered":6.420217642785172},{"month":20,"monthsCovered":6.500148051764246},{"month":21,"monthsCovered":6.580173230546858},{"month":22,"monthsCovered":6.660293291497203},{"month":23,"monthsCovered":6.740508347112693},{"month":24,"monthsCovered":6.820818510024128},{"month":25,"monthsCovered":6.901223892995845},{"month":26,"monthsCovered":6.981724608925885},{"month":27,"monthsCovered":7.062320770846143},{"month":28,"monthsCovered":7.143012491922533},{"month":29,"monthsCovered":7.2237998854551435},{"month":30,"monthsCovered":7.3046830648783985},{"month":31,"monthsCovered":7.385662143761216},{"month":32,"monthsCovered":7.466737235807168},{"month":33,"monthsCovered":7.547908454854637},{"month":34,"monthsCovered":7.629175914876982},{"month":35,"monthsCovered":7.710539729982692},{"month":36,"monthsCovered":7.792000014415549},{"month":37,"monthsCovered":7.873556882554793},{"month":38,"monthsCovered":7.95521044891527},{"month":39,"monthsCovered":8.036960828147611},{"month":40,"monthsCovered":8.118808135038377},{"month":41,"monthsCovered":8.200752484510225},{"month":42,"monthsCovered":8.282793991622075},{"month":43,"monthsCovered":8.364932771569265},{"month":44,"monthsCovered":8.44716893968371},{"month":45,"monthsCovered":8.52950261143408},{"month":46,"monthsCovered":8.611933902425937},{"month":47,"monthsCovered":8.694462928401926},{"month":48,"monthsCovered":8.777089805241909},{"month":49,"monthsCovered":8.859814648963148},{"month":50,"monthsCovered":8.942637575720465},{"month":51,"monthsCovered":9.025558701806391},{"month":52,"monthsCovered":9.108578143651354},{"month":53,"monthsCovered":9.191696017823812},{"month":54,"monthsCovered":9.274912441030445},{"month":55,"monthsCovered":9.3582275301163},{"month":56,"monthsCovered":9.441641402064969},{"month":57,"monthsCovered":9.52515417399874},{"month":58,"monthsCovered":9.608765963178767},{"month":59,"monthsCovered":9.692476887005236},{"month":60,"monthsCovered":9.776287063017534}]}}
{"id":"emergency-fund-0205","inputs":{"monthlyExpenses":17803.028774331324,"targetMonths":6,"currentSavings":91353.60396467149,"monthlySavings":1838.753905694466,"savingsAccountRate":0.015939219491556286},"expected":{"targetAmount":106818.17264598794,"monthsToGoal":8,"yearsToGoal":0.6666666666666666,"interestEarned":1043.8296780919045,"projectedBalance":[{"month":0,"balance":91353.60396467149,"target":106818.17264598794},{"month":1,"balance":93313.69996577743,"target":106818.17264598794},{"month":2,"balance":95276.39950024887,"target":106818.17264598794},{"month":3,"balance":97241.70602627663,"target":106818.17264598794},{"month":4,"balance":99209.62300664495,"target":106818.17264598794},{"month":5,"balance":101180.15390873754,"target":106818.17264598794},{"month":6,"balance":103153.30220454374,"target":106818.17264598794},{"month":7,"balance":105129.07137066462,"target":106818.17264598794},{"month":8,"balance":107107.46488831913,"target":106818.17264598794}],"coverageByMonth":[{"month":0,"monthsCovered":5.131351812248178},{"month":1,"monthsCovered":5.241450831125912},{"month":2,"monthsCovered":5.351696091039285},{"month":3,"monthsCovered":5.462087786235632},{"month":4,"monthsCovered":5.572626111220293},{"month":5,"monthsCovered":5.683311260756969},{"month":6,"monthsCovered":5.794143429868053},{"month":7,"monthsCovered":5.9051228138349865},{"month":8,"monthsCovered":6.016249608198594}]}}
{"id":"emergency-fund-0206","inputs":{"monthlyExpenses":18806.85757228639,"targetMonths":8,"currentSavings":6933.407788164914,"monthlySavings":2334.613108227495,"savingsAccountRate":0.04194331855513156},"expected":{"targetAmount":150454.86057829112,"monthsToGoal":56,"yearsToGoal":4.666666666666667,"interestEarned":14891.357242888596,"projectedBalance":[{"month":0,"balance":6933.407788164914,"target":150454.86057829112},{"month":1,"balance":9292.255074020046,"target":150454.86057829112},{"month":2,"balance":11659.347183469637,"target":150454.86057829112},{"month":3,"balance":14034.71293445223,"target":150454.86057829112},{"month":4,"balance":16418.38124563302,"target":150454.86057829112},{"month":5,"balance":18810.381136755946,"target":150454.86057829112},{"month":6,"balance":21210.741728996974,"target":150454.86057829112},{"month":7,"balance":23619.492245318634,"target":150454.86057829112},{"month":8,"balance":26036.662010825785,"target":150454.86057829112},{"month":9,"balance":28462.280453122647,"target":150454.86057829112},{"month":10,"balance":30896.377102671046,"target":150454.86057829112},{"month":11,"balance":33338.98159314995,"target":150454.86057829112},{"month":12,"balance":35790.12366181621,"target":150454.86057829112},{"month":13,"balance":38249.83314986663,"target":150454.86057829112},{"month":14,"balance":40718.14000280125,"target":150454.86057829112},{"month":15,"balance":43195.07427078791,"target":150454.86057829112},{"month":16,"balance":45680.66610902809,"target":150454.86057829112},{"month":17,"balance":48174.94577812405,"target":150454.86057829112},{"month":18,"balance":50677.943644447216,"target":150454.86057829112},{"month":19,"balance":53189.69018050789,"target":150454.86057829112},{"month":20,"balance":55710.215965326206,"target":150454.86057829112},{"month":21,"balance":58239.55168480444,"target":150454.86057829112},{"month":22,"balance":60777.728132100594,"target":150454.86057829112},{"month":23,"balance":63324.77620800325,"target":150454.86057829112},{"month":24,"balance":65880.7269213078,"target":150454.86057829112},{"month":25,"balance":68445.61138919396,"target":150454.86057829112},{"month":26,"balance":71019.46083760461,"target":150454.86057829112},{"month":27,"balance":73602.30660162588,"target":150454.86057829112},{"month":28,"balance":76194.18012586875,"target":150454.86057829112},{"month":29,"balance":78795.11296485178,"target":150454.86057829112},{"month":30,"balance":81405.13678338531,"target":150454.86057829112},{"month":31,"balance":84024.28335695695,"target":150454.86057829112},{"month":32,"balance":86652.5845721184,"target":150454.86057829112},{"month":33,"balance":89290.07242687372,"target":150454.86057829112},{"month":34,"balance":91936.77903106881,"target":150454.86057829112},{"month":35,"balance":94592.73660678239,"target":150454.86057829112},{"month":36,"balance":97257.97748871821,"target":150454.86057829112},{"month":37,"balance":99932.53412459881,"target":150454.86057829112},{"month":38,"balance":102616.43907556044,"target":150454.86057829112},{"month":39,"balance":105309.72501654956,"target":150454.86057829112},{"month":40,"balance":108012.4247367206,"target":150454.86057829112},{"month":41,"balance":110724.57113983514,"target":150454.86057829112},{"month":42,"balance":113446.19724466252,"target":150454.86057829112},{"month":43,"balance":116177.33618538178,"target":150454.86057829112},{"month":44,"balance":118918.02121198512,"target":150454.86057829112},{"month":45,"balance":121668.28569068263,"target":150454.86057829112},{"month":46,"balance":124428.16310430857,"target":150454.86057829112},{"month":47,"balance":127197.68705272888,"target":150454.86057829112},{"month":48,"balance":129976.89125325043,"target":150454.86057829112},{"month":49,"balance":132765.80954103134,"target":150454.86057829112},{"month":50,"balance":135564.47586949295,"target":150454.86057829112},{"month":51,"balance":138372.92431073324,"target":150454.86057829112},{"month":52,"balance":141191.1890559416,"target":150454.86057829112},{"month":53,"balance":144019.30441581502,"target":150454.86057829112},{"month":54,"balance":146857.30482097593,"target":150454.86057829112},{"month":55,"balance":149705.2248223913,"target":150454.86057829112},{"month":56,"balance":152563.09909179324,"target":150454.86057829112}],"coverageByMonth":[{"month":0,"monthsCovered":0.36866381113992797},{"month":1,"monthsCovered":0.4940886609208455},{"month":2,"monthsCovered":0.6199519052375205},{"month":3,"monthsCovered":0.746255076400092},{"month":4,"monthsCovered":0.8729997120745463},{"month":5,"monthsCovered":1.000187355301438},{"month":6,"monthsCovered":1.1278195545146747},{"month":7,"monthsCovered":1.2558978635603695},{"month":8,"monthsCovered":1.3844238417157562},{"month":9,"monthsCovered":1.513399053708175},{"month":10,"monthsCovered":1.6428250697341198},{"month":11,"monthsCovered":1.7727034654783562},{"month":12,"monthsCovered":1.9030358221331032},{"month":13,"monthsCovered":2.0338237264172845},{"month":14,"monthsCovered":2.165068770595845},{"month":15,"monthsCovered":2.2967725524991356},{"month":16,"monthsCovered":2.4289366755423667},{"month":17,"monthsCovered":2.561562748745128},{"month":18,"monthsCovered":2.6946523867509775},{"month":19,"monthsCovered":2.8282072098470996},{"month":20,"monthsCovered":2.9622288439840294},{"month":21,"monthsCovered":3.0967189207954497},{"month":22,"monthsCovered":3.231679077618054},{"month":23,"monthsCovered":3.3671109575114797},{"month":24,"monthsCovered":3.5030162092783126},{"month":25,"monthsCovered":3.63939648748416},{"month":26,"monthsCovered":3.776253452477793},{"month":27,"monthsCovered":3.9135887704113608},{"month":28,"monthsCovered":4.051404113260674},{"month":29,"monthsCovered":4.1897011588455655},{"month":30,"monthsCovered":4.328481590850306},{"month":31,"monthsCovered":4.467747098844113},{"month":32,"monthsCovered":4.607499378301712},{"month":33,"monthsCovered":4.747740130623988},{"month":34,"monthsCovered":4.888471063158685},{"month":35,"monthsCovered":5.029693889221204},{"month":36,"monthsCovered":5.171410328115456},{"month":37,"monthsCovered":5.313622105154796},{"month":38,"monthsCovered":5.456330951683022},{"month":39,"monthsCovered":5.5995386050954625},{"month":40,"monthsCovered":5.74324680886012},{"month":41,"monthsCovered":5.887457312538903},{"month":42,"monthsCovered":6.032171871808918},{"month":43,"monthsCovered":6.1773922484838515},{"month":44,"monthsCovered":6.323120210535417},{"month":45,"monthsCovered":6.469357532114875},{"month":46,"monthsCovered":6.616105993574639},{"month":47,"monthsCovered":6.7633673814899415},{"month":48,"monthsCovered":6.911143488680596},{"month":49,"monthsCovered":7.059436114232811},{"month":50,"monthsCovered":7.2082470635211005},{"month":51,"monthsCovered":7.357578148230266},{"month":52,"monthsCovered":7.507431186377442},{"month":53,"monthsCovered":7.6578080023342405},{"month":54,"monthsCovered":7.808710426848953},{"month":55,"monthsCovered":7.960140297068848},{"month":56,"monthsCovered":8.112099456562525}]}}
{"id":"emergency-fund-0207","inputs":{"monthlyExpenses":15570.120118907653,"targetMonths":10,"currentSavings":52899.84252303839,"monthlySavings":4458.422052266542,"savingsAccountRate":0.05803949999623001},"expected":{"targetAmount":155701.20118907653,"monthsToGoal":21,"yearsToGoal":1.75,"interestEarned":10311.161424700957,"projectedBalance":[{"month":0,"balance":52899.84252303839,"target":155701.20118907653},{"month":1,"balance":57614.1212761313,"target":155701.20118907653},{"month":2,"balance":62351.20122769691,"target":155701.20118907653},{"month":3,"balance":67111.19265858177,"target":155701.20118907653},{"month":4,"balance":71894.20638301954,"target":155701.20118907653},{"month":5,"balance":76700.35375121077,"target":155701.20118907653},{"month":6,"balance":81529.74665191516,"target":155701.20118907653},{"month":7,"balance":86382.49751505641,"target":155701.20118907653},{"month":8,"balance":91258.71931433957,"target":155701.20118907653},{"month":9,"balance":96158.52556988117,"target":155701.20118907653},{"month":10,"balance":101082.03035085193,"target":155701.20118907653},{"month":11,"balance":106029.3482781324,"target":155701.20118907653},{"month":12,"balance":111000.59452698135,"target":155701.20118907653},{"month":13,"balance":115995.88482971709,"target":155701.20118907653},{"month":14,"balance":121015.33547841173,"target":155701.20118907653},{"month":15,"balance":126059.06332759852,"target":155701.20118907653},{"month":16,"balance":131127.1857969923,"target":155701.20118907653},{"month":17,"balance":136219.82087422302,"target":155701.20118907653},{"month":18,"balance":141337.08711758256,"target":155701.20118907653},{"month":19,"balance":146479.1036587848,"target":155701.20118907653},{"month":20,"balance":151645.99020573898,"target":155701.20118907653},{"month":21,"balance":156837.86704533672,"target":155701.20118907653}],"coverageByMonth":[{"month":0,"monthsCovered":3.3975230838970343},{"month":1,"monthsCovered":3.7003003725171846},{"month":2,"monthsCovered":4.004542081340812},{"month":3,"monthsCovered":4.310255293219283},{"month":4,"monthsCovered":4.6174471252610605},{"month":5,"monthsCovered":4.92612472899739},{"month":6,"monthsCovered":5.236295290548793},{"month":7,"monthsCovered":5.547966030792363},{"month":8,"monthsCovered":5.8611442055298655},{"month":9,"monthsCovered":6.17583710565666},{"month":10,"monthsCovered":6.49205205733143},{"month":11,"monthsCovered":6.8097964221467455},{"month":12,"monthsCovered":7.129077597300436},{"month":13,"monthsCovered":7.449903015767805},{"month":14,"monthsCovered":7.7722801464746665},{"month":15,"monthsCovered":8.096216494471232},{"month":16,"monthsCovered":8.421719601106824},{"month":17,"monthsCovered":8.748797044205446},{"month":18,"monthsCovered":9.077456438242193},{"month":19,"monthsCovered":9.407705434520519},{"month":20,"monthsCovered":9.739551721350365},{"month":21,"monthsCovered":10.073003024227146}]}}
{"id":"emergency-fund-0208","inputs":{"monthlyExpenses":5738.8942004181445,"targetMonths":12,"currentSavings":17968.429648317397,"monthlySavings":2909.710689703934,"savingsAccountRate":0.06882305456325412},"expected":{"targetAmount":68866.73040501773,"monthsToGoal":17,"yearsToGoal":1.4166666666666667,"interestEarned":4170.610288609343,"projectedBalance":[{"month":0,"balance":17968.429648317397,"target":68866.73040501773},{"month":1,"balance":20981.193855863174,"target":68866.73040501773},{"month":2,"balance":24011.23703302913,"target":68866.73040501773},{"month":3,"balance":27058.658279104347,"target":68866.73040501773},{"month":4,"balance":30123.55726173755,"target":68866.73040501773},{"month":5,"balance":33206.0342201968,"target":68866.73040501773},{"month":6,"balance":36306.189968647894,"target":68866.73040501773},{"month":7,"balance":39424.1258994515,"target":68866.73040501773},{"month":8,"balance":42559.94398647931,"target":68866.73040501773},{"month":9,"balance":45713.74678844912,"target":68866.73040501773},{"month":10,"balance":48885.63745227907,"target":68866.73040501773},{"month":11,"balance":52075.71971646114,"target":68866.73040501773},{"month":12,"balance":55284.09791445397,"target":68866.73040501773},{"month":13,"balance":58510.876978095126,"target":68866.73040501773},{"month":14,"balance":61756.162441033,"target":68866.73040501773},{"month":15,"balance":65020.06044217829,"target":68866.73040501773},{"month":16,"balance":68302.6777291754,"target":68866.73040501773},{"month":17,"balance":71604.12166189362,"target":68866.73040501773}],"coverageByMonth":[{"month":0,"monthsCovered":3.1309916197807217},{"month":1,"monthsCovered":3.6559645679361803},{"month":2,"monthsCovered":4.183948369579567},{"month":3,"monthsCovered":4.714960292722039},{"month":4,"monthsCovered":5.249017704411192},{"month":5,"monthsCovered":5.786138071299059},{"month":6,"monthsCovered":6.326338960213375},{"month":7,"monthsCovered":6.869638038732096},{"month":8,"monthsCovered":7.416053075761238},{"month":9,"monthsCovered":7.965601942116018},{"month":10,"monthsCovered":8.518302611105323},{"month":11,"monthsCovered":9.074173159119544},{"month":12,"monthsCovered":9.633231766221773},{"month":13,"monthsCovered":10.195496716742388},{"month":14,"monthsCovered":10.760986399877062},{"month":15,"monthsCovered":11.32971931028818},{"month":16,"monthsCovered":11.901714048709726},{"month":17,"monthsCovered":12.47698932255563}]}}
{"id":"emergency-fund-0209","inputs":{"monthlyExpenses":11673.00629161764,"targetMonths":9,"currentSavings":40731.8277284503,"monthlySavings":100.13073281152174,"savingsAccountRate":0.050250375457108025},"expected":{"targetAmount":105057.05662455875,"monthsToGoal":166,"yearsToGoal":13.833333333333334,"interestEarned":48090.514513627175,"projectedBalance":[{"month":0,"balance":40731.8277284503,"target":105057.05662455875},{"month":1,"balance":41002.52426429589,"target":105057.05662455875},{"month":2,"balance":41274.354350354915,"target":105057.05662455875},{"month":3,"balance":41547.32273340436,"target":105057.05662455875},{"month":4,"balance":41821.434180098484,"target":105057.05662455875},{"month":5,"balance":42096.69347705206,"target":105057.05662455875},{"month":6,"balance":42373.10543092397,"target":105057.05662455875},{"month":7,"balance":42650.67486850112,"target":105057.05662455875},{"month":8,"balance":42929.40663678274,"target":105057.05662455875},{"month":9,"balance":43209.305603065026,"target":105057.05662455875},{"month":10,"balance":43490.37665502613,"target":105057.05662455875},{"month":11,"balance":43772.624700811495,"target":105057.05662455875},{"month":12,"balance":44056.05466911959,"target":105057.05662455875},{"month":13,"balance":44340.67150928796,"target":105057.05662455875},{"month":14,"balance":44626.48019137965,"target":105057.05662455875},{"month":15,"balance":44913.48570627,"target":105057.05662455875},{"month":16,"balance":45201.693065733816,"target":105057.05662455875},{"month":17,"balance":45491.107302532844,"target":105057.05662455875},{"month":18,"balance":45781.73347050369,"target":105057.05662455875},{"month":19,"balance":46073.576644646055,"target":105057.05662455875},{"month":20,"balance":46366.641921211354,"target":105057.05662455875},{"month":21,"balance":46660.93441779172,"target":105057.05662455875},{"month":22,"balance":46956.459273409375,"target":105057.05662455875},{"month":23,"balance":47253.22164860633,"target":105057.05662455875},{"month":24,"balance":47551.22672553456,"target":105057.05662455875},{"month":25,"balance":47850.47970804643,"target":105057.05662455875},{"month":26,"balance":48150.98582178562,"target":105057.05662455875},{"month":27,"balance":48452.75031427836,"target":105057.05662455875},{"month":28,"balance":48755.77845502505,"target":105057.05662455875},{"month":29,"balance":49060.07553559229,"target":105057.05662455875},{"month":30,"balance":49365.64686970528,"target":105057.05662455875},{"month":31,"balance":49672.497793340604,"target":105057.05662455875},{"month":32,"balance":49980.63366481944,"target":105057.05662455875},{"month":33,"balance":50290.05986490108,"target":105057.05662455875},{"month":34,"balance":50600.78179687691,"target":105057.05662455875},{"month":35,"balance":50912.80488666479,"target":105057.05662455875},{"month":36,"balance":51226.13458290376,"target":105057.05662455875},{"month":37,"balance":51540.776357049224,"target":105057.05662455875},{"month":38,"balance":51856.73570346846,"target":105057.05662455875},{"month":39,"balance":52174.018139536594,"target":105057.05662455875},{"month":40,"balance":52492.62920573293,"target":105057.05662455875},{"month":41,"balance":52812.574465737685,"target":105057.05662455875},{"month":42,"balance":53133.85950652919,"target":105057.05662455875},{"month":43,"balance":53456.489938481405,"target":105057.05662455875},{"month":44,"balance":53780.471395461915,"target":105057.05662455875},{"month":45,"balance":54105.80953493029,"target":105057.05662455875},{"month":46,"balance":54432.5100380369,"target":105057.05662455875},{"month":47,"balance":54760.5786097221,"target":105057.05662455875},{"month":48,"balance":55090.020978815875,"target":105057.05662455875},{"month":49,"balance":55420.84289813785,"target":105057.05662455875},{"month":50,"balance":55753.05014459778,"target":105057.05662455875},{"month":51,"balance":56086.64851929639,"target":105057.05662455875},{"month":52,"balance":56421.6438476267,"target":105057.05662455875},{"month":53,"balance":56758.04197937576,"target":105057.05662455875},{"month":54,"balance":57095.84878882678,"target":105057.05662455875},{"month":55,"balance":57435.0701748617,"target":105057.05662455875},{"month":56,"balance":57775.71206106424,"target":105057.05662455875},{"month":57,"balance":58117.78039582328,"target":105057.05662455875},{"month":58,"balance":58461.28115243679,"target":105057.05662455875},{"month":59,"balance":58806.22032921611,"target":105057.05662455875},{"month":60,"balance":59152.60394959067,"target":105057.05662455875}],"coverageByMonth":[{"month":0,"monthsCovered":3.4894033902560078},{"month":1,"monthsCovered":3.5125933491306105},{"month":2,"monthsCovered":3.53588041668357},{"month":3,"monthsCovered":3.5592649995605163},{"month":4,"monthsCovered":3.5827475061099183},{"month":5,"monthsCovered":3.6063283463902187},{"month":6,"monthsCovered":3.6300079321769925},{"month":7,"monthsCovered":3.653786676970137},{"month":8,"monthsCovered":3.677664996001095},{"month":9,"monthsCovered":3.7016433062401015},{"month":10,"monthsCovered":3.7257220264034703},{"month":11,"monthsCovered":3.7499015769609003},{"month":12,"monthsCovered":3.7741823801428214},{"month":13,"monthsCovered":3.798564859947767},{"month":14,"monthsCovered":3.8230494421497765},{"month":15,"monthsCovered":3.847636554305833},{"month":16,"monthsCovered":3.8723266257633266},{"month":17,"monthsCovered":3.897120087667554},{"month":18,"monthsCovered":3.922017372969246},{"month":19,"monthsCovered":3.947018916432127},{"month":20,"monthsCovered":3.9721251546405094},{"month":21,"monthsCovered":3.9973365260069156},{"month":22,"monthsCovered":4.022653470779734},{"month":23,"monthsCovered":4.048076431050909},{"month":24,"monthsCovered":4.073605850763654},{"month":25,"monthsCovered":4.099242175720213},{"month":26,"monthsCovered":4.1249858535896395},{"month":27,"monthsCovered":4.150837333915615},{"month":28,"monthsCovered":4.176797068124299},{"month":29,"monthsCovered":4.202865509532212},{"month":30,"monthsCovered":4.229043113354153},{"month":31,"monthsCovered":4.255330336711145},{"month":32,"monthsCovered":4.281727638638422},{"month":33,"monthsCovered":4.308235480093441},{"month":34,"monthsCovered":4.334854323963932},{"month":35,"monthsCovered":4.361584635075984},{"month":36,"monthsCovered":4.388426880202158},{"month":37,"monthsCovered":4.4153815280696405},{"month":38,"monthsCovered":4.442449049368428},{"month":39,"monthsCovered":4.469629916759545},{"month":40,"monthsCovered":4.4969246048833},{"month":41,"monthsCovered":4.524333590367571},{"month":42,"monthsCovered":4.551857351836133},{"month":43,"monthsCovered":4.579496369917011},{"month":44,"monthsCovered":4.6072511272508745},{"month":45,"monthsCovered":4.635122108499466},{"month":46,"monthsCovered":4.663109800354067},{"month":47,"monthsCovered":4.69121469154399},{"month":48,"monthsCovered":4.71943727284512},{"month":49,"monthsCovered":4.747778037088478},{"month":50,"monthsCovered":4.7762374791688345},{"month":51,"monthsCovered":4.804816096053344},{"month":52,"monthsCovered":4.8335143867902275},{"month":53,"monthsCovered":4.862332852517486},{"month":54,"monthsCovered":4.891271996471653},{"month":55,"monthsCovered":4.920332323996578},{"month":56,"monthsCovered":4.9495143425522565},{"month":57,"monthsCovered":4.978818561723687},{"month":58,"monthsCovered":5.00824549322977},{"month":59,"monthsCovered":5.037795650932248},{"month":60,"monthsCovered":5.067469550844672}]}}
{"id":"emergency-fund-0210","inputs":{"monthlyExpenses":7547.408675192855,"targetMonths":7,"currentSavings":72145.70709038526,"monthlySavings":1841.2631817976944,"savingsAccountRate":0.026852600860875105},"expected":{"targetAmount":52831.86072634999,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":72145.70709038526,"target":52831.86072634999}],"coverageByMonth":[{"month":0,"monthsCovered":9.559003652143131}]}}
{"id":"emergency-fund-0211","inputs":{"monthlyExpenses":13513.699457398616,"targetMonths":2,"currentSavings":41387.202544137836,"monthlySavings":4231.554531760048,"savingsAccountRate":0.026868054827209567},"expected":{"targetAmount":27027.39891479723,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":41387.202544137836,"target":27027.39891479723}],"coverageByMonth":[{"month":0,"monthsCovered":3.062610847207998}]}}
{"id":"emergency-fund-0212","inputs":{"monthlyExpenses":4848.9499517017975,"targetMonths":10,"currentSavings":64274.12237972021,"monthlySavings":1386.4892632933334,"savingsAccountRate":0.06570719618350268},"expected":{"targetAmount":48489.499517017975,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":64274.12237972021,"target":48489.499517017975}],"coverageByMonth":[{"month":0,"monthsCovered":13.25526619575903}]}}
{"id":"emergency-fund-0213","inputs":{"monthlyExpenses":18236.37433128897,"targetMonths":8,"currentSavings":53868.50161012262,"monthlySavings":2865.7536496641114,"savingsAccountRate":0.01953071178868413},"expected":{"targetAmount":145890.99465031177,"monthsToGoal":31,"yearsToGoal":2.5833333333333335,"interestEarned":4988.669097237202,"projectedBalance":[{"month":0,"balance":53868.50161012262,"target":145890.99465031177},{"month":1,"balance":56821.92944140637,"target":145890.99465031177},{"month":2,"balance":59780.164151670244,"target":145890.99465031177},{"month":3,"balance":62743.2135643949,"target":145890.99465031177},{"month":4,"balance":65711.0855157942,"target":145890.99465031177},{"month":5,"balance":68683.78785483586,"target":145890.99465031177},{"month":6,"balance":71661.3284432623,"target":145890.99465031177},{"month":7,"balance":74643.71515561138,"target":145890.99465031177},{"month":8,"balance":77630.95587923724,"target":145890.99465031177},{"month":9,"balance":80623.05851433115,"target":145890.99465031177},{"month":10,"balance":83620.0309739424,"target":145890.99465031177},{"month":11,"balance":86621.88118399926,"target":145890.99465031177},{"month":12,"balance":89628.6170833299,"target":145890.99465031177},{"month":13,"balance":92640.24662368342,"target":145890.99465031177},{"month":14,"balance":95656.77776975086,"target":145890.99465031177},{"month":15,"balance":98678.21849918625,"target":145890.99465031177},{"month":16,"balance":101704.57680262774,"target":145890.99465031177},{"month":17,"balance":104735.86068371871,"target":145890.99465031177},{"month":18,"balance":107772.07815912896,"target":145890.99465031177},{"month":19,"balance":110813.23725857587,"target":145890.99465031177},{"month":20,"balance":113859.34602484568,"target":145890.99465031177},{"month":21,"balance":116910.41251381475,"target":145890.99465031177},{"month":22,"balance":119966.44479447084,"target":145890.99465031177},{"month":23,"balance":123027.45094893445,"target":145890.99465031177},{"month":24,"balance":126093.43907248025,"target":145890.99465031177},{"month":25,"balance":129164.41727355843,"target":145890.99465031177},{"month":26,"balance":132240.39367381617,"target":145890.99465031177},{"month":27,"balance":135321.37640811907,"target":145890.99465031177},{"month":28,"balance":138407.3736245728,"target":145890.99465031177},{"month":29,"balance":141498.39348454445,"target":145890.99465031177},{"month":30,"balance":144594.4441626843,"target":145890.99465031177},{"month":31,"balance":147695.53384694728,"target":145890.99465031177}],"coverageByMonth":[{"month":0,"monthsCovered":2.953904138592834},{"month":1,"monthsCovered":3.11585671631638},{"month":2,"monthsCovered":3.278072881466505},{"month":3,"monthsCovered":3.4405530630473806},{"month":4,"monthsCovered":3.60329769076141},{"month":5,"monthsCovered":3.766307195010358},{"month":6,"monthsCovered":3.9295820068964984},{"month":7,"monthsCovered":4.0931225582237465},{"month":8,"monthsCovered":4.256929281498807},{"month":9,"monthsCovered":4.421002609932311},{"month":10,"monthsCovered":4.585342977439969},{"month":11,"monthsCovered":4.749950818643714},{"month":12,"monthsCovered":4.914826568872851},{"month":13,"monthsCovered":5.079970664165209},{"month":14,"monthsCovered":5.245383541268299},{"month":15,"monthsCovered":5.4110656376404584},{"month":16,"monthsCovered":5.577017391452017},{"month":17,"monthsCovered":5.743239241586452},{"month":18,"monthsCovered":5.90973162764155},{"month":19,"monthsCovered":6.07649498993057},{"month":20,"monthsCovered":6.243529769483404},{"month":21,"monthsCovered":6.410836408047748},{"month":22,"monthsCovered":6.578415348090272},{"month":23,"monthsCovered":6.74626703279778},{"month":24,"monthsCovered":6.914391906078394},{"month":25,"monthsCovered":7.082790412562721},{"month":26,"monthsCovered":7.2514629976050315},{"month":27,"monthsCovered":7.420410107284433},{"month":28,"monthsCovered":7.589632188406059},{"month":29,"monthsCovered":7.759129688502241},{"month":30,"monthsCovered":7.928903055833696},{"month":31,"monthsCovered":8.098952739390713}]}}
{"id":"emergency-fund-0214","inputs":{"monthlyExpenses":4290.130800567567,"targetMonths":3,"currentSavings":37099.5428878814,"monthlySavings":1372.1515811164863,"savingsAccountRate":0.03550728987902403},"expected":{"targetAmount":12870.392401702702,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":37099.5428878814,"target":12870.392401702702}],"coverageByMonth":[{"month":0,"monthsCovered":8.647648431365607}]}}
{"id":"emergency-fund-0215","inputs":{"monthlyExpenses":6554.017255664803,"targetMonths":3,"currentSavings":9239.815641194582,"monthlySavings":3573.1495343265124,"savingsAccountRate":0.02927195934811607},"expected":{"targetAmount":19662.05176699441,"monthsToGoal":3,"yearsToGoal":0.25,"interestEarned":93.95148434468138,"projectedBalance":[{"month":0,"balance":9239.815641194582,"target":19662.05176699441},{"month":1,"balance":12835.50413450719,"target":19662.05176699441},{"month":2,"balance":16439.96369843686,"target":19662.05176699441},{"month":3,"balance":20053.2157285188,"target":19662.05176699441}],"coverageByMonth":[{"month":0,"monthsCovered":1.409794219447374},{"month":1,"monthsCovered":1.958417812130894},{"month":2,"monthsCovered":2.5083796787729513},{"month":3,"monthsCovered":3.0596830838652886}]}}
{"id":"emergency-fund-0216","inputs":{"monthlyExpenses":15247.364248964004,"targetMonths":11,"currentSavings":18832.834204658866,"monthlySavings":4629.309618414845,"savingsAccountRate":0.058701748114544906},"expected":{"targetAmount":167721.00673860405,"monthsToGoal":30,"yearsToGoal":2.5,"interestEarned":13284.977640108118,"projectedBalance":[{"month":0,"balance":18832.834204658866,"target":167721.00673860405},{"month":1,"balance":23554.27051388745,"target":167721.00673860405},{"month":2,"balance":28298.803203529635,"target":167721.00673860405},{"month":3,"balance":33066.5452567442,"target":167721.00673860405},{"month":4,"balance":37857.61020938234,"target":167721.00673860405},{"month":5,"balance":42672.112152691334,"target":167721.00673860405},{"month":6,"balance":47510.16573603142,"target":167721.00673860405},{"month":7,"balance":52371.886169606,"target":167721.00673860405},{"month":8,"balance":57257.38922720516,"target":167721.00673860405},{"month":9,"balance":62166.79124896266,"target":167721.00673860405},{"month":10,"balance":67100.20914412635,"target":167721.00673860405},{"month":11,"balance":72057.76039384217,"target":167721.00673860405},{"month":12,"balance":77039.5630539518,"target":167721.00673860405},{"month":13,"balance":82045.73575780395,"target":167721.00673860405},{"month":14,"balance":87076.3977190794,"target":167721.00673860405},{"month":15,"balance":92131.66873462986,"target":167721.00673860405},{"month":16,"balance":97211.66918733077,"target":167721.00673860405},{"month":17,"balance":102316.52004894805,"target":167721.00673860405},{"month":18,"balance":107446.34288301873,"target":167721.00673860405},{"month":19,"balance":112601.25984774591,"target":167721.00673860405},{"month":20,"balance":117781.39369890765,"target":167721.00673860405},{"month":21,"balance":122986.86779278026,"target":167721.00673860405},{"month":22,"balance":128217.80608907582,"target":167721.00673860405},{"month":23,"balance":133474.33315389405,"target":167721.00673860405},{"month":24,"balance":138756.57416268863,"target":167721.00673860405},{"month":25,"balance":144064.65490324807,"target":167721.00673860405},{"month":26,"balance":149398.70177869117,"target":167721.00673860405},{"month":27,"balance":154758.84181047708,"target":167721.00673860405},{"month":28,"balance":160145.20264143005,"target":167721.00673860405},{"month":29,"balance":165557.91253877906,"target":167721.00673860405},{"month":30,"balance":170997.10039721234,"target":167721.00673860405}],"coverageByMonth":[{"month":0,"monthsCovered":1.235153426989093},{"month":1,"monthsCovered":1.5448093276507031},{"month":2,"monthsCovered":1.855980006869215},{"month":3,"monthsCovered":2.1686728746570694},{"month":4,"monthsCovered":2.4828953772750992},{"month":5,"monthsCovered":2.798654997409846},{"month":6,"monthsCovered":3.115959254351751},{"month":7,"monthsCovered":3.434815704174212},{"month":8,"monthsCovered":3.7552319399135206},{"month":9,"monthsCovered":4.077215591749678},{"month":10,"monthsCovered":4.400774327188093},{"month":11,"monthsCovered":4.725915851242171},{"month":12,"monthsCovered":5.0526479066168},{"month":13,"monthsCovered":5.380978273892723},{"month":14,"monthsCovered":5.710914771711831},{"month":15,"monthsCovered":6.042465256963336},{"month":16,"monthsCovered":6.375637624970881},{"month":17,"monthsCovered":6.710439809680551},{"month":18,"monthsCovered":7.046879783849807},{"month":19,"monthsCovered":7.384965559237342},{"month":20,"monthsCovered":7.7247051867938685},{"month":21,"monthsCovered":8.066106756853841},{"month":22,"monthsCovered":8.409178399328113},{"month":23,"monthsCovered":8.753928283897533},{"month":24,"monthsCovered":9.100364620207493},{"month":25,"monthsCovered":9.448495658063436},{"month":26,"monthsCovered":9.798329687627303},{"month":27,"monthsCovered":10.14987503961495},{"month":28,"monthsCovered":10.50314008549453},{"month":29,"monthsCovered":10.858133237685854},{"month":30,"monthsCovered":11.214862949760704}]}}
{"id":"emergency-fund-0217","inputs":{"monthlyExpenses":2120.477743796073,"targetMonths":3,"currentSavings":75946.79393805563,"monthlySavings":2726.6356086707674,"savingsAccountRate":0.045421380293555566},"expected":{"targetAmount":6361.433231388219,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":75946.79393805563,"target":6361.433231388219}],"coverageByMonth":[{"month":0,"monthsCovered":35.815888263979566}]}}
{"id":"emergency-fund-0218","inputs":{"monthlyExpenses":14650.479591218755,"targetMonths":7,"currentSavings":61987.49216273427,"monthlySavings":4536.337065428961,"savingsAccountRate":0.022810775658581407},"expected":{"targetAmount":102553.35713853128,"monthsToGoal":9,"yearsToGoal":0.75,"interestEarned":1380.3993955463811,"projectedBalance":[{"month":0,"balance":61987.49216273427,"target":102553.35713853128},{"month":1,"balance":66641.66112627674,"target":102553.35713853128},{"month":2,"balance":71304.67719016127,"target":102553.35713853128},{"month":3,"balance":75976.55717182292,"target":102553.35713853128},{"month":4,"balance":80657.31792066504,"target":102553.35713853128},{"month":5,"balance":85346.97631811994,"target":102553.35713853128},{"month":6,"balance":90045.54927770981,"target":102553.35713853128},{"month":7,"balance":94753.05374510774,"target":102553.35713853128},{"month":8,"balance":99469.5066981988,"target":102553.35713853128},{"month":9,"balance":104194.9251471413,"target":102553.35713853128}],"coverageByMonth":[{"month":0,"monthsCovered":4.231089622478196},{"month":1,"monthsCovered":4.548769936939171},{"month":2,"monthsCovered":4.867054129265506},{"month":3,"monthsCovered":5.18594334736741},{"month":4,"monthsCovered":5.505438741337153},{"month":5,"monthsCovered":5.825541463453213},{"month":6,"monthsCovered":6.14625266818443},{"month":7,"monthsCovered":6.467573512194173},{"month":8,"monthsCovered":6.7895051543445115},{"month":9,"monthsCovered":7.11204875570039}]}}
{"id":"emergency-fund-0219","inputs":{"monthlyExpenses":13252.143707009964,"targetMonths":7,"currentSavings":52387.53936719149,"monthlySavings":2905.161351512652,"savingsAccountRate":0.07625422080745921},"expected":{"targetAmount":92765.00594906975,"monthsToGoal":13,"yearsToGoal":1.0833333333333333,"interestEarned":5970.616515795147,"projectedBalance":[{"month":0,"balance":52387.53936719149,"target":92765.00594906975},{"month":1,"balance":55625.59830157625,"target":92765.00594906975},{"month":2,"balance":58884.233541041845,"target":92765.00594906975},{"month":3,"balance":62163.57583809754,"target":92765.00594906975},{"month":4,"balance":65463.75677612181,"target":92765.00594906975},{"month":5,"balance":68784.90877464214,"target":92765.00594906975},{"month":6,"balance":72127.16509464833,"target":92765.00594906975},{"month":7,"balance":75490.65984393959,"target":92765.00594906975},{"month":8,"balance":78875.52798250562,"target":92765.00594906975},{"month":9,"balance":82281.90532794184,"target":92765.00594906975},{"month":10,"balance":85709.9285608991,"target":92765.00594906975},{"month":11,"balance":89159.73523056795,"target":92765.00594906975},{"month":12,"balance":92631.46376019779,"target":92765.00594906975},{"month":13,"balance":96125.25345265112,"target":92765.00594906975}],"coverageByMonth":[{"month":0,"monthsCovered":3.9531369811119803},{"month":1,"monthsCovered":4.197479255537507},{"month":2,"monthsCovered":4.443374207441922},{"month":3,"monthsCovered":4.690831703342832},{"month":4,"monthsCovered":4.939861672454817},{"month":5,"monthsCovered":5.190474107087829},{"month":6,"monthsCovered":5.442679063048143},{"month":7,"monthsCovered":5.696486660041834},{"month":8,"monthsCovered":5.951907082080838},{"month":9,"monthsCovered":6.208950577891585},{"month":10,"monthsCovered":6.467627461326221},{"month":11,"monthsCovered":6.727948111776458},{"month":12,"monthsCovered":6.9899229745900415},{"month":13,"monthsCovered":7.253562561489875}]}}
{"id":"emergency-fund-0220","inputs":{"monthlyExpenses":10819.17666294612,"targetMonths":11,"currentSavings":21341.31481871009,"monthlySavings":252.2028115345165,"savingsAccountRate":0.053291942768264565},"expected":{"targetAmount":119010.94329240732,"monthsToGoal":184,"yearsToGoal":15.333333333333334,"interestEarned":52034.32971460048,"projectedBalance":[{"month":0,"balance":21341.31481871009,"target":119010.94329240732},{"month":1,"balance":21688.294307571123,"target":119010.94329240732},{"month":2,"balance":22036.814730687336,"target":119010.94329240732},{"month":3,"balance":22386.882931340406,"target":119010.94329240732},{"month":4,"balance":22738.505783202992,"target":119010.94329240732},{"month":5,"balance":23091.690190473702,"target":119010.94329240732},{"month":6,"balance":23446.443088012657,"target":119010.94329240732},{"month":7,"balance":23802.771441477653,"target":119010.94329240732},{"month":8,"balance":24160.682247460947,"target":119010.94329240732},{"month":9,"balance":24520.182533626623,"target":119010.94329240732},{"month":10,"balance":24881.27935884859,"target":119010.94329240732},{"month":11,"balance":25243.97981334919,"target":119010.94329240732},{"month":12,"balance":25608.291018838394,"target":119010.94329240732},{"month":13,"balance":25974.220128653662,"target":119010.94329240732},{"month":14,"balance":26341.774327900388,"target":119010.94329240732},{"month":15,"balance":26710.960833592988,"target":119010.94329240732},{"month":16,"balance":27081.786894796605,"target":119010.94329240732},{"month":17,"balance":27454.259792769444,"target":119010.94329240732},{"month":18,"balance":27828.38684110574,"target":119010.94329240732},{"month":19,"balance":28204.17538587937,"target":119010.94329240732},{"month":20,"balance":28581.632805788086,"target":119010.94329240732},{"month":21,"balance":28960.766512298404,"target":119010.94329240732},{"month":22,"balance":29341.58394979113,"target":119010.94329240732},{"month":23,"balance":29724.092595707523,"target":119010.94329240732},{"month":24,"balance":30108.299960696128,"target":119010.94329240732},{"month":25,"balance":30494.21358876024,"target":119010.94329240732},{"month":26,"balance":30881.841057406047,"target":119010.94329240732},{"month":27,"balance":31271.189977791393,"target":119010.94329240732},{"month":28,"balance":31662.267994875245,"target":119010.94329240732},{"month":29,"balance":32055.08278756779,"target":119010.94329240732},{"month":30,"balance":32449.64206888123,"target":119010.94329240732},{"month":31,"balance":32845.9535860812,"target":119010.94329240732},{"month":32,"balance":33244.02512083893,"target":119010.94329240732},{"month":33,"balance":33643.86448938399,"target":119010.94329240732},{"month":34,"balance":34045.4795426578,"target":119010.94329240732},{"month":35,"balance":34448.878166467766,"target":119010.94329240732},{"month":36,"balance":34854.06828164215,"target":119010.94329240732},{"month":37,"balance":35261.05784418554,"target":119010.94329240732},{"month":38,"balance":35669.854845435126,"target":119010.94329240732},{"month":39,"balance":36080.46731221758,"target":119010.94329240732},{"month":40,"balance":36492.90330700668,"target":119010.94329240732},{"month":41,"balance":36907.1709280816,"target":119010.94329240732},{"month":42,"balance":37323.27830968594,"target":119010.94329240732},{"month":43,"balance":37741.23362218744,"target":119010.94329240732},{"month":44,"balance":38161.045072238405,"target":119010.94329240732},{"month":45,"balance":38582.72090293683,"target":119010.94329240732},{"month":46,"balance":39006.26939398829,"target":119010.94329240732},{"month":47,"balance":39431.69886186847,"target":119010.94329240732},{"month":48,"balance":39859.0176599865,"target":119010.94329240732},{"month":49,"balance":40288.23417884896,"target":119010.94329240732},{"month":50,"balance":40719.35684622461,"target":119010.94329240732},{"month":51,"balance":41152.394127309926,"target":119010.94329240732},{"month":52,"balance":41587.35452489525,"target":119010.94329240732},{"month":53,"balance":42024.24657953179,"target":119010.94329240732},{"month":54,"balance":42463.0788696993,"target":119010.94329240732},{"month":55,"balance":42903.86001197451,"target":119010.94329240732},{"month":56,"balance":43346.59866120034,"target":119010.94329240732},{"month":57,"balance":43791.30351065582,"target":119010.94329240732},{"month":58,"balance":44237.9832922268,"target":119010.94329240732},{"month":59,"balance":44686.646776577385,"target":119010.94329240732},{"month":60,"balance":45137.30277332215,"target":119010.94329240732}],"coverageByMonth":[{"month":0,"monthsCovered":1.972545183756962},{"month":1,"monthsCovered":2.004615968777913},{"month":2,"monthsCovered":2.0368291800021865},{"month":3,"monthsCovered":2.069185449943872},{"month":4,"monthsCovered":2.1016854139260515},{"month":5,"monthsCovered":2.1343297100932737},{"month":6,"monthsCovered":2.1671189794240835},{"month":7,"monthsCovered":2.2000538657436093},{"month":8,"monthsCovered":2.2331350157362033},{"month":9,"monthsCovered":2.26636307895814},{"month":10,"monthsCovered":2.2997387078503704},{"month":11,"monthsCovered":2.3332625577513326},{"month":12,"monthsCovered":2.3669352869098192},{"month":13,"monthsCovered":2.400757556497903},{"month":14,"monthsCovered":2.434730030623918},{"month":15,"monthsCovered":2.468853376345502},{"month":16,"monthsCovered":2.5031282636826906},{"month":17,"monthsCovered":2.537555365631076},{"month":18,"monthsCovered":2.5721353581750206},{"month":19,"monthsCovered":2.60686892030093},{"month":20,"monthsCovered":2.641756734010585},{"month":21,"monthsCovered":2.6767994843345346},{"month":22,"monthsCovered":2.7119978593455425},{"month":23,"monthsCovered":2.747352550172103},{"month":24,"monthsCovered":2.782864251012006},{"month":25,"monthsCovered":2.818533659145973},{"month":26,"monthsCovered":2.854361474951344},{"month":27,"monthsCovered":2.890348401915833},{"month":28,"monthsCovered":2.9264951466513387},{"month":29,"monthsCovered":2.962802418907819},{"month":30,"monthsCovered":2.99927093158723},{"month":31,"monthsCovered":3.0359014007575205},{"month":32,"monthsCovered":3.0726945456666943},{"month":33,"monthsCovered":3.1096510887569315},{"month":34,"monthsCovered":3.1467717556787758},{"month":35,"monthsCovered":3.184057275305379},{"month":36,"monthsCovered":3.2215083797468185},{"month":37,"monthsCovered":3.2591258043644666},{"month":38,"monthsCovered":3.2969102877854324},{"month":39,"monthsCovered":3.3348625719170646},{"month":40,"monthsCovered":3.3729834019615192},{"month":41,"monthsCovered":3.411273526430391},{"month":42,"monthsCovered":3.4497336971594117},{"month":43,"monthsCovered":3.488364669323211},{"month":44,"monthsCovered":3.5271672014501467},{"month":45,"monthsCovered":3.566142055437197},{"month":46,"monthsCovered":3.6052899965649208},{"month":47,"monthsCovered":3.644611793512484},{"month":48,"monthsCovered":3.6841082183727534},{"month":49,"monthsCovered":3.723780046667456},{"month":50,"monthsCovered":3.7636280573624084},{"month":51,"monthsCovered":3.80365303288281},{"month":52,"monthsCovered":3.8438557591286053},{"month":53,"monthsCovered":3.8842370254899197},{"month":54,"monthsCovered":3.924797624862553},{"month":55,"monthsCovered":3.965538353663555},{"month":56,"monthsCovered":4.006460011846856},{"month":57,"monthsCovered":4.047563402918981},{"month":58,"monthsCovered":4.088849333954823},{"month":59,"monthsCovered":4.130318615613489},{"month":60,"monthsCovered":4.171972062154222}]}}
{"id":"emergency-fund-0221","inputs":{"monthlyExpenses":12782.835163525306,"targetMonths":11,"currentSavings":42262.657289393246,"monthlySavings":3720.583066996187,"savingsAccountRate":0.07519080357858911},"expected":{"targetAmount":140611.18679877836,"monthsToGoal":24,"yearsToGoal":2,"interestEarned":13575.210674115631,"projectedBalance":[{"month":0,"balance":42262.657289393246,"target":140611.18679877836},{"month":1,"balance":46248.05395330243,"target":140611.18679877836},{"month":2,"balance":50258.42271535651,"target":140611.18679877836},{"month":3,"balance":54293.9200482327,"target":140611.18679877836},{"month":4,"balance":58354.70340505041,"target":140611.18679877836},{"month":5,"balance":62440.93122551459,"target":140611.18679877836},{"month":6,"balance":66552.7629420976,"target":140611.18679877836},{"month":7,"balance":70690.35898625976,"target":140611.18679877836},{"month":8,"balance":74853.88079470892,"target":140611.18679877836},{"month":9,"balance":79043.49081569928,"target":140611.18679877836},{"month":10,"balance":83259.35251536957,"target":140611.18679877836},{"month":11,"balance":87501.63038412106,"target":140611.18679877836},{"month":12,"balance":91770.48994303547,"target":140611.18679877836},{"month":13,"balance":96066.09775033312,"target":140611.18679877836},{"month":14,"balance":100388.62140787154,"target":140611.18679877836},{"month":15,"balance":104738.22956768477,"target":140611.18679877836},{"month":16,"balance":109115.0919385637,"target":140611.18679877836},{"month":17,"balance":113519.37929267756,"target":140611.18679877836},{"month":18,"balance":117951.263472237,"target":140611.18679877836},{"month":19,"balance":122410.9173961988,"target":140611.18679877836},{"month":20,"balance":126898.51506701269,"target":140611.18679877836},{"month":21,"balance":131414.23157741042,"target":140611.18679877836},{"month":22,"balance":135958.2431172373,"target":140611.18679877836},{"month":23,"balance":140530.72698032667,"target":140611.18679877836},{"month":24,"balance":145131.86157141736,"target":140611.18679877836}],"coverageByMonth":[{"month":0,"monthsCovered":3.3062037293562243},{"month":1,"monthsCovered":3.6179809378491536},{"month":2,"monthsCovered":3.9317117112457565},{"month":3,"monthsCovered":4.247408290388944},{"month":4,"monthsCovered":4.565082992821531},{"month":5,"monthsCovered":4.884748213266826},{"month":6,"monthsCovered":5.206416424112239},{"month":7,"monthsCovered":5.530100175895913},{"month":8,"monthsCovered":5.8558120977964165},{"month":9,"monthsCovered":6.183564898125489},{"month":10,"monthsCovered":6.513371364823885},{"month":11,"monthsCovered":6.84524436596032},{"month":12,"monthsCovered":7.179196850233544},{"month":13,"monthsCovered":7.515241847477567},{"month":14,"monthsCovered":7.853392469170035},{"month":15,"monthsCovered":8.193661908943806},{"month":16,"monthsCovered":8.53606344310173},{"month":17,"monthsCovered":8.880610431134645},{"month":18,"monthsCovered":9.227316316242623},{"month":19,"monthsCovered":9.576194625859493},{"month":20,"monthsCovered":9.927258972180633},{"month":21,"monthsCovered":10.28052305269408},{"month":22,"monthsCovered":10.636000650714966},{"month":23,"monthsCovered":10.993705635923298},{"month":24,"monthsCovered":11.353651964905122}]}}
{"id":"emergency-fund-0222","inputs":{"monthlyExpenses":17276.94732148666,"targetMonths":6,"currentSavings":33678.68880741298,"monthlySavings":3384.473825059831,"savingsAccountRate":0.030168392106425017},"expected":{"targetAmount":103661.68392891996,"monthsToGoal":20,"yearsToGoal":1.6666666666666667,"interestEarned":3375.7440787702944,"projectedBalance":[{"month":0,"balance":33678.68880741298,"target":103661.68392891996},{"month":1,"balance":37147.83195660384,"target":103661.68392891996},{"month":2,"balance":40625.69664502788,"target":103661.68392891996},{"month":3,"balance":44112.3047989197,"target":103661.68392891996},{"month":4,"balance":47607.678399637196,"target":103661.68392891996},{"month":5,"balance":51111.839483800104,"target":103661.68392891996},{"month":6,"balance":54624.810143428935,"target":103661.68392891996},{"month":7,"balance":58146.61252608427,"target":103661.68392891996},{"month":8,"balance":61677.268835006376,"target":103661.68392891996},{"month":9,"balance":65216.8013292552,"target":103661.68392891996},{"month":10,"balance":68765.23232385068,"target":103661.68392891996},{"month":11,"balance":72322.58418991347,"target":103661.68392891996},{"month":12,"balance":75888.8793548059,"target":103661.68392891996},{"month":13,"balance":79464.14030227349,"target":103661.68392891996},{"month":14,"balance":83048.38957258657,"target":103661.68392891996},{"month":15,"balance":86641.64976268249,"target":103661.68392891996},{"month":16,"balance":90243.94352630801,"target":103661.68392891996},{"month":17,"balance":93855.29357416216,"target":103661.68392891996},{"month":18,"balance":97475.72267403941,"target":103661.68392891996},{"month":19,"balance":101105.25365097322,"target":103661.68392891996},{"month":20,"balance":104743.9093873799,"target":103661.68392891996}],"coverageByMonth":[{"month":0,"monthsCovered":1.9493425650217804},{"month":1,"monthsCovered":2.1501386364942228},{"month":2,"monthsCovered":2.3514395158514665},{"month":3,"monthsCovered":2.553246472197028},{"month":4,"monthsCovered":2.7555607778249924},{"month":5,"monthsCovered":2.958383708228034},{"month":6,"monthsCovered":3.1617165421054567},{"month":7,"monthsCovered":3.3655605613712565},{"month":8,"monthsCovered":3.569917051162203},{"month":9,"monthsCovered":3.7747872998459417},{"month":10,"monthsCovered":3.980172599029116},{"month":11,"monthsCovered":4.186074243565512},{"month":12,"monthsCovered":4.392493531564218},{"month":13,"monthsCovered":4.599431764397815},{"month":14,"monthsCovered":4.806890246710573},{"month":15,"monthsCovered":5.014870286426681},{"month":16,"monthsCovered":5.223373194758496},{"month":17,"monthsCovered":5.432400286214801},{"month":18,"monthsCovered":5.641952878609098},{"month":19,"monthsCovered":5.852032293067919},{"month":20,"monthsCovered":6.062639854039146}]}}
{"id":"emergency-fund-0223","inputs":{"monthlyExpenses":1130.305528640747,"targetMonths":5,"currentSavings":12236.542208120227,"monthlySavings":2200.5282367463224,"savingsAccountRate":0.07785329520236701},"expected":{"targetAmount":5651.527643203735,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":12236.542208120227,"target":5651.527643203735}],"coverageByMonth":[{"month":0,"monthsCovered":10.825871322451484}]}}
{"id":"emergency-fund-0224","inputs":{"monthlyExpenses":3332.270948914811,"targetMonths":12,"currentSavings":43811.216996982694,"monthlySavings":2955.7375070406124,"savingsAccountRate":0.06465444198343903},"expected":{"targetAmount":39987.25138697773,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":43811.216996982694,"target":39987.25138697773}],"coverageByMonth":[{"month":0,"monthsCovered":13.14755542650284}]}}
{"id":"emergency-fund-0225","inputs":{"monthlyExpenses":17289.973506936803,"targetMonths":8,"currentSavings":97325.46764425933,"monthlySavings":4369.320624682587,"savingsAccountRate":0.04898215977940709},"expected":{"targetAmount":138319.78805549443,"monthsToGoal":9,"yearsToGoal":0.75,"interestEarned":4282.554224855587,"projectedBalance":[{"month":0,"balance":97325.46764425933,"target":138319.78805549443},{"month":1,"balance":102092.0559028383,"target":138319.78805549443},{"month":2,"balance":106878.1006437243,"target":138319.78805549443},{"month":3,"balance":111683.68128529443,"target":138319.78805549443},{"month":4,"balance":116508.8775700994,"target":138319.78805549443},{"month":5,"balance":121353.76956618682,"target":138319.78805549443},{"month":6,"balance":126218.43766842976,"target":138319.78805549443},{"month":7,"balance":131102.96259986085,"target":138319.78805549443},{"month":8,"balance":136007.42541301178,"target":138319.78805549443},{"month":9,"balance":140931.9074912582,"target":138319.78805549443}],"coverageByMonth":[{"month":0,"monthsCovered":5.62901195916882},{"month":1,"monthsCovered":5.904697069771598},{"month":2,"monthsCovered":6.181507484719072},{"month":3,"monthsCovered":6.459447797331008},{"month":4,"monthsCovered":6.738522619676403},{"month":5,"monthsCovered":7.01873658265001},{"month":6,"monthsCovered":7.300094336049181},{"month":7,"monthsCovered":7.582600548651034},{"month":8,"monthsCovered":7.866259908289916},{"month":9,"monthsCovered":8.151077121935195}]}}
{"id":"emergency-fund-0226","inputs":{"monthlyExpenses":7764.00118751917,"targetMonths":11,"currentSavings":67212.62079663575,"monthlySavings":4484.934970468748,"savingsAccountRate":0.022356930503156038},"expected":{"targetAmount":85404.01306271087,"monthsToGoal":4,"yearsToGoal":0.3333333333333333,"interestEarned":552.4878187914292,"projectedBalance":[{"month":0,"balance":67212.62079663575,"target":85404.01306271087},{"month":1,"balance":71822.77809144494,"target":85404.01306271087},{"month":2,"balance":76441.52446677486,"target":85404.01306271087},{"month":3,"balance":81068.87592474853,"target":85404.01306271087},{"month":4,"balance":85704.84849730217,"target":85404.01306271087}],"coverageByMonth":[{"month":0,"monthsCovered":8.656956532242905},{"month":1,"monthsCovered":9.250742800877193},{"month":2,"monthsCovered":9.845635339373281},{"month":3,"monthsCovered":10.441636208797702},{"month":4,"monthsCovered":11.03874747405692}]}}
{"id":"emergency-fund-0227","inputs":{"monthlyExpenses":7912.612068816088,"targetMonths":10,"currentSavings":1468.1961853057146,"monthlySavings":4181.911699788179,"savingsAccountRate":0.02732270566513762},"expected":{"targetAmount":79126.12068816088,"monthsToGoal":19,"yearsToGoal":1.5833333333333333,"interestEarned":1714.2559424023202,"projectedBalance":[{"month":0,"balance":1468.1961853057146,"target":79126.12068816088},{"month":1,"balance":5653.450809446376,"target":79126.12068816088},{"month":2,"balance":9848.234806939457,"target":79126.12068816088},{"month":3,"balance":14052.569875140234,"target":79126.12068816088},{"month":4,"balance":18266.477760806516,"target":79126.12068816088},{"month":5,"balance":22489.980260211138,"target":79126.12068816088},{"month":6,"balance":26723.09921925469,"target":79126.12068816088},{"month":7,"balance":30965.856533578535,"target":79126.12068816088},{"month":8,"balance":35218.274148678036,"target":79126.12068816088},{"month":9,"balance":39480.37406001609,"target":79126.12068816088},{"month":10,"balance":43752.17831313688,"target":79126.12068816088},{"month":11,"balance":48033.70900377993,"target":79126.12068816088},{"month":12,"balance":52324.98827799437,"target":79126.12068816088},{"month":13,"balance":56626.038332253505,"target":79126.12068816088},{"month":14,"balance":60936.8814135696,"target":79126.12068816088},{"month":15,"balance":65257.53981960898,"target":79126.12068816088},{"month":16,"balance":69588.03589880734,"target":79126.12068816088},{"month":17,"balance":73928.39205048537,"target":79126.12068816088},{"month":18,"balance":78278.63072496458,"target":79126.12068816088},{"month":19,"balance":82638.77442368344,"target":79126.12068816088}],"coverageByMonth":[{"month":0,"monthsCovered":0.18555139219979366},{"month":1,"monthsCovered":0.7144860332186441},{"month":2,"monthsCovered":1.244625001363549},{"month":3,"monthsCovered":1.775971038757474},{"month":4,"monthsCovered":2.3085268937669037},{"month":5,"monthsCovered":2.8422953210160555},{"month":6,"monthsCovered":3.3772790814011295},{"month":7,"monthsCovered":3.91348094210459},{"month":8,"monthsCovered":4.450903676609475},{"month":9,"monthsCovered":4.989550064713747},{"month":10,"monthsCovered":5.529422892544665},{"month":11,"monthsCovered":6.0705249525732015},{"month":12,"monthsCovered":6.612859043628486},{"month":13,"monthsCovered":7.156427970912276},{"month":14,"monthsCovered":7.701234546013474},{"month":15,"monthsCovered":8.247281586922666},{"month":16,"monthsCovered":8.794571918046696},{"month":17,"monthsCovered":9.343108370223284},{"month":18,"monthsCovered":9.892893780735657},{"month":19,"monthsCovered":10.44393099332723}]}}
{"id":"emergency-fund-0228","inputs":{"monthlyExpenses":16347.525959718041,"targetMonths":3,"currentSavings":74875.39881840348,"monthlySavings":1860.4731140425429,"savingsAccountRate":0.03187146489974112},"expected":{"targetAmount":49042.57787915412,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":74875.39881840348,"target":49042.57787915412}],"coverageByMonth":[{"month":0,"monthsCovered":4.580228164365914}]}}
{"id":"emergency-fund-0229","inputs":{"monthlyExpenses":4997.9178559733555,"targetMonths":4,"currentSavings":98467.65445545316,"monthlySavings":3774.74322845228,"savingsAccountRate":0.04789071572246031},"expected":{"targetAmount":19991.671423893422,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":98467.65445545316,"target":19991.671423893422}],"coverageByMonth":[{"month":0,"monthsCovered":19.701735261168345}]}}
{"id":"emergency-fund-0230","inputs":{"monthlyExpenses":2366.0790493013337,"targetMonths":9,"currentSavings":77492.27867461741,"monthlySavings":115.232240955811,"savingsAccountRate":0.020474126329645514},"expected":{"targetAmount":21294.711443712004,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":77492.27867461741,"target":21294.711443712004}],"coverageByMonth":[{"month":0,"monthsCovered":32.75134814177053}]}}
{"id":"emergency-fund-0231","inputs":{"monthlyExpenses":13302.895792294294,"targetMonths":9,"currentSavings":56218.6213908717,"monthlySavings":2711.98514404241,"savingsAccountRate":0.01883923553861678},"expected":{"targetAmount":119726.06213064864,"monthsToGoal":23,"yearsToGoal":1.9166666666666667,"interestEarned":3154.531694245088,"projectedBalance":[{"month":0,"balance":56218.6213908717,"target":119726.06213064864},{"month":1,"balance":59018.86618908402,"target":119726.06213064864},{"month":2,"balance":61823.50719323962,"target":119726.06213064864},{"month":3,"balance":64632.551305101755,"target":119726.06213064864},{"month":4,"balance":67446.00543726905,"target":119726.06213064864},{"month":5,"balance":70263.87651319242,"target":119726.06213064864},{"month":6,"balance":73086.17146719218,"target":119726.06213064864},{"month":7,"balance":75912.8972444751,"target":119726.06213064864},{"month":8,"balance":78744.06080115146,"target":119726.06213064864},{"month":9,"balance":81579.6691042522,"target":119726.06213064864},{"month":10,"balance":84419.72913174606,"target":119726.06213064864},{"month":11,"balance":87264.24787255673,"target":119726.06213064864},{"month":12,"balance":90113.23232658008,"target":119726.06213064864},{"month":13,"balance":92966.68950470137,"target":119726.06213064864},{"month":14,"balance":95824.62642881248,"target":119726.06213064864},{"month":15,"balance":98687.05013182925,"target":119726.06213064864},{"month":16,"balance":101553.96765770872,"target":119726.06213064864},{"month":17,"balance":104425.38606146652,"target":119726.06213064864},{"month":18,"balance":107301.31240919417,"target":119726.06213064864},{"month":19,"balance":110181.75377807653,"target":119726.06213064864},{"month":20,"balance":113066.71725640919,"target":119726.06213064864},{"month":21,"balance":115956.2099436159,"target":119726.06213064864},{"month":22,"balance":118850.23895026607,"target":119726.06213064864},{"month":23,"balance":121748.81139809222,"target":119726.06213064864}],"coverageByMonth":[{"month":0,"monthsCovered":4.226043883124782},{"month":1,"monthsCovered":4.43654277313596},{"month":2,"monthsCovered":4.6473721329946},{"month":3,"monthsCovered":4.858532481517308},{"month":4,"monthsCovered":5.070024338335204},{"month":5,"monthsCovered":5.2818482238951905},{"month":6,"monthsCovered":5.494004659461241},{"month":7,"monthsCovered":5.706494167115679},{"month":8,"monthsCovered":5.919317269760467},{"month":9,"monthsCovered":6.1324744911184865},{"month":10,"monthsCovered":6.345966355734833},{"month":11,"monthsCovered":6.559793388978103},{"month":12,"monthsCovered":6.773956117041689},{"month":13,"monthsCovered":6.9884550669450745},{"month":14,"monthsCovered":7.203290766535127},{"month":15,"monthsCovered":7.418463744487403},{"month":16,"monthsCovered":7.633974530307445},{"month":17,"monthsCovered":7.849823654332085},{"month":18,"monthsCovered":8.06601164773075},{"month":19,"monthsCovered":8.282539042506771},{"month":20,"monthsCovered":8.499406371498686},{"month":21,"monthsCovered":8.716614168381563},{"month":22,"monthsCovered":8.934162967668295},{"month":23,"monthsCovered":9.152053304710938}]}}
{"id":"emergency-fund-0232","inputs":{"monthlyExpenses":9163.64322300069,"targetMonths":4,"currentSavings":13268.26976146549,"monthlySavings":1966.0083463648334,"savingsAccountRate":0.06683487220667303},"expected":{"targetAmount":36654.57289200276,"monthsToGoal":12,"yearsToGoal":1,"interestEarned":1650.7333942378173,"projectedBalance":[{"month":0,"balance":13268.26976146549,"target":36654.57289200276},{"month":1,"balance":15308.176700656257,"target":36654.57289200276},{"month":2,"balance":17359.445049813217,"target":36654.57289200276},{"month":3,"balance":19422.13808713497,"target":36654.57289200276},{"month":4,"balance":21496.319443252636,"target":36654.57289200276},{"month":5,"balance":23582.053103192768,"target":36654.57289200276},{"month":6,"balance":25679.403408351172,"target":36654.57289200276},{"month":7,"balance":27788.435058477735,"target":36654.57289200276},{"month":8,"balance":29909.2131136723,"target":36654.57289200276},{"month":9,"balance":32041.802996391667,"target":36654.57289200276},{"month":10,"balance":34186.27049346777,"target":36654.57289200276},{"month":11,"balance":36342.68175813707,"target":36654.57289200276},{"month":12,"balance":38511.10331208131,"target":36654.57289200276}],"coverageByMonth":[{"month":0,"monthsCovered":1.4479251798195516},{"month":1,"monthsCovered":1.670533905361224},{"month":2,"monthsCovered":1.8943824663798687},{"month":3,"monthsCovered":2.1194777682292907},{"month":4,"monthsCovered":2.3458267547231655},{"month":5,"monthsCovered":2.573436408349242},{"month":6,"monthsCovered":2.802313750484744},{"month":7,"monthsCovered":3.0324658416129653},{"month":8,"monthsCovered":3.2638997815410744},{"month":9,"monthsCovered":3.496622709619132},{"month":10,"monthsCovered":3.7306418049603276},{"month":11,"monthsCovered":3.965964286662444},{"month":12,"monthsCovered":4.202597414030554}]}}
{"id":"emergency-fund-0233","inputs":{"monthlyExpenses":9415.463041863404,"targetMonths":11,"currentSavings":30014.22279048711,"monthlySavings":2653.0154441366903,"savingsAccountRate":0.026701696156524124},"expected":{"targetAmount":103570.09346049745,"monthsToGoal":27,"yearsToGoal":2.25,"interestEarned":3967.3713680139335,"projectedBalance":[{"month":0,"balance":30014.22279048711,"target":103570.09346049745},{"month":1,"balance":32734.024122734285,"target":103570.09346049745},{"month":2,"balance":35459.87739737977,"target":103570.09346049745},{"month":3,"balance":38191.79608085083,"target":103570.09346049745},{"month":4,"balance":40929.79366953942,"target":103570.09346049745},{"month":5,"balance":43673.883689868875,"target":103570.09346049745},{"month":6,"balance":46424.07969836075,"target":103570.09346049745},{"month":7,"balance":49180.39528170176,"target":103570.09346049745},{"month":8,"balance":51942.84405681093,"target":103570.09346049745},{"month":9,"balance":54711.43967090684,"target":103570.09346049745},{"month":10,"balance":57486.19580157507,"target":103570.09346049745},{"month":11,"balance":60267.126156835766,"target":103570.09346049745},{"month":12,"balance":63054.24447521135,"target":103570.09346049745},{"month":13,"balance":65847.5645257944,"target":103570.09346049745},{"month":14,"balance":68647.10010831566,"target":103570.09346049745},{"month":15,"balance":71452.86505321224,"target":103570.09346049745},{"month":16,"balance":74264.87322169593,"target":103570.09346049745},{"month":17,"balance":77083.13850582167,"target":103570.09346049745},{"month":18,"balance":79907.67482855616,"target":103570.09346049745},{"month":19,"balance":82738.49614384671,"target":103570.09346049745},{"month":20,"balance":85575.61643669014,"target":103570.09346049745},{"month":21,"balance":88419.0497232018,"target":103570.09346049745},{"month":22,"balance":91268.81005068494,"target":103570.09346049745},{"month":23,"balance":94124.91149770004,"target":103570.09346049745},{"month":24,"balance":96987.36817413433,"target":103570.09346049745},{"month":25,"balance":99856.19422127158,"target":103570.09346049745},{"month":26,"balance":102731.40381186188,"target":103570.09346049745},{"month":27,"balance":105613.01115019168,"target":103570.09346049745}],"coverageByMonth":[{"month":0,"monthsCovered":3.1877585475123937},{"month":1,"monthsCovered":3.4766239299321735},{"month":2,"monthsCovered":3.7661320786579124},{"month":3,"monthsCovered":4.056284423935494},{"month":4,"monthsCovered":4.3470823991933},{"month":5,"monthsCovered":4.638527441049296},{"month":6,"monthsCovered":4.930620989318122},{"month":7,"monthsCovered":5.223364487018211},{"month":8,"monthsCovered":5.5167593803789154},{"month":9,"monthsCovered":5.810807118847652},{"month":10,"monthsCovered":6.105509155097065},{"month":11,"monthsCovered":6.400866945032197},{"month":12,"monthsCovered":6.6968819477976895},{"month":13,"monthsCovered":6.993555625784983},{"month":14,"monthsCovered":7.290889444639547},{"month":15,"monthsCovered":7.588884873268121},{"month":16,"monthsCovered":7.887543383845968},{"month":17,"monthsCovered":8.18686645182415},{"month":18,"monthsCovered":8.486855555936813},{"month":19,"monthsCovered":8.7875121782085},{"month":20,"monthsCovered":9.088837803961466},{"month":21,"monthsCovered":9.390833921823019},{"month":22,"monthsCovered":9.693502023732869},{"month":23,"monthsCovered":9.99684360495051},{"month":24,"monthsCovered":10.300860164062591},{"month":25,"monthsCovered":10.605553202990338},{"month":26,"monthsCovered":10.910924226996956},{"month":27,"monthsCovered":11.216974744695076}]}}
{"id":"emergency-fund-0234","inputs":{"monthlyExpenses":14472.859181230888,"targetMonths":3,"currentSavings":35907.351528294384,"monthlySavings":2858.473277138546,"savingsAccountRate":0.04872286069206894},"expected":{"targetAmount":43418.57754369266,"monthsToGoal":3,"yearsToGoal":0.25,"interestEarned":474.02085311795963,"projectedBalance":[{"month":0,"balance":35907.351528294384,"target":43418.57754369266},{"month":1,"balance":38911.617212627454,"target":43418.57754369266},{"month":2,"balance":41928.08093182883,"target":43418.57754369266},{"month":3,"balance":44956.79221282798,"target":43418.57754369266}],"coverageByMonth":[{"month":0,"monthsCovered":2.481012982898417},{"month":1,"monthsCovered":2.6885922626187053},{"month":2,"monthsCovered":2.897014363699691},{"month":3,"monthsCovered":3.1062827081970195}]}}
{"id":"emergency-fund-0235","inputs":{"monthlyExpenses":16419.57604815252,"targetMonths":8,"currentSavings":24744.779779575765,"monthlySavings":2717.2288981848396,"savingsAccountRate":0.07052879161434249},"expected":{"targetAmount":131356.60838522017,"monthsToGoal":34,"yearsToGoal":2.8333333333333335,"interestEarned":15003.297554285557,"projectedBalance":[{"month":0,"balance":24744.779779575765,"target":131356.60838522017},{"month":1,"balance":27607.44362914531,"target":131356.60838522017},{"month":2,"balance":30486.932497223872,"target":131356.60838522017},{"month":3,"balance":33383.345271163475,"target":131356.60838522017},{"month":4,"balance":36296.78141951661,"target":131356.60838522017},{"month":5,"balance":39227.34099545215,"target":131356.60838522017},{"month":6,"balance":42175.1246401914,"target":131356.60838522017},{"month":7,"balance":45140.233586464325,"target":131356.60838522017},{"month":8,"balance":48122.769661986036,"target":131356.60838522017},{"month":9,"balance":51122.83529295381,"target":131356.60838522017},{"month":10,"balance":54140.53350756457,"target":131356.60838522017},{"month":11,"balance":57175.9679395531,"target":131356.60838522017},{"month":12,"balance":60229.24283175102,"target":131356.60838522017},{"month":13,"balance":63300.463039666705,"target":131356.60838522017},{"month":14,"balance":66389.7340350862,"target":131356.60838522017},{"month":15,"balance":69497.1619096954,"target":131356.60838522017},{"month":16,"balance":72622.85337872332,"target":131356.60838522017},{"month":17,"balance":75766.91578460706,"target":131356.60838522017},{"month":18,"balance":78929.45710067806,"target":131356.60838522017},{"month":19,"balance":82110.58593487013,"target":131356.60838522017},{"month":20,"balance":85310.4115334493,"target":131356.60838522017},{"month":21,"balance":88529.0437847655,"target":131356.60838522017},{"month":22,"balance":91766.59322302639,"target":131356.60838522017},{"month":23,"balance":95023.1710320933,"target":131356.60838522017},{"month":24,"balance":98298.88904929951,"target":131356.60838522017},{"month":25,"balance":101593.85976929097,"target":131356.60838522017},{"month":26,"balance":104908.19634788955,"target":131356.60838522017},{"month":27,"balance":108242.01260597912,"target":131356.60838522017},{"month":28,"balance":111595.42303341429,"target":131356.60838522017},{"month":29,"balance":114968.5427929523,"target":131356.60838522017},{"month":30,"balance":118361.48772420787,"target":131356.60838522017},{"month":31,"balance":121774.37434763138,"target":131356.60838522017},{"month":32,"balance":125207.31986851047,"target":131356.60838522017},{"month":33,"balance":128660.44218099501,"target":131356.60838522017},{"month":34,"balance":132133.85987214587,"target":131356.60838522017}],"coverageByMonth":[{"month":0,"monthsCovered":1.5070291527021473},{"month":1,"monthsCovered":1.681373718065736},{"month":2,"monthsCovered":1.85674297605596},{"month":3,"monthsCovered":2.033142949200547},{"month":4,"monthsCovered":2.210579695424024},{"month":5,"monthsCovered":2.3890593082557623},{"month":6,"monthsCovered":2.568587917039235},{"month":7,"monthsCovered":2.7491716871425167},{"month":8,"monthsCovered":2.93081682017001},{"month":9,"monthsCovered":3.1135295541754253},{"month":10,"monthsCovered":3.297316163876003},{"month":11,"monthsCovered":3.4821829608680037},{"month":12,"monthsCovered":3.668136293843459},{"month":13,"monthsCovered":3.8551825488082},{"month":14,"monthsCovered":4.0433281493011615},{"month":15,"monthsCovered":4.232579556614983},{"month":16,"monthsCovered":4.422943270017901},{"month":17,"monthsCovered":4.614425826976946},{"month":18,"monthsCovered":4.8070338033824545},{"month":19,"monthsCovered":5.000773813773892},{"month":20,"monthsCovered":5.195652511567018},{"month":21,"monthsCovered":5.391676589282371},{"month":22,"monthsCovered":5.588852778775106},{"month":23,"monthsCovered":5.787187851466178},{"month":24,"monthsCovered":5.986688618574886},{"month":25,"monthsCovered":6.187361931352789},{"month":26,"monthsCovered":6.389214681318979},{"month":27,"monthsCovered":6.592253800496765},{"month":28,"monthsCovered":6.796486261651722},{"month":29,"monthsCovered":7.001919078531153},{"month":30,"monthsCovered":7.208559306104954},{"month":31,"monthsCovered":7.416414040807896},{"month":32,"monthsCovered":7.625490420783331},{"month":33,"monthsCovered":7.83579562612833},{"month":34,"monthsCovered":8.047336879140259}]}}
{"id":"emergency-fund-0236","inputs":{"monthlyExpenses":17348.50014024414,"targetMonths":1,"currentSavings":37994.15125977248,"monthlySavings":866.5608903043903,"savingsAccountRate":0.03455776711925865},"expected":{"targetAmount":17348.50014024414,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":37994.15125977248,"target":17348.50014024414}],"coverageByMonth":[{"month":0,"monthsCovered":2.1900539500608263}]}}
{"id":"emergency-fund-0237","inputs":{"monthlyExpenses":5387.994880788028,"targetMonths":2,"currentSavings":82721.06889635324,"monthlySavings":1981.5886943018995,"savingsAccountRate":0.04202599847456441},"expected":{"targetAmount":10775.989761576056,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":82721.06889635324,"target":10775.989761576056}],"coverageByMonth":[{"month":0,"monthsCovered":15.352848457839434}]}}
{"id":"emergency-fund-0238","inputs":{"monthlyExpenses":5700.990792480297,"targetMonths":3,"currentSavings":73801.95704754442,"monthlySavings":4457.679686066695,"savingsAccountRate":0.017768063049297782},"expected":{"targetAmount":17102.972377440892,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":73801.95704754442,"target":17102.972377440892}],"coverageByMonth":[{"month":0,"monthsCovered":12.945461540630875}]}}
{"id":"emergency-fund-0239","inputs":{"monthlyExpenses":5818.913938244805,"targetMonths":12,"currentSavings":96006.53639063239,"monthlySavings":1276.929204305634,"savingsAccountRate":0.025907296419609337},"expected":{"targetAmount":69826.96725893766,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":96006.53639063239,"target":69826.96725893766}],"coverageByMonth":[{"month":0,"monthsCovered":16.499047315278123}]}}
{"id":"emergency-fund-0240","inputs":{"monthlyExpenses":8183.028582250699,"targetMonths":9,"currentSavings":80730.79837486148,"monthlySavings":4494.886383332778,"savingsAccountRate":0.02516342893475667},"expected":{"targetAmount":73647.2572402563,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":80730.79837486148,"target":73647.2572402563}],"coverageByMonth":[{"month":0,"monthsCovered":9.865638078054578}]}}
{"id":"emergency-fund-0241","inputs":{"monthlyExpenses":16637.86739797797,"targetMonths":6,"currentSavings":7821.557065472007,"monthlySavings":1703.5770754911937,"savingsAccountRate":0.033025858015753334},"expected":{"targetAmount":99827.20438786782,"monthsToGoal":50,"yearsToGoal":4.166666666666667,"interestEarned":7156.902217082636,"projectedBalance":[{"month":0,"balance":7821.557065472007,"target":99827.20438786782},{"month":1,"balance":9546.660277055398,"target":99827.20438786782},{"month":2,"balance":11276.511239782814,"target":99827.20438786782},{"month":3,"balance":13011.123020200517,"target":99827.20438786782},{"month":4,"balance":14750.508720815931,"target":99827.20438786782},{"month":5,"balance":16494.68148019661,"target":99827.20438786782},{"month":6,"balance":18243.654473069473,"target":99827.20438786782},{"month":7,"balance":19997.440910420337,"target":99827.20438786782},{"month":8,"balance":21756.05403959369,"target":99827.20438786782},{"month":9,"balance":23519.507144392774,"target":99827.20438786782},{"month":10,"balance":25287.813545179903,"target":99827.20438786782},{"month":11,"balance":27060.98659897709,"target":99827.20438786782},{"month":12,"balance":28839.039699566954,"target":99827.20438786782},{"month":13,"balance":30621.98627759386,"target":99827.20438786782},{"month":14,"balance":32409.8398006654,"target":99827.20438786782},{"month":15,"balance":34202.6137734541,"target":99827.20438786782},{"month":16,"balance":36000.32173779944,"target":99827.20438786782},{"month":17,"balance":37802.97727281013,"target":99827.20438786782},{"month":18,"balance":39610.59399496671,"target":99827.20438786782},{"month":19,"balance":41423.18555822435,"target":99827.20438786782},{"month":20,"balance":43240.765654116054,"target":99827.20438786782},{"month":21,"balance":45063.34801185602,"target":99827.20438786782},{"month":22,"balance":46890.94639844338,"target":99827.20438786782},{"month":23,"balance":48723.57461876618,"target":99827.20438786782},{"month":24,"balance":50561.24651570565,"target":99827.20438786782},{"month":25,"balance":52403.975970240775,"target":99827.20438786782},{"month":26,"balance":54251.776901553145,"target":99827.20438786782},{"month":27,"balance":56104.66326713209,"target":99827.20438786782},{"month":28,"balance":57962.64906288011,"target":99827.20438786782},{"month":29,"balance":59825.748323218606,"target":99827.20438786782},{"month":30,"balance":61693.975121193864,"target":99827.20438786782},{"month":31,"balance":63567.34356858338,"target":99827.20438786782},{"month":32,"balance":65445.867816002465,"target":99827.20438786782},{"month":33,"balance":67329.56205301108,"target":99827.20438786782},{"month":34,"balance":69218.44050822107,"target":99827.20438786782},{"month":35,"balance":71112.51744940363,"target":99827.20438786782},{"month":36,"balance":73011.80718359706,"target":99827.20438786782},{"month":37,"balance":74916.32405721484,"target":99827.20438786782},{"month":38,"balance":76826.082456154,"target":99827.20438786782},{"month":39,"balance":78741.09680590383,"target":99827.20438786782},{"month":40,"balance":80661.38157165473,"target":99827.20438786782},{"month":41,"balance":82586.95125840759,"target":99827.20438786782},{"month":42,"balance":84517.82041108329,"target":99827.20438786782},{"month":43,"balance":86454.00361463259,"target":99827.20438786782},{"month":44,"balance":88395.5154941463,"target":99827.20438786782},{"month":45,"balance":90342.37071496574,"target":99827.20438786782},{"month":46,"balance":92294.58398279351,"target":99827.20438786782},{"month":47,"balance":94252.1700438046,"target":99827.20438786782},{"month":48,"balance":96215.14368475773,"target":99827.20438786782},{"month":49,"balance":98183.5197331071,"target":99827.20438786782},{"month":50,"balance":100157.31305711433,"target":99827.20438786782}],"coverageByMonth":[{"month":0,"monthsCovered":0.47010574602984123},{"month":1,"monthsCovered":0.5737911024711989},{"month":2,"monthsCovered":0.6777618170675689},{"month":3,"monthsCovered":0.7820186751687769},{"month":4,"monthsCovered":0.8865624642860531},{"month":5,"monthsCovered":0.9913939740979807},{"month":6,"monthsCovered":1.0965139964564603},{"month":7,"monthsCovered":1.201923325392692},{"month":8,"monthsCovered":1.3076227571231722},{"month":9,"monthsCovered":1.4136130900557087},{"month":10,"monthsCovered":1.5198951247954515},{"month":11,"monthsCovered":1.6264696641509393},{"month":12,"monthsCovered":1.7333375131401645},{"month":13,"monthsCovered":1.8404994789966533},{"month":14,"monthsCovered":1.9479563711755645},{"month":15,"monthsCovered":2.055709001359802},{"month":16,"monthsCovered":2.163758183466147},{"month":17,"monthsCovered":2.272104733651405},{"month":18,"monthsCovered":2.380749470318573},{"month":19,"monthsCovered":2.4896932141230184},{"month":20,"monthsCovered":2.5989367879786793},{"month":21,"monthsCovered":2.708481017064281},{"month":22,"monthsCovered":2.8183267288295686},{"month":23,"monthsCovered":2.9284747530015562},{"month":24,"monthsCovered":3.038925921590795},{"month":25,"monthsCovered":3.1496810688976593},{"month":26,"monthsCovered":3.2607410315186462},{"month":27,"monthsCovered":3.3721066483526965},{"month":28,"monthsCovered":3.483778760607529},{"month":29,"monthsCovered":3.5957582118059994},{"month":30,"monthsCovered":3.7080458477924667},{"month":31,"monthsCovered":3.8206425167391846},{"month":32,"monthsCovered":3.93354906915271},{"month":33,"monthsCovered":4.046766357880323},{"month":34,"monthsCovered":4.160295238116474},{"month":35,"monthsCovered":4.274136567409238},{"month":36,"monthsCovered":4.388291205666798},{"month":37,"monthsCovered":4.502760015163935},{"month":38,"monthsCovered":4.617543860548547},{"month":39,"monthsCovered":4.732643608848173},{"month":40,"monthsCovered":4.848060129476549},{"month":41,"monthsCovered":4.963794294240169},{"month":42,"monthsCovered":5.079846977344879},{"month":43,"monthsCovered":5.196219055402467},{"month":44,"monthsCovered":5.3129114074373},{"month":45,"monthsCovered":5.429924914892951},{"month":46,"monthsCovered":5.547260461638865},{"month":47,"monthsCovered":5.664918933977033},{"month":48,"monthsCovered":5.782901220648682},{"month":49,"monthsCovered":5.901208212840999},{"month":50,"monthsCovered":6.019840804193849}]}}
{"id":"emergency-fund-0242","inputs":{"monthlyExpenses":13897.148960619234,"targetMonths":1,"currentSavings":78691.25136639923,"monthlySavings":3491.396075231023,"savingsAccountRate":0.019473016143310817},"expected":{"targetAmount":13897.148960619234,"monthsToGoal":0,"yearsToGoal":0,"interestEarned":0,"projectedBalance":[{"month":0,"balance":78691.25136639923,"target":13897.148960619234}],"coverageByMonth":[{"month":0,"monthsCovered":5.662402525107055}]}}
{"id":"emergency-fund-0243","inputs":{"monthlyExpenses":6896.35828929022,"targetMonths":8,"currentSavings":21683.052461594343,"monthlySavings":3660.0749115110375,"savingsAccountRate":0.07378568314015865},"expected":{"targetAmount":55170.86631432176,"monthsToGoal":9,"yearsToGoal":0.75,"interestEarned":2051.7790168923166,"projectedBalance":[{"month":0,"balance":21683.052461594343,"target":55170.86631432176},{"month":1,"balance":25476.452276308937,"target":55170.86631432176},{"month":2,"balance":29293.176974086236,"target":55170.86631432176},{"month":3,"balance":33133.36997512882,"target":55170.86631432176},{"month":4,"balance":36997.1755815024,"target":55170.86631432176},{"month":5,"balance":40884.738982558236,"target":55170.86631432176},{"month":6,"balance":44796.20626038887,"target":55170.86631432176},{"month":7,"balance":48731.72439531743,"target":55170.86631432176},{"month":8,"balance":52691.44127142068,"target":55170.86631432176},{"month":9,"balance":56675.505682086,"target":55170.86631432176}],"coverageByMonth":[{"month":0,"monthsCovered":3.1441307936780625},{"month":1,"monthsCovered":3.6941891948788235},{"month":2,"monthsCovered":4.247629798987883},{"month":3,"monthsCovered":4.8044734025179165},{"month":4,"monthsCovered":5.364740929855341},{"month":5,"monthsCovered":5.9284534340465855},{"month":6,"monthsCovered":6.495632097589196},{"month":7,"monthsCovered":7.066298233227809},{"month":8,"monthsCovered":7.640473284755009},{"month":9,"monthsCovered":8.218178827817123}]}}
{"id":"emergency-fund-0244","inputs":{"monthlyExpenses":10721.988340606913,"targetMonths":5,"currentSavings":27337.3186821118,"monthlySavings":3391.7553835199215,"savingsAccountRate":0.07928228358970955},"expected":{"targetAmount":53609.941703034565,"monthsToGoal":8,"yearsToGoal":0.6666666666666666,"interestEarned":2114.574639354272,"projectedBalance":[{"month":0,"balance":27337.3186821118,"target":53609.941703034565},{"month":1,"balance":30909.687819993174,"target":53609.941703034565},{"month":2,"balance":34505.6590897976,"target":53609.941703034565},{"month":3,"balance":38125.38842743478,"target":53609.941703034565},{"month":4,"balance":41769.032799060675,"target":53609.941703034565},{"month":5,"balance":45436.75020788418,"target":53609.941703034565},{"month":6,"balance":49128.699701018784,"target":53609.941703034565},{"month":7,"balance":52845.04137637952,"target":53609.941703034565},{"month":8,"balance":56585.93638962544,"target":53609.941703034565}],"coverageByMonth":[{"month":0,"monthsCovered":2.5496501034773913},{"month":1,"monthsCovered":2.8828316948387527},{"month":2,"monthsCovered":3.218214569317879},{"month":3,"monthsCovered":3.555813270477471},{"month":4,"monthsCovered":3.8956424379674672},{"month":5,"monthsCovered":4.23771680815988},{"month":6,"monthsCovered":4.582051214787823},{"month":7,"monthsCovered":4.928660589588764},{"month":8,"monthsCovered":5.277559962952023}]}}
{"id":"emergency-fund-0245","inputs":{"monthlyExpenses":5744.470947771333,"targetMonths":11,"currentSavings":9615.815477445722,"monthlySavings":4366.423148068134,"savingsAccountRate":0.029295394842047247},"expected":{"targetAmount":63189.180425484665,"monthsToGoal":13,"yearsToGoal":1.0833333333333333,"interestEarned":1148.627261431655,"projectedBalance":[{"month":0,"balance":9615.815477445722,"target":63189.180425484665},{"month":1,"balance":14005.713551442192,"target":63189.180425484665},{"month":2,"balance":18406.32860855483,"target":63189.180425484665},{"month":3,"balance":22817.686811971304,"target":63189.180425484665},{"month":4,"balance":27239.81438875101,"target":63189.180425484665},{"month":5,"balance":31672.73762998102,"target":63189.180425484665},{"month":6,"balance":36116.48289093239,"target":63189.180425484665},{"month":7,"balance":40571.07659121685,"target":63189.180425484665},{"month":8,"balance":45036.545214943864,"target":63189.180425484665},{"month":9,"balance":49512.91531087812,"target":63189.180425484665},{"month":10,"balance":54000.21349259733,"target":63189.180425484665},{"month":11,"balance":58498.4664386505,"target":63189.180425484665},{"month":12,"balance":63007.70089271651,"target":63189.180425484665},{"month":13,"balance":67527.94366376312,"target":63189.180425484665}],"coverageByMonth":[{"month":0,"monthsCovered":1.6739253387949231},{"month":1,"monthsCovered":2.438120704026878},{"month":2,"monthsCovered":3.2041816863389108},{"month":3,"monthsCovered":3.9721128402301034},{"month":4,"monthsCovered":4.741918731318359},{"month":5,"monthsCovered":5.513603936367544},{"month":6,"monthsCovered":6.287173043314703},{"month":7,"monthsCovered":7.062630651297331},{"month":8,"monthsCovered":7.839981370680719},{"month":9,"monthsCovered":8.619229823085364},{"month":10,"monthsCovered":9.400380641414445},{"month":11,"monthsCovered":10.183438469881372},{"month":12,"monthsCovered":10.968407964037391},{"month":13,"monthsCovered":11.755293790799264}]}}
{"id":"emergency-fund-0246","inputs":{"monthlyExpenses":7150.302094290964,"targetMonths":11,"currentSavings":19424.275448545814,"monthlySavings":2440.478834800888,"savingsAccountRate":0.07415439690696075},"expected":{"targetAmount":78653.32303720061,"monthsToGoal":22,"yearsToGoal":1.8333333333333333,"interestEarned":6450.881189698033,"projectedBalance":[{"month":0,"balance":19424.275448545814,"target":78653.32303720061},{"month":1,"balance":21984.787235950167,"target":78653.32303720061},{"month":2,"balance":24561.1217906352,"target":78653.32303720061},{"month":3,"balance":27153.376889914667,"target":78653.32303720061},{"month":4,"balance":29761.650915320475,"target":78653.32303720061},{"month":5,"balance":32386.042856336455,"target":78653.32303720061},{"month":6,"balance":35026.65231415523,"target":78653.32303720061},{"month":7,"balance":37683.579505458285,"target":78653.32303720061},{"month":8,"balance":40356.925266219405,"target":78653.32303720061},{"month":9,"balance":43046.791055531605,"target":78653.32303720061},{"month":10,"balance":45753.27895945773,"target":78653.32303720061},{"month":11,"balance":48476.491694904835,"target":78653.32303720061},{"month":12,"balance":51216.53261352247,"target":78653.32303720061},{"month":13,"balance":53973.50570562514,"target":78653.32303720061},{"month":14,"balance":56747.51560413895,"target":78653.32303720061},{"month":15,"balance":59538.66758857261,"target":78653.32303720061},{"month":16,"balance":62347.067589013044,"target":78653.32303720061},{"month":17,"balance":65172.82219014566,"target":78653.32303720061},{"month":18,"balance":68016.03863529945,"target":78653.32303720061},{"month":19,"balance":70876.8248305171,"target":78653.32303720061},{"month":20,"balance":73755.28934865026,"target":78653.32303720061},{"month":21,"balance":76651.5414334801,"target":78653.32303720061},{"month":22,"balance":79565.69100386338,"target":78653.32303720061}],"coverageByMonth":[{"month":0,"monthsCovered":2.7165671033752257},{"month":1,"monthsCovered":3.0746655100773355},{"month":2,"monthsCovered":3.4349767977279737},{"month":3,"monthsCovered":3.7975146408981537},{"month":4,"monthsCovered":4.162292798661354},{"month":5,"monthsCovered":4.5293251151157},{"month":6,"monthsCovered":4.898625519909384},{"month":7,"monthsCovered":5.270208028769314},{"month":8,"monthsCovered":5.644086744033053},{"month":9,"monthsCovered":6.020275855184018},{"month":10,"monthsCovered":6.398789639390013},{"month":11,"monthsCovered":6.779642462045073},{"month":12,"monthsCovered":7.162848777314657},{"month":13,"monthsCovered":7.548423128684221},{"month":14,"monthsCovered":7.936380149511169},{"month":15,"monthsCovered":8.32673456358022},{"month":16,"monthsCovered":8.71950118566221},{"month":17,"monthsCovered":9.114694922076339},{"month":18,"monthsCovered":9.5123307712559},{"month":19,"monthsCovered":9.912423824317504},{"month":20,"monthsCovered":10.31498926563381},{"month":21,"monthsCovered":10.720042373409818},{"month":22,"monthsCovered":11.127598520262694}]}}
{"id":"emergency-fund-0247","inputs":{"monthlyExpenses":10741.993858478963,"targetMonths":12,"currentSavings":58538.996474817395,"monthlySavings":2552.8519639046863,"savingsAccountRate":0.05808961007744075},"expected":{"targetAmount":128903.92630174756,"monthsToGoal":24,"yearsToGoal":2,"interestEarned":10728.393791381677,"projectedBalance":[{"month":0,"balance":58538.996474817395,"target":128903.92630174756},{"month":1,"balance":61375.224062017645,"target":128903.92630174756},{"month":2,"balance":64225.18126210384,"target":128903.92630174756},{"month":3,"balance":67088.93453739757,"target":128903.92630174756},{"month":4,"balance":69966.55067195128,"target":128903.92630174756},{"month":5,"balance":72858.09677310572,"target":128903.92630174756},{"month":6,"balance":75763.64027305492,"target":128903.92630174756},{"month":7,"balance":78683.2489304187,"target":128903.92630174756},{"month":8,"balance":81616.9908318229,"target":128903.92630174756},{"month":9,"balance":84564.93439348713,"target":128903.92630174756},{"month":10,"balance":87527.14836282031,"target":128903.92630174756},{"month":11,"balance":90503.70182002387,"target":128903.92630174756},{"month":12,"balance":93494.66417970273,"target":128903.92630174756},{"month":13,"balance":96500.10519248409,"target":128903.92630174756},{"month":14,"balance":99520.09494664405,"target":128903.92630174756},{"month":15,"balance":102554.7038697421,"target":128903.92630174756},{"month":16,"balance":105604.0027302635,"target":128903.92630174756},{"month":17,"balance":108668.06263926967,"target":128903.92630174756},{"month":18,"balance":111746.95505205652,"target":128903.92630174756},{"month":19,"balance":114840.75176982081,"target":128903.92630174756},{"month":20,"balance":117949.52494133457,"target":128903.92630174756},{"month":21,"balance":121073.34706462771,"target":128903.92630174756},{"month":22,"balance":124212.29098867864,"target":128903.92630174756},{"month":23,"balance":127366.42991511314,"target":128903.92630174756},{"month":24,"balance":130535.83739991154,"target":128903.92630174756}],"coverageByMonth":[{"month":0,"monthsCovered":5.449546634083289},{"month":1,"monthsCovered":5.713578398071083},{"month":2,"monthsCovered":5.978888287243719},{"month":3,"monthsCovered":6.245482488750666},{"month":4,"monthsCovered":6.51336721969215},{"month":5,"monthsCovered":6.782548727264142},{"month":6,"monthsCovered":7.053033288904043},{"month":7,"monthsCovered":7.32482721243708},{"month":8,"monthsCovered":7.597936836223405},{"month":9,"monthsCovered":7.872368529305907},{"month":10,"monthsCovered":8.14812869155875},{"month":11,"monthsCovered":8.425223753836603},{"month":12,"monthsCovered":8.703660178124633},{"month":13,"monthsCovered":8.983444457689183},{"month":14,"monthsCovered":9.26458311722921},{"month":15,"monthsCovered":9.547082713028432},{"month":16,"monthsCovered":9.830949833108239},{"month":17,"monthsCovered":10.116191097381318},{"month":18,"monthsCovered":10.40281315780603},{"month":19,"monthsCovered":10.690822698541549},{"month":20,"monthsCovered":10.980226436103726},{"month":21,"monthsCovered":11.271031119521732},{"month":22,"monthsCovered":11.563243530495441},{"month":23,"monthsCovered":11.856870483553589},{"month":24,"monthsCovered":12.151918826212684}]}}
{"id":"emergency-fund-0248","inputs":{"monthlyExpenses":10858.762627234682,"targetMonths":11,"currentSavings":51834.69136245549,"monthlySavings":4801.633525302168,"savingsAccountRate":0.02065989974187687},"expected":{"targetAmount":119446.3888995815,"monthsToGoal":14,"yearsToGoal":1.1666666666666667,"interestEarned":2020.9426312314754,"projectedBalance":[{"month":0,"balance":51834.69136245549,"target":119446.3888995815},{"month":1,"balance":56725.566514982616,"target":119446.3888995815},{"month":2,"balance":61624.86208336818,"target":119446.3888995815},{"month":3,"balance":66532.59256469113,"target":119446.3888995815},{"month":4,"balance":71448.77248098944,"target":119446.3888995815},{"month":5,"balance":76373.41637930306,"target":119446.3888995815},{"month":6,"balance":81306.53883171699,"target":119446.3888995815},{"month":7,"balance":86248.15443540434,"target":119446.3888995815},{"month":8,"balance":91198.27781266964,"target":119446.3888995815},{"month":9,"balance":96156.92361099194,"target":119446.3888995815},{"month":10,"balance":101124.10650306832,"target":119446.3888995815},{"month":11,"balance":106099.84118685719,"target":119446.3888995815},{"month":12,"balance":111084.14238562182,"target":119446.3888995815},{"month":13,"balance":116077.02484797394,"target":119446.3888995815},{"month":14,"balance":121078.50334791731,"target":119446.3888995815}],"coverageByMonth":[{"month":0,"monthsCovered":4.7735357279520745},{"month":1,"monthsCovered":5.22394387484907},{"month":2,"monthsCovered":5.675127470675884},{"month":3,"monthsCovered":6.127087850490612},{"month":4,"monthsCovered":6.579826351649861},{"month":5,"monthsCovered":7.033344313812714},{"month":6,"monthsCovered":7.487643078944686},{"month":7,"monthsCovered":7.942723991321698},{"month":8,"monthsCovered":8.398588397534057},{"month":9,"monthsCovered":8.855237646490435},{"month":10,"monthsCovered":9.312673089421867},{"month":11,"monthsCovered":9.770896079885745},{"month":12,"monthsCovered":10.229907973769821},{"month":13,"monthsCovered":10.68971012929623},{"month":14,"monthsCovered":11.150303907025496}]}}
{"id":"emergency-fund-0249","inputs":{"monthlyExpenses":13184.18632063549,"targetMonths":11,"currentSavings":22722.12211973965,"monthlySavings":1687.602241244167,"savingsAccountRate":0.016743024790193885},"expected":{"targetAmount":145026.0495269904,"monthsToGoal":68,"yearsToGoal":5.666666666666667,"interestEarned":7792.03420437657,"projectedBalance":[{"month":0,"balance":22722.12211973965,"target":145026.0495269904},{"month":1,"balance":24441.42744881187,"target":145026.0495269904},{"month":2,"balance":26163.131642196306,"target":145026.0495269904},{"month":3,"balance":27887.238046913342,"target":145026.0495269904},{"month":4,"balance":29613.750014653302,"target":145026.0495269904},{"month":5,"balance":31342.670901782967,"target":145026.0495269904},{"month":6,"balance":33074.004069352086,"target":145026.0495269904},{"month":7,"balance":34807.752883099936,"target":145026.0495269904},{"month":8,"balance":36543.92071346183,"target":145026.0495269904},{"month":9,"balance":38282.510935575694,"target":145026.0495269904},{"month":10,"balance":40023.52692928863,"target":145026.0495269904},{"month":11,"balance":41766.972079163475,"target":145026.0495269904},{"month":12,"balance":43512.849774485374,"target":145026.0495269904},{"month":13,"balance":45261.163409268396,"target":145026.0495269904},{"month":14,"balance":47011.9163822621,"target":145026.0495269904},{"month":15,"balance":48765.11209695816,"target":145026.0495269904},{"month":16,"balance":50520.753961596994,"target":145026.0495269904},{"month":17,"balance":52278.845389174356,"target":145026.0495269904},{"month":18,"balance":54039.389797448,"target":145026.0495269904},{"month":19,"balance":55802.390608944304,"target":145026.0495269904},{"month":20,"balance":57567.851250964944,"target":145026.0495269904},{"month":21,"balance":59335.77515559354,"target":145026.0495269904},{"month":22,"balance":61106.16575970234,"target":145026.0495269904},{"month":23,"balance":62879.02650495888,"target":145026.0495269904},{"month":24,"balance":64654.3608378327,"target":145026.0495269904},{"month":25,"balance":66432.17220960202,"target":145026.0495269904},{"month":26,"balance":68212.46407636051,"target":145026.0495269904},{"month":27,"balance":69995.23989902392,"target":145026.0495269904},{"month":28,"balance":71780.50314333683,"target":145026.0495269904},{"month":29,"balance":73568.25727987946,"target":145026.0495269904},{"month":30,"balance":75358.50578407432,"target":145026.0495269904},{"month":31,"balance":77151.25213619306,"target":145026.0495269904},{"month":32,"balance":78946.49982136313,"target":145026.0495269904},{"month":33,"balance":80744.25232957465,"target":145026.0495269904},{"month":34,"balance":82544.51315568713,"target":145026.0495269904},{"month":35,"balance":84347.28579943631,"target":145026.0495269904},{"month":36,"balance":86152.57376544095,"target":145026.0495269904},{"month":37,"balance":87960.3805632096,"target":145026.0495269904},{"month":38,"balance":89770.7097071475,"target":145026.0495269904},{"month":39,"balance":91583.56471656334,"target":145026.0495269904},{"month":40,"balance":93398.94911567617,"target":145026.0495269904},{"month":41,"balance":95216.86643362216,"target":145026.0495269904},{"month":42,"balance":97037.32020446156,"target":145026.0495269904},{"month":43,"balance":98860.3139671855,"target":145026.0495269904},{"month":44,"balance":100685.85126572291,"target":145026.0495269904},{"month":45,"balance":102513.9356489474,"target":145026.0495269904},{"month":46,"balance":104344.57067068413,"target":145026.0495269904},{"month":47,"balance":106177.75988971675,"target":145026.0495269904},{"month":48,"balance":108013.50686979432,"target":145026.0495269904},{"month":49,"balance":109851.81517963823,"target":145026.0495269904},{"month":50,"balance":111692.68839294912,"target":145026.0495269904},{"month":51,"balance":113536.13008841383,"target":145026.0495269904},{"month":52,"balance":115382.14384971242,"target":145026.0495269904},{"month":53,"balance":117230.73326552505,"target":145026.0495269904},{"month":54,"balance":119081.901929539,"target":145026.0495269904},{"month":55,"balance":120935.65344045566,"target":145026.0495269904},{"month":56,"balance":122791.99140199748,"target":145026.0495269904},{"month":57,"balance":124650.91942291507,"target":145026.0495269904},{"month":58,"balance":126512.44111699412,"target":145026.0495269904},{"month":59,"balance":128376.56010306244,"target":145026.0495269904},{"month":60,"balance":130243.28000499707,"target":145026.0495269904}],"coverageByMonth":[{"month":0,"monthsCovered":1.7234375764377414},{"month":1,"monthsCovered":1.853844208084111},{"month":2,"monthsCovered":1.9844327898526861},{"month":3,"monthsCovered":2.11520357560975},{"month":4,"monthsCovered":2.246156819575794},{"month":5,"monthsCovered":2.3772927763260117},{"month":6,"monthsCovered":2.5086117007907918},{"month":7,"monthsCovered":2.6401138482562168},{"month":8,"monthsCovered":2.771799474364556},{"month":9,"monthsCovered":2.9036688351147664},{"month":10,"monthsCovered":3.035722186862986},{"month":11,"monthsCovered":3.167959786323034},{"month":12,"monthsCovered":3.3003818905669116},{"month":13,"monthsCovered":3.4329887570253},{"month":14,"monthsCovered":3.56578064348806},{"month":15,"monthsCovered":3.698757808104735},{"month":16,"monthsCovered":3.831920509385053},{"month":17,"monthsCovered":3.965269006199426},{"month":18,"monthsCovered":4.0988035577794575},{"month":19,"monthsCovered":4.232524423718443},{"month":20,"monthsCovered":4.366431863971877},{"month":21,"monthsCovered":4.500526138857957},{"month":22,"monthsCovered":4.634807509058091},{"month":23,"monthsCovered":4.7692762356174025},{"month":24,"monthsCovered":4.903932579945237},{"month":25,"monthsCovered":5.038776803815674},{"month":26,"monthsCovered":5.173809169368035},{"month":27,"monthsCovered":5.30902993910739},{"month":28,"monthsCovered":5.444439375905068},{"month":29,"monthsCovered":5.580037742999175},{"month":30,"monthsCovered":5.7158253039950955},{"month":31,"monthsCovered":5.851802322866011},{"month":32,"monthsCovered":5.987969063953416},{"month":33,"monthsCovered":6.124325791967623},{"month":34,"monthsCovered":6.260872771988284},{"month":35,"monthsCovered":6.397610269464904},{"month":36,"monthsCovered":6.534538550217357},{"month":37,"monthsCovered":6.6716578804364035},{"month":38,"monthsCovered":6.808968526684207},{"month":39,"monthsCovered":6.946470755894849},{"month":40,"monthsCovered":7.084164835374858},{"month":41,"monthsCovered":7.222051032803715},{"month":42,"monthsCovered":7.3601296162343885},{"month":43,"monthsCovered":7.498400854093842},{"month":44,"monthsCovered":7.636865015183566},{"month":45,"monthsCovered":7.775522368680098},{"month":46,"monthsCovered":7.91437318413554},{"month":47,"monthsCovered":8.05341773147809},{"month":48,"monthsCovered":8.192656281012567},{"month":49,"monthsCovered":8.332089103420929},{"month":50,"monthsCovered":8.471716469762802},{"month":51,"monthsCovered":8.611538651476012},{"month":52,"monthsCovered":8.75155592037711},{"month":53,"monthsCovered":8.891768548661895},{"month":54,"monthsCovered":9.032176808905955},{"month":55,"monthsCovered":9.172780974065182},{"month":56,"monthsCovered":9.313581317476315},{"month":57,"monthsCovered":9.454578112857464},{"month":58,"monthsCovered":9.595771634308646},{"month":59,"monthsCovered":9.737162156312317},{"month":60,"monthsCovered":9.878749953733907}]}}
