Worthune’s Ultimate Guide to Private Placement Life Insurance provides in-depth information and nuanced perspectives about an innovative investment plus insurance vehicle that may be appropriate for the high net worth and ultra-high net worth individuals and families. (There is a companion product – the private placement variable annuity (PPVA) which may also be a complement to [...]
For many high net worth clients, choosing a financial advisor is a critical step in their financial planning and wealth management journey. You will be embarking on a partnership that lasts multiple years, if not decades, and hence picking a financial planner/wealth manager is a decision fraught with tremendous consequences. Depending on the overall wealth and [...]
There are a different college savings options for wealthy families, but confusion abounds about what path is the right one. In particular, for high net worth parents and grandparents, providing for a college education to the next generation, while balancing taxes, moral hazards (kids having access to too much money), risks and controls, and wealth transfer [...]
Worthune’s Ultimate Variable Annuity Guide for Wealth Investors addresses the often controversial and a complex investment plus insurance vehicle – the Variable Annuities. The industry is rife with debates between various quarters with a vested interest – each espousing their point of view. We are not going to take sides. The Variable Annuity Guide for Wealthy [...]
Worthune’s comprehensive and in-depth guide to Donor Advised Funds (or D.A.F.s) helps wealthy families understand the new and hot concept in charitable giving spanning areas like how a Donor-Advised fund works, what are the pros and cons of a donor-advised fund, the tax implications, and a brief overview of the various sponsoring organizations. Donor Advised Funds [...]
Worthune’s Hedge Fund Investing Guide is a comprehensive overview of key aspects of alternative investments universe including whether to invest in hedge funds, how to select the right fund/manager, where to invest, and how to measure the performance. The Hedge fund investing guide is for wealthy investors and families who have heard of the concept of [...]
Worthune’s Smart Beta Investing Strategy Guide for Wealthy Investors: If you are a wealthy investor, your advisors may have brought up the concept of Smart Beta or Smart Beta Investing. For investors with a significant footprint in the stock market, it is essential to understand the idea of smart beta and the smart beta products in [...]
Wealthy investors, particularly executives with concentrated positions in a specific stock (or stocks), who are always worried about how to protect the position/wealth against market volatility may want to consider a collar options strategy. Imagine, if an entrepreneur sold a startup to a publicly listed company and had received the acquirer’s stock as consideration. Now, the [...]
Why should high net worth individuals and families care about covered calls options strategy? (Also known as writing covered calls). It is because a covered call can be one way of increasing your potential income stream from the underlying stocks in your portfolio. Of course, given the value of HNW investor time, it is very likely [...]
Many financial planners go to extreme lengths and in the bargain subject their clients to considerable pain while creating the precise or perfect financial plans. The intentions are noble, the approach sounds reasonable, the calculations are accurate, and the inputs are painstakingly detailed, but the challenges are in assumptions and the dynamic nature of life. Even [...]
